Regional Management (RM) Panoramica del titolo
Regional Management Corp. è una società finanziaria diversificata che fornisce vari prodotti di prestito rateale principalmente a clienti con accesso limitato al credito al consumo da parte di banche, istituti di credito, società di carte di credito e altri prestatori negli Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 5/6 |
| Crescita futura | 1/6 |
| Prestazioni passate | 4/6 |
| Salute finanziaria | 3/6 |
| Dividendi | 3/6 |
Premi
Analisi del rischio
RM Community Fair Values
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Analyst Price Targets
Concorrenti di Regional Management Corp.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$35.36 |
| Massimo di 52 settimane | US$46.00 |
| Minimo di 52 settimane | US$26.06 |
| Beta | 1.04 |
| Variazione di 1 mese | -9.68% |
| Variazione a 3 mesi | 10.50% |
| Variazione di 1 anno | 34.45% |
| Variazione a 3 anni | 39.71% |
| Variazione a 5 anni | -24.35% |
| Variazione dall'IPO | 114.95% |
Notizie e aggiornamenti recenti
Aggiornamento della narrazione • May 03
RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E
Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.Aggiornamento della narrazione • Apr 19
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts are keeping their $47.00 price target on Regional Management unchanged, citing only minor adjustments in revenue growth, profit margin, and future P/E assumptions that leave their overall valuation view steady. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that supports developers and builders creating financial products.Recent updates
Aggiornamento della narrazione • May 03
RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E
Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.Aggiornamento della narrazione • Apr 19
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts are keeping their $47.00 price target on Regional Management unchanged, citing only minor adjustments in revenue growth, profit margin, and future P/E assumptions that leave their overall valuation view steady. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that supports developers and builders creating financial products.Aggiornamento della narrazione • Apr 05
RM: Bank Partnership Will Support Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management by $3 to $47, reflecting slightly lower fair value assumptions along with small adjustments to revenue growth, profit margin, and future P/E expectations. What's in the News Regional Management Corp.Aggiornamento della narrazione • Mar 22
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts have kept their $50.00 price target for Regional Management unchanged, reflecting steady assumptions around the discount rate, revenue growth, profit margin, and future P/E that together support a consistent view of the stock's valuation profile. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company’s secured and unsecured installment lending products in select states, supporting entry into new markets and a broader product lineup over time (Key Developments).Aggiornamento della narrazione • Mar 07
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts have adjusted their price target on Regional Management to $50.00, reflecting updated assumptions for revenue growth, profit margin, and a lower future P/E multiple while keeping the fair value estimate and discount rate unchanged. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank focused on supporting developers and builders that create financial products.Aggiornamento della narrazione • Feb 20
RM: Share Repurchases Will Support Future Upside At Undervalued P/E
Narrative Update on Regional Management Analysts have kept their average price target for Regional Management steady at $50.00, with the updated assumptions reflecting slightly higher revenue expectations, a modestly lower projected profit margin, and an unchanged forward P/E estimate. What's in the News Regional Management reported repurchasing 196,999 shares between October 1, 2025 and December 31, 2025 for US$7.5 million, representing 2.01% of its shares.Articolo di analisi • Feb 08
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 12th of March. The dividend yield will be...Aggiornamento della narrazione • Feb 06
RM: Higher Future P/E Assumptions Will Drive Share Upside
Analysts have raised their price target on Regional Management to US$50.00 from US$46.33, reflecting updated assumptions around revenue growth, profit margins, and a higher future P/E multiple. Valuation Changes Fair Value: updated from US$46.33 to US$50.00, a modest upward adjustment to the target level.
Aggiornamento della narrazione • Jan 22
RM: Buybacks And New Leadership Will Guide A Balanced Risk Outlook
Analysts are maintaining their fair value estimate for Regional Management at US$39.00. Only minor model adjustments to revenue growth, profit margin and future P/E assumptions were made, which did not warrant a change to the overall price target.Aggiornamento della narrazione • Jan 08
RM: Buybacks And Leadership Transition Will Shape A Measured Risk Profile
Analysts have lifted their fair value estimate for Regional Management from $35.00 to $39.00, citing updated assumptions around discount rates, revenue growth, profit margins, and a higher future P/E multiple. What's in the News From July 1, 2025 to October 31, 2025, Regional Management repurchased 564,465 shares for $21.5 million, bringing total buybacks under the December 2, 2024 authorization to 1,020,689 shares for $36.5 million.Aggiornamento della narrazione • Dec 24
RM: Expanded Buybacks Will Drive Future Upside For Shares
Narrative Update on Regional Management Price Target Analysts have maintained their price target for Regional Management at $46.33, reflecting unchanged assumptions around revenue growth, profit margins, and valuation multiples that continue to support a stable outlook for the shares. What's in the News Regional Management completed the repurchase of 1,020,689 shares, approximately 10.2 percent of its outstanding shares, for $36.5 million under the buyback announced on December 2, 2024 (company disclosure).Articolo di analisi • Dec 15
Investors Holding Back On Regional Management Corp. (NYSE:RM)
With a price-to-earnings (or "P/E") ratio of 9.4x Regional Management Corp. ( NYSE:RM ) may be sending very bullish...Aggiornamento della narrazione • Dec 10
RM: Aggressive Share Repurchases Will Drive Future Upside Potential
Narrative Update on Regional Management Analysts have modestly increased their price target on Regional Management to approximately $46.33 per share. This reflects stable assumptions for discount rate, revenue growth, profit margin, and future earnings multiples that continue to support a largely unchanged fair value outlook.Aggiornamento della narrazione • Nov 26
RM: Share Repurchases And New Market Entry Will Support Long-Term Upside
Analysts have slightly adjusted their price target for Regional Management, reflecting a small increase from $46.33 to $46.33. This is based on updated forecasts of modestly slower revenue growth and a marginally higher profit margin.Aggiornamento della narrazione • Nov 09
RM: Expansion Into New States Will Drive Portfolio Performance Ahead
Analysts have raised their price target for Regional Management from $44.67 to $46.33. This change reflects updated expectations based on recent adjustments to key financial projections.Aggiornamento della narrazione • Oct 25
Digital Channels And Machine Learning Will Drive Profit Despite Margin Pressure
Narrative Update on Regional Management Price Target Analysts have adjusted their price target for Regional Management slightly downward to $44.67 per share. They cite expectations for a lower profit margin and a modest increase in the projected future price-to-earnings ratio.Aggiornamento della narrazione • Oct 10
Sunbelt Digital Channels And Machine Learning Will Fuel Future Success
Analysts have raised their price target for Regional Management from $39.75 to $44.67. This reflects updated evaluations of fair value even as revenue growth and profit margin expectations are slightly more conservative.Articolo di analisi • Aug 24
Market Might Still Lack Some Conviction On Regional Management Corp. (NYSE:RM) Even After 27% Share Price Boost
Regional Management Corp. ( NYSE:RM ) shares have continued their recent momentum with a 27% gain in the last month...Articolo di analisi • Aug 03
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 10th of September...Seeking Alpha • Jun 05
New Student Loan Debt Could Spell Trouble For Regional Management
Summary US consumer debt is at record highs, with rising delinquencies and student loan repayments worsening the risk environment for lenders like Regional Management Corporation. RM's Q1 2025 results showed solid loan growth and stable delinquency trends. After earning $4.16 in FY 2024, the company is projected to earn $4.37 this year, a 5% increase. Despite RM's low valuation and attractive dividend yield, the company faces heightened credit risk, due to its exposure to financially stressed, low-credit-score borrowers. Given the challenging macro backdrop, I recommend a hold rating on RM until US consumer debt trends stabilize and repayment behaviors improve. Read the full article on Seeking AlphaArticolo di analisi • May 16
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 11th of June. This means the annual payment...Articolo di analisi • May 03
Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
There's been a notable change in appetite for Regional Management Corp. ( NYSE:RM ) shares in the week since its...Articolo di analisi • Apr 16
Investors Continue Waiting On Sidelines For Regional Management Corp. (NYSE:RM)
Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 7.5x might make it look like a strong buy...
Nuova narrazione • Sep 24
Strategic Expansions And Disciplined Growth Propel Profitability In Consumer Finance
Expanding into auto-secured loans and carefully managing credit quality reflects a strategic approach to boosting future earnings while controlling risk.Articolo di analisi • May 07
Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story
Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 13.4x might make it look like a buy right...Seeking Alpha • Apr 18
Regional Management: A Hold Despite Non-Prime Market Potential
Summary Regional Management Corp offers loans to borrowers with low credit scores as an alternative to payday loans. The company's business model includes small loans and large loans, with collateralized assets. Despite potential growth in the non-prime lending market, Regional Management faces significant credit risk and increasing competition, making a hold recommendation prudent. Read the full article on Seeking AlphaArticolo di analisi • Feb 11
Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30
The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 14th of March, with...Articolo di analisi • Dec 28
Regional Management Corp. (NYSE:RM) Soars 26% But It's A Story Of Risk Vs Reward
Those holding Regional Management Corp. ( NYSE:RM ) shares would be relieved that the share price has rebounded 26% in...Rendimenti per gli azionisti
| RM | US Consumer Finance | US Mercato | |
|---|---|---|---|
| 7D | 3.4% | -0.4% | 1.1% |
| 1Y | 34.4% | 7.8% | 28.7% |
Ritorno vs Industria: RM ha superato il US Consumer Finance che ha restituito 7.8 % nell'ultimo anno.
Rendimento vs Mercato: RM ha superato il mercato US che ha restituito 28.7 % nell'ultimo anno.
Volatilità dei prezzi
| RM volatility | |
|---|---|
| RM Average Weekly Movement | 5.2% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.1% |
Prezzo delle azioni stabile: RM non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 5% ) di RM è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1987 | 2,112 | Lakhbir Lamba | www.regionalmanagement.com |
Regional Management Corp. è una società finanziaria diversificata che fornisce vari prodotti di prestito rateale principalmente a clienti con accesso limitato al credito al consumo da parte di banche, istituti di credito, società di carte di credito e altri prestatori negli Stati Uniti. Offre prestiti di piccola e grande entità e i relativi prodotti assicurativi di protezione dei pagamenti e delle garanzie. L'azienda fornisce anche assicurazioni facoltative di protezione dei pagamenti e delle garanzie in relazione ai suoi prodotti di prestito, tra cui l'assicurazione sulla vita del credito, l'assicurazione contro gli infortuni e le malattie, l'assicurazione contro la disoccupazione involontaria e l'assicurazione sulla proprietà personale, nonché servizi di riassicurazione.
Regional Management Corp. Riepilogo dei fondamenti
| RM statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$325.60m |
| Utili (TTM) | US$48.81m |
| Ricavi(TTM) | US$638.78m |
6.7x
Rapporto P/E0.5x
Rapporto P/SRM è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| RM Conto economico (TTM) | |
|---|---|
| Ricavi | US$638.78m |
| Costo del fatturato | US$252.31m |
| Profitto lordo | US$386.47m |
| Altre spese | US$337.66m |
| Utili | US$48.81m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 5.30 |
| Margine lordo | 60.50% |
| Margine di profitto netto | 7.64% |
| Rapporto debito/patrimonio netto | 429.5% |
Come si è comportato RM nel lungo periodo?
Vedi performance storica e confrontoDividendi
3.4%
Rendimento attuale del dividendo23%
Rapporto di remunerazioneRM paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di RM| Regional Management date dei dividendi | |
|---|---|
| Data di stacco del dividendo | May 20 2026 |
| Data di pagamento dei dividendi | Jun 10 2026 |
| Giorni fino al dividendo Ex | 5 days |
| Giorni prima della data di pagamento dei dividendi | 16 days |
RM paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di RMAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/24 17:35 |
| Prezzo dell'azione a fine giornata | 2026/05/22 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Regional Management Corp. è coperta da 9 analisti. 4 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| David Chiaverini | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| David Scharf | Citizens JMP Securities, LLC |