Encore Capital Group Salute del bilancio
Criteri Salute finanziaria verificati 2/6
Encore Capital Group ha un patrimonio netto totale di $1.1B e un debito totale di $4.2B, che porta il suo rapporto debito/patrimonio netto a 388%. Le sue attività totali e le sue passività totali sono rispettivamente $5.6B e $4.5B. L'EBIT di Encore Capital Group è $717.5M rendendo il suo rapporto di copertura degli interessi 2.5. Ha liquidità e investimenti a breve termine pari a $182.9M.
Informazioni chiave
388.01%
Rapporto debito/patrimonio netto
US$4.19b
Debito
| Indice di copertura degli interessi | 2.5x |
| Contanti | US$182.93m |
| Patrimonio netto | US$1.08b |
| Totale passività | US$4.49b |
| Totale attività | US$5.57b |
Aggiornamenti recenti sulla salute finanziaria
Nessun aggiornamento
Recent updates
Seeking Alpha • Jul 17
Encore Capital Group: Sustained Tailwinds Warrant Small Position
Summary Encore Capital Group shares have surged 65% year-to-date, reflecting strong market momentum. The guidance for 2026 looks stellar. Collections at $2.8 billion, an increase of 8% YoY. Earnings guidance of $13.00 per share, an increase of 19% YoY. I see two key secular tailwinds as being persistent, not temporary: high total consumer loan volume, along with elevated charge-off rates. This alone warrants a small position, in my opinion. Risks include a severely deteriorating collection environment, increased legal costs, and goodwill write-offs. Read the full article on Seeking AlphaArticolo di analisi • Jun 20
Encore Capital Group (ECPG) Stock Could Be 31% Undervalued Despite Strong Share Price Momentum
Encore Capital Group (ECPG) has been drawing investor attention after recent share price moves. This has prompted a closer look at how its debt recovery business, earnings profile, and recent returns line up for portfolio decisions. See our latest analysis for Encore Capital Group. At a share price of $83.05, Encore Capital Group has seen short term share price momentum continue. The 90 day share price return is 22.1% and the 1 year total shareholder return is 115.16%, which points to...
Aggiornamento narrativa • Jun 17
ECPG: Refinancing And 2026 EPS Guidance Will Support Future Stock Upside
Analysts have lifted their fair value estimate for Encore Capital Group from $104.33 to $113.33, reflecting updated assumptions that recent debt refinancings could support higher profitability over time. Analyst Commentary Recent Street research on Encore Capital Group centers on how debt refinancings could influence profitability and justify higher valuation targets.Aggiornamento narrativa • Jun 02
ECPG: 2026 EPS Guidance And Liquidity Moves Will Drive Further Upside
Analysts have lifted their price targets on Encore Capital Group by about $8 per share, citing updated views on fair value, discount rates, revenue growth assumptions, profit margins, and future P/E multiples. Analyst Commentary Bullish Takeaways Bullish analysts lifting price targets by double digit dollar amounts point to a higher assessed fair value for Encore Capital Group, which they link to updated views on the stock’s risk and return profile.
Aggiornamento narrativa • May 24
The Undervalued Cash Machine Hiding in Plain Sight
As I have previously written, ECPG is solid and undervalued. Despite recent analyst attention and a meaningful increase in its share price, I believe it remains undervalued.Aggiornamento narrativa • Apr 23
ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Further Upside
Encore Capital Group's analyst fair value estimate has increased by about $14 per share to $96.67 as analysts incorporate recent price target revisions across the Street and updated assumptions on future earnings and recoveries. Analyst Commentary Street research on Encore Capital Group has recently leaned constructive, with several bullish analysts lifting price targets and building in higher earnings expectations tied to recent results and updated recovery assumptions.Aggiornamento narrativa • Apr 05
ECPG: Recovery Assumptions And 2026 EPS Guidance Will Support Future Upside
Analysts have raised their price targets on Encore Capital Group to a higher range of $78 to $90, citing Q4 earnings outperformance, increased 2026 EPS estimates tied to changes in recoveries, and what they describe as solid collections, capital deployment, and margin trends. Analyst Commentary Recent research notes cluster around a more supportive stance on Encore Capital Group, with several bullish analysts pointing to Q4 outperformance, higher earnings forecasts, and operational execution as key inputs to their updated valuation work.Aggiornamento narrativa • Mar 22
ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Future Upside
Analysts have lifted their price targets on Encore Capital into a higher $78 to $90 range, citing a Q4 earnings beat, higher 2026 EPS estimates tied to changes in recoveries, and what they describe as another solid quarter with strong collections, record capital deployment, and improving margins. Analyst Commentary Recent research points to a more constructive stance on Encore Capital Group, with several bullish analysts lifting their valuation frameworks following Q4 results and updated guidance around recoveries and earnings power.Aggiornamento narrativa • Mar 06
ECPG: Recovery Trends And 2026 EPS Guidance Will Shape Future Returns
Analysts have raised their average fair value estimate for Encore Capital Group to about $82.67 from roughly $62.67. They point to a combination of higher price targets in the $78 to $90 range and updated earnings expectations, following what they describe as solid recent quarters and stronger recoveries.Aggiornamento narrativa • Feb 19
ECPG: Lower Risk Assumptions And Modest P/E Repricing Will Shape Returns
Analysts have lifted their $ fair value estimate for Encore Capital Group by about $2 per share, citing refreshed research from Northland and Citizens that supports slightly lower discount rate assumptions and a modestly higher future P/E multiple. Analyst Commentary Recent Street research on Encore Capital Group has focused on refreshed valuation work, with higher price targets tied to updated discount rate assumptions and expectations for a somewhat stronger P/E multiple over time.Aggiornamento narrativa • Feb 05
ECPG: Higher Future P/E And Earnings Visibility Will Support Upside Potential
Analysts have lifted their fair value estimate for Encore Capital Group from $60.25 to about $62.67, citing updated views on earnings potential and valuation multiples reflected in recent price target increases. Analyst Commentary Recent research updates highlight that bullish analysts are revisiting their fair value views for Encore Capital Group, with some price targets being reset higher in light of their latest earnings work and valuation checks.Aggiornamento narrativa • Jan 22
ECPG: Expanded Buybacks And Higher Future P/E Will Shape Steady Returns
Analysts lifted their price target on Encore Capital Group by $16, citing updated expectations for slower revenue growth, a narrower profit margin, and a higher future P/E multiple, while keeping their fair value estimate at $60.25. Analyst Commentary Bullish Takeaways Bullish analysts see the higher future P/E multiple as a sign that investors may be willing to pay more for each dollar of earnings, assuming the company can deliver against current expectations.Aggiornamento narrativa • Jan 06
ECPG: Expanded Buybacks Will Support Steady Future Returns At Current Pricing
Analysts kept their fair value estimate for Encore Capital Group steady at US$60.25. This reflects unchanged assumptions around revenue growth, profit margins and future P/E expectations.Aggiornamento narrativa • Dec 20
ECPG: Expanded Buybacks Will Likely Support Steady Future Share Performance
Analysts have modestly adjusted their price target on Encore Capital Group, increasing it by $0.00 per share as they reaffirm expectations for steady revenue growth, resilient profit margins, and a stable valuation multiple that remains aligned with prior assumptions. What's in the News Encore Capital Group increased its equity buyback authorization by $300 million on November 5, 2025, lifting the total repurchase capacity to $600 million (company announcement).Aggiornamento narrativa • Dec 06
ECPG: Expanded Share Repurchases Will Support Stronger Future Share Price Performance
Analysts have raised their price target on Encore Capital Group slightly to align with a refined fair value estimate of $60.25. This reflects stable growth and margin assumptions that support a modestly improved outlook.Aggiornamento narrativa • Nov 22
ECPG: Expanded Share Buybacks Will Drive Future Share Price Gains
Analysts have revised their price target for Encore Capital Group, lowering it from $60.25 to $60.25. This reflects a minimal adjustment as updated projections for future price-to-earnings ratios shift slightly.Aggiornamento narrativa • Nov 07
ECPG: Updated Outlook Suggests Profitability Will Drive Higher Share Prices
Analysts have raised their price target for Encore Capital Group from $57.25 to $60.25 per share. They cite an updated assessment of growth prospects and profitability, despite modest adjustments to revenue forecasts and profit margins.Nuova narrativa • May 28
US Consumer Lending Will Fuel Portfolio Expansion
Elevated supply of non-performing loans and favorable credit conditions are fueling Encore's portfolio growth, earnings expansion, and future revenue opportunities.Articolo di analisi • Jun 01
We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package
Key Insights Encore Capital Group's Annual General Meeting to take place on 7th of June CEO Ashish Masih's total...Articolo di analisi • Dec 18
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Articolo di analisi • Sep 18
Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Seeking Alpha • Jul 12
Encore Capital Group stock gains after positive mention on CNBC
Encore Capital Group (NASDAQ:ECPG) stock gained 4.2% in Tuesday trading after Ritholtz's Josh Brown mentioned the publicly traded debt collector in the U.S. in CNBC's Halftime Report. "I have a small position, I intend to add to it," Brown said "Basically, this is an essential part of life. You may not love debt collection, but we are going to have a very big uptick in non-performing loans," he added. He prefaced his comments with: "Don't buy something just because it gets mentioned on TV. SA's Quant system, which historically outperforms the market, has a Hold on Encore Capital (ECPG), compared with the average Wall Street rating of Buy.Articolo di analisi • Jun 12
Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Analisi della posizione finanziaria
Passività a breve termine: Le attività a breve termine ( $4.9B ) di ECPG superano le sue passività a breve termine ( $427.3M ).
Passività a lungo termine: Le attività a breve termine di ECPG ( $4.9B ) superano le sue passività a lungo termine ( $4.1B ).
Storia e analisi del rapporto debito/patrimonio netto
Livello di debito: Il rapporto debito netto/patrimonio netto ( 371.1% ) di ECPG è considerato alto.
Riduzione del debito: Il rapporto debito/patrimonio netto di ECPG è aumentato da 221.1% a 388% negli ultimi 5 anni.
Copertura del debito: Il debito di ECPG non è ben coperto dal flusso di cassa operativo ( 3.6% ).
Copertura degli interessi: I pagamenti degli interessi sul debito di ECPG non sono ben coperti dall'EBIT ( 2.5 x copertura).
Bilancio
Scoprire le aziende sane
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/08/11 11:47 |
| Prezzo dell'azione a fine giornata | 2026/08/11 00:00 |
| Utili | 2026/06/30 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
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| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
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| Proprietà | 10 anni |
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| Gestione | 10 anni |
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| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Encore Capital Group, Inc. è coperta da 12 analisti. 4 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Iza Rokicka | Biuro maklerskie mBanku |
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |