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Premier Financial Corp.NasdaqGS:PFC Rapporto sulle azioni

Cap. di mercato US$1.0b
Prezzo delle azioni
n/a
US$25.25
n/dsconto intrinseco
1Y38.1%
7D-0.2%
1D
Valore del portafoglio
​
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Premier Financial Corp.

Report azionario NasdaqGS:PFC

Capitalizzazione di mercato: US$1.0b

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Premier Financial (PFC) Panoramica del titolo

Premier Financial Corp., attraverso le sue controllate, fornisce vari servizi bancari. Maggiori dettagli

PFC analisi fondamentale
Punteggio fiocco di neve
Valutazione2/6
Crescita futura1/6
Prestazioni passate2/6
Salute finanziaria5/6
Dividendi5/6

Premi

Negoziato a 57.2% al di sotto della nostra stima del suo valore equo

Si prevede che gli utili cresceranno del 8.99% all'anno

Paga un dividendo affidabile di 4.42%

Analisi del rischio

Non sono stati rilevati rischi per PFC dai nostri controlli di rischio.

PFC Community Fair Values

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Concorrenti di Premier Financial Corp.

Storia dei prezzi e prestazioni

Riepilogo dei massimi, dei minimi e delle variazioni dei prezzi delle azioni per Premier Financial
Prezzi storici delle azioni
Prezzo attuale dell'azioneUS$28.04
Massimo di 52 settimaneUS$29.64
Minimo di 52 settimaneUS$18.63
Beta1.22
Variazione di 1 mese0.75%
Variazione a 3 mesi0.47%
Variazione di 1 anno38.06%
Variazione a 3 anni-8.43%
Variazione a 5 anni25.12%
Variazione dall'IPO460.80%

Notizie e aggiornamenti recenti

Recent updates

Seeking Alpha • Aug 21

Premier Financial's Merger With WesBanco Creates Opportunities For Investors On Both Sides

Summary Premier Financial and WesBanco are merging in an all-stock deal, with Premier Financial valued at $959 million. The merger will create the 8th largest bank in Ohio, with expected synergies of $41.4 million and significant improvements in earnings per share. While WesBanco has faced financial challenges, signs of improvement include a recovery in deposits, making the merger a potentially positive move. For Premier Financial, this move is interesting, and the combined firm should result in some upside potential. Read the full article on Seeking Alpha
Seeking Alpha • May 28

Premier Financial: Dividend Yield Above 6% And A P/E Of Only 6.52x

Summary Premier Financial has a dividend yield of 6.14% and a low P/E ratio, indicating potential for capital gains. The bank has a history of increasing dividends but has shown little resilience during economic downturns. The bank's exposure to fixed-rate securities and unrealized losses may impact its valuation and ability to issue a growing dividend. Read the full article on Seeking Alpha
Articolo di analisi • Apr 26

Premier Financial Corp. Just Recorded A 5.9% EPS Beat: Here's What Analysts Are Forecasting Next

Investors in Premier Financial Corp. ( NASDAQ:PFC ) had a good week, as its shares rose 4.6% to close at US$20.08...
Seeking Alpha • Mar 05

Premier Financial Stock Looks Undervalued And Can Still Move Up From Here

Summary Premier Financial's stock has risen 19.3% since November 2023, but it still looks attractive for further upside. The bank's revenue and profit were disappointing in Q4 2023, but other data, such as deposits and loans, showed growth. Shares of Premier Financial are cheap compared to similar firms, and the bank's quality is average, supporting a 'buy' rating. Read the full article on Seeking Alpha
Articolo di analisi • Jan 26

Premier Financial Corp. Just Beat Revenue Estimates By 11%

The full-year results for Premier Financial Corp. ( NASDAQ:PFC ) were released last week, making it a good time to...
Articolo di analisi • Apr 29

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To $0.31

The board of Premier Financial Corp. ( NASDAQ:PFC ) has announced that it will be paying its dividend of $0.31 on the...
Seeking Alpha • Aug 30

