OFG Bancorp (OFG) Panoramica del titolo
OFG Bancorp, una holding finanziaria, fornisce una serie di servizi bancari e finanziari negli Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 5/6 |
| Crescita futura | 0/6 |
| Prestazioni passate | 3/6 |
| Salute finanziaria | 6/6 |
| Dividendi | 3/6 |
Premi
Analisi del rischio
OFG Community Fair Values
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Analyst Price Targets
Concorrenti di OFG Bancorp
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$49.35 |
| Massimo di 52 settimane | US$50.66 |
| Minimo di 52 settimane | US$35.71 |
| Beta | 0.71 |
| Variazione di 1 mese | 5.38% |
| Variazione a 3 mesi | 15.47% |
| Variazione di 1 anno | 10.48% |
| Variazione a 3 anni | 74.63% |
| Variazione a 5 anni | 137.03% |
| Variazione dall'IPO | 3,769.53% |
Notizie e aggiornamenti recenti
Aggiornamento della narrazione • Jun 17
OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price
Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.Seeking Alpha • Jun 03
OFG Bancorp: Further Progress Is Needed To Justify An Upgrade
Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking AlphaAggiornamento della narrazione • Jun 02
OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk
Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.Recent updates
Aggiornamento della narrazione • Jun 17
OFG: Q1 Outperformance And Stable Assumptions Will Shape Future Share Price
Analysts have raised their price targets on OFG Bancorp stock by about $5 to $6 per share, reflecting updated views that align with an unchanged fair value estimate of $47.75. This estimate is based on consistent discount rate, revenue growth, profit margin, and future P/E assumptions.Seeking Alpha • Jun 03
OFG Bancorp: Further Progress Is Needed To Justify An Upgrade
Summary OFG Bancorp remains rated Hold due to persistent concerns over credit quality and elevated auto loan exposure. Despite attractive valuation metrics—P/E of 9.3 and strong returns on assets and equity—net interest margin has contracted while non-performing assets exceed preferred thresholds. Deposit declines, particularly in core and government-related balances, and a high proportion of uninsured deposits warrant continued caution. OFG's net interest income and profits have grown, but credit quality and auto loan risk must improve before considering an upgrade. Read the full article on Seeking AlphaAggiornamento della narrazione • Jun 02
OFG: Q1 Outperformance And Higher P/E Framework Will Guide Balanced Future Risk
Analysts have lifted OFG Bancorp's average price target by a mid single digit dollar amount, citing updated assumptions for discount rates, revenue growth, profit margins and future P/E, which keep fair value around $47.75 per share. Analyst Commentary Recent Street research on OFG Bancorp centers on refreshed price targets clustered within a mid single digit dollar range of one another, with analysts updating their models for discount rates, revenue expectations, margin assumptions and future P/E multiples.Aggiornamento della narrazione • Apr 28
OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance
OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.Aggiornamento della narrazione • Apr 12
OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance
Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.Aggiornamento della narrazione • Mar 28
OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance
Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.Aggiornamento della narrazione • Mar 13
OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance
Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.Aggiornamento della narrazione • Feb 27
OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook
Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.Aggiornamento della narrazione • Feb 13
OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings
Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.Articolo di analisi • Feb 01
OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35
OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...Aggiornamento della narrazione • Jan 30
OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside
Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.Aggiornamento della narrazione • Jan 15
OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns
Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.Articolo di analisi • Mar 20
OFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...Seeking Alpha • Feb 08
OFG Bancorp: The Picture Looks Better Than I Previously Thought
Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking AlphaSeeking Alpha • Jan 29
OFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook
Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
Nuova narrazione • Oct 20
Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges
The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.Seeking Alpha • Oct 15
OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate
Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking AlphaArticolo di analisi • Oct 14
Do OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Articolo di analisi • Jul 03
Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Rendimenti per gli azionisti
| OFG | US Banks | US Mercato | |
|---|---|---|---|
| 7D | -0.3% | 0.3% | 0.6% |
| 1Y | 10.5% | 20.4% | 19.5% |
Ritorno vs Industria: OFG ha avuto una performance inferiore rispetto al US Banks che ha registrato un rendimento 20.4 % nell'ultimo anno.
Rendimento vs Mercato: OFG ha avuto una performance inferiore al mercato US che ha registrato un rendimento 19.5 % nell'ultimo anno.
Volatilità dei prezzi
| OFG volatility | |
|---|---|
| OFG Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Prezzo delle azioni stabile: OFG non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 3% ) di OFG è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1964 | 2,181 | Jos Fernández | www.ofgbancorp.com |
OFG Bancorp, una holding finanziaria, fornisce una serie di servizi bancari e finanziari negli Stati Uniti. Opera attraverso tre segmenti: Banking, Wealth Management e Treasury. L'azienda offre conti di risparmio, certificati di deposito, conti pensionistici individuali e conti correnti commerciali infruttiferi e fruttiferi, prodotti di deposito a tempo e servizi fiduciari aziendali.
OFG Bancorp Riepilogo dei fondamenti
| OFG statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$2.10b |
| Utili (TTM) | US$213.47m |
| Ricavi(TTM) | US$634.53m |
9.8x
Rapporto P/E1.5x
Rapporto P/BOFG è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| OFG Conto economico (TTM) | |
|---|---|
| Ricavi | US$634.53m |
| Costo del fatturato | US$0 |
| Profitto lordo | US$634.53m |
| Altre spese | US$421.06m |
| Utili | US$213.47m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
Jul 21, 2026
| Utile per azione (EPS) | 5.05 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 33.64% |
| Rapporto debito/patrimonio netto | 40.7% |
Come si è comportato OFG nel lungo periodo?
Vedi performance storica e confrontoDividendi
2.8%
Rendimento attuale del dividendo26%
Rapporto di remunerazioneOFG paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di OFG| OFG Bancorp date dei dividendi | |
|---|---|
| Data di stacco del dividendo | Jun 30 2026 |
| Data di pagamento dei dividendi | Jul 15 2026 |
| Giorni fino al dividendo Ex | 11 days |
| Giorni prima della data di pagamento dei dividendi | 4 days |
OFG paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di OFGAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/10 02:42 |
| Prezzo dell'azione a fine giornata | 2026/07/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
OFG Bancorp è coperta da 10 analisti. 3 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| Taylor Brodarick | Guggenheim Securities, LLC |
| Kenneth Usdin | Jefferies LLC |