NBT Bancorp Performance degli utili passati
Criteri Il passato verificati 5/6
NBT Bancorp ha registrato una crescita degli utili a un tasso medio annuo di 0.5%, mentre il settore Banks ha registrato utili in crescita a un tasso medio annuo di 3.2%. I ricavi sono stati in crescita a un tasso medio annuo di 7%. Il ritorno sul capitale proprio di NBT Bancorp è 9.6% e ha margini netti di 26.4%.
Informazioni chiave
0.55%
Tasso di crescita degli utili
-3.07%
Tasso di crescita dell'EPS
| Banks Crescita del settore | 11.18% |
| Tasso di crescita dei ricavi | 7.00% |
| Rendimento del capitale proprio | 9.59% |
| Margine netto | 26.36% |
| Prossimo aggiornamento sugli utili | 27 Jul 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
NBTB: Q2 Earnings Setup And Share Repurchases Will Support Balanced Outlook
Analysts have lifted their blended price target for NBT Bancorp from $48.92 to $51.42, reflecting updated Q2 earnings previews and valuation work that aligns with recent target increases to $51 and $56 in Street research. Analyst Commentary Analyst commentary around NBT Bancorp has focused on how upcoming Q2 earnings could support the updated price targets and whether the current valuation fairly reflects the company’s execution and growth profile.NBT Bancorp (NBTB) Stock Could Be 46% Below Fair Value After Recent Share Move
NBT Bancorp (NBTB) has drawn fresh attention after its recent share move, with the stock closing at US$46.68. That price puts current returns and valuation metrics into sharper focus for investors. See our latest analysis for NBT Bancorp. Set against the recent close at US$46.68, NBT Bancorp’s 1 day share price return of 0.71% comes after a 7 day share price pullback of 2.08%. However, its 90 day share price return of 14.66% and 1 year total shareholder return of 20.83% point to momentum that...NBTB: Share Repurchases And Stable Metrics Will Support Balanced Stock Upside
Analysts have raised their average price target on NBT Bancorp stock by $1, citing updated valuation work that keeps fair value metrics, discount rate, growth assumptions, profit margin, and future P/E estimates broadly in line with prior expectations. What’s in the News for NBT Bancorp NBT Bancorp completed a share repurchase program announced on January 3, 2022, buying back a total of 1,063,100 shares, representing 2.26% of shares, for US$41.11 million.NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On
Summary NBT Bancorp demonstrates high asset quality, strong growth, and disciplined balance sheet management, justifying a soft 'buy' rating. Deposit growth is robust, primarily organic, with a notable $1.86 billion boost from the Evans Bancorp acquisition; uninsured deposits remain elevated at 43.9%. Loan portfolio is diversified, though rising auto loan delinquencies warrant ongoing monitoring; net interest margin and profits are expanding. NBTB trades at 11.4x P/E, above a strict value threshold but relatively cheap versus peers, with superior ROA (1.30%) and ROE (10.89%). Read the full article on Seeking AlphaNBTB: Profitability And Fee Income Will Support Balanced Upside And Execution Risks
Analysts have raised the NBT Bancorp price target by $1 to $50, citing relatively strong profitability, a resilient funding base, and a meaningful contribution from fee-based businesses compared with peer banks. Analyst Commentary Bullish Takeaways Bullish analysts point to relatively strong profitability metrics as a key support for the updated US$50 price target, suggesting the stock is being valued on consistent earnings power compared with peers.NBTB: Buybacks And Stable Credit Costs Will Support Measured Upside Potential
Analysts have nudged their price target for NBT Bancorp higher to about $48.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that modestly adjust their outlook while keeping the overall thesis intact. What's in the News NBT Bancorp repurchased 250,000 shares between October 1, 2025 and December 31, 2025, representing 0.48% of shares for $10.2 million under its existing buyback program (Key Developments).NBTB: Expanded Buybacks Will Support Long-Term Upside Potential Through 2027
Analysts have modestly revised their price target on NBT Bancorp higher to approximately 47.80 dollars, reflecting steady expectations for fair value, discount rate, revenue growth, profit margin, and future price-to-earnings multiples that collectively support a stable long-term outlook. What's in the News Third quarter 2025 total loan net charge offs increased to 4.3 million dollars from 3.92 million dollars a year earlier, indicating slightly higher credit costs (Key Developments) NBT Bancorp increased its equity buyback plan on October 27, 2025, raising remaining authorization to 2,000,000 shares and extending the program through December 31, 2027, bringing total authorization to 4,555,000 shares (Key Developments) Between July 1 and September 30, 2025, the company repurchased no additional shares, leaving total repurchases under the January 3, 2022 buyback at 563,100 shares, or 1.31 percent of shares, for 19.91 million dollars (Key Developments) Valuation Changes Fair Value Estimate remained unchanged at 47.80 dollars per share, indicating no shift in the model’s intrinsic value assessment.NBTB: Share Buyback Expansion Will Support Upside Potential Through 2027
Narrative Update on NBT Bancorp Price Target Analysts have revised their price target for NBT Bancorp downward from $50.17 to $47.80, citing a more modest outlook on revenue growth and profit margins. What's in the News NBT Bancorp reported total loan net charge-offs of $4.3 million for the third quarter ended September 30, 2025, compared to $3.92 million a year ago (Key Developments).NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
NBT Bancorp Inc. ( NASDAQ:NBTB ) came out with its quarterly results last week, and we wanted to see how the business...NBT Bancorp: Fairly Valued With Limited Growth Prospects
Summary NBT Bancorp has a strong track record, outperforming peers during crises and maintaining stability, thanks to a diversified business model. The bank has produced slow but steady growth, and M&A should aid this further in the near-term. The bank faces geographic challenges, relying heavily on the plodding upstate New York market. Semiconductor investments in upstate New York could be a big catalyst, but these funds may get tied up due to political shifts. NBTB stock is fairly valued and has a solid dividend growth story, but the starting valuation isn't particularly compelling today. Read the full article on Seeking Alpha
Calculated Growth And Diversification Brighten The Bank's Financial Horizon
Strategic dividend increases and sector expansions, particularly in tech and semiconductors, underscore robust financial health and market growth opportunities.NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34
The board of NBT Bancorp Inc. ( NASDAQ:NBTB ) has announced that it will be paying its dividend of $0.34 on the 13th of...Ripartizione dei ricavi e delle spese
Come NBT Bancorp guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 697 | 184 | 384 | 0 |
| 31 Dec 25 | 665 | 169 | 372 | 0 |
| 30 Sep 25 | 630 | 150 | 363 | 0 |
| 30 Jun 25 | 591 | 133 | 352 | 0 |
| 31 Mar 25 | 569 | 144 | 340 | 0 |
| 31 Dec 24 | 557 | 141 | 333 | 0 |
| 30 Sep 24 | 539 | 135 | 321 | 0 |
| 30 Jun 24 | 517 | 122 | 309 | 0 |
| 31 Mar 24 | 503 | 119 | 299 | 0 |
| 31 Dec 23 | 490 | 119 | 288 | 0 |
| 30 Sep 23 | 489 | 124 | 283 | 0 |
| 30 Jun 23 | 493 | 139 | 280 | 0 |
| 31 Mar 23 | 501 | 147 | 279 | 0 |
| 31 Dec 22 | 501 | 152 | 276 | 0 |
| 30 Sep 22 | 498 | 153 | 272 | 0 |
| 30 Jun 22 | 492 | 152 | 267 | 0 |
| 31 Mar 22 | 491 | 154 | 262 | 0 |
| 31 Dec 21 | 487 | 155 | 258 | 0 |
| 30 Sep 21 | 483 | 152 | 254 | 0 |
| 30 Jun 21 | 474 | 149 | 250 | 0 |
| 31 Mar 21 | 447 | 134 | 245 | 0 |
| 31 Dec 20 | 411 | 104 | 243 | 0 |
| 30 Sep 20 | 399 | 99 | 243 | 0 |
| 30 Jun 20 | 398 | 96 | 242 | 0 |
| 31 Mar 20 | 407 | 102 | 242 | 0 |
| 31 Dec 19 | 430 | 121 | 241 | 0 |
| 30 Sep 19 | 421 | 121 | 239 | 0 |
| 30 Jun 19 | 414 | 118 | 238 | 0 |
| 31 Mar 19 | 410 | 116 | 236 | 0 |
| 31 Dec 18 | 402 | 113 | 232 | 0 |
| 30 Sep 18 | 400 | 102 | 226 | 0 |
| 30 Jun 18 | 390 | 95 | 220 | 0 |
| 31 Mar 18 | 381 | 88 | 216 | 0 |
| 31 Dec 17 | 374 | 82 | 212 | 0 |
| 30 Sep 17 | 364 | 84 | 210 | 0 |
| 30 Jun 17 | 359 | 81 | 209 | 0 |
| 31 Mar 17 | 358 | 80 | 207 | 0 |
| 31 Dec 16 | 355 | 78 | 206 | 0 |
| 30 Sep 16 | 358 | 78 | 205 | 0 |
| 30 Jun 16 | 358 | 78 | 202 | 0 |
| 31 Mar 16 | 355 | 77 | 200 | 0 |
| 31 Dec 15 | 353 | 76 | 200 | 0 |
| 30 Sep 15 | 347 | 76 | 196 | 0 |
Guadagni di qualità: NBTB ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di NBTB (26.4%) NBTB sono più alti rispetto allo scorso anno (25.2%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di NBTB sono cresciuti del 0.5% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di NBTB nell'ultimo anno ( 27.9% ) supera la media quinquennale ( 0.5% all'anno).
Guadagni vs Settore: La crescita degli utili NBTB nell'ultimo anno ( 27.9% ) ha superato la percentuale del settore Banks 23.3%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 9.6% ) di NBTB è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/10 15:35 |
| Prezzo dell'azione a fine giornata | 2026/07/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
NBT Bancorp Inc. è coperta da 13 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Jacob Civiello | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |