Zip Co (ZIP) Panoramica del titolo
Zip Co Limited è impegnata nella fornitura di soluzioni digitali per la finanza al dettaglio, la finanza personale e i pagamenti in Australia, Nuova Zelanda e Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 0/6 |
| Crescita futura | 4/6 |
| Prestazioni passate | 3/6 |
| Salute finanziaria | 2/6 |
| Dividendi | 0/6 |
ZIP Community Fair Values
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Analyst Price Targets
Top Community Narratives
AU$2.55
FV
12.9% sopravvalutato sconto intrinseco20.79%
Revenue growth p.a.
135
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Concorrenti di Zip Co Limited
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | AU$2.88 |
| Massimo di 52 settimane | AU$4.93 |
| Minimo di 52 settimane | AU$1.38 |
| Beta | 3.28 |
| Variazione di 1 mese | 30.91% |
| Variazione a 3 mesi | 82.28% |
| Variazione di 1 anno | -4.95% |
| Variazione a 3 anni | 602.44% |
| Variazione a 5 anni | -62.16% |
| Variazione dall'IPO | 910.53% |
Notizie e aggiornamenti recenti
Aggiornamento della narrazione • Jun 19
ZIP: AI Commerce Expansion Will Drive Future Margin Upside For Shares
Analysts have trimmed their fair value estimate for Zip Co shares slightly to A$5.15 from A$5.17, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E multiples informed by recent Street research. What’s in the News for Zip Co Zip US expands its partnership with Stripe, supporting Stripe’s Shared Payment Tokens to bring Zip’s flexible payment options into AI powered commerce and agent driven checkout experiences.Articolo di analisi • Jun 16
Zip Co (ASX:ZIP) Shares Could Be 12.9% Overvalued After Stripe AI Checkout Update
Zip Co (ASX:ZIP) is back in focus after announcing that Zip US will support Stripe’s Shared Payment Tokens, linking its flexible payment options with emerging AI powered checkout and agent driven shopping experiences. See our latest analysis for Zip Co. The Stripe announcement comes after a strong run in the Zip Co share price, with a 7 day share price return of 14.29%, a 30 day return of 22.03% and an 84.62% 90 day return. Over the same period, the year to date share price return is down...
Aggiornamento della narrazione • Jun 04
ZIP: Brand Reset And Margin Guidance Will Shape A Bullish Forward Outlook
Analysts have nudged their Zip Co price target higher to A$2.60, citing slightly firmer assumptions for revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to future P/E expectations. What's in the News High Court of Australia ruling requires Zip Co and relevant subsidiaries to stop using the "Zip" trade mark in Australia for its products and services within 28 days of the judgment, with no impact on the US or New Zealand businesses.Recent updates
Aggiornamento della narrazione • Jun 19
ZIP: AI Commerce Expansion Will Drive Future Margin Upside For Shares
Analysts have trimmed their fair value estimate for Zip Co shares slightly to A$5.15 from A$5.17, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E multiples informed by recent Street research. What’s in the News for Zip Co Zip US expands its partnership with Stripe, supporting Stripe’s Shared Payment Tokens to bring Zip’s flexible payment options into AI powered commerce and agent driven checkout experiences.Articolo di analisi • Jun 16
Zip Co (ASX:ZIP) Shares Could Be 12.9% Overvalued After Stripe AI Checkout Update
Zip Co (ASX:ZIP) is back in focus after announcing that Zip US will support Stripe’s Shared Payment Tokens, linking its flexible payment options with emerging AI powered checkout and agent driven shopping experiences. See our latest analysis for Zip Co. The Stripe announcement comes after a strong run in the Zip Co share price, with a 7 day share price return of 14.29%, a 30 day return of 22.03% and an 84.62% 90 day return. Over the same period, the year to date share price return is down...Aggiornamento della narrazione • Jun 04
ZIP: Brand Reset And Margin Guidance Will Shape A Bullish Forward Outlook
Analysts have nudged their Zip Co price target higher to A$2.60, citing slightly firmer assumptions for revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to future P/E expectations. What's in the News High Court of Australia ruling requires Zip Co and relevant subsidiaries to stop using the "Zip" trade mark in Australia for its products and services within 28 days of the judgment, with no impact on the US or New Zealand businesses.Aggiornamento della narrazione • May 20
ZIP: Margin Expansion And Share Buyback Are Expected To Drive Upside
Analysts have trimmed their A$ price target for Zip Co slightly, reflecting a modestly lower fair value and growth outlook, along with expectations for stronger profit margins and a reduced assumed discount rate. Analyst Commentary Bullish analysts looking at Zip Co generally point to operational execution and potential for improved profitability as the main supports for their fair value work, even where headline price targets on other companies in the broader "Zip" universe have moved around.Aggiornamento della narrazione • May 02
ZIP: AI And Revenue Visibility Will Shape A Balanced Forward Outlook
