NBT Bancorp Inc.

Report azionario NasdaqGS:NBTB

Capitalizzazione di mercato: US$2.6b

NBT Bancorp Crescita futura

Criteri Future verificati 1/6

Si prevede che NBT Bancorp aumenterà gli utili e i ricavi rispettivamente del 13.5% e 7.8% all'anno, mentre si prevede che l'EPS crescerà del 13.6% all'anno.

Informazioni chiave

13.5%

Tasso di crescita degli utili

13.64%

Tasso di crescita dell'EPS

Banks crescita degli utili8.2%
Tasso di crescita dei ricavi7.8%
Rendimento futuro del capitale proprion/a
Copertura analitica

Good

Ultimo aggiornamento01 Jul 2026

Aggiornamenti recenti sulla crescita futura

Articolo di analisi • Aug 01

NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

NBT Bancorp Inc. ( NASDAQ:NBTB ) came out with its quarterly results last week, and we wanted to see how the business...

Recent updates

Articolo di analisi • Jun 19

NBT Bancorp (NBTB) Stock Could Be 46% Below Fair Value After Recent Share Move

NBT Bancorp (NBTB) has drawn fresh attention after its recent share move, with the stock closing at US$46.68. That price puts current returns and valuation metrics into sharper focus for investors. See our latest analysis for NBT Bancorp. Set against the recent close at US$46.68, NBT Bancorp’s 1 day share price return of 0.71% comes after a 7 day share price pullback of 2.08%. However, its 90 day share price return of 14.66% and 1 year total shareholder return of 20.83% point to momentum that...
Aggiornamento della narrazione • Jun 19

NBTB: Share Repurchases And Stable Metrics Will Support Balanced Stock Upside

Analysts have raised their average price target on NBT Bancorp stock by $1, citing updated valuation work that keeps fair value metrics, discount rate, growth assumptions, profit margin, and future P/E estimates broadly in line with prior expectations. What’s in the News for NBT Bancorp NBT Bancorp completed a share repurchase program announced on January 3, 2022, buying back a total of 1,063,100 shares, representing 2.26% of shares, for US$41.11 million.
Seeking Alpha • Jun 04

NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On

Summary NBT Bancorp demonstrates high asset quality, strong growth, and disciplined balance sheet management, justifying a soft 'buy' rating. Deposit growth is robust, primarily organic, with a notable $1.86 billion boost from the Evans Bancorp acquisition; uninsured deposits remain elevated at 43.9%. Loan portfolio is diversified, though rising auto loan delinquencies warrant ongoing monitoring; net interest margin and profits are expanding. NBTB trades at 11.4x P/E, above a strict value threshold but relatively cheap versus peers, with superior ROA (1.30%) and ROE (10.89%). Read the full article on Seeking Alpha
Aggiornamento della narrazione • Jun 03

NBTB: Profitability And Fee Income Will Support Balanced Upside And Execution Risks

Analysts have raised the NBT Bancorp price target by $1 to $50, citing relatively strong profitability, a resilient funding base, and a meaningful contribution from fee-based businesses compared with peer banks. Analyst Commentary Bullish Takeaways Bullish analysts point to relatively strong profitability metrics as a key support for the updated US$50 price target, suggesting the stock is being valued on consistent earnings power compared with peers.
Aggiornamento della narrazione • Feb 07

NBTB: Buybacks And Stable Credit Costs Will Support Measured Upside Potential

Analysts have nudged their price target for NBT Bancorp higher to about $48.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that modestly adjust their outlook while keeping the overall thesis intact. What's in the News NBT Bancorp repurchased 250,000 shares between October 1, 2025 and December 31, 2025, representing 0.48% of shares for $10.2 million under its existing buyback program (Key Developments).
Aggiornamento della narrazione • Dec 10

NBTB: Expanded Buybacks Will Support Long-Term Upside Potential Through 2027

Analysts have modestly revised their price target on NBT Bancorp higher to approximately 47.80 dollars, reflecting steady expectations for fair value, discount rate, revenue growth, profit margin, and future price-to-earnings multiples that collectively support a stable long-term outlook. What's in the News Third quarter 2025 total loan net charge offs increased to 4.3 million dollars from 3.92 million dollars a year earlier, indicating slightly higher credit costs (Key Developments) NBT Bancorp increased its equity buyback plan on October 27, 2025, raising remaining authorization to 2,000,000 shares and extending the program through December 31, 2027, bringing total authorization to 4,555,000 shares (Key Developments) Between July 1 and September 30, 2025, the company repurchased no additional shares, leaving total repurchases under the January 3, 2022 buyback at 563,100 shares, or 1.31 percent of shares, for 19.91 million dollars (Key Developments) Valuation Changes Fair Value Estimate remained unchanged at 47.80 dollars per share, indicating no shift in the model’s intrinsic value assessment.
Aggiornamento della narrazione • Nov 25

NBTB: Share Buyback Expansion Will Support Upside Potential Through 2027

Narrative Update on NBT Bancorp Price Target Analysts have revised their price target for NBT Bancorp downward from $50.17 to $47.80, citing a more modest outlook on revenue growth and profit margins. What's in the News NBT Bancorp reported total loan net charge-offs of $4.3 million for the third quarter ended September 30, 2025, compared to $3.92 million a year ago (Key Developments).
Articolo di analisi • Aug 01

NBT Bancorp Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

NBT Bancorp Inc. ( NASDAQ:NBTB ) came out with its quarterly results last week, and we wanted to see how the business...
Seeking Alpha • Mar 30

NBT Bancorp: Fairly Valued With Limited Growth Prospects

Summary NBT Bancorp has a strong track record, outperforming peers during crises and maintaining stability, thanks to a diversified business model. The bank has produced slow but steady growth, and M&A should aid this further in the near-term. The bank faces geographic challenges, relying heavily on the plodding upstate New York market. Semiconductor investments in upstate New York could be a big catalyst, but these funds may get tied up due to political shifts. NBTB stock is fairly valued and has a solid dividend growth story, but the starting valuation isn't particularly compelling today. Read the full article on Seeking Alpha
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Nuova narrazione • Sep 24

Calculated Growth And Diversification Brighten The Bank's Financial Horizon

Strategic dividend increases and sector expansions, particularly in tech and semiconductors, underscore robust financial health and market growth opportunities.
Articolo di analisi • Jul 26

NBT Bancorp (NASDAQ:NBTB) Has Announced That It Will Be Increasing Its Dividend To $0.34

The board of NBT Bancorp Inc. ( NASDAQ:NBTB ) has announced that it will be paying its dividend of $0.34 on the 13th of...

Previsioni di crescita degli utili e dei ricavi

NasdaqGS:NBTB - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/2027801235N/AN/A5
12/31/2026761218N/AN/A5
3/31/2026697184229246N/A
12/31/2025665169219235N/A
9/30/2025630150202218N/A
6/30/2025591133176190N/A
3/31/2025569144181194N/A
12/31/2024557141177189N/A
9/30/2024539135164175N/A
6/30/2024517122167178N/A
3/31/2024503119162172N/A
12/31/2023490119148157N/A
9/30/2023489124143152N/A
6/30/2023493139139146N/A
3/31/2023501147163170N/A
12/31/2022501152176183N/A
9/30/2022498153168176N/A
6/30/2022492152161168N/A
3/31/2022491154144152N/A
12/31/2021487155151159N/A
9/30/2021483152163172N/A
6/30/2021474149153161N/A
3/31/2021447134138144N/A
12/31/2020411104137145N/A
9/30/202039999150157N/A
6/30/202039896161169N/A
3/31/2020407102147155N/A
12/31/2019430121N/A153N/A
9/30/2019421121N/A152N/A
6/30/2019414118N/A152N/A
3/31/2019410116N/A147N/A
12/31/2018402113N/A148N/A
9/30/2018400102N/A140N/A
6/30/201839095N/A128N/A
3/31/201838188N/A149N/A
12/31/201737482N/A137N/A
9/30/201736484N/A127N/A
6/30/201735981N/A126N/A
3/31/201735880N/A109N/A
12/31/201635578N/A111N/A
9/30/201635878N/A111N/A
6/30/201635878N/A119N/A
3/31/201635577N/A124N/A
12/31/201535376N/A125N/A
9/30/201534776N/A122N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di NBTB ( 13.5% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di NBTB ( 13.5% all'anno) cresceranno più lentamente rispetto al mercato US ( 18.4% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di NBTB cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di NBTB ( 7.8% all'anno) crescerà più lentamente rispetto al mercato US ( 12.7% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di NBTB ( 7.8% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Dati insufficienti per determinare se il Return on Equity di NBTB è previsto essere elevato tra 3 anni

Scoprire le aziende in crescita

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1Y

7D

1Y

7D

1Y

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/06 01:09
Prezzo dell'azione a fine giornata2026/07/06 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

NBT Bancorp Inc. è coperta da 12 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Jacob CivielloD.A. Davidson & Co.
null nullD.A. Davidson & Co.