Unum Group Résultats passés
Passé contrôle des critères 2/6
Unum Group a connu une croissance annuelle moyenne de ses bénéfices de 1.6%, tandis que le secteur Insurance a vu ses bénéfices augmenter de en hausse à 14.7% par an. Les revenus ont augmenté de en hausse à un taux moyen de 1.4% par an. Le rendement des capitaux propres de Unum Group est 6.5% et ses marges nettes sont de 5.3%.
Informations clés
1.62%
Taux de croissance des bénéfices
4.81%
Taux de croissance du BPA
| Insurance Croissance de l'industrie | 8.02% |
| Taux de croissance des recettes | 1.40% |
| Rendement des fonds propres | 6.50% |
| Marge nette | 5.26% |
| Prochaine mise à jour des résultats | 03 Nov 2026 |
Mises à jour récentes des performances passées
Recent updates
Seeking Alpha • Sep 17
Unum Group: Strong Core Business, But LTC Risks Remain
Summary Unum Group maintains strong core operations, but growing claims and lingering LTC risk heighten result uncertainty. UNM’s strategic pivot away from long-term care, including a $3.8B Fortitude Re deal, reduces risk but leaves $11B in LTC reserves. Core segments deliver high adjusted ROE above 20%; yet, benefit ratios are worsening and investment income is declining. Valuation is no longer compelling: forward P/E aligns with peers, P/B exceeds historical averages, and current multiples offer limited margin of safety. Read the full article on Seeking Alpha
Mise à jour du récit • Jul 25
UNM: Long-Term Care Reinsurance Deal Will Support Future Capital Returns
The updated fair value estimate for Unum Group moves to $102.23 from $100.08 as analysts factor in higher price targets, including recent revisions up to a range of $88 to $123, supported by views that life insurers benefit from a supportive macro backdrop, reasonable valuations, and risk reduction from the long term care reinsurance transaction. Analyst Commentary Street research on Unum Group has focused on how the company is repositioning its risk profile, especially around long term care exposure, and how that feeds into valuation.Mise à jour du récit • Jul 10
UNM: Long-Term Care Reinsurance Actions Will Support Future Capital Return Potential
Analysts have lifted their blended price target for Unum Group to about $100 from roughly $98, reflecting updated views on fair value, slight adjustments to growth and profitability assumptions, and recent Street research citing a supportive backdrop for U.S. life insurers and the company’s long term care risk transfer actions. Analyst Commentary Recent Street research on Unum Group clusters around the company’s long term care reinsurance activity and its position within the broader U.S. life insurance sector, with several firms revisiting their valuation work and price targets in light of these developments.Article d’analyse • Jun 20
Unum Group (UNM) Stock Could Be 8% Undervalued After Growth Update
Unum Group (UNM) recently outlined its growth priorities at the Morgan Stanley US Financials Conference in New York. The company highlighted premium trends, disability claims experience, and capital allocation, along with technology and operational investments. See our latest analysis for Unum Group. The recent Morgan Stanley US Financials Conference presentation comes after a strong run in Unum Group’s stock, with a 90-day share price return of 24.08% and a five year total shareholder return...Mise à jour du récit • Jun 15
UNM: Mortality Trends And Capital Returns Will Support Balanced Long-Term Prospects