Analysts have adjusted their view on Zip Co, keeping the A$ fair value unchanged at A$2.60. Updated assumptions for the discount rate, revenue growth, profit margin and a lower future P/E reflect recent Street research highlighting mixed growth signals, as well as changing expectations around AI driven opportunities and near term revenue trends.Aggiornamento della narrazione • Apr 17
ZIP: AI Execution Risk Will Shape A More Optimistic Forward Outlook
Analysts have trimmed their Zip Co price target to A$3.00 from A$5.50, pointing to tempered revenue expectations alongside steady profitability assumptions and valuation multiples. They also highlight AI driven product features, enterprise adoption and performance based revenue as key long term supports for the business.Aggiornamento della narrazione • Apr 03
ZIP: Higher Required Returns Will Support A More Optimistic Forward Outlook
Narrative Update on Zip Co Price Target Analysts have reduced the A$3.74 fair value estimate for Zip Co to A$2.60. This reflects updated assumptions that apply a higher discount rate and a lower future P/E multiple, despite broadly similar expectations for revenue growth and profit margins.Aggiornamento della narrazione • Mar 20
ZIP: Higher Fair Value Reflects Confidence In Margin Expansion And Buyback Plan
Analysts have adjusted the fair value estimate for Zip Co to A$5.25 from A$4.31, reflecting updated views on discount rates, revenue growth, profit margins and future P/E assumptions in light of recent Street research commentary. Analyst Commentary Recent Street commentary on ZipRecruiter, while focused on a different company, offers context for how analysts are thinking about platform scale, technology adoption and revenue visibility that can inform views on Zip Co. Bullish analysts are paying particular attention to earnings delivery versus guidance, the role of AI in driving user engagement and the link between execution on these themes and longer term valuation support.
Nuova narrazione • Mar 12
Fundamental Analysis on BNPL companies should be viewed differently for Valuation Metrics.
I firmly believe that for BNPL companies, you MUST modify the generic fundamental analysis principles of Profitability, Low Debt, P/E, EPS, etc, in order to receive a more accurate company valuation. You have to view BNPL companies as Short term lenders + Payment companies, so your metrics for valuations would look more into Tranaction margin & Net Credit Loss Rate to loan book value, similarly to other lenders / banks.
Aggiornamento della narrazione • Mar 05
ZIP: Trust-Led Platform And Buyback Plan Will Support Future Upside
Narrative Update Analysts have trimmed their fair value estimate for Zip Co to about A$4.07 from A$5.05, reflecting updated assumptions for slightly softer revenue growth and profit margins, a higher discount rate, and a lower future P/E multiple. This is in line with recent Street price target cuts to A$3.00 from A$5.50 and A$5.00.Aggiornamento della narrazione • Feb 19
ZIP: Trust-Led Brand Platform And Stable Metrics Will Support Upside
Analysts have revised their price target for Zip Co to A$5.05, citing updated assumptions around discount rates, growth and future P/E. Their fair value estimate remains broadly unchanged.Aggiornamento della narrazione • Feb 05
ZIP: Steady Fair Value And Higher P/E Assumption Will Support Upside
Analysts have kept Zip Co's fair value estimate steady at A$5.05 per share while nudging the long term discount rate slightly higher and the future P/E assumption to 35.05x. This reflects updated views on risk and earnings multiples without changing the headline price target.Aggiornamento della narrazione • Jan 22
ZIP: Slightly Updated Assumptions Will Support Further Share Upside
Analysts have trimmed their fair value estimate for Zip Co slightly, from A$5.10 to A$5.05. This reflects updated assumptions for revenue growth, profit margins and future P/E that leave the overall outlook broadly similar to prior views.Aggiornamento della narrazione • Jan 08
ZIP: Expanded Stripe Partnership Will Support A More Optimistic Future Outlook
Analysts have increased their fair value estimate for Zip Co from A$2.27 to A$3.74, reflecting updated views on revenue growth, profit margins and a higher assumed future P/E multiple. What's in the News Zip Co announced an expanded partnership with Stripe that makes Zip available through Stripe's optimized checkout interfaces, including Elements, Checkout and Payment Links, for US merchants (Client Announcements).Aggiornamento della narrazione • Dec 19
ZIP: Expanded US Payment Reach Will Drive Further Share Upside
Analysts have slightly reduced their price target on Zip Co to around $5.10 per share, reflecting marginally lower discount rate and valuation multiple assumptions while keeping long term growth and profitability expectations effectively unchanged. What's in the News Expanded US reach as Zip becomes available through Stripe’s optimized checkout interfaces, including Elements, Checkout, and Payment Links, via a no code activation from the Stripe Dashboard (Client Announcements) New Stripe integration enables merchants to offer Zip’s pay in installments option while still receiving full payment upfront, with Zip managing customer repayments and associated risk (Client Announcements) Partnership with Opportunity Knocks launches a national casting call where selected participants, including one Zip customer, can receive up to $20,000 in targeted financial support and coaching (Client Announcements) Zip customers and viewers gain access to Opportunity Knocks’ free digital tools, including the Opportunity Coach for personalized financial guidance and the Opportunity Finder, which connects users to over 17,000 local services (Client Announcements) Valuation Changes Fair Value: unchanged at approximately A$5.10 per share, indicating stable long term valuation assumptions.Aggiornamento della narrazione • Dec 05
ZIP: Expanded Payment Partnerships Will Support Further Upside For Shares
Analysts have modestly lifted their price target on Zip Co, citing a slightly higher discount rate and steady expectations for revenue growth, profit margins, and future valuation multiples that together support a fair value estimate of approximately $5.10 per share. What's in the News Expanded US partnership with Stripe enables Zip as a pay in installments option across Stripe Elements, Checkout, and Payment Links, with no code required for merchants and full upfront payment while Zip manages customer repayments (company announcement) Stripe integration gives merchants access to a broader base of high intent shoppers who may be underserved by traditional financial services, aiming to lift conversion and average order values while reducing cart abandonment (company announcement) New collaboration with Opportunity Knocks launches a national casting call where selected participants, including one Zip customer, can receive up to $20,000 in targeted support to accelerate their path to financial stability (company announcement) Opportunity Knocks partnership extends Zip's financial wellness focus by directing customers and viewers to free digital tools like the Opportunity Coach and Opportunity Finder, connecting them to over 17,000 local support services (company announcement) Valuation Changes Fair Value Estimate remains unchanged at approximately A$5.10 per share, indicating no material reassessment of intrinsic value.Aggiornamento della narrazione • Nov 21
ZIP: Expanded Platform Partnerships Will Drive Further Upside For Shares
Analysts have maintained their price target for Zip Co. at $5.10 per share, citing marginal adjustments to key valuation inputs along with a steady outlook based on current growth and profitability trends. What's in the News Zip Co has expanded its partnership with Stripe, making Zip’s pay in installments option available through Stripe’s checkout solutions for US merchants (Client Announcements).Aggiornamento della narrazione • Nov 05
ZIP: Future Share Buybacks And New Partnerships Will Drive Further Gains
Analysts have lowered their price target for Zip Co. from $5.33 to $5.10, citing expectations of slightly reduced profit margins due to a marginally improved revenue growth outlook. What's in the News Zip Co has launched an expanded partnership with Stripe, enabling US merchants to offer Zip's pay in installments feature through Stripe's checkout tools with a simple, no-code setup (Client Announcement).Aggiornamento della narrazione • Oct 22
Analysts Raise Zip Co Target as Valuation Climbs on Buyback and Google Pay Expansion
Analysts have raised their price target for Zip Co. from $5.00 to $5.33. This revision reflects slightly improved revenue growth, profit margin expectations, and future earnings multiples.Aggiornamento della narrazione • Oct 08
Digital Payments And ECommerce Trends Will Expand International Markets
Zip Co Analyst Price Target Raised to $5.00 on Upgraded Profitability Outlook Analysts have increased their fair value estimate for Zip Co from $4.58 to $5.00. The revision is based on stronger expected revenue growth and improved profit margins in their updated projections.Aggiornamento della narrazione • Sep 23
Digital Payments And ECommerce Trends Will Expand International Markets
The consensus analyst price target for Zip Co has edged higher to A$4.58, primarily reflecting a small uplift in the company’s future P/E multiple. What's in the News Completed buyback of 14.8 million shares (1.13% of shares) for AUD 29.8 million.Aggiornamento della narrazione • Aug 25
Company To Leverage Stripe Partnership And New Products For Future Success
The upward revision in Zip Co's price target is underpinned by a notable improvement in net profit margin despite a moderation in revenue growth expectations, resulting in a new consensus analyst price target of A$4.31. What's in the News Completed repurchase of 14.8 million shares (1.13%) for AUD 29.8 million under buyback program.Articolo di analisi • Aug 22
There's Reason For Concern Over Zip Co Limited's (ASX:ZIP) Massive 25% Price Jump
Zip Co Limited ( ASX:ZIP ) shares have continued their recent momentum with a 25% gain in the last month alone. The...
Nuova narrazione • Feb 17
Company To Leverage Stripe Partnership And New Products For Future Success
Zip Co's U.S. expansion and partnerships are set to boost transaction volumes, aiding revenue growth.Articolo di analisi • Sep 01
What Zip Co Limited's (ASX:ZIP) 27% Share Price Gain Is Not Telling You
Zip Co Limited ( ASX:ZIP ) shares have continued their recent momentum with a 27% gain in the last month alone. This...Rendimenti per gli azionisti
| ZIP | AU Consumer Finance | AU Mercato | |
|---|---|---|---|
| 7D | -1.4% | -1.7% | -0.9% |
| 1Y | -5.0% | -7.1% | 2.3% |
Ritorno vs Industria: ZIP ha superato il Australian Consumer Finance che ha restituito -7.1 % nell'ultimo anno.
Rendimento vs Mercato: ZIP ha avuto una performance inferiore al mercato Australian che ha registrato un rendimento 2.3 % nell'ultimo anno.
Volatilità dei prezzi
| ZIP volatility | |
|---|---|
| ZIP Average Weekly Movement | 11.4% |
| Consumer Finance Industry Average Movement | 5.3% |
| Market Average Movement | 9.9% |
| 10% most volatile stocks in AU Market | 17.1% |
| 10% least volatile stocks in AU Market | 4.0% |
Prezzo delle azioni stabile: ZIP non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato Australian.
Volatilità nel tempo: La volatilità settimanale ( 11% ) di ZIP è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 2009 | n/a | Cynthia Scott | zip.co/au |
Zip Co Limited è impegnata nella fornitura di soluzioni digitali per la finanza al dettaglio, la finanza personale e i pagamenti in Australia, Nuova Zelanda e Stati Uniti. L'azienda offre ai consumatori linee di credito al dettaglio e prestiti personali, prodotti rateali al dettaglio e prodotti rateali Buy Now Pay Later. Fornisce inoltre prestiti non garantiti attraverso partner bancari, nonché online e in negozio, accesso al credito presso i punti vendita e servizi di pagamento digitale.
Zip Co Limited Riepilogo dei fondamenti
| ZIP statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | AU$3.61b |
| Utili (TTM) | AU$109.24m |
| Ricavi(TTM) | AU$1.22b |
33.1x
Rapporto P/E3.0x
Rapporto P/SZIP è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| ZIP Conto economico (TTM) | |
|---|---|
| Ricavi | AU$1.22b |
| Costo del fatturato | AU$0 |
| Profitto lordo | AU$1.22b |
| Altre spese | AU$1.11b |
| Utili | AU$109.24m |
Ultimi utili riportati
Dec 31, 2025
Prossima data di guadagno
Aug 20, 2026
| Utile per azione (EPS) | 0.087 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 8.95% |
| Rapporto debito/patrimonio netto | 380.7% |
Come si è comportato ZIP nel lungo periodo?
Vedi performance storica e confrontoAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/06/27 19:24 |
| Prezzo dell'azione a fine giornata | 2026/06/26 00:00 |
| Utili | 2025/12/31 |
| Utili annuali | 2025/06/30 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Zip Co Limited è coperta da 20 analisti. 8 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Lafitani Sotiriou | Bell Potter |
| Ware Kuo | BofA Global Research |
| Siraj Ahmed | Citigroup Inc |