Texas Capital Bancshares, Inc.

NasdaqGS:TCBI Rapport sur les actions

Capitalisation boursière : US$4.3b

Texas Capital Bancshares Croissance future

Future contrôle des critères 1/6

Texas Capital Bancshares devrait augmenter ses bénéfices et son chiffre d'affaires de 4.3% et de 7.4% par an respectivement. Le BPA devrait croître de de 6.5% par an. Le rendement des capitaux propres devrait être 10% dans 3 ans.

Informations clés

4.3%

Taux de croissance des bénéfices

6.52%

Taux de croissance du BPA

Banks croissance des bénéfices7.0%
Taux de croissance des recettes7.4%
Rendement futur des capitaux propres9.96%
Couverture par les analystes

Good

Dernière mise à jour03 Aug 2026

Mises à jour récentes de la croissance future

Recent updates

Seeking Alpha • Aug 23

Texas Capital Bancshares: The 7% Preferred Stock Is Attractive

Summary Texas Capital Bancshares demonstrates robust earnings growth, with H1 2026 EPS up double digits and strong balance sheet expansion. TCBI covers preferred dividends with just 5% of net profit, yielding a coverage ratio near 2000%, providing significant security for preferred shareholders. The Series B preferred (TCBIO) offers a 6.96% yield at $20.66, is non-cumulative, and callable at $25, presenting a compelling risk/reward profile. TCBI's tangible book value is just under $77 per share; consensus sees EPS exceeding $8 in 2027, supporting both common and preferred investment theses. Read the full article on Seeking Alpha
Mise à jour du récit • Jun 17

TCBI: Fair Outlook Will Balance New Dividend With Data Breach Risks

Texas Capital Bancshares' analyst price target has been raised by $4, as several firms cited updated views on the bank's earnings profile and valuation while keeping key assumptions like discount rate, revenue growth, profit margin and future P/E broadly in line with prior estimates. Analyst Commentary Recent Street research on Texas Capital Bancshares has been mixed, with several firms lifting price targets by US$4 to US$8 while others trimmed targets by US$2 to US$5.
Mise à jour du récit • Jun 03

TCBI: Fair Outlook Will Weigh New Dividend Against Mixed Execution Signals

Analysts have nudged the fair value estimate for Texas Capital Bancshares up by about $1 to $107.69, reflecting updated views on its earnings profile, a slightly higher assumed discount rate, and a modestly higher future P/E multiple informed by recent Street price target revisions from firms including BofA, Citi, JPMorgan, Piper Sandler, and RBC Capital. Analyst Commentary Street research on Texas Capital Bancshares has been active, with several firms adjusting price targets both higher and lower over recent months.
Mise à jour du récit • Apr 25

TCBI: Fair Outlook Balances New Dividend With Mixed Profitability And Execution Views

Texas Capital Bancshares' updated narrative price target edges higher by about $3 to roughly $107, as analysts factor in a slightly stronger profit margin outlook alongside a lower assumed future P/E and recent mixed price target revisions across the Street. Analyst Commentary Recent research updates on Texas Capital Bancshares show a mix of higher and lower price targets, with bullish and bearish analysts reacting differently to the same set of fundamentals.
Mise à jour du récit • Apr 10

TCBI: Stable Outlook With Capital Returns And Mixed Research Views Shaping Risk Reward

Texas Capital Bancshares' updated analyst price target edges down by about $1 to roughly $104, as analysts balance earlier target increases from several firms with more recent trims while modestly adjusting fair value and P/E assumptions. Analyst Commentary Recent Street research around Texas Capital Bancshares reflects a mix of enthusiasm and caution, with several firms lifting price targets earlier in the period and a few trimming them more recently.
Mise à jour du récit • Mar 27

TCBI: Stable Outlook And Capital Returns Support Balanced Future Risk Reward

Texas Capital Bancshares' updated analyst price targets point to a modest reset in fair value to about $105.07 per share, as analysts refine their views on loan and revenue growth, earnings power, and regional bank fundamentals. Analyst Commentary Recent Street research on Texas Capital Bancshares centers on refreshed price targets around the US$103 to US$105 range, with analysts updating their views as they prepare for upcoming Q4 bank earnings.
Mise à jour du récit • Mar 11

TCBI: Stable Earnings Power And Capital Returns Will Support Future Upside Potential

Texas Capital Bancshares' analyst price target has been revised slightly lower by about $0.36 to roughly $105.43, as analysts factor in a modestly lower future P/E assumption. They continue to cite consistent themes of stable regional bank fundamentals, balance sheet growth, and solid earnings expectations across recent research updates.
Mise à jour du récit • Feb 24

TCBI: Stable Earnings Power And Capital Returns Will Guide Balanced Outlook

Texas Capital Bancshares' updated analyst price target edges higher, with the fair value estimate moving from $105.62 to $105.79 as analysts factor in relatively stable discount rates, steady revenue growth assumptions, a slightly higher future P/E, and modest tweaks to profit margin expectations. Analyst Commentary Recent Street research on Texas Capital Bancshares has centered on refreshed price targets ahead of upcoming earnings updates, with analysts fine tuning their views on earnings power, balance sheet trends, and regional bank fundamentals.
Mise à jour du récit • Feb 09

TCBI: Stable Earnings Power And Capital Returns Will Shape Balanced Outlook

Analysts have lifted their fair value estimate for Texas Capital Bancshares to about $105.62 from $102.50, citing updated price targets that reflect modestly adjusted revenue growth assumptions, a slightly higher discount rate, a higher projected profit margin of about 25.43%, and a future P/E estimate near 12.63x. Analyst Commentary Recent research updates on Texas Capital Bancshares focus on higher price targets and a generally constructive tone on regional banks, with several firms adjusting their views as part of broader Q4 bank previews.
Mise à jour du récit • Jan 26

TCBI: Stable Fundamentals And Capital Returns Will Shape Balanced Risk Outlook

Our analyst price target for Texas Capital Bancshares has shifted up by about US$5 to US$102.50, as analysts factor in slightly higher profit margin assumptions, a modestly lower assumed future P/E multiple, and Street research that points to stable regional bank fundamentals and firmer expectations for loan and revenue growth. Analyst Commentary Street research on Texas Capital Bancshares has recently focused on updated assumptions for earnings power, valuation multiples, and the broader regional bank setup heading into upcoming earnings seasons.
Mise à jour du récit • Jan 11

TCBI: Durable Earnings And Capital Strength Will Shape Balanced Risk Reward Profile

Analysts have raised their fair value estimate for Texas Capital Bancshares to about $97.36 from $95.36, reflecting higher Street price targets in the low $100s and updated assumptions around earnings durability, capital strength, and franchise value. Analyst Commentary Recent Street research on Texas Capital Bancshares centers on higher price targets clustered just above the US$100 mark, with both bullish and cautious voices tying their views to earnings durability, capital strength, and the value of the franchise.
Mise à jour du récit • Dec 17

TCBI: Earnings Outlook And Credit Normalization Will Shape Balanced Risk Reward Profile

Analysts have modestly raised their price target on Texas Capital Bancshares by approximately 2 percent to reflect a slightly higher fair value estimate of about $95.36 per share, supported by updated assumptions around long term valuation multiples and profitability. What's in the News Reaffirmed full year 2025 earnings outlook, targeting low double digit revenue growth, supported by a more diversified earnings platform and consistent client engagement (company guidance) Reported third quarter 2025 net charge offs of $13.7 million, higher than $13.0 million in the prior quarter and $6.1 million in the third quarter of 2024, signaling some credit cost normalization (company results) Completed repurchase of 801,053 shares for $58.82 million, including 87,087 shares bought between July 1 and September 30, 2025, under the January 23, 2025 buyback authorization (company disclosure) Valuation Changes Fair Value Estimate has risen slightly from approximately $93.64 to $95.36 per share, reflecting a modestly higher assessed intrinsic value.
Mise à jour du récit • Dec 03

TCBI: Earnings Outlook And Credit Normalization Will Shape Balanced Return Prospects

