Pagaya Technologies (PGY) Aperçu de l'action
Pagaya Technologies Ltd, une société technologique axée sur les produits, déploie une science des données et une technologie propriétaire alimentée par l'intelligence artificielle pour les services financiers, leurs clients et les investisseurs institutionnels ou sophistiqués aux États-Unis, en Israël et dans les îles Caïmans. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 5/6 |
| Croissance future | 4/6 |
| Performances passées | 2/6 |
| Santé financière | 4/6 |
| Dividendes | 0/6 |
Récompenses
Analyse des risques
PGY Community Fair Values
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Analyst Price Targets
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Pagaya Technologies Ltd. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$21.60 |
| Plus haut sur 52 semaines | US$44.99 |
| Plus bas sur 52 semaines | US$10.40 |
| Bêta | 5.37 |
| Variation sur 1 mois | 0% |
| Variation sur 3 mois | 37.14% |
| Variation sur 1 an | -41.48% |
| Variation sur 3 ans | -5.26% |
| Variation sur 5 ans | -81.80% |
| Évolution depuis l'introduction en bourse | -82.00% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Sep 03
PGY: AI Credit Underwriting And Services Model Will Shape Balanced 2026 Outlook
Analysts have lifted the Pagaya Technologies fair value estimate from $20.00 to $23.00, pointing to higher Street price targets in the $25.00 to $36.00 range and recent research that highlights accelerating partner additions, record loan volumes, expanding product lines, and a services driven model that they see as supportive of the updated view. Analyst Commentary Recent commentary on Pagaya Technologies from Wall Street has been broadly constructive, with several firms raising price targets and highlighting drivers such as accelerating partner additions, record loan volumes, and product expansion.
Mise à jour du récit • Aug 15
PGY: AI Underwriting Scale And Credit Discipline Will Drive Future Upside
Analysts have raised their average price target on Pagaya Technologies from $26.90 to $28.80, citing stronger loan volume, broader product reach and improving profitability metrics as key supports for the updated view. Analyst Commentary Recent research on Pagaya Technologies points to a broadly positive tone from bullish analysts, with commentary focused on execution in core lending partnerships, the scalability of its AI driven platform, and how that may feed into earnings power and valuation over time.Article d’analyse • Aug 06
Shareholders Will Be Pleased With The Quality of Pagaya Technologies' (NASDAQ:PGY) Earnings
Pagaya Technologies Ltd.'s ( NASDAQ:PGY ) strong earnings report was rewarded with a positive stock price move. We have...Recent updates
Mise à jour du récit • Sep 03
PGY: AI Credit Underwriting And Services Model Will Shape Balanced 2026 Outlook
Analysts have lifted the Pagaya Technologies fair value estimate from $20.00 to $23.00, pointing to higher Street price targets in the $25.00 to $36.00 range and recent research that highlights accelerating partner additions, record loan volumes, expanding product lines, and a services driven model that they see as supportive of the updated view. Analyst Commentary Recent commentary on Pagaya Technologies from Wall Street has been broadly constructive, with several firms raising price targets and highlighting drivers such as accelerating partner additions, record loan volumes, and product expansion.Mise à jour du récit • Aug 15
PGY: AI Underwriting Scale And Credit Discipline Will Drive Future Upside
Analysts have raised their average price target on Pagaya Technologies from $26.90 to $28.80, citing stronger loan volume, broader product reach and improving profitability metrics as key supports for the updated view. Analyst Commentary Recent research on Pagaya Technologies points to a broadly positive tone from bullish analysts, with commentary focused on execution in core lending partnerships, the scalability of its AI driven platform, and how that may feed into earnings power and valuation over time.Article d’analyse • Aug 06
Shareholders Will Be Pleased With The Quality of Pagaya Technologies' (NASDAQ:PGY) Earnings
Pagaya Technologies Ltd.'s ( NASDAQ:PGY ) strong earnings report was rewarded with a positive stock price move. We have...
Mise à jour du récit • Jul 31
PGY: Record Loan Volume And Auto ABS Execution Will Support 2026 Earnings Upside
Pagaya Technologies' fair value estimate moves to $36 from $33 as analysts point to stronger loan volume, expanding product reach, and improved profitability metrics as key supports for higher price targets across recent research. Analyst Commentary Recent research on Pagaya Technologies shows a cluster of higher price targets and fresh coverage that leans positive on both execution and the business model.
Mise à jour du récit • Jul 30
Operating Leverage Proves the Model Works—Even Without a Rate Cut
The market previously priced Pagaya Technologies ($PGY) as a macro-trade heavily reliant on a rapid Federal Reserve rate-cut cycle. With those cuts delayed, the stock has recalibrated to $17.81, fully pricing in the current "higher-for-longer" interest rate environment.Seeking Alpha • Jul 08
Pagaya Technologies: Undervalued With Multiple Tailwinds Converging
Summary Pagaya Technologies (PGY) remains a volatile but compelling undervalued fintech with a 32% surge since my last coverage. I maintain a Strong Buy rating, citing robust revenue growth, multi-year sector tailwinds, and significant undervaluation versus peers. PGY trades at a forward P/E of 6x and a PEG of 0.05, reflecting a steep discount to sector medians. Risks include persistent volatility and potential for sentiment-driven swings, but long-term fundamentals and catalysts support continued upside. Read the full article on Seeking AlphaArticle d’analyse • Jun 21
Pagaya Technologies (PGY) Stock Could Be 69.3% Undervalued After ABS Deal And Upgrade Expansion
Pagaya Technologies (NasdaqCM:PGY) is back in focus after closing an upsized, AAA-rated US$800 million personal loan ABS deal and expanding its partnership with Upgrade’s Flex Pay Buy Now, Pay Later platform. See our latest analysis for Pagaya Technologies. Those ABS and BNPL partnership headlines come against a mixed backdrop for Pagaya Technologies, with the share price up 19.42% over 30 days and 46.80% over 90 days, but the year to date share price return down 29.89% and the 1 year total...Mise à jour du récit • Jun 16
PGY: AI Underwriting And ABS Execution Will Drive Future Stock Upside
Analysts have lifted their average Pagaya Technologies price target to $27, citing the company's AI driven consumer credit underwriting and services focused business model as a key reason they see the stock as attractive at current levels. Analyst Commentary Bullish analysts describe Pagaya Technologies as an AI focused provider of consumer credit underwriting and capital markets services.Mise à jour du récit • Jun 02
PGY: Raised 2026 Outlook And ABS Funding Progress Will Support Rebound
Analysts have kept Pagaya Technologies' fair value target steady at $20.00, with updated assumptions pointing to a slightly lower discount rate, adjusted revenue growth and profit margin expectations, and a revised future P/E estimate supporting this unchanged view. What's in the News Pagaya raised its full-year 2026 outlook, with guidance for network volume between $11.45b and $13b, total revenue and other income between $1.4b and $1.575b, and GAAP net income between $110m and $160m, following five consecutive GAAP-profitable quarters.Mise à jour du récit • May 18
PGY: New Partnerships And AI Underwriting Adoption Will Support Bullish Upside
Analysts have adjusted their price target on Pagaya Technologies to $26.90 from $26.45, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as key inputs in their revised valuation work. What's in the News Pagaya and Experian agreed to embed Pagaya's AI driven lending technology into Experian Marketplace, aiming to provide real time underwriting recommendations and credit opportunities to qualified consumers across the credit spectrum through personal loan offerings (Key Developments).
Nouveau récit • May 09
PGY may go up in next 6-12 months.
Pagaya Technologies (NASDAQ: PGY) — Investment Thesis Pagaya Technologies is not a software company. This distinction is the foundation of the entire investment case and is widely misunderstood by the market.Mise à jour du récit • May 02
PGY: Execution On Platform Relationships Will Support 2026 Earnings Guidance Upside Potential
Narrative update on Pagaya Technologies Pagaya Technologies' consensus analyst price target has been revised lower by multiple firms, with reductions such as $5, $7, $8, $13 and $15. Analysts are reassessing assumptions around discount rates, revenue growth, profit margins and future P/E levels while maintaining a fair value estimate of $33.00.Mise à jour du récit • Apr 18
PGY: Long Term Earnings Guidance Will Support Bullish Upside Thesis
Analysts have reduced their average price targets on Pagaya Technologies by $11.73 to $26.45, reflecting updated views on revenue growth, discount rates and profit expectations following a series of recent target cuts alongside one bullish initiation. Analyst Commentary Recent Street research points to a cluster of target reductions for Pagaya Technologies alongside one new bullish initiation, giving you a mixed but useful read on how the Street is recalibrating expectations around growth, profitability and risk.Mise à jour du récit • Apr 03
PGY: Execution On Platform Relationships Will Drive Future Upside Potential
Pagaya Technologies' updated analyst price target has been reduced by $7 to $33, as several firms reassessed their views on the stock. Analysts cited recent sector research, while one new bullish initiation at Freedom Capital highlights ongoing interest in the name.Mise à jour du récit • Mar 20
PGY: Reset Expectations And 2026 Guidance Will Support A Rebound
Pagaya Technologies' analyst price targets have been reset lower, with the fair value estimate moving from $27.00 to $20.00 as analysts factor in updated assumptions on required returns, growth, margins and future P/E. Analyst Commentary Recent Street research on Pagaya Technologies has featured a series of lower price targets, with multiple bearish analysts trimming their fair value estimates by mid single digit to mid teens dollar amounts.Mise à jour du récit • Mar 05
PGY: Reset Risk Assumptions And New Partnership Will Support Future Upside
Narrative Update: Pagaya Technologies The consolidated analyst price target for Pagaya Technologies has been reduced by a double digit dollar amount, as several firms cut their targets by $5 to $15 while emphasizing updated risk assumptions alongside steady model inputs for fair value, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Pagaya Technologies has centered on adjustments to price targets, with several firms revising their numbers while keeping core views on fair value drivers largely intact.Mise à jour du récit • Feb 19
PGY: Reset Expectations And New Partnership Will Support Future Upside Potential
Analysts have cut their average price target for Pagaya Technologies from $54.00 to $33.00, citing more cautious assumptions on fair value, discount rate, revenue growth, and profit margin following a series of recent target reductions across the Street research community. Analyst Commentary Recent research has centered on recalibrating Pagaya Technologies price targets, with multiple firms revisiting their assumptions on fair value, discount rates, revenue growth, and margins.Article d’analyse • Feb 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues
Pagaya Technologies Ltd. ( NASDAQ:PGY ) shareholders that were waiting for something to happen have been dealt a blow...Mise à jour du récit • Feb 05
PGY: Raised Earnings Outlook And New Partnership Will Support Bullish Thesis
Narrative Update on Pagaya Technologies Analysts have trimmed their price target on Pagaya Technologies from about $40.50 to roughly $38.18, citing updated views on fair value, a higher discount rate, slightly softer revenue growth and margin expectations, and a higher future P/E assumption. Analyst Commentary Analysts reviewing Pagaya Technologies have shared a mix of optimism and caution as they reassess fair value, execution risks, and the revised P/E framework behind the updated target price near US$38.18.Article d’analyse • Oct 16
Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump
The Pagaya Technologies Ltd. ( NASDAQ:PGY ) share price has softened a substantial 29% over the previous 30 days...Article d’analyse • Aug 31
The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Mise à jour du récit • Aug 10
Advanced AI Underwriting And Embedded Finance Will Open Markets
Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.Article d’analyse • Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
Despite an already strong run, Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares have been powering on, with a gain of 27...Nouveau récit • May 28
Digital Transformation And AI Will Broaden Lending Channels
AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.Article d’analyse • May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb
Those holding Pagaya Technologies Ltd. ( NASDAQ:PGY ) shares would be relieved that the share price has rebounded 56...Rendement pour les actionnaires
| PGY | US Software | US Marché | |
|---|---|---|---|
| 7D | -1.8% | -0.7% | -0.2% |
| 1Y | -41.5% | -9.0% | 14.8% |
Rendement vs Industrie: PGY a sous-performé le secteur US Software qui a rapporté -9 % au cours de l'année écoulée.
Rendement vs marché: PGY a sous-performé le marché US qui a rapporté 14.8 % au cours de l'année écoulée.
Volatilité des prix
| PGY volatility | |
|---|---|
| PGY Average Weekly Movement | 9.6% |
| Software Industry Average Movement | 9.2% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.9% |
Cours de l'action stable: PGY n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de PGY ( 10% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 2016 | 493 | Gal Krubiner | pagaya.com |
Pagaya Technologies Ltd, une société technologique axée sur les produits, déploie une science des données et une technologie propriétaire alimentée par l'intelligence artificielle pour les services financiers, leurs clients et les investisseurs institutionnels ou sophistiqués aux États-Unis, en Israël et dans les îles Caïmans. La société propose Decline Monetization, le produit phare qui permet aux partenaires d'envoyer automatiquement les demandes de prêt rejetées à son réseau, ainsi que d'approuver les clients qu'ils auraient autrement refusés ; Dual Look qui permet d'évaluer les demandes simultanément avec ses partenaires en temps réel ; et First Look qui achemine des segments désignés de demandes de prêt vers le réseau pour évaluation. Elle fournit également Affiliate Optimizer Engine, un outil d'acquisition de clients qui permet aux partenaires de créer des prêts par le biais de canaux affiliés tiers ; Direct Marketing Engine, qui utilise le réseau de données pour aider les partenaires à cibler et à acquérir de nouveaux clients par le biais de canaux directs ; et FastPass, qui accélère le processus de transaction.
Pagaya Technologies Ltd. Résumé des fondamentaux
| PGY statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$1.84b |
| Bénéfices(TTM) | US$122.54m |
| Recettes(TTM) | US$1.39b |
14.7x
Ratio P/E1.3x
Ratio P/SLe site PGY est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| PGY compte de résultat (TTM) | |
|---|---|
| Recettes | US$1.39b |
| Coût des recettes | US$786.90m |
| Marge brute | US$603.06m |
| Autres dépenses | US$480.52m |
| Les revenus | US$122.54m |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 1.47 |
| Marge brute | 43.39% |
| Marge bénéficiaire nette | 8.82% |
| Ratio dettes/capitaux propres | 128.9% |
Quelles ont été les performances à long terme de PGY?
Voir les performances historiques et les comparaisonsAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/09/09 22:43 |
| Cours de l'action en fin de journée | 2026/09/09 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l' qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Pagaya Technologies Ltd. est couverte par 12 analystes. 11 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| Joseph Vafi | Canaccord Genuity |
| Peter Christiansen | Citigroup Inc |