TransUnion

NYSE:TRU Rapport sur les actions

Capitalisation boursière : US$13.3b

TransUnion Gestion

Gestion contrôle des critères 4/4

Nous ne disposons actuellement pas d’informations suffisantes sur le PDG.

Informations clés

Chris Cartwright

Directeur général

US$16.7m

Rémunération totale

Pourcentage du salaire du PDG6.32%
Durée du mandat du directeur général7yrs
Propriété du PDG0.2%
Durée moyenne d'occupation des postes de direction3.4yrs
Durée moyenne du mandat des membres du conseil d'administration10.1yrs

Mises à jour récentes de la gestion

Recent updates

Article d’analyse May 09

We Think That There Are Issues Underlying TransUnion's (NYSE:TRU) Earnings

TransUnion ( NYSE:TRU ) announced strong profits, but the stock was stagnant. We did some digging, and we found some...
Seeking Alpha Apr 29

TransUnion: Continued Organic Growth And A Smart Acquisition (Rating Upgrade)

Summary TransUnion earns a 'strong buy' rating, driven by robust organic growth, an accretive Mexico acquisition, and compelling valuation at 14x forward earnings. Q1 results exceeded guidance across all segments, with U.S. Financial Services up 24% and mortgage revenue surging 50%, highlighting broad-based business momentum. The Mexico acquisition expands TRU's market dominance, offers structural growth, and was secured at a 9.4x EV/EBITDA multiple—well below TRU’s own trading multiple. Management’s guidance appears conservative, with a track record of outperformance and clear levers for further EPS upside as integration and product expansion progress. Read the full article on Seeking Alpha
Mise à jour du récit Apr 24

TRU: AI Data Solutions And Fraud Controls Will Drive Future Upside

Analysts have slightly reduced their average price target on TransUnion from $93.25 to about $92.29, reflecting updated assumptions for revenue growth, profitability, the discount rate, and the future P/E. What's in the News Launched Digital Business Profile, a single portal that distributes small business details across more than 80 directories, maps, apps and social platforms.
Nouveau récit Apr 13

AI And Global Platform Transformation Will Drive Powerful Long Term Tailwinds

Catalysts About TransUnion TransUnion provides credit, fraud, marketing and consumer data solutions that help businesses assess risk and engage customers. What are the underlying business or industry changes driving this perspective?
Mise à jour du récit Apr 10

TRU: AI Credit Analytics And Fraud Controls Will Support Future Upside Potential

Analysts have trimmed their TransUnion fair value estimate by about $1 to $93.25 as a slightly higher discount rate, modestly softer revenue growth and profit margin inputs, and a marginally higher future P/E assumption are reflected in updated models. What's in the News Launched TruIQ Credit Strategy Studio, a self-service prescreen tool that lets lender marketing teams build, test and deploy campaigns in one place.
Mise à jour du récit Mar 26

TRU: AI Analytics And Fraud Prevention Will Support Stronger Future Returns

Analysts have kept their $94.60 price target for TransUnion unchanged, citing updated assumptions that reflect a slightly higher discount rate, a modestly revised revenue growth outlook, and a small adjustment to expected future P/E and profit margin levels. What's in the News Launched TruLookup for Real Estate, a mobile first app that combines ownership verification, fraud checks, safety screening and prospecting tools for real estate professionals, with rollout planned through participating associations and brokerages in early April (Key Developments).
Mise à jour du récit Mar 12

TRU: AI Credit Analytics And Rental Data Will Support Stronger Returns

Analysts have trimmed their price target for TransUnion from $94.75 to $94.60, reflecting slightly higher discount rate assumptions, modestly revised revenue growth expectations of about 8.58%, and a small adjustment to projected profit margins and future P/E levels. What's in the News TransUnion introduced a 99 cent price point per mortgage origination score for VantageScore 4.0, positioning the product as a lower cost option for lenders and aligning with Federal Housing Finance Agency efforts to support score competition and homebuyer affordability.
Mise à jour du récit Feb 25

TRU: Rental Data And Media Partnerships Will Support Stronger Future Returns

Analysts have trimmed their price target on TransUnion to $94.75 from $105.25 as they now apply slightly higher discount rates, slightly softer revenue growth and profit margin assumptions, and a lower future P/E multiple in their valuation work. What's in the News The board declared a quarterly cash dividend of $0.125 per share for Q4 2025, payable on March 13, 2026, to shareholders of record on February 26, 2026 (company announcement).
Nouveau récit Feb 14

AI And Data Monetization Will Shape A Stable Long Term Outlook

Catalysts About TransUnion TransUnion provides credit, fraud, marketing and consumer data solutions that help lenders and businesses make risk and customer decisions. What are the underlying business or industry changes driving this perspective?
Mise à jour du récit Feb 09

TRU: Fraud And Rental Data Solutions Will Support Stronger Future Returns

Analysts have nudged their price target on TransUnion slightly lower from US$105.50 to US$105.25, citing updated assumptions for discount rates, revenue growth, profit margins and forward P/E multiples. What's in the News TransUnion is partnering with FrontLobby to incorporate rental payment data into its alternative data reporting system, allowing on time rent payments to appear on credit reports in a separate rental category and giving housing providers more visibility into tenant performance, with FrontLobby members reporting up to a 92% reduction in delinquencies.
Mise à jour du récit Jan 25

TRU: Fraud And Device Risk Solutions Will Support Stronger Future Returns

Analysts have trimmed their price target for TransUnion to about $105.50 from roughly $106.60, citing modest tweaks to assumptions around the discount rate, revenue growth, profit margins and future P/E expectations. What's in the News TransUnion reported breakthrough results from a collaboration with Actable that used TruAudience Marketing Solutions data to improve AI marketing model fit by 10% and cut false positives by 19.5% for a major retailer's win back campaign.
Mise à jour du récit Jan 10

TRU: Advanced Fraud Solutions And Guidance Will Drive Stronger Future Shareholder Returns

Analysts have slightly reduced their fair value estimate for TransUnion from US$107.25 to US$106.60, reflecting updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. What's in the News TransUnion introduced major upgrades to its Device Risk solution, adding cross session device identification without relying on cookies, adaptive machine learning models, and advanced anomaly detection aimed at helping businesses spot risky devices and fraud patterns in real time (Product related announcement).
Article d’analyse Jan 05

TransUnion's (NYSE:TRU) Returns Have Hit A Wall

If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Ideally, a...
Mise à jour du récit Dec 16

TRU: Expanded Buybacks Will Drive Stronger Future Shareholder Returns

Analysts have nudged their price target on TransUnion slightly higher, lifting estimated fair value by about $0.30 per share to $107.25. They are factoring in marginally faster revenue growth and a modestly richer future earnings multiple, despite a slight compression in projected profit margins and discount rate.
Mise à jour du récit Dec 01

TRU: Expanded Buyback and Product Launches Will Drive Shareholder Returns

Analysts have maintained TransUnion's price target at $106.95, citing stable projections in revenue growth, profit margin, and the discount rate as supporting factors for their unchanged outlook. What's in the News TransUnion announced a strategic partnership with Snappt, integrating Snappt's Applicant Trust Platform into TruVision Resident Screening to enhance income verification and tenant screening (Client Announcements).
Mise à jour du récit Nov 17

TRU: Expanded Partnerships And Equity Buyback Will Drive Shareholder Upside

Narrative Update on TransUnion Analysts have modestly increased their price target for TransUnion to $106.95 per share, up from $106.70. This change reflects slight adjustments in revenue growth expectations and updated financial assumptions.
Mise à jour du récit Nov 02

TRU: Raised Buyback Plan And Inclusive Mortgage Data Will Drive Upside

Analysts have slightly reduced their price target for TransUnion from $107.00 to $106.70, citing updated expectations for revenue growth and profitability. What's in the News TransUnion raised its 2025 full-year earnings guidance, projecting 8% to 8.5% revenue growth.
Mise à jour du récit Oct 18

Digital Transformation And India Expansion Will Drive Future Opportunities

Analysts have lowered their price target for TransUnion from $111.80 to $107.00. This change reflects more cautious assumptions on revenue growth and profit margins, even though the discount rate has been only slightly reduced.
Mise à jour du récit Oct 04

Digital Transformation And India Expansion Will Drive Future Opportunities

Analysts have slightly reduced their price target for TransUnion to $111.80 from $113.15, citing modest adjustments to long-term growth and risk assumptions in their updated outlook. What's in the News TransUnion (NYSE:TRU) added to S&P 1000 (Key Developments) Joined S&P 400, S&P 400 Industrials (Sector), and S&P 400 Professional Services (Industry) (Key Developments) Included in S&P Composite 1500 (Key Developments) Company repurchased 494,500 shares between April 1, 2025 and July 15, 2025, completing a buyback of 557,853 shares for $47 million (Key Developments) Issued new financial guidance for Q3 and full year 2025, projecting revenues between $1,115 million and $1,135 million for Q3, and $4,432 million to $4,472 million for the year (Key Developments) Valuation Changes The consensus analyst price target has decreased modestly from $113.15 to $111.80.
Article d’analyse Sep 08

Does TransUnion (NYSE:TRU) Have A Healthy Balance Sheet?

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Article d’analyse Jul 25

Is TransUnion (NYSE:TRU) Trading At A 49% Discount?

Key Insights Using the 2 Stage Free Cash Flow to Equity, TransUnion fair value estimate is US$192 TransUnion's US$98.43...
Article d’analyse Jun 21

Is It Time To Consider Buying TransUnion (NYSE:TRU)?

Today we're going to take a look at the well-established TransUnion ( NYSE:TRU ). The company's stock saw a significant...

Analyse de la rémunération des PDG

Comment la rémunération de Chris Cartwright a-t-elle évolué par rapport aux bénéfices de TransUnion?
DateRémunération totaleSalaireBénéfices de l'entreprise
Mar 31 2026n/an/a

US$704m

Dec 31 2025US$17mUS$1m

US$455m

Sep 30 2025n/an/a

US$420m

Jun 30 2025n/an/a

US$392m

Mar 31 2025n/an/a

US$367m

Dec 31 2024US$15mUS$1m

US$284m

Sep 30 2024n/an/a

US$224m

Jun 30 2024n/an/a

-US$162m

Mar 31 2024n/an/a

-US$193m

Dec 31 2023US$19mUS$1m

-US$205m

Sep 30 2023n/an/a

-US$183m

Jun 30 2023n/an/a

US$212m

Mar 31 2023n/an/a

US$253m

Dec 31 2022US$10mUS$1m

US$249m

Sep 30 2022n/an/a

US$252m

Jun 30 2022n/an/a

US$268m

Mar 31 2022n/an/a

US$290m

Dec 31 2021US$12mUS$991k

US$359m

Sep 30 2021n/an/a

US$376m

Jun 30 2021n/an/a

US$386m

Mar 31 2021n/an/a

US$338m

Dec 31 2020US$9mUS$971k

US$293m

Sep 30 2020n/an/a

US$324m

Jun 30 2020n/an/a

US$313m

Mar 31 2020n/an/a

US$349m

Dec 31 2019US$8mUS$892k

US$299m

Rémunération vs marché: La rémunération totale de Chris ($USD 16.73M ) est dans la moyenne des entreprises de taille similaire sur le marché US ($USD 14.80M ).

Rémunération et revenus: La rémunération de Chris a été cohérente avec les performances de l'entreprise au cours de l'année écoulée.


PDG

Chris Cartwright (60 yo)

7yrs
Titularisation
US$16,731,398
Compensation

Mr. Christopher A. Cartwright, also known as Chris, has been President, Chief Executive Officer and Director of TransUnion and TransUnion LLC since May 8, 2019. Mr. Cartwright was an Executive Vice Preside...


Équipe de direction

NomPositionTitularisationCompensationPropriété
Christopher Cartwright
President7yrsUS$16.73m0.17%
$ 22.6m
Todd Cello
Executive VP & CFO8.8yrsUS$5.25m0.078%
$ 10.3m
Tiffani Chambers
Executive VP & COO1.3yrsUS$8.78m0.0024%
$ 316.3k
Alicia Zuiker
Executive VP & Chief Human Resources Officerless than a yearUS$6.47mpas de données
Mohamed Abdelsadek
Executive VP & Chief Global Solutions Officer1.2yrsUS$10.75m0.0066%
$ 871.8k
Jennifer Williams
Senior VP & Chief Accounting Officer3.9yrspas de données0.00079%
$ 105.0k
Venkat Achanta
Executive VP and Chief Technology2.8yrsUS$11.01m0.081%
$ 10.8m
Gregory Bardi
Vice President of Investor Relationsno datapas de donnéespas de données
Heather Russell
Executive VP & Chief Legal Officer7.9yrsUS$2.71m0.027%
$ 3.6m
Brian Silver
Executive Vice President of Marketing Solutions1.1yrspas de donnéespas de données
Michael Forde
Senior VP & Deputy General Counselno datapas de donnéespas de données
Todd Skinner
President of International12.2yrsUS$4.28m0.035%
$ 4.6m
3.4yrs
Durée moyenne de l'emploi
51.5yo
Âge moyen

Gestion expérimentée: L'équipe de direction de TRU est considérée comme expérimentée (ancienneté moyenne 3.4 ans).


Membres du conseil d'administration

NomPositionTitularisationCompensationPropriété
Christopher Cartwright
President7yrsUS$16.73m0.17%
$ 22.6m
Russell Fradin
Independent Director7.8yrsUS$361.20k0.011%
$ 1.5m
Pamela Joseph
Independent Chairman10.7yrsUS$484.95k0.022%
$ 2.9m
Thomas Monahan
Independent Director8.9yrsUS$351.20k0.014%
$ 1.9m
Roger Baker
Member of Government Advisory Board10.1yrspas de donnéespas de données
James Hodges
Member of Government Advisory Board10.1yrspas de donnéespas de données
Linda Zukauckas
Independent Director3.3yrsUS$337.45k0.0082%
$ 1.1m
Suzanne Clark
Independent Director8.9yrsUS$344.95k0.013%
$ 1.8m
George Awad
Independent Director12.5yrsUS$354.95k0.017%
$ 2.2m
James Myers
Member of Government Advisory Board10.1yrspas de donnéespas de données
W. Basham
Member of Government Advisory Board10.1yrspas de donnéespas de données
Charles Alsup
Member of Government Advisory Board10.1yrspas de donnéespas de données
10.1yrs
Durée moyenne de l'emploi
63yo
Âge moyen

Conseil d'administration expérimenté: Le conseil d'administration de la TRU est chevronné et expérimenté ( 10.1 années d'ancienneté moyenne).


Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/21 14:38
Cours de l'action en fin de journée2026/05/21 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

TransUnion est couverte par 28 analystes. 21 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Jeffrey MeulerBaird
Manav PatnaikBarclays
Jeffrey SilberBMO Capital Markets Equity Research