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Aflac IncorporatedNYSE:AFL Rapport sur les actions

Capitalisation boursière US$57.7b
Prix de l'action
US$113.10
US$111.86
1.1% surévalué décote intrinsèque
1Y6.9%
7D-0.06%
Valeur du portefeuille
Voir

Aflac Incorporated

NYSE:AFL Rapport sur les actions

Capitalisation boursière : US$57.7b

Aflac (AFL) Aperçu de l'action

Aflac Incorporated, par l'intermédiaire de ses filiales, propose des produits d'assurance maladie complémentaire et d'assurance vie. Plus de détails

AFL analyse fondamentale
Score flocon de neige
Évaluation3/6
Croissance future0/6
Performances passées3/6
Santé financière3/6
Dividendes5/6

AFL Community Fair Values

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Aflac Incorporated Concurrents

Historique des prix et performances

Résumé des hausses, des baisses et des variations du cours de l'action pour la période du 1er janvier au 31 décembre 2009 Aflac
Historique des cours de bourse
Prix actuel de l'actionUS$113.60
Plus haut sur 52 semainesUS$119.32
Plus bas sur 52 semainesUS$96.95
Bêta0.62
Variation sur 1 mois2.79%
Variation sur 3 mois-3.03%
Variation sur 1 an6.87%
Variation sur 3 ans70.39%
Variation sur 5 ans104.68%
Évolution depuis l'introduction en bourse190,891.78%

Nouvelles et mises à jour récentes

Seeking Alpha May 06

Aflac: An Insurer To Buy After Impressive Q1 Results, Even As Valuation Rises

Summary Aflac remains a Buy despite a Q1 earnings miss, supported by organic policy growth, proven dividend increases, and robust balance sheet strength. Growth catalysts include new policy sales, expanding Asian market presence, and niche segments like pet insurance, though revenue trends remain uneven. Margins and expense ratios are favorable, with A-level credit ratings and conservative leverage, but forward P/E multiples signal some overvaluation and more muted near-term upside. Dividend growth (+16% YoY) and a low payout ratio (~30%) reinforce AFL's appeal for income investors, while technicals support a bullish trend as well after a recovery signal. Read the full article on Seeking Alpha
Mise à jour de l'analyse May 01

AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations

Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.
Mise à jour de l'analyse Apr 17

AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion

Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.

Recent updates

Seeking Alpha May 06

Aflac: An Insurer To Buy After Impressive Q1 Results, Even As Valuation Rises

Summary Aflac remains a Buy despite a Q1 earnings miss, supported by organic policy growth, proven dividend increases, and robust balance sheet strength. Growth catalysts include new policy sales, expanding Asian market presence, and niche segments like pet insurance, though revenue trends remain uneven. Margins and expense ratios are favorable, with A-level credit ratings and conservative leverage, but forward P/E multiples signal some overvaluation and more muted near-term upside. Dividend growth (+16% YoY) and a low payout ratio (~30%) reinforce AFL's appeal for income investors, while technicals support a bullish trend as well after a recovery signal. Read the full article on Seeking Alpha
Mise à jour de l'analyse May 01

AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations

Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.
Mise à jour de l'analyse Apr 17

AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion

Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.
Mise à jour de l'analyse Apr 03

AFL: Future Returns Will Reflect Capital Strength And Earnings Execution Risks

Narrative Update The analyst price target framework for Aflac now centers around $113. This reflects updated Street work, with some firms raising targets toward $118 and others trimming into the $101 to $120 range as analysts refresh earnings estimates and extend their valuation horizons.
Mise à jour de l'analyse Mar 20

AFL: Future Returns Will Balance Cybersecurity Fallout And Capital Strength

Narrative update on Aflac The analyst price target framework for Aflac shifts modestly higher toward the recent Street range, reflecting updated EPS roll forward work, a slightly adjusted future P/E assumption to 16.36x, and analysts' mixed but constructive views that blend a higher $118 target with several reductions closer to $101 to $120. Analyst Commentary Recent research on Aflac is mixed, with some bullish analysts nudging targets higher while more cautious voices trim expectations.
Mise à jour de l'analyse Mar 05

AFL: Future Returns Will Weigh Cyber Breach Risks Against Capital Strength

Aflac's updated analyst price target edges higher to about $113, supported by analysts rolling their models to 2027 and 2028 EPS and fine tuning assumptions around slightly stronger profit margins and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Aflac highlights a mix of optimism and caution as analysts update their models and valuation frameworks out to 2027 and 2028.
Mise à jour de l'analyse Feb 19

AFL: Future Returns Will Balance Cyber Risk And Capital Strength

Analysts now see Aflac's fair value edging up by $1 to $111.69 per share, reflecting adjusted price targets that factor in updated views on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bullish and cautious voices are both active around Aflac right now, with recent price target trims reflecting fine tuning of expectations rather than a wholesale shift in views on execution or valuation.
Mise à jour de l'analyse Feb 05

AFL: Future Returns Will Reflect Capital Strength Versus Cyber And Insurance Headwinds

Narrative Update: Aflac The analyst price target for Aflac has been trimmed slightly, with a new fair value estimate of about $110.69 compared with $110.85 before. Analysts are factoring in updated sector views on life and P&C insurers, modest tweaks to revenue growth and margin assumptions, and only a small adjustment to future P/E expectations.
Article d'analyse Jan 30

Aflac's (NYSE:AFL) Dividend Will Be Increased To $0.61

Aflac Incorporated ( NYSE:AFL ) has announced that it will be increasing its dividend from last year's comparable...
Mise à jour de l'analyse Jan 21

AFL: Future Returns Will Balance Capital Strength With Cyber And Sector Headwinds

Narrative Update on Aflac Aflac's updated analyst price target edges lower to about $111, as analysts moderate expectations for revenue growth and margins while still citing capital strength, cash flow, and sector consolidation as key supports. Analyst Commentary Recent research on Aflac reflects a mix of optimism about capital strength and cash flow, alongside caution around industry headwinds and valuation expectations.
Mise à jour de l'analyse Jan 06

AFL: Future Returns Will Reflect Stable Earnings Power And Capital Returns Balancing Cyber Risks

Analysts made only a small adjustment to their Aflac fair value estimate, with the target price moving from about $111.08 to $111.31 as they factor in recent price target revisions across the sector, softer pricing trends in some insurance lines, and generally steady modeling updates following calm recent earnings seasons. Analyst Commentary Street research around Aflac reflects a mix of optimism on company specific execution and caution around broader insurance pricing trends, which feeds into relatively modest adjustments to fair value estimates.
Mise à jour de l'analyse Dec 15

AFL: Future Performance Will Reflect Claims Tailwinds And Balanced Capital Return Execution

Analysts have modestly raised their price targets on Aflac, with recent upward revisions ranging from approximately $5 to $6 per share. They cite better than expected life insurance earnings, favorable claims experience, and resilient earnings trends despite macro uncertainties.
Mise à jour de l'analyse Dec 01

AFL: Future Performance Will Reflect Strength In Claims And Distribution Execution

Aflac's analyst price target increased modestly, with recent updates reflecting improved life insurance earnings and stable macro conditions as key factors cited by analysts. Analyst Commentary Recent updates from street research highlight several factors influencing Aflac's valuation targets, with analysts weighing both potential growth drivers and areas of caution.
Article d'analyse Nov 18

Aflac's (NYSE:AFL) Dividend Will Be $0.58

The board of Aflac Incorporated ( NYSE:AFL ) has announced that it will pay a dividend on the 1st of December, with...
Mise à jour de l'analyse Nov 16

AFL: Future Earnings Outlook Will Reflect Improving Claims And Distribution Strength

The analyst price target for Aflac has increased modestly, with a $1 uptick in fair value to $111.00. Analysts point to stable industry conditions and improving claims experience supporting the outlook.
Mise à jour de l'analyse Nov 01

AFL: Earnings Stability And Strong Buybacks Will Support Balanced Outlook

Analysts have increased their price targets for Aflac, with upward revisions ranging from $1 to $6 per share. They cite stable earnings performance, as well as positive impacts from new product sales and favorable claims experience.
Mise à jour de l'analyse Oct 18

Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion

Aflac's analyst price target has been increased from $108.31 to $110.00. Analysts cite steady improvements in revenue growth, profit margins, and favorable claims experience as key factors supporting the upward revision.
Mise à jour de l'analyse Oct 04

Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion

Aflac's analyst price target has been raised slightly, with an increase of $2 to $108. Analysts highlight strong Q2 sales driven by new product rollouts and improved net interest income.
Seeking Alpha Jan 08

Aflac's Shares Are Overvalued

Summary Aflac Incorporated's heavy reliance on Japan, a market with weak long-term growth prospects, leads to relatively muted growth and significant currency risk exposure. Despite its strong financial position, Aflac's premium valuation compared to peers is unjustified given its average earnings momentum and low dividend yield. Aflac's strategy focuses on attracting younger customers in Japan but faces structural challenges due to the country's aging and shrinking population. For long-term investors, Manulife offers a better risk-reward proposition in the insurance sector compared to Aflac. Read the full article on Seeking Alpha
Seeking Alpha Nov 02

Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk

Summary Aflac gets upgraded to Buy from my prior hold rating a year ago, driven by policy growth & retention in Q3 despite net earnings loss. Although the stock trades near a 10-year-high, it is still undervalued to key peers in terms of fwd P/E and trailing P/B ratios. A trend of dividend growth looks to continue its sustainability. The firm has low debt-to-equity vs peers, with strong credit ratings. Despite a large size of the market, Aflac is in a competitive industry with several large insurance brands to compete with. Read the full article on Seeking Alpha
Seeking Alpha Aug 26

Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments

Summary Aflac (AFL) has demonstrated financial strength through its increased revenue, net investment gains, and decreased benefits and claims. The current dividend yield remains modest at 1.8% but the dividend growth rate sits in the double digits. This is accompanied by an extremely health payout ratio. AFL's portfolio of debt investments, including middle market loans and commercial real estate, has helped generate higher revenues, but vulnerability exists with potential interest rate cuts and poor credit ratings. Read the full article on Seeking Alpha
Seeking Alpha Apr 22

Aflac Incorporated: Good Positioning But Risks From Japan

Summary Aflac recently reached its all-time high price, but has been showing signs of uncertainty lately. The company possesses a strong business foundation, poised to sustain a steady level of revenue in the foreseeable future, but exposure to macroeconomic scenarios creates uncertainty. I think it would be wise to hold off for now and monitor how the company adapts to the macroeconomic environment. There’s a chance we could buy in at a lower price later on. Read the full article on Seeking Alpha
Seeking Alpha Apr 09

Aflac: Growing Cancer Cases Will Lead To Higher Revenues

Summary Aflac remains a strong dividend-growth company, with a history of increasing dividends for 41 consecutive years. Cancer insurance sales are expected to be a major catalyst for long-term growth in both the Japanese and US markets. Despite missing revenue expectations in the latest earnings report, AFL's financials and outlook remain positive, with a focus on reducing expenses and increasing margins to mitigate short-term decreases. The dividend has grown at a double-digit CAGR over the last five-year period. Read the full article on Seeking Alpha

Rendement pour les actionnaires

AFLUS InsuranceUS Marché
7D-0.06%-1.3%2.1%
1Y6.9%-10.0%30.6%

Rendement vs Industrie: AFL a dépassé le secteur US Insurance qui a rapporté -10 % au cours de l'année écoulée.

Rendement vs marché: AFL a sous-performé le marché US qui a rapporté 30.6 % au cours de l'année écoulée.

Volatilité des prix

Is AFL's price volatile compared to industry and market?
AFL volatility
AFL Average Weekly Movement2.4%
Insurance Industry Average Movement4.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

Cours de l'action stable: AFL n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.

Volatilité au fil du temps: La volatilité hebdomadaire de AFL ( 2% ) est restée stable au cours de l'année écoulée.

À propos de l'entreprise

FondéeSalariésPDGSite web
195512,716Dan Amoswww.aflac.com

Aflac Incorporated, par l'intermédiaire de ses filiales, propose des produits d'assurance maladie complémentaire et d'assurance vie. Le segment Aflac Japan propose des produits d'assurance contre le cancer, des soins médicaux, des soins infirmiers, des assurances vie entière et des produits d'assurance GIFT, ainsi que des produits d'assurance WAYS et des dotations pour enfants, et des produits d'assurance Tsumitasu au Japon. Le segment Aflac U.S. propose des produits d'assurance accident, invalidité, cancer, maladie grave, indemnité hospitalière, dentaire, vision et vie aux États-Unis.

Aflac Incorporated Résumé des fondamentaux

Comment les bénéfices et les revenus de Aflac se comparent-ils à sa capitalisation boursière ?
AFL statistiques fondamentales
Capitalisation boursièreUS$57.72b
Bénéfices(TTM)US$4.64b
Recettes(TTM)US$18.11b
12.5x
Ratio P/E
3.2x
Ratio P/S

Le site AFL est-il surévalué ?

Voir Juste valeur et analyse de l'évaluation

Bénéfices et recettes

Principales statistiques de rentabilité tirées du dernier rapport sur les bénéfices (TTM)
AFL compte de résultat (TTM)
RecettesUS$18.11b
Coût des recettesUS$9.05b
Marge bruteUS$9.07b
Autres dépensesUS$4.43b
Les revenusUS$4.64b

Derniers bénéfices déclarés

Mar 31, 2026

Prochaine date de publication des résultats

Aug 06, 2026

Résultat par action (EPS)9.11
Marge brute50.05%
Marge bénéficiaire nette25.60%
Ratio dettes/capitaux propres48.0%

Quelles ont été les performances à long terme de AFL?

Voir les performances historiques et les comparaisons

Dividendes

2.1%
Rendement actuel des dividendes
27%
Ratio de distribution

Le site AFL verse-t-il des dividendes fiables ?

Voir AFL l'historique des dividendes et les indices de référence
Quand faut-il acheter AFL pour recevoir un dividende à venir ?
Aflac dates des dividendes
Date ex-dividendeMay 20 2026
Date de paiement du dividendeJun 01 2026
Jours jusqu'au dividende Ex11 days
Jours jusqu'à la date de paiement du dividende23 days

Le site AFL verse-t-il des dividendes fiables ?

Voir AFL l'historique des dividendes et les indices de référence

Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/07 06:45
Cours de l'action en fin de journée2026/05/07 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Aflac Incorporated est couverte par 30 analystes. 9 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Jay GelbBarclays
Taylor ScottBarclays
Jack MattenBMO Capital Markets Equity Research