Analysts have modestly lifted their price target on Texas Capital Bancshares to approximately $94 per share from about $92, citing slightly higher fair value estimates supported by updated assumptions for discount rates, revenue growth, profit margins, and a richer forward earnings multiple. What's in the News Reaffirmed full year 2025 earnings guidance, targeting low double digit revenue growth supported by a diversified earnings platform and resilient client engagement across market cycles (company guidance) Reported third quarter 2025 net charge offs of $13.7 million, up from $13.0 million in the second quarter of 2025 and $6.1 million in the third quarter of 2024, indicating a continued normalization in credit costs (company disclosure) Completed repurchase of 801,053 shares, or about 1.74% of shares outstanding, for $58.82 million under the buyback program announced January 23, 2025, including 87,087 shares bought for $7.01 million in the third quarter of 2025 (company filing) Valuation Changes Fair Value: modestly increased from $92 to approximately $93.64 per share, reflecting a slightly higher intrinsic value estimate.
Seeking Alpha • Feb 19

Texas Capital Bancshares: Preferred Shares Yielding 6.7%

Summary Texas Capital Bancshares offers a preferred share with a 6.7% dividend yield, TCBIO, making it a solid choice for fixed income investors. Despite a decline in net interest income, TCBI's net interest margin remains above pandemic levels due to effective leverage management. Texas Capital saw significant loan growth in 2024, but nonperforming loans increased, posing potential risks to earnings. Preferred share investors face less volatility, making Texas Capital Bancshares an attractive income investment. Read the full article on Seeking Alpha
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Nouveau récit • Jan 26

Treasury Solutions Adoption Will Drive Bank's Future Growth

Strategic initiatives and transformation drive significant client acquisition and future revenue growth through expanded fee income areas and Treasury Solutions' critical role.
Seeking Alpha • Jan 26

Texas Capital Bancshares: A Stalemate That Has Lasted For Years

Summary TCBI's Q4 2024 results were disappointing overall, with declining net interest margin, slowed loan growth, and deposits far from all-time highs. The only positive note was the rapid increase in non-interest income, particularly from Investment Banking & Trading and Treasury Product Fees. Rising mortgage rates and a challenging macroeconomic environment have impacted loan growth and profitability, raising concerns for future performance. Despite share buybacks, TCBI needs to focus on acquiring low-cost deposits to ensure long-term growth and stability. Hold rating remains appropriate. Read the full article on Seeking Alpha
Seeking Alpha • Oct 20

Texas Capital Bancshares: Preferred Shares Provide Attractive Yield

Summary Texas Capital Bancshares saw a significant improvement in net interest income in Q3 due to increased deposits and reduced external debt. The bank's deposit growth outpaced peers, leading to a lower loan-to-deposit ratio and improved net interest margins. Risks include loan performance concerns and geographic concentration in Texas, with rising nonaccrual loans and a low allowance for credit losses. The preferred shares offer an attractive yield, presenting a good entry point for income investors, despite some loan performance headwinds. Read the full article on Seeking Alpha
Seeking Alpha • Sep 26

Texas Capital Bancshares: Still A 'Show Me' Story

Summary Texas Capital Bancshares is undergoing a significant transformation, shedding problematic aspects and focusing on growth, but it comes with risks and high valuation relative to earnings. The balance sheet shows volatility, with intentional reduction in high-cost deposits and uninsured deposits, but loans and securities have seen some growth. Despite revenue growth in investment banking and trading income, rising non-interest expenses have led to declining net profits, raising concerns about profitability. Management's ambitious strategic initiatives, including cost-cutting and expanding services, are promising, but I rate the stock a 'hold' due to uncertainties and my own conservative investment approach. Read the full article on Seeking Alpha
Seeking Alpha • Jul 02

Texas Capital Bancshares: Downgrading The Preferred To Hold On Lower Yields

Summary Texas Capital Bancshares has stabilized financial results despite challenges from higher interest rates and deposit retention. Net interest margin and income remain above pandemic levels, with growing deposits and reduced reliance on external financing. Preferred shares are secure but relatively overvalued compared to peers, leading to a hold rating with potential for buying at lower prices. Read the full article on Seeking Alpha
Seeking Alpha • Apr 19

Texas Capital Bancshares: NIM Returns To Growth, But AOCI Worries Again

Summary Texas Capital Bancshares releases Q1 2024 results, with a net interest margin growth and confidence in a price-per-share recovery. Loan growth has been stagnant, particularly in commercial loans, due to high interest rates and a decline in demand. The bank continues to purchase securities despite unrealized losses. Read the full article on Seeking Alpha
Seeking Alpha • Jan 20

Texas Capital Bancshares: Non-Interest-Bearing Deposits Plummet But Buyback Continues

Summary Texas Capital Bancshares reported lower-than-expected earnings, with non-GAAP EPS missing estimates by $0.07. The bank's loan portfolio is struggling to grow, particularly in recent months, due to the Fed's tight monetary policy. TCBI's non-interest-bearing deposits have plummeted by 22% in the last quarter, impacting net interest margin and net interest income. Read the full article on Seeking Alpha

Prévisions de croissance des bénéfices et des revenus

NasdaqGS:TCBI - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/20281,531393N/AN/A2
12/31/20271,432356N/AN/A10
12/31/20261,341325N/AN/A10
6/30/20261,270347472488N/A
3/31/20261,245340436447N/A
12/31/20251,201313348360N/A
9/30/20251,150283229249N/A
6/30/2025937117384414N/A
3/31/202589181337385N/A
12/31/202486560415480N/A
9/30/20248279588650N/A
6/30/2024972132358412N/A
3/31/2024996159416451N/A
12/31/20231,004172357374N/A
9/30/20231,268369106120N/A
6/30/20231,2593498592N/A
3/31/20231,1983148393N/A
12/31/20221,159315137148N/A
9/30/2022904163320325N/A
6/30/2022861165361365N/A
3/31/2022898202642532N/A
12/31/2021937235769657N/A
9/30/20219352321,1231,016N/A
6/30/2021963248932826N/A
3/31/20218971441,0501,053N/A
12/31/2020796572,6372,640N/A
9/30/2020812612,3552,359N/A
6/30/202083592976987N/A
3/31/2020889204N/A1,381N/A
12/31/2019997302N/A-240N/A
9/30/2019954310N/A-698N/A
6/30/2019937307N/A515N/A
3/31/2019925301N/A-521N/A
12/31/2018906284N/A-680N/A
9/30/2018913264N/A-421N/A
6/30/2018872237N/A-227N/A
3/31/2018838217N/A-24N/A
12/31/2017792187N/A132N/A
9/30/2017745191N/A-158N/A
6/30/2017703175N/A-469N/A
3/31/2017669163N/A-570N/A
12/31/2016624145N/A-726N/A
9/30/2016582132N/A-450N/A
6/30/2016560126N/A-72N/A
3/31/2016546125N/A39N/A
12/31/2015551135N/A69N/A
9/30/2015544138N/A133N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de TCBI ( 4.3% par an) est supérieure au taux d'épargne ( 3.7% ).

Bénéfices vs marché: Les bénéfices de TCBI ( 4.3% par an) devraient croître plus lentement que le marché US ( 17% par an).

Croissance élevée des bénéfices: Les bénéfices de TCBI devraient augmenter, mais pas de manière significative.

Chiffre d'affaires vs marché: Le chiffre d'affaires de TCBI ( 7.4% par an) devrait croître plus lentement que le marché de US ( 12.9% par an).

Croissance élevée des revenus: Le chiffre d'affaires de TCBI ( 7.4% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de TCBI devrait être faible dans 3 ans ( 10 %).

Découvrir les entreprises en croissance

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1Y

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1Y

7D

1Y

Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/08/24 20:08
Cours de l'action en fin de journée2026/08/21 00:00
Les revenus2026/06/30
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Texas Capital Bancshares, Inc. est couverte par 24 analystes. 12 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Jason GoldbergBarclays
Jared David ShawBarclays
Brandon BermanBofA Global Research