Unum Group (UNM) Aperçu de l'action
Unum Group, avec ses filiales, fournit des solutions de protection financière aux États-Unis, au Royaume-Uni et en Pologne. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 2/6 |
| Croissance future | 2/6 |
| Performances passées | 2/6 |
| Santé financière | 3/6 |
| Dividendes | 5/6 |
UNM Community Fair Values
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Analyst Price Targets
Unum Group Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$86.11 |
| Plus haut sur 52 semaines | US$93.22 |
| Plus bas sur 52 semaines | US$68.28 |
| Bêta | 0.24 |
| Variation sur 1 mois | -5.79% |
| Variation sur 3 mois | 6.52% |
| Variation sur 1 an | 23.49% |
| Variation sur 3 ans | 71.12% |
| Variation sur 5 ans | 223.36% |
| Évolution depuis l'introduction en bourse | 57.28% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Jul 25
UNM: Long-Term Care Reinsurance Deal Will Support Future Capital Returns
The updated fair value estimate for Unum Group moves to $102.23 from $100.08 as analysts factor in higher price targets, including recent revisions up to a range of $88 to $123, supported by views that life insurers benefit from a supportive macro backdrop, reasonable valuations, and risk reduction from the long term care reinsurance transaction. Analyst Commentary Street research on Unum Group has focused on how the company is repositioning its risk profile, especially around long term care exposure, and how that feeds into valuation.Mise à jour du récit • Jul 10
UNM: Long-Term Care Reinsurance Actions Will Support Future Capital Return Potential
Analysts have lifted their blended price target for Unum Group to about $100 from roughly $98, reflecting updated views on fair value, slight adjustments to growth and profitability assumptions, and recent Street research citing a supportive backdrop for U.S. life insurers and the company’s long term care risk transfer actions. Analyst Commentary Recent Street research on Unum Group clusters around the company’s long term care reinsurance activity and its position within the broader U.S. life insurance sector, with several firms revisiting their valuation work and price targets in light of these developments.Recent updates
Mise à jour du récit • Jul 25
UNM: Long-Term Care Reinsurance Deal Will Support Future Capital Returns
The updated fair value estimate for Unum Group moves to $102.23 from $100.08 as analysts factor in higher price targets, including recent revisions up to a range of $88 to $123, supported by views that life insurers benefit from a supportive macro backdrop, reasonable valuations, and risk reduction from the long term care reinsurance transaction. Analyst Commentary Street research on Unum Group has focused on how the company is repositioning its risk profile, especially around long term care exposure, and how that feeds into valuation.Mise à jour du récit • Jul 10
UNM: Long-Term Care Reinsurance Actions Will Support Future Capital Return Potential
Analysts have lifted their blended price target for Unum Group to about $100 from roughly $98, reflecting updated views on fair value, slight adjustments to growth and profitability assumptions, and recent Street research citing a supportive backdrop for U.S. life insurers and the company’s long term care risk transfer actions. Analyst Commentary Recent Street research on Unum Group clusters around the company’s long term care reinsurance activity and its position within the broader U.S. life insurance sector, with several firms revisiting their valuation work and price targets in light of these developments.Seeking Alpha • Jul 04
Unum Group: Fairly Valued Given Some Closed Block Drag (Rating Downgrade)
Summary Unum Group has rallied 30% since February, now reaching my $95 fair value target. UNM's core insurance businesses show stabilizing underwriting and strong capital returns, but legacy Closed Block remains a structural drag. First quarter results beat expectations, with 8-12% EPS growth guidance and accelerated buybacks supporting earnings per share. Given the Closed Block overhang and recent outperformance, I downgrade UNM from 'buy' to 'hold' as upside appears priced in. Read the full article on Seeking AlphaArticle d’analyse • Jun 20
Unum Group (UNM) Stock Could Be 8% Undervalued After Growth Update
Unum Group (UNM) recently outlined its growth priorities at the Morgan Stanley US Financials Conference in New York. The company highlighted premium trends, disability claims experience, and capital allocation, along with technology and operational investments. See our latest analysis for Unum Group. The recent Morgan Stanley US Financials Conference presentation comes after a strong run in Unum Group’s stock, with a 90-day share price return of 24.08% and a five year total shareholder return...Mise à jour du récit • Jun 15
UNM: Mortality Trends And Capital Returns Will Support Balanced Long-Term Prospects
Narrative Update The Street price target for Unum Group has been lifted to $87 from $80. Analysts point to generally strong Q1 life insurance results, ongoing earnings momentum, improving mortality trends, and solid international business performance as key supports for the updated view.Mise à jour du récit • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.Mise à jour du récit • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Mise à jour du récit • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.Mise à jour du récit • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.Article d’analyse • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
Nouveau récit • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaRendement pour les actionnaires
| UNM | US Insurance | US Marché | |
|---|---|---|---|
| 7D | -0.1% | 0.2% | 1.0% |
| 1Y | 23.5% | 10.3% | 19.1% |
Rendement vs Industrie: UNM a dépassé le secteur US Insurance qui a rapporté 10.3 % au cours de l'année écoulée.
Rendement vs marché: UNM a dépassé le marché US qui a rapporté 19.1 % au cours de l'année écoulée.
Volatilité des prix
| UNM volatility | |
|---|---|
| UNM Average Weekly Movement | 3.2% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Cours de l'action stable: UNM n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de UNM ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1848 | 10,797 | Rick McKenney | www.unum.com |
Unum Group, avec ses filiales, fournit des solutions de protection financière aux États-Unis, au Royaume-Uni et en Pologne. Il exerce ses activités par l'intermédiaire des segments Unum US, Unum International, Colonial Life et Closed Block. La société propose des produits collectifs d'invalidité de longue et de courte durée, d'assurance-vie collective, de décès et de mutilation accidentels ; des produits complémentaires et facultatifs, tels que des prestations facultatives, des produits individuels d'invalidité, des produits dentaires et de vision ; et des produits d'accident, de maladie, d'invalidité, d'assurance-vie, de cancer et d'assurance contre les maladies graves.
Unum Group Résumé des fondamentaux
| UNM statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$13.74b |
| Bénéfices(TTM) | US$702.70m |
| Recettes(TTM) | US$13.35b |
19.4x
Ratio P/E1.0x
Ratio P/SLe site UNM est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| UNM compte de résultat (TTM) | |
|---|---|
| Recettes | US$13.35b |
| Coût des recettes | US$9.44b |
| Marge brute | US$3.91b |
| Autres dépenses | US$3.21b |
| Les revenus | US$702.70m |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
Nov 03, 2026
| Résultat par action (EPS) | 4.44 |
| Marge brute | 29.30% |
| Marge bénéficiaire nette | 5.26% |
| Ratio dettes/capitaux propres | 34.8% |
Quelles ont été les performances à long terme de UNM?
Voir les performances historiques et les comparaisonsDividendes
2.1%
Rendement actuel des dividendes22%
Ratio de distributionLe site UNM verse-t-il des dividendes fiables ?
Voir UNM l'historique des dividendes et les indices de référence| Unum Group dates des dividendes | |
|---|---|
| Date ex-dividende | Jul 24 2026 |
| Date de paiement du dividende | Aug 14 2026 |
| Jours jusqu'au dividende Ex | 10 days |
| Jours jusqu'à la date de paiement du dividende | 11 days |
Le site UNM verse-t-il des dividendes fiables ?
Voir UNM l'historique des dividendes et les indices de référenceAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/07/31 13:39 |
| Cours de l'action en fin de journée | 2026/07/31 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Unum Group est couverte par 26 analystes. 8 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jay Gelb | Barclays |
| Eric Berg | Barclays |
| Taylor Scott | Barclays |