Premier Financial Corp.: Use The Weakness

Summary Loan growth is impressive, and we expect better earnings as net interest margins continue to improve. Asset quality improvement is a strength. Return metrics dipped in the short term but should ramp into 2023 based on better margins moving forward. Nice buyback and growing dividend. Premier Financial Corp. (PFC) is a regional bank, and insurance company, that we think can be comfortably bought under $27 a share. The rising rate environment is having a predictably favorable effect on net interest income in most banks and Premier is no exception. This is driving margin improvement and when combined with outstanding loan growth, the company is in great shape to battle a short-term flat to inverted yield curve. This is a growing regional bank based out of Ohio. It currently operates 74 branches and 12 loan offices in Ohio, Michigan, Indiana, and Pennsylvania. While the company has had to adjust to a rising rate environment, and the recently reported earnings reflected some of these pressures, we think you can own this solidly yielding dividend paying bank going forward. We are pretty bullish on the bank, and the sector, moving forward. In this column, we discuss a number of the key metrics that we follow in the many regional banks we cover that you should be aware of if you are considering buying this stock. In our opinion, the return metrics are strong. On top of that, the dividend yield is solid at 4.5%. The bank has raised its dividend each year as well the last few years. Ultimately, we believe rates being higher means most banks are going to do very well in 2023. We think shares are a buy on weakness. Premier Financial Corp. Q2 2022 headline performance Thanks to some tremendous growth in loans as well as a growing deposit base, as well as decent margins, Premier Financial Corp. is performing well. However, headline performance came in beneath expectations. The revenues were about flat from a year ago. In Q2 2022, Premier Financial Corp. reported a top-line revenue figure of $73.5 million. The bank saw a 0.9% decrease in this key metric year-over-year. This was well below estimates by $1.6 million. Overall performance has been mixed in the sector, at least in terms of the banks we have been examining thus far. Some banks have seen flat to down revenues versus last year, while others saw strong increases. Because this is a smaller regional bank it is subject to revenue fluctuation, but the higher loan balances and decent portfolio yields are setting the bank up for success. There also was an uptick in loan loss provisions this quarter and in the first half of 2022. The provision for credit losses increased to $6.5 million rising from a credit of $3.9 million in Q2 2021. This increase was primarily a result of the huge increase in overall loans on the books, as well as the general macro situation, the bank was preparing for current conditions, which are a bit more questionable than a year ago. That said, net income for Q2 2022 was $22.4 million or $0.63 per share. There was also an increase in net interest income of $59.3 million, and again there was a loan loss provision of $6.5 million. While earnings dipped from a year ago, largely due to these big provisions, better days are ahead with the prospects of a still strong economy in 2022 and the continuing benefit from better interest rates. We expect net interest income to continue to improve moving forward, but were also impressed with loan growth. Premier Financial Corp.'s loans and deposits Growth in loans and deposits are key for all banks, but especially regional banks which have simpler balance sheets than the international mega-cap type banks. Going back to 2020 we want to remind you that the PPP loans of the time helped boost many regional banks' loan portfolio balances, so a direct comp is somewhat misleading because PPP loans for Premier continue to decrease as a source of income. As we move forward, growth in both of these metrics is critical, but PPP loans are contributing less and less, as they were a short-term boost. The company saw immense loan growth. In fact, loans held jumped big, growing $494.1 million, or up 35.7% over Q2 2021. That is superb. While PPP loan differences accounted for some of this, there was also an increase in mortgage loans, stemming from increased competition among banks and originators. It is worth noting that commercial mortgages have rebounded, and grew significantly since a year ago, growing $314 million. Residential loans were also up $139.2 million or 37.8%. PPP loans were down to just $4.6 million total at the end of Q2. Overall, loan demand is robust, despite the rate shock hitting consumers. That said, total deposits increased from $6.32 billion in Q1 2022 to $6.52 billion at the end of Q2 2022. That means there are more assets on hand to lend out to customers. As rates rise this is critical. The bank will be able to lend this money out at much higher rates in H2 2022 and in 2023. The so-called spread on what is lent out vs. the cost of funds should widen even further in 2023. The growth is welcomed. That said, we need to have a sense of trends in the quality of the assets on hand. Premier Financial Corp.'s asset quality We love to see loan growth but we need a sense of the quality of assets on the books. We mentioned provisions for loan losses. Some banks have seen huge improvements on this front, and as we mentioned, given the much larger loan base and the macro risk out there, Premier had $6.5 million provision. Another key metric to watch is the bank's allowance for credit losses. Well, the allowance for credit losses to total loans was just 1.14% at the end of Q2 2022. This was an 11 basis point improvement from the start of Q2 2022, and is down from 1.33% of all loans a year ago. This is solid improvement. Nonperforming assets were just $35 million, or 0.44% of assets at the end of Q2 2022, which is a big sequential improvement from $47.6 million to start Q2 2022.
Seeking Alpha • Jul 26

Premier Financial GAAP EPS of $0.63 misses by $0.10, revenue of $73.46M misses by $1.64M

Premier Financial press release (NASDAQ:PFC): Q2 GAAP EPS of $0.63 misses by $0.10. Revenue of $73.46M (-0.9% Y/Y) misses by $1.64M.
Seeking Alpha • Jun 23

Premier Financial: Attractively Valued With 4.7% Dividend Yield, But Earnings Likely To Dip

Higher interest rates and threats of a recession will likely require greater-than-normal provisioning for expected loan losses in the year ahead. Expansion into Ann Arbor and new hires will likely drive loan growth. These expansionary efforts are also likely to boost operating expenses. The December 2022 target price suggests a high upside from the current market price. Further, PFC is offering a high dividend yield.
Seeking Alpha • Feb 02

Premier Financial: 4% Dividend Yield And Acquisition Upside

Successful acquisition of United Community Bank creates an additional avenue to grow. Robust credit quality and low-cost deposit base are the core advantages. Shareholders are getting paid to wait.
Articolo di analisi • Dec 28

I Ran A Stock Scan For Earnings Growth And Premier Financial (NASDAQ:PFC) Passed With Ease

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Articolo di analisi • Nov 02

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To US$0.28

Premier Financial Corp. ( NASDAQ:PFC ) will increase its dividend on the 19th of November to US$0.28. The announced...
Seeking Alpha • Aug 30

Premier Financial: Building Itself Into A Solid Core Community Bank

Core loan growth trends are likely to accelerate in the coming quarters, enough to mitigate PPP loan forgiveness headwinds. Modest margin compression is unlikely to hinder overall profitability levels. Improving asset quality trends should limit future provision expenses.
Articolo di analisi • Aug 03

Premier Financial's (NASDAQ:PFC) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of Premier Financial Corp. ( NASDAQ:PFC ) has announced that it will be increasing its dividend on the 27th...
Articolo di analisi • May 05

Is Now The Time To Put Premier Financial (NASDAQ:PFC) On Your Watchlist?

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Articolo di analisi • Mar 13

Insider Buying: Tina Nutter Just Spent US$51k On Premier Financial Corp. (NASDAQ:PFC) Shares

Whilst it may not be a huge deal, we thought it was good to see that Tina Nutter, who is a company insider, recently...
Articolo di analisi • Mar 04

Read This Before Buying Premier Financial Corp. (NASDAQ:PFC) For Its Dividend

Dividend paying stocks like Premier Financial Corp. ( NASDAQ:PFC ) tend to be popular with investors, and for good...
Articolo di analisi • Feb 06

Four Days Left Until Premier Financial Corp. (NASDAQ:PFC) Trades Ex-Dividend

Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Premier...
Articolo di analisi • Feb 01

Read This Before Selling Premier Financial Corp. (NASDAQ:PFC) Shares

It is not uncommon to see companies perform well in the years after insiders buy shares. The flip side of that is that...

Rendimenti per gli azionisti

PFCUS BanksUS Mercato
7D-0.2%3.2%1.0%
1Y38.1%22.4%28.7%

Ritorno vs Industria: PFC ha superato il US Banks che ha restituito 22.4 % nell'ultimo anno.

Rendimento vs Mercato: PFC ha superato il mercato US che ha restituito 28.7 % nell'ultimo anno.

Volatilità dei prezzi

Is PFC's price volatile compared to industry and market?
PFC volatility
PFC Average Weekly Movement4.1%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Prezzo delle azioni stabile: PFC non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.

Volatilità nel tempo: La volatilità settimanale ( 4% ) di PFC è rimasta stabile nell'ultimo anno.

Informazioni sull'azienda

FondatoI dipendentiAMMINISTRATORE DELEGATOSito web
1920984Gary Smallwww.premierfincorp.com

Premier Financial Corp., attraverso le sue controllate, fornisce vari servizi bancari. Offre conti a vista, conti correnti, conti del mercato monetario e conti di risparmio, nonché certificati di deposito e servizi di registrazione dei conti dei certificati di deposito; e prodotti di investimento. L'azienda offre anche prestiti immobiliari residenziali e commerciali, commerciali, edilizi, per il miglioramento della casa e per la casa, prestiti rateali e al consumo.

Premier Financial Corp. Riepilogo dei fondamenti

Come si confrontano gli utili e i ricavi di Premier Financial con la sua capitalizzazione di mercato?
PFC statistiche fondamentali
Capitalizzazione di mercatoUS$1.00b
Utili (TTM)US$71.40m
Ricavi(TTM)US$249.70m
14.1x
Rapporto P/E
1.0x
Rapporto P/B

PFC è sopravvalutato?

Vedi Fair Value e analisi di valutazione

Utili e ricavi

Statistiche chiave sulla redditività dall'ultima relazione sugli utili (TTM)
PFC Conto economico (TTM)
RicaviUS$249.70m
Costo del fatturatoUS$0
Profitto lordoUS$249.70m
Altre speseUS$178.30m
UtiliUS$71.40m

Ultimi utili riportati

Dec 31, 2024

Prossima data di guadagno

n/a

Utile per azione (EPS)1.99
Margine lordo100.00%
Margine di profitto netto28.60%
Rapporto debito/patrimonio netto59.1%

Come si è comportato PFC nel lungo periodo?

Vedi performance storica e confronto

Dividendi

4.4%
Rendimento attuale del dividendo
62%
Rapporto di remunerazione

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2025/03/04 22:10
Prezzo dell'azione a fine giornata2025/02/28 00:00
Utili2024/12/31
Utili annuali2024/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Premier Financial Corp. è coperta da 6 analisti. 2 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Nicholas CucharaleHovde Group, LLC
Brendan NosalHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods