First Internet Bancorp (INBK) Aperçu de l'action
First Internet Bancorp est le holding bancaire de First Internet Bank of Indiana, qui propose divers produits et services bancaires aux particuliers et aux entreprises aux États-Unis, dans les domaines du commerce, des petites entreprises, de la consommation et des services municipaux. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 2/6 |
| Croissance future | 5/6 |
| Performances passées | 0/6 |
| Santé financière | 5/6 |
| Dividendes | 1/6 |
Récompenses
Analyse des risques
Aucun risque n'a été détecté pour INBK à partir de nos contrôles de risques.
INBK Community Fair Values
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Analyst Price Targets
First Internet Bancorp Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$23.67 |
| Plus haut sur 52 semaines | US$28.51 |
| Plus bas sur 52 semaines | US$17.05 |
| Bêta | 0.85 |
| Variation sur 1 mois | 5.11% |
| Variation sur 3 mois | 19.00% |
| Variation sur 1 an | 0.34% |
| Variation sur 3 ans | 97.17% |
| Variation sur 5 ans | -30.22% |
| Évolution depuis l'introduction en bourse | 144.86% |
Nouvelles et mises à jour récentes
INBK: Updated Discount Rate And Profitability Assumptions Will Support Further Re Rating Potential
Analysts have raised their price target for First Internet Bancorp by $0.50, citing updated views on discount rates, profitability, and future P/E assumptions reflected in recent research. Analyst Commentary Bullish analysts are using the updated research to frame the new price target as a reflection of refreshed thinking on discount rates, profitability, and future P/E assumptions, rather than a change driven by any single short term factor.INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Recent updates
INBK: Updated Discount Rate And Profitability Assumptions Will Support Further Re Rating Potential
Analysts have raised their price target for First Internet Bancorp by $0.50, citing updated views on discount rates, profitability, and future P/E assumptions reflected in recent research. Analyst Commentary Bullish analysts are using the updated research to frame the new price target as a reflection of refreshed thinking on discount rates, profitability, and future P/E assumptions, rather than a change driven by any single short term factor.INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case
Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive
Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking AlphaINBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case
Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case
Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside
Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06
First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield
Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability
Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.Despite Rapid Growth, First Internet Bancorp Deserves A Pass
Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking AlphaFirst Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future
Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking AlphaFirst Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...First Internet Bancorp: The Recovery Begins
Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking AlphaFirst Internet Bancorp: There Is Light At The End Of The Tunnel
Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking AlphaRendement pour les actionnaires
| INBK | US Banks | US Marché | |
|---|---|---|---|
| 7D | 2.1% | 3.2% | 1.0% |
| 1Y | 0.3% | 22.4% | 28.7% |
Rendement vs Industrie: INBK a sous-performé le secteur US Banks qui a rapporté 22.4 % au cours de l'année écoulée.
Rendement vs marché: INBK a sous-performé le marché US qui a rapporté 28.7 % au cours de l'année écoulée.
Volatilité des prix
| INBK volatility | |
|---|---|
| INBK Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Cours de l'action stable: INBK n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de INBK ( 5% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1998 | 355 | David Becker | www.firstinternetbancorp.com |
First Internet Bancorp est le holding bancaire de First Internet Bank of Indiana, qui fournit divers produits et services bancaires aux particuliers et aux clients commerciaux aux États-Unis, dans les domaines du commerce, des petites entreprises, de la consommation et des municipalités. La société propose des dépôts à vue, des comptes d'épargne et des comptes du marché monétaire, rémunérés ou non, ainsi que des certificats de dépôt et des dépôts par l'intermédiaire de courtiers. Elle propose également des prêts commerciaux et industriels, des prêts à l'immobilier commercial occupé par le propriétaire, des prêts à l'immobilier commercial pour les investisseurs, des prêts à la construction, des prêts à la location pour locataire unique, des prêts à la location pour locataire unique, des prêts publics, des prêts spécialisés, des prêts à la santé et à la finance, des prêts aux petites entreprises, des dépôts commerciaux et la gestion de trésorerie, des prêts à la franchise, des prêts hypothécaires résidentiels, des prêts sur valeur domiciliaire et d'autres prêts à la consommation.
First Internet Bancorp Résumé des fondamentaux
| INBK statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$206.32m |
| Bénéfices(TTM) | -US$33.60m |
| Recettes(TTM) | US$47.38m |
Le site INBK est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| INBK compte de résultat (TTM) | |
|---|---|
| Recettes | US$47.38m |
| Coût des recettes | US$0 |
| Marge brute | US$47.38m |
| Autres dépenses | US$80.98m |
| Les revenus | -US$33.60m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | -3.85 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | -70.92% |
| Ratio dettes/capitaux propres | 95.6% |
Quelles ont été les performances à long terme de INBK?
Voir les performances historiques et les comparaisonsDividendes
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/24 01:15 |
| Cours de l'action en fin de journée | 2026/05/22 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
First Internet Bancorp est couverte par 5 analystes. 3 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| George Sutton | Craig-Hallum Capital Group LLC |
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |