First Internet Bancorp Crescita futura
Criteri Future verificati 5/6
Si prevede che First Internet Bancorp aumenterà gli utili e i ricavi rispettivamente del 132.9% e 56.5% all'anno, mentre si prevede che l'EPS crescerà del 133% all'anno.
Informazioni chiave
132.9%
Tasso di crescita degli utili
132.98%
Tasso di crescita dell'EPS
| Banks crescita degli utili | 8.2% |
| Tasso di crescita dei ricavi | 56.5% |
| Rendimento futuro del capitale proprio | n/a |
| Copertura analitica | Low |
| Ultimo aggiornamento | 04 May 2026 |
Aggiornamenti recenti sulla crescita futura
Recent updates
Aggiornamento dell'analisi • Apr 26
INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.Aggiornamento dell'analisi • Apr 12
INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Aggiornamento dell'analisi • Mar 29
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.Aggiornamento dell'analisi • Mar 14
INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case
Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.Aggiornamento dell'analisi • Feb 28
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.Seeking Alpha • Feb 20
First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive
Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking AlphaAggiornamento dell'analisi • Feb 14
INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case
Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.Aggiornamento dell'analisi • Jan 31
INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case
Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.Articolo di analisi • Dec 20
First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
Aggiornamento dell'analisi • Dec 12
INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside
Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.Articolo di analisi • Sep 20
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Articolo di analisi • Jun 21
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...Articolo di analisi • Mar 22
First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06
First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...Seeking Alpha • Jan 03
First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield
Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
Nuova analisi • Sep 26
Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability
Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.Seeking Alpha • Sep 22
Despite Rapid Growth, First Internet Bancorp Deserves A Pass
Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking AlphaSeeking Alpha • Jul 04
First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future
Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking AlphaArticolo di analisi • Jun 23
First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Seeking Alpha • Apr 28
First Internet Bancorp: The Recovery Begins
Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
First Internet Bancorp: There Is Light At The End Of The Tunnel
Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking AlphaPrevisioni di crescita degli utili e dei ricavi
| Data | Ricavi | Utili | Flusso di cassa libero | Liquidità dell'operazione | Avg. Numero di analisti |
|---|---|---|---|---|---|
| 12/31/2027 | 174 | 41 | N/A | N/A | 3 |
| 12/31/2026 | 148 | 19 | N/A | N/A | 3 |
| 3/31/2026 | 47 | -34 | N/A | N/A | N/A |
| 12/31/2025 | 44 | -35 | 2 | 3 | N/A |
| 9/30/2025 | 47 | -33 | -28 | -26 | N/A |
| 6/30/2025 | 106 | 15 | -65 | -63 | N/A |
| 3/31/2025 | 115 | 21 | 41 | 43 | N/A |
| 12/31/2024 | 118 | 25 | 10 | 13 | N/A |
| 9/30/2024 | 109 | 22 | 29 | 31 | N/A |
| 6/30/2024 | 101 | 19 | 32 | 35 | N/A |
| 3/31/2024 | 95 | 17 | 5 | 9 | N/A |
| 12/31/2023 | 84 | 8 | 6 | 12 | N/A |
| 9/30/2023 | 86 | 11 | 0 | 8 | N/A |
| 6/30/2023 | 91 | 16 | 18 | 26 | N/A |
| 3/31/2023 | 97 | 21 | 47 | 58 | N/A |
| 12/31/2022 | 113 | 36 | 65 | 83 | N/A |
| 9/30/2022 | 119 | 42 | 64 | 86 | N/A |
| 6/30/2022 | 121 | 45 | 37 | 65 | N/A |
| 3/31/2022 | 123 | 49 | 21 | 55 | N/A |
| 12/31/2021 | 118 | 48 | 25 | 55 | N/A |
| 9/30/2021 | 116 | 47 | 62 | 91 | N/A |
| 6/30/2021 | 113 | 43 | 40 | 69 | N/A |
| 3/31/2021 | 99 | 34 | 44 | 70 | N/A |
| 12/31/2020 | 92 | 29 | -12 | 13 | N/A |
| 9/30/2020 | 83 | 25 | -57 | -38 | N/A |
| 6/30/2020 | 75 | 23 | -36 | -24 | N/A |
| 3/31/2020 | 76 | 26 | -72 | -64 | N/A |
| 12/31/2019 | 74 | 25 | N/A | -44 | N/A |
| 9/30/2019 | 69 | 22 | N/A | -35 | N/A |
| 6/30/2019 | 69 | 22 | N/A | -20 | N/A |
| 3/31/2019 | 67 | 22 | N/A | 9 | N/A |
| 12/31/2018 | 67 | 22 | N/A | 29 | N/A |
| 9/30/2018 | 68 | 22 | N/A | 21 | N/A |
| 6/30/2018 | 67 | 20 | N/A | 28 | N/A |
| 3/31/2018 | 64 | 18 | N/A | 19 | N/A |
| 12/31/2017 | 60 | 15 | N/A | 25 | N/A |
| 9/30/2017 | 56 | 15 | N/A | 38 | N/A |
| 6/30/2017 | 54 | 14 | N/A | 41 | N/A |
| 3/31/2017 | 51 | 12 | N/A | 39 | N/A |
| 12/31/2016 | 49 | 12 | N/A | 26 | N/A |
| 9/30/2016 | 46 | 11 | N/A | 9 | N/A |
| 6/30/2016 | 43 | 10 | N/A | -1 | N/A |
| 3/31/2016 | 40 | 9 | N/A | 9 | N/A |
| 12/31/2015 | 39 | 9 | N/A | 11 | N/A |
| 9/30/2015 | 37 | 8 | N/A | 13 | N/A |
| 6/30/2015 | 35 | 7 | N/A | 0 | N/A |
Previsioni di crescita futura degli analisti
Guadagni vs tasso di risparmio: Si prevede che INBK diventerà redditizio nei prossimi 3 anni, il che è considerato una crescita più rapida del tasso di risparmio ( 3.5% ).
Guadagni vs Mercato: Si prevede che INBK diventerà redditizia nei prossimi 3 anni, il che è considerato una crescita superiore alla media del mercato.
Guadagni ad alta crescita: Si prevede INBK diventerà redditizia nei prossimi 3 anni.
Ricavi vs Mercato: Si prevede che il fatturato di INBK ( 56.5% all'anno) crescerà più rapidamente del mercato US ( 11.4% all'anno).
Ricavi ad alta crescita: Si prevede che il fatturato di INBK ( 56.5% all'anno) crescerà più rapidamente di 20% all'anno.
Previsioni di crescita dell'utile per azione
Rendimento futuro del capitale proprio
ROE futuro: Dati insufficienti per determinare se il Return on Equity di INBK è previsto essere elevato tra 3 anni
Scoprire le aziende in crescita
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/06 12:22 |
| Prezzo dell'azione a fine giornata | 2026/05/06 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
First Internet Bancorp è coperta da 5 analisti. 3 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| George Sutton | Craig-Hallum Capital Group LLC |
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |