Unum Group Croissance future
Future contrôle des critères 2/6
Unum Group devrait augmenter ses bénéfices et son chiffre d'affaires de 16.9% et de 0.4% par an respectivement. Le BPA devrait croître de de 21.8% par an. Le rendement des capitaux propres devrait être 11.2% dans 3 ans.
Informations clés
16.9%
Taux de croissance des bénéfices
21.78%
Taux de croissance du BPA
| Insurance croissance des bénéfices | 2.0% |
| Taux de croissance des recettes | 0.4% |
| Rendement futur des capitaux propres | 11.21% |
| Couverture par les analystes | Good |
| Dernière mise à jour | 21 May 2026 |
Mises à jour récentes de la croissance future
Recent updates
Mise à jour du récit • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Seeking Alpha • Apr 23
Unum: Careful About Investing In Insurance Right Now
Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking AlphaMise à jour du récit • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.Mise à jour du récit • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.Article d’analyse • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Article d’analyse • Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...Article d’analyse • Jul 14
Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
Nouveau récit • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaSeeking Alpha • Jun 20
Unum: Strong Core Business Offsets Ongoing LTC Uncertainty
Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking AlphaSeeking Alpha • Apr 08
Unum Group: Further Stock Growth Likely In 2024
Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking AlphaSeeking Alpha • Mar 26
Unum Group: Solid Underwriters Make Happy Shareholders
Summary Unum Group is a provider of workplace life and disability insurance, with a focus on customers with less than 2,000 employees. The company has consistently earned profits, even during the 2008 Recession and the events of COVID. With a healthy balance sheet, consistent earnings growth, and a strong pricing power, UNM is an overlooked buy in the insurance industry. Read the full article on Seeking AlphaPrévisions de croissance des bénéfices et des revenus
| Date | Recettes | Les revenus | Flux de trésorerie disponible | Cash from Op | Moy. Nombre d'analystes |
|---|---|---|---|---|---|
| 12/31/2028 | 13,068 | 1,440 | N/A | N/A | 5 |
| 12/31/2027 | 12,420 | 1,361 | 1,200 | N/A | 6 |
| 12/31/2026 | 11,961 | 1,253 | 1,150 | N/A | 4 |
| 3/31/2026 | 13,339 | 781 | 539 | 675 | N/A |
| 12/31/2025 | 13,076 | 739 | 555 | 688 | N/A |
| 9/30/2025 | 13,068 | 913 | 689 | 816 | N/A |
| 6/30/2025 | 12,907 | 1,519 | 1,444 | 1,577 | N/A |
| 3/31/2025 | 12,779 | 1,573 | 1,435 | 1,569 | N/A |
| 12/31/2024 | 12,887 | 1,779 | 1,388 | 1,513 | N/A |
| 9/30/2024 | 12,796 | 1,761 | 1,232 | 1,371 | N/A |
| 6/30/2024 | 12,671 | 1,317 | 1,242 | 1,376 | N/A |
| 3/31/2024 | 12,550 | 1,321 | 1,217 | 1,351 | N/A |
| 12/31/2023 | 12,386 | 1,284 | 1,068 | 1,203 | N/A |
| 9/30/2023 | 12,246 | 1,242 | 1,096 | 1,216 | N/A |
| 6/30/2023 | 12,112 | 1,551 | 984 | 1,098 | N/A |
| 3/31/2023 | 12,040 | 1,525 | 1,134 | 1,244 | N/A |
| 12/31/2022 | 11,984 | 1,407 | 1,317 | 1,419 | N/A |
| 9/30/2022 | 11,958 | 1,278 | 1,443 | 1,542 | N/A |
| 6/30/2022 | 11,969 | 1,096 | 1,593 | 1,690 | N/A |
| 3/31/2022 | 11,922 | 912 | 1,806 | 1,907 | N/A |
| 12/31/2021 | 12,008 | 981 | 1,277 | 1,388 | N/A |
| 9/30/2021 | 13,308 | 800 | -4 | 98 | N/A |
| 6/30/2021 | 13,335 | 702 | 0 | 99 | N/A |
| 3/31/2021 | 13,363 | 785 | -55 | 56 | N/A |
| 12/31/2020 | 13,162 | 793 | 350 | 469 | N/A |
| 9/30/2020 | 11,923 | 954 | 1,621 | 1,764 | N/A |
| 6/30/2020 | 11,887 | 965 | 1,488 | 1,651 | N/A |
| 3/31/2020 | 11,882 | 980 | 1,283 | 1,445 | N/A |
| 12/31/2019 | 11,999 | 1,100 | N/A | 1,607 | N/A |
| 9/30/2019 | 11,845 | 1,053 | N/A | 1,710 | N/A |
| 6/30/2019 | 11,813 | 527 | N/A | 1,783 | N/A |
| 3/31/2019 | 11,687 | 531 | N/A | 1,753 | N/A |
| 12/31/2018 | 11,599 | 523 | N/A | 1,537 | N/A |
| 9/30/2018 | 11,557 | 541 | N/A | 1,371 | N/A |
| 6/30/2018 | 11,448 | 1,078 | N/A | 1,211 | N/A |
| 3/31/2018 | 11,380 | 1,038 | N/A | 1,154 | N/A |
| 12/31/2017 | 11,287 | 994 | N/A | 1,164 | N/A |
| 9/30/2017 | 11,244 | 975 | N/A | 1,238 | N/A |
| 6/30/2017 | 11,188 | 959 | N/A | 1,204 | N/A |
| 3/31/2017 | 11,128 | 951 | N/A | 1,133 | N/A |
| 12/31/2016 | 11,047 | 931 | N/A | 1,122 | N/A |
| 9/30/2016 | 10,972 | 910 | N/A | 1,048 | N/A |
| 6/30/2016 | 10,867 | 877 | N/A | 1,127 | N/A |
| 3/31/2016 | 10,809 | 865 | N/A | 1,185 | N/A |
| 12/31/2015 | 10,731 | 867 | N/A | 1,292 | N/A |
| 9/30/2015 | 10,648 | 359 | N/A | 1,279 | N/A |
| 6/30/2015 | 10,604 | 374 | N/A | 1,224 | N/A |
Prévisions de croissance des analystes
Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de UNM ( 16.9% par an) est supérieure au taux d'épargne ( 3.5% ).
Bénéfices vs marché: Les bénéfices de UNM ( 16.9% par an) devraient croître plus rapidement que le marché US ( 16.7% par an).
Croissance élevée des bénéfices: Les bénéfices de UNM devraient augmenter, mais pas de manière significative.
Chiffre d'affaires vs marché: Le chiffre d'affaires de UNM ( 0.4% par an) devrait croître plus lentement que le marché de US ( 11.7% par an).
Croissance élevée des revenus: Le chiffre d'affaires de UNM ( 0.4% par an) devrait croître plus lentement que 20% par an.
Prévisions de croissance du bénéfice par action
Rendement futur des capitaux propres
ROE futur: Le retour sur capitaux propres de UNM devrait être faible dans 3 ans ( 11.2 %).
Découvrir les entreprises en croissance
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/21 10:56 |
| Cours de l'action en fin de journée | 2026/05/21 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Unum Group est couverte par 28 analystes. 8 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jay Gelb | Barclays |
| Taylor Scott | Barclays |
| Eric Berg | Barclays |