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OFG Bancorp Stock Price

NYSE:OFG Community·US$1.8b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 4 Fair Values set on narratives written by author

OFG Share Price Performance

US$42.00
-1.35 (-3.11%)
US$50.00
Fair Value
US$42.00
-1.35 (-3.11%)
16.0% undervalued intrinsic discount
US$50.00
Fair Value
Price US$42.00
AnalystConsensusTarget US$50.00

OFG Community Narratives

AnalystConsensusTarget·
Fair Value US$50 16.0% undervalued intrinsic discount

Digital Banking Expansion Will Lower Costs, Unlock Puerto Rico Potential

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US$50
16.0% undervalued intrinsic discount
Revenue
10.17% p.a.
Profit Margin
24.66%
Future PE
11.92x
Price in 2028
US$59.93

Trending Discussion

Updated Narratives

OFG logo

Digital Banking Expansion Will Lower Costs, Unlock Puerto Rico Potential

Fair Value: US$50 16.0% undervalued intrinsic discount
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Snowflake Analysis

Flawless balance sheet, undervalued and pays a dividend.

3 Risks
3 Rewards

OFG Bancorp Key Details

US$624.0m

Revenue

US$0

Cost of Revenue

US$624.0m

Gross Profit

US$424.4m

Other Expenses

US$199.6m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
Jan 22, 2026
4.54
100.00%
31.98%
40.5%
View Full Analysis

About OFG

Founded
1964
Employees
2217
CEO
José Fernández
WebsiteView website
www.ofgbancorp.com

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company’s portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Recent OFG News & Updates

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