INBK Share Price Performance
US$19.01
-22.90 (-54.64%)
24.0% undervalued intrinsic discount
US$25.00
Fair Value
Price US$19.01
AnalystLowTarget US$25.00
AnalystHighTarget US$35.00
AnalystConsensusTarget US$28.40
Fair ValueUS$25.00
Share Pricen/a
First Internet Bancorp Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 10 Fair Values set on narratives written by author
INBK Community Narratives
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Fair Value US$25 24.0% undervalued intrinsic discount
Credit Challenges Will Limit Digital Banking But Bring Hope
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Fair Value US$35 45.7% undervalued intrinsic discount
Digital Transformation And Fintech Trends Will Expand Opportunities
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Fair Value US$28.4 33.1% undervalued intrinsic discount
Digital Banking And Fintech Alliances Will Shape Future Success
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Credit Challenges Will Limit Digital Banking But Bring Hope
Key Takeaways Overdependence on an online-only platform and limited geographic reach may constrain customer growth and revenue potential relative to competitors with broader scale. Rising technology and credit costs, combined with intensifying competition, threaten to erode margin improvement and limit sustainable earnings growth.Read more
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AN
US$25
24.0% undervalued intrinsic discount
AnalystLowTarget Fair Value
Revenue
27% p.a.
Profit Margin
44.7%
Future PE
2.6x
Price in 2028
US$28.67
Digital Transformation And Fintech Trends Will Expand Opportunities
Key Takeaways Rapid loan origination growth and sustained low-cost fintech deposits position the company for margin expansion and outperformance versus peer expectations. Digital scalability and demographic trends drive long-term efficiency, profitability, and potential for strategic M&A or acquisition.Read more
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AN
US$35
45.7% undervalued intrinsic discount
AnalystHighTarget Fair Value
Revenue
30% p.a.
Profit Margin
53.92%
Future PE
2.85x
Price in 2028
US$40.14
Digital Banking And Fintech Alliances Will Shape Future Success
Key Takeaways Emphasis on digital banking and branchless operations is lowering costs and driving scalable growth in deposits, loans, and overall profitability. Enhanced credit quality and improved loan sales are set to reduce credit costs and boost noninterest income, supporting future earnings growth.Read more
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AN
US$28.4
33.1% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue
27% p.a.
Profit Margin
42.29%
Future PE
3.14x
Price in 2028
US$32.57
Trending Discussion
Recently Updated Narratives
AN
Credit Challenges Will Limit Digital Banking But Bring Hope
Fair Value: US$25 24.0% undervalued intrinsic discount
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Digital Transformation And Fintech Trends Will Expand Opportunities
Fair Value: US$35 45.7% undervalued intrinsic discount
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Digital Banking And Fintech Alliances Will Shape Future Success
Fair Value: US$28.4 33.1% undervalued intrinsic discount
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Snowflake Analysis
First Internet Bancorp Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- -3.81
- 100.00%
- -70.89%
- 100.8%
About INBK
- Founded
- 1998
- Employees
- 325
- CEO
- WebsiteView website
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, public and healthcare finance, small business lending, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.
