Regional Management (RM) Aperçu de l'action
Regional Management Corp. est une société diversifiée de crédit à la consommation qui propose divers produits de prêts à tempérament, principalement à des clients ayant un accès limité au crédit à la consommation auprès de banques, d'organismes d'épargne, de sociétés de cartes de crédit et d'autres prêteurs aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 5/6 |
| Croissance future | 1/6 |
| Performances passées | 4/6 |
| Santé financière | 3/6 |
| Dividendes | 3/6 |
Récompenses
Analyse des risques
RM Community Fair Values
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Analyst Price Targets
Regional Management Corp. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$37.20 |
| Plus haut sur 52 semaines | US$46.00 |
| Plus bas sur 52 semaines | US$26.98 |
| Bêta | 1.02 |
| Variation sur 1 mois | 4.55% |
| Variation sur 3 mois | 18.43% |
| Variation sur 1 an | 32.10% |
| Variation sur 3 ans | 25.17% |
| Variation sur 5 ans | -25.81% |
| Évolution depuis l'introduction en bourse | 126.14% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Jun 12
RM: Buybacks And Updated Earnings Outlook Will Drive A More Bullish Setup
Analysts have raised their price target on Regional Management from $39 to $45, citing updated assumptions related to revenue growth, profit margins, and a higher forward P/E multiple in their valuation analysis. What's in the News Management issued earnings guidance for the second quarter of 2026, targeting net income growth in a range of 20% to 25%, while indicating a willingness to slow portfolio growth if broader economic or credit conditions change, based on company guidance.Seeking Alpha • Jun 09
Regional Management Seems Skilled At Navigating The K-Shaped Economy (Rating Upgrade)
Summary Regional Management Corporation (RM) is upgraded to a soft Buy, reflecting strong earnings growth and a deeply discounted valuation despite macro risks. RM reported record revenues and robust EPS growth, with Q1 2026 net income up 63% year-over-year and operating expense ratio at an all-time best 12.2%. Forward PE of 6.4 and analyst EPS targets suggest RM trades at a significant discount to peers, with a tangible book value premium and 3.34% dividend yield. Rising delinquencies and macroeconomic headwinds persist, but RM’s risk management and capital return programs support a favorable risk/reward for volatility-tolerant investors. Read the full article on Seeking Alpha
Mise à jour du récit • May 28
RM: Bank Partnership Will Drive Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management from $49.50 to $48.00. This change reflects updated assumptions for discount rate, revenue growth, profit margin, and future P/E that slightly reshape their outlook on the stock.Mise à jour du récit • May 03
RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E
Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.Recent updates
Mise à jour du récit • Jun 12
RM: Buybacks And Updated Earnings Outlook Will Drive A More Bullish Setup
Analysts have raised their price target on Regional Management from $39 to $45, citing updated assumptions related to revenue growth, profit margins, and a higher forward P/E multiple in their valuation analysis. What's in the News Management issued earnings guidance for the second quarter of 2026, targeting net income growth in a range of 20% to 25%, while indicating a willingness to slow portfolio growth if broader economic or credit conditions change, based on company guidance.Seeking Alpha • Jun 09
Regional Management Seems Skilled At Navigating The K-Shaped Economy (Rating Upgrade)
Summary Regional Management Corporation (RM) is upgraded to a soft Buy, reflecting strong earnings growth and a deeply discounted valuation despite macro risks. RM reported record revenues and robust EPS growth, with Q1 2026 net income up 63% year-over-year and operating expense ratio at an all-time best 12.2%. Forward PE of 6.4 and analyst EPS targets suggest RM trades at a significant discount to peers, with a tangible book value premium and 3.34% dividend yield. Rising delinquencies and macroeconomic headwinds persist, but RM’s risk management and capital return programs support a favorable risk/reward for volatility-tolerant investors. Read the full article on Seeking AlphaMise à jour du récit • May 28
RM: Bank Partnership Will Drive Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management from $49.50 to $48.00. This change reflects updated assumptions for discount rate, revenue growth, profit margin, and future P/E that slightly reshape their outlook on the stock.Mise à jour du récit • May 03
RM: Bank Partnership And Aggressive Buybacks Will Support Future Upside At Undervalued P/E
Analysts have lifted their price target on Regional Management from $47.00 to $49.50, citing updated assumptions in their models for slightly higher revenue growth, stronger profit margins, and a lower future P/E multiple. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company's secured and unsecured installment lending products in select states, with the partnership launching this week.Mise à jour du récit • Apr 19
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts are keeping their $47.00 price target on Regional Management unchanged, citing only minor adjustments in revenue growth, profit margin, and future P/E assumptions that leave their overall valuation view steady. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that supports developers and builders creating financial products.Mise à jour du récit • Apr 05
RM: Bank Partnership Will Support Future Upside At Undervalued P/E
Analysts have trimmed their price target on Regional Management by $3 to $47, reflecting slightly lower fair value assumptions along with small adjustments to revenue growth, profit margin, and future P/E expectations. What's in the News Regional Management Corp.Mise à jour du récit • Mar 22
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts have kept their $50.00 price target for Regional Management unchanged, reflecting steady assumptions around the discount rate, revenue growth, profit margin, and future P/E that together support a consistent view of the stock's valuation profile. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank that will act as a bank partner for the company’s secured and unsecured installment lending products in select states, supporting entry into new markets and a broader product lineup over time (Key Developments).Mise à jour du récit • Mar 07
