Fair Isaac Corporation

NYSE:FICO Rapport sur les actions

Capitalisation boursière : US$24.6b

Fair Isaac Croissance future

Future contrôle des critères 3/6

Fair Isaac devrait augmenter ses bénéfices et ses revenus de 16.8% et de 12.6% par an respectivement, tandis que le BPA devrait croître de croître de 19% par an.

Informations clés

16.8%

Taux de croissance des bénéfices

18.97%

Taux de croissance du BPA

Software croissance des bénéfices19.0%
Taux de croissance des recettes12.6%
Rendement futur des capitaux propresn/a
Couverture par les analystes

Good

Dernière mise à jour04 May 2026

Mises à jour récentes de la croissance future

Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates

May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates

Recent updates

FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power

Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.

Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates

May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates

VantageScore 4.0 And AI Fundamentally Threaten Fair Isaac

Apr 23

FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity

Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.

FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support

Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.

Fair Isaac Corporation (FICO): A Tale of Two Segments Amid a Market Correction

Fair Isaac Corporation (FICO) has long been the "gold standard" of the credit world, but the narrative on March 19, 2026, is one of intense volatility. The stock closed the session at $1,114.27 USD , enduring a sharp 7.43% decline in a single day.

FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time

Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.

FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity

Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.

FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise

Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.

FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength

Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.

FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition

Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.

FICO: Mortgage Credit Score Changes Will Support Future Share Gains

Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.

FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition

Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.

FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup

Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.

FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities

Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.

FICO: New Mortgage Direct License Program Will Drive Market Leadership

Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.

Global Cloud Migration And International Partnerships Will Transform Financial Services

Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.

Global Cloud Migration And International Partnerships Will Transform Financial Services

Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.

Global Cloud Migration And International Partnerships Will Transform Financial Services

The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.

Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump

Aug 02
Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump

Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next

Aug 01
Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next

Fair Isaac's Pricing Woes: A New Investment Thesis Awaits

May 21
Fair Isaac's Pricing Woes: A New Investment Thesis Awaits

Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does

Apr 21

Fair Isaac: Score Prices Shall Keep Rising

Feb 18

Fair Isaac: Valuation Has Come Down, But It Is Still Expensive

Feb 06

Prévisions de croissance des bénéfices et des revenus

NYSE:FICO - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
9/30/20283,3531,3221,5531,55713
9/30/20272,9301,1031,2821,27720
9/30/20262,5509001,0381,02419
3/31/20262,256760867907N/A
12/31/20252,063658718759N/A
9/30/20251,991652739779N/A
6/30/20251,929633748782N/A
3/31/20251,840577677709N/A
12/31/20241,775544673705N/A
9/30/20241,718513607633N/A
6/30/20241,653479551571N/A
3/31/20241,604481467480N/A
12/31/20231,551453495499N/A
9/30/20231,514429459469N/A
6/30/20231,473419440450N/A
3/31/20231,423383433444N/A
12/31/20221,400386463477N/A
9/30/20221,377374503509N/A
6/30/20221,363369449456N/A
3/31/20221,352426433440N/A
12/31/20211,326391465471N/A
9/30/20211,317392416424N/A
6/30/20211,356365462468N/A
3/31/20211,332278461475N/A
12/31/20201,308268364382N/A
9/30/20201,295236343365N/A
6/30/20201,226232297324N/A
3/31/20201,226232259286N/A
12/31/20191,196207N/A272N/A
9/30/20191,160192N/A260N/A
6/30/20191,111170N/A225N/A
3/31/20191,052136N/A242N/A
12/31/20181,030134N/A243N/A
9/30/20181,000126N/A223N/A
6/30/2018997134N/A217N/A
3/31/2018973129N/A204N/A
12/31/2017945123N/A221N/A
9/30/2017935133N/A226N/A
6/30/2017915120N/A204N/A
3/31/2017923130N/A217N/A
12/31/2016901128N/A193N/A
9/30/2016881109N/A210N/A
6/30/2016878111N/A224N/A
3/31/201684996N/A182N/A
12/31/201584991N/A182N/A
9/30/201583987N/A147N/A
6/30/201582890N/A158N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de FICO ( 16.8% par an) est supérieure au taux d'épargne ( 3.5% ).

Bénéfices vs marché: Les bénéfices de FICO ( 16.8% par an) devraient croître plus rapidement que le marché US ( 16.1% par an).

Croissance élevée des bénéfices: Les bénéfices de FICO devraient augmenter, mais pas de manière significative.

Chiffre d'affaires vs marché: Le chiffre d'affaires de FICO ( 12.6% par an) devrait croître plus rapidement que le marché US ( 11.3% par an).

Croissance élevée des revenus: Le chiffre d'affaires de FICO ( 12.6% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Données insuffisantes pour déterminer si le retour sur capitaux propres de FICO devrait être élevé dans 3 ans

Découvrir les entreprises en croissance

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/05 14:21
Cours de l'action en fin de journée2026/05/05 00:00
Les revenus2026/03/31
Revenus annuels2025/09/30

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Fair Isaac Corporation est couverte par 34 analystes. 20 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Jeffrey MeulerBaird
Manav PatnaikBarclays
Jeffrey SilberBMO Capital Markets Equity Research