Narrative Update The Street price target for Unum Group has been lifted to $87 from $80. Analysts point to generally strong Q1 life insurance results, ongoing earnings momentum, improving mortality trends, and solid international business performance as key supports for the updated view.Mise à jour du récit • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.Mise à jour du récit • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Mise à jour du récit • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.Mise à jour du récit • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
Nouveau récit • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaVentilation des recettes et des dépenses
Ventilation des recettes et des dépenses
Comment Unum Group gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 30 Jun 26 | 13,348 | 703 | 1,232 | 0 |
| 31 Mar 26 | 13,339 | 781 | 1,217 | 0 |
| 31 Dec 25 | 13,076 | 739 | 1,201 | 0 |
| 30 Sep 25 | 13,068 | 913 | 1,182 | 0 |
| 30 Jun 25 | 12,907 | 1,519 | 1,179 | 0 |
| 31 Mar 25 | 12,779 | 1,573 | 1,183 | 0 |
| 31 Dec 24 | 12,887 | 1,779 | 1,179 | 0 |
| 30 Sep 24 | 12,796 | 1,761 | 1,203 | 0 |
| 30 Jun 24 | 12,671 | 1,317 | 1,211 | 0 |
| 31 Mar 24 | 12,550 | 1,321 | 1,210 | 0 |
| 31 Dec 23 | 12,386 | 1,284 | 1,179 | 0 |
| 30 Sep 23 | 12,246 | 1,242 | 1,182 | 0 |
| 30 Jun 23 | 12,112 | 1,551 | 1,170 | 0 |
| 31 Mar 23 | 12,040 | 1,525 | 1,136 | 0 |
| 31 Dec 22 | 11,984 | 1,407 | 1,109 | 0 |
| 30 Sep 22 | 11,958 | 1,278 | 1,079 | 0 |
| 30 Jun 22 | 11,969 | 1,096 | 1,034 | 0 |
| 31 Mar 22 | 11,922 | 912 | 1,022 | 0 |
| 31 Dec 21 | 12,008 | 981 | 1,010 | 0 |
| 30 Sep 21 | 13,308 | 800 | 1,002 | 0 |
| 30 Jun 21 | 13,335 | 702 | 1,013 | 0 |
| 31 Mar 21 | 13,363 | 785 | 999 | 0 |
| 31 Dec 20 | 13,162 | 793 | 1,002 | 0 |
| 30 Sep 20 | 11,923 | 954 | 947 | 0 |
| 30 Jun 20 | 11,887 | 965 | 921 | 0 |
| 31 Mar 20 | 11,882 | 980 | 911 | 0 |
| 31 Dec 19 | 11,999 | 1,100 | 928 | 0 |
| 30 Sep 19 | 11,845 | 1,053 | 897 | 0 |
| 30 Jun 19 | 11,813 | 527 | 894 | 0 |
| 31 Mar 19 | 11,687 | 531 | 891 | 0 |
| 31 Dec 18 | 11,599 | 523 | 886 | 0 |
| 30 Sep 18 | 11,557 | 541 | 868 | 0 |
| 30 Jun 18 | 11,448 | 1,078 | 867 | 0 |
| 31 Mar 18 | 11,380 | 1,038 | 865 | 0 |
| 31 Dec 17 | 11,287 | 994 | 852 | 0 |
| 30 Sep 17 | 11,244 | 975 | 862 | 0 |
| 30 Jun 17 | 11,188 | 959 | 848 | 0 |
| 31 Mar 17 | 11,128 | 951 | 834 | 0 |
| 31 Dec 16 | 11,047 | 931 | 839 | 0 |
| 30 Sep 16 | 10,972 | 910 | 832 | 0 |
| 30 Jun 16 | 10,867 | 877 | 828 | 0 |
| 31 Mar 16 | 10,809 | 865 | 830 | 0 |
| 31 Dec 15 | 10,731 | 867 | 835 | 0 |
| 30 Sep 15 | 10,648 | 359 | 838 | 0 |
Des revenus de qualité: UNM a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de UNM sont inférieures à celles de l'année dernière UNM. (5.3%) sont inférieures à celles de l'année dernière (11.8%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: Les bénéfices de UNM ont augmenté de 1.6% par an au cours des 5 dernières années.
Accélération de la croissance: UNM a connu une croissance négative de ses bénéfices au cours de l'année écoulée, elle ne peut donc pas être comparée à sa moyenne sur 5 ans.
Bénéfices par rapport au secteur d'activité: UNM a enregistré une croissance négative de ses bénéfices ( -53.7% ) au cours de l'année écoulée, ce qui rend difficile la comparaison avec la moyenne du secteur Insurance ( 27.3% ).
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de UNM ( 6.5% ) est considéré comme faible.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/09/21 03:53 |
| Cours de l'action en fin de journée | 2026/09/21 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l' qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Unum Group est couverte par 28 analystes. 8 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Eric Berg | Barclays |
| "Alex Scott | Barclays |
| Taylor Scott | Barclays |