RM: Bank Partnership And Buybacks Will Support Future Upside At Undervalued P/E
Analysts have adjusted their price target on Regional Management to $50.00, reflecting updated assumptions for revenue growth, profit margin, and a lower future P/E multiple while keeping the fair value estimate and discount rate unchanged. What's in the News Regional Management entered a new lending partnership with Column N.A., a nationally chartered bank focused on supporting developers and builders that create financial products.Mise à jour du récit • Feb 20
RM: Share Repurchases Will Support Future Upside At Undervalued P/E
Narrative Update on Regional Management Analysts have kept their average price target for Regional Management steady at $50.00, with the updated assumptions reflecting slightly higher revenue expectations, a modestly lower projected profit margin, and an unchanged forward P/E estimate. What's in the News Regional Management reported repurchasing 196,999 shares between October 1, 2025 and December 31, 2025 for US$7.5 million, representing 2.01% of its shares.Article d’analyse • Feb 08
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 12th of March. The dividend yield will be...Mise à jour du récit • Feb 06
RM: Higher Future P/E Assumptions Will Drive Share Upside
Analysts have raised their price target on Regional Management to US$50.00 from US$46.33, reflecting updated assumptions around revenue growth, profit margins, and a higher future P/E multiple. Valuation Changes Fair Value: updated from US$46.33 to US$50.00, a modest upward adjustment to the target level.Mise à jour du récit • Jan 22
RM: Buybacks And New Leadership Will Guide A Balanced Risk Outlook
Analysts are maintaining their fair value estimate for Regional Management at US$39.00. Only minor model adjustments to revenue growth, profit margin and future P/E assumptions were made, which did not warrant a change to the overall price target.Mise à jour du récit • Jan 08
RM: Buybacks And Leadership Transition Will Shape A Measured Risk Profile
Analysts have lifted their fair value estimate for Regional Management from $35.00 to $39.00, citing updated assumptions around discount rates, revenue growth, profit margins, and a higher future P/E multiple. What's in the News From July 1, 2025 to October 31, 2025, Regional Management repurchased 564,465 shares for $21.5 million, bringing total buybacks under the December 2, 2024 authorization to 1,020,689 shares for $36.5 million.Mise à jour du récit • Dec 24
RM: Expanded Buybacks Will Drive Future Upside For Shares
Narrative Update on Regional Management Price Target Analysts have maintained their price target for Regional Management at $46.33, reflecting unchanged assumptions around revenue growth, profit margins, and valuation multiples that continue to support a stable outlook for the shares. What's in the News Regional Management completed the repurchase of 1,020,689 shares, approximately 10.2 percent of its outstanding shares, for $36.5 million under the buyback announced on December 2, 2024 (company disclosure).Article d’analyse • Dec 15
Investors Holding Back On Regional Management Corp. (NYSE:RM)
With a price-to-earnings (or "P/E") ratio of 9.4x Regional Management Corp. ( NYSE:RM ) may be sending very bullish...Mise à jour du récit • Dec 10
RM: Aggressive Share Repurchases Will Drive Future Upside Potential
Narrative Update on Regional Management Analysts have modestly increased their price target on Regional Management to approximately $46.33 per share. This reflects stable assumptions for discount rate, revenue growth, profit margin, and future earnings multiples that continue to support a largely unchanged fair value outlook.Mise à jour du récit • Nov 26
RM: Share Repurchases And New Market Entry Will Support Long-Term Upside
Analysts have slightly adjusted their price target for Regional Management, reflecting a small increase from $46.33 to $46.33. This is based on updated forecasts of modestly slower revenue growth and a marginally higher profit margin.Mise à jour du récit • Nov 09
RM: Expansion Into New States Will Drive Portfolio Performance Ahead
Analysts have raised their price target for Regional Management from $44.67 to $46.33. This change reflects updated expectations based on recent adjustments to key financial projections.Mise à jour du récit • Oct 25
Digital Channels And Machine Learning Will Drive Profit Despite Margin Pressure
Narrative Update on Regional Management Price Target Analysts have adjusted their price target for Regional Management slightly downward to $44.67 per share. They cite expectations for a lower profit margin and a modest increase in the projected future price-to-earnings ratio.Mise à jour du récit • Oct 10
Sunbelt Digital Channels And Machine Learning Will Fuel Future Success
Analysts have raised their price target for Regional Management from $39.75 to $44.67. This reflects updated evaluations of fair value even as revenue growth and profit margin expectations are slightly more conservative.Article d’analyse • Aug 24
Market Might Still Lack Some Conviction On Regional Management Corp. (NYSE:RM) Even After 27% Share Price Boost
Regional Management Corp. ( NYSE:RM ) shares have continued their recent momentum with a 27% gain in the last month...Article d’analyse • Aug 03
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 10th of September...Article d’analyse • May 16
Regional Management (NYSE:RM) Has Affirmed Its Dividend Of $0.30
Regional Management Corp. ( NYSE:RM ) will pay a dividend of $0.30 on the 11th of June. This means the annual payment...Article d’analyse • May 03
Regional Management Corp. (NYSE:RM) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
There's been a notable change in appetite for Regional Management Corp. ( NYSE:RM ) shares in the week since its...Article d’analyse • Apr 16
Investors Continue Waiting On Sidelines For Regional Management Corp. (NYSE:RM)
Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 7.5x might make it look like a strong buy...
Nouveau récit • Sep 24
Strategic Expansions And Disciplined Growth Propel Profitability In Consumer Finance
Expanding into auto-secured loans and carefully managing credit quality reflects a strategic approach to boosting future earnings while controlling risk.Article d’analyse • May 07
Regional Management Corp.'s (NYSE:RM) Shares Not Telling The Full Story
Regional Management Corp.'s ( NYSE:RM ) price-to-earnings (or "P/E") ratio of 13.4x might make it look like a buy right...Seeking Alpha • Apr 18
Regional Management: A Hold Despite Non-Prime Market Potential
Summary Regional Management Corp offers loans to borrowers with low credit scores as an alternative to payday loans. The company's business model includes small loans and large loans, with collateralized assets. Despite potential growth in the non-prime lending market, Regional Management faces significant credit risk and increasing competition, making a hold recommendation prudent. Read the full article on Seeking AlphaArticle d’analyse • Feb 11
Regional Management (NYSE:RM) Will Pay A Dividend Of $0.30
The board of Regional Management Corp. ( NYSE:RM ) has announced that it will pay a dividend on the 14th of March, with...Rendement pour les actionnaires
| RM | US Consumer Finance | US Marché | |
|---|---|---|---|
| 7D | -0.03% | 4.9% | 1.4% |
| 1Y | 32.1% | 9.4% | 25.7% |
Rendement vs Industrie: RM a dépassé le secteur US Consumer Finance qui a rapporté 9.4 % au cours de l'année écoulée.
Rendement vs marché: RM a dépassé le marché US qui a rapporté 25.7 % au cours de l'année écoulée.
Volatilité des prix
| RM volatility | |
|---|---|
| RM Average Weekly Movement | 5.0% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Cours de l'action stable: RM n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de RM ( 5% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1987 | 2,112 | Lakhbir Lamba | www.regionalmanagement.com |
Regional Management Corp. est une société diversifiée de crédit à la consommation qui propose divers produits de prêts à tempérament, principalement à des clients ayant un accès limité au crédit à la consommation auprès de banques, d'organismes d'épargne, de sociétés de cartes de crédit et d'autres prêteurs aux États-Unis. Elle propose des prêts de petite et de grande envergure, ainsi que des produits d'assurance de protection des paiements et des garanties. La société fournit également des assurances facultatives de paiement et de protection des garanties liées à ses produits de prêt, y compris une assurance vie de crédit, une assurance accident et santé, une assurance chômage involontaire et une assurance des biens personnels, ainsi que des services de réassurance.
Regional Management Corp. Résumé des fondamentaux
| RM statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$342.54m |
| Bénéfices(TTM) | US$48.81m |
| Recettes(TTM) | US$638.78m |
7.0x
Ratio P/E0.5x
Ratio P/SLe site RM est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| RM compte de résultat (TTM) | |
|---|---|
| Recettes | US$638.78m |
| Coût des recettes | US$252.31m |
| Marge brute | US$386.47m |
| Autres dépenses | US$337.66m |
| Les revenus | US$48.81m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 5.30 |
| Marge brute | 60.50% |
| Marge bénéficiaire nette | 7.64% |
| Ratio dettes/capitaux propres | 429.5% |
Quelles ont été les performances à long terme de RM?
Voir les performances historiques et les comparaisonsDividendes
3.2%
Rendement actuel des dividendes23%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/20 09:35 |
| Cours de l'action en fin de journée | 2026/06/18 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Regional Management Corp. est couverte par 9 analystes. 4 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| David Chiaverini | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| Zachary Oster | Citizens JMP Securities, LLC |