Unicaja Banco (UNI) Aperçu de l'action
Unicaja Banco, S.A. exerce des activités de banque de détail en Espagne. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 2/6 |
| Croissance future | 1/6 |
| Performances passées | 4/6 |
| Santé financière | 5/6 |
| Dividendes | 4/6 |
UNI Community Fair Values
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Analyst Price Targets
Unicaja Banco, S.A. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | €3.27 |
| Plus haut sur 52 semaines | €3.28 |
| Plus bas sur 52 semaines | €1.99 |
| Bêta | 0.38 |
| Variation sur 1 mois | 15.96% |
| Variation sur 3 mois | 18.48% |
| Variation sur 1 an | 59.67% |
| Variation sur 3 ans | 235.73% |
| Variation sur 5 ans | 309.01% |
| Évolution depuis l'introduction en bourse | 179.49% |
Nouvelles et mises à jour récentes
UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...
UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.
UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.Recent updates
UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.UNI: Future Returns Will Depend On Executing Against Tighter Mid €2 Expectations
Analysts have lifted their price target for Unicaja Banco to about €2.61 from €2.44, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, in line with recent target moves from Citi, Morgan Stanley and Deutsche Bank. Analyst Commentary Recent target moves cluster in a relatively tight band around €2.20 to €2.60.UNI: Reassessed Earnings Power Will Support Higher Fair Value Per Share
Analysts have lifted their price target on Unicaja Banco, reflecting updated fair value estimates of €3.09 per share, supported by recent target increases from €2 to €2.20 and from €2.25 to €2.55, alongside revised assumptions for revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research updates point to a more constructive stance on Unicaja Banco, with bullish analysts lifting their fair value estimates into a €2.20 to €2.55 range.UNI: Future Returns Will Hinge On Execution As Re-Rating Appears Unlikely
The analyst price target for Unicaja Banco has been modestly raised to approximately EUR 2.44 from EUR 2.39, as analysts factor in slightly higher expected profitability and future earnings multiples despite generally cautious ratings. Analyst Commentary Recent research updates reflect a mixed but incrementally constructive stance on Unicaja Banco, with modest target price upgrades offset by cautious rating profiles.UNI: Future Performance Will Depend On Execution As Upside Appears Limited
Analysts have modestly raised their price target on Unicaja Banco, reflecting incremental upward revisions from EUR 2 to EUR 2.20 and from EUR 2.25 to EUR 2.55, as they acknowledge improving earnings that are, however, viewed as largely priced in. Analyst Commentary Recent Street research reflects a cautiously balanced stance on Unicaja Banco, with modest target price increases paired with restrained ratings and an emphasis on limited re-rating potential at current levels.UNI: Future Performance Will Hinge On Execution Amid Balanced Earnings Outlook
Analysts have increased their fair value estimate for Unicaja Banco to €2.39 from €2.10. They cite stronger revenue growth, improved profit margins, and a modest decrease in the discount rate as key drivers for the upward adjustment in the price target.
Strong Mutual Fund Growth And Stable Deposit Costs Will Boost Net Interest Margins
Strong mutual fund growth boosts asset management revenue, alongside stable deposit costs improving potential net interest margins for Unicaja Banco.Rendement pour les actionnaires
| UNI | ES Banks | ES Marché | |
|---|---|---|---|
| 7D | 1.4% | -1.3% | -1.6% |
| 1Y | 59.7% | 60.2% | 31.7% |
Rendement vs Industrie: UNI correspondait au secteur Spanish Banks qui a rapporté 60.2 % au cours de l'année écoulée.
Rendement vs marché: UNI a dépassé le marché Spanish qui a rapporté 31.7 % au cours de l'année écoulée.
Volatilité des prix
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 3.3% |
| 10% most volatile stocks in ES Market | 6.6% |
| 10% least volatile stocks in ES Market | 0.6% |
Cours de l'action stable: UNI n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché Spanish.
Volatilité au fil du temps: La volatilité hebdomadaire de UNI ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1991 | 7,274 | Isidro Gil | www.unicajabanco.com |
Unicaja Banco, S.A. exerce des activités de banque de détail en Espagne. La société propose des comptes courants, des comptes d'épargne, des comptes jeunes et des comptes de paiement, des dépôts à terme, des cartes de débit, des cartes professionnelles et des cartes de crédit, des prêts hypothécaires, des prêts pour les études, l'éco-mobilité, les véhicules de mobilité, la réforme et le logement, ainsi que des produits d'assurance habitation, automobile, santé, accident, funérailles, entreprise et agro-uni, santé de l'entreprise, dommages aux PME et au commerce de détail, responsabilité civile de l'entreprise, assurance agricole et assurance vie. Elle propose également des plans de retraite, des fonds d'investissement, des services de paiement de factures et d'impôts et de gestion du recouvrement, des paiements, des produits POS, des financements à court et moyen/long terme, des guichets automatiques, des facilités de commerce extérieur, des services de gestion et de change de devises, des services bancaires privés et personnels, ainsi que des services bancaires numériques et mobiles.
Unicaja Banco, S.A. Résumé des fondamentaux
| UNI statistiques fondamentales | |
|---|---|
| Capitalisation boursière | