OFG Bancorp

Report azionario NYSE:OFG

Capitalizzazione di mercato: US$1.9b

OFG Bancorp Crescita futura

Criteri Future verificati 0/6

Si prevede che gli utili di OFG Bancorp diminuiranno a 5.5% all'anno, mentre si prevede che i suoi ricavi annuali cresceranno a 6% all'anno. Si prevede che l'EPS crescerà di 0.3% all'anno. Si prevede che il ritorno sul capitale proprio sarà 13.7% in 3 anni.

Informazioni chiave

-5.5%

Tasso di crescita degli utili

0.33%

Tasso di crescita dell'EPS

Banks crescita degli utili8.2%
Tasso di crescita dei ricavi6.0%
Rendimento futuro del capitale proprio13.73%
Copertura analitica

Low

Ultimo aggiornamento04 May 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione • Apr 28

OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance

OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.
Aggiornamento della narrazione • Apr 12

OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance

Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.
Aggiornamento della narrazione • Mar 28

OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance

Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.
Aggiornamento della narrazione • Mar 13

OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance

Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.
Aggiornamento della narrazione • Feb 27

OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook

Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.
Aggiornamento della narrazione • Feb 13

OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings

Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.
Articolo di analisi • Feb 01

OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35

OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...
Aggiornamento della narrazione • Jan 30

OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside

Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.
Aggiornamento della narrazione • Jan 15

OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns

Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.
Seeking Alpha • Oct 09

OFG Bancorp: Loan Growth To Help Earnings Inch Up

Summary Due to Puerto Rico’s persistently strong job market, I’m expecting loan growth to remain above last year’s level. Risks to loan growth are worsening economic activity and sharply rising home prices. The combination of sticky deposit costs and relatively rate-sensitive loan yields will likely lead to margin pressure in a declining interest rate environment. I’m expecting the EPS to grow by 3.7% to $4.38 in 2025. I’m maintaining a buy rating based on a price upside of 7.3%and dividend yield of 2.8%. Read the full article on Seeking Alpha
Articolo di analisi • Mar 20

OFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...
Seeking Alpha • Feb 08

OFG Bancorp: The Picture Looks Better Than I Previously Thought

Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking Alpha
Seeking Alpha • Jan 29

OFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook

Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
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Nuova narrazione • Oct 20

Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges

The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.
Seeking Alpha • Oct 15

OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate

Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking Alpha
Articolo di analisi • Oct 14

Do OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Articolo di analisi • Jul 03

Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Articolo di analisi • Mar 01

OFG Bancorp (NYSE:OFG) Is Increasing Its Dividend To $0.25

OFG Bancorp ( NYSE:OFG ) will increase its dividend from last year's comparable payment on the 15th of April to $0.25...

Previsioni di crescita degli utili e dei ricavi

NYSE:OFG - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/2028762194N/AN/A1
12/31/2027727186N/AN/A3
12/31/2026732198N/AN/A3
3/31/2026635213189208N/A
12/31/2025624205199218N/A
9/30/2025624200160197N/A
6/30/2025619195176215N/A
3/31/2025623194235275N/A
12/31/2024629198211253N/A
9/30/2024639194298322N/A
6/30/2024642192331352N/A
3/31/2024633185284304N/A
12/31/2023629182278296N/A
9/30/2023626182219237N/A
6/30/2023620179153174N/A
3/31/2023610175152177N/A
12/31/2022590166133164N/A
9/30/202256615390123N/A
6/30/202255715390121N/A
3/31/202255515374103N/A
12/31/202154214577100N/A
9/30/20215241335977N/A
6/30/20214981176482N/A
3/31/2021466973752N/A
12/31/2020433682035N/A
9/30/202038944103118N/A
6/30/2020335238397N/A
3/31/20203102694108N/A
12/31/201930847N/A110N/A
9/30/201932373N/A101N/A
6/30/201935087N/A119N/A
3/31/201934581N/A119N/A
12/31/201834072N/A133N/A
9/30/201831763N/A119N/A
6/30/201831243N/A194N/A
3/31/201830541N/A162N/A
12/31/201730239N/A151N/A
9/30/201730937N/A138N/A
6/30/201730149N/A53N/A
3/31/201730146N/A80N/A
12/31/201631345N/A79N/A
9/30/201627229N/A77N/A
6/30/201627318N/A82N/A
3/31/20162611N/A86N/A
12/31/2015228-16N/A97N/A
9/30/20152805N/A81N/A
6/30/201529320N/A127N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: Si prevede che gli utili di OFG diminuiranno nei prossimi 3 anni ( -5.5% all'anno).

Guadagni vs Mercato: Si prevede che gli utili di OFG diminuiranno nei prossimi 3 anni ( -5.5% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di OFG diminuiranno nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di OFG ( 6% all'anno) crescerà più lentamente rispetto al mercato US ( 11.7% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di OFG ( 6% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di OFG sarà basso tra 3 anni ( 13.7 %).

Scoprire le aziende in crescita

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/21 07:05
Prezzo dell'azione a fine giornata2026/05/21 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

OFG Bancorp è coperta da 11 analisti. 4 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Joseph GladueB. Riley Securities, Inc.
Taylor BrodarickGuggenheim Securities, LLC
Brett RabatinHovde Group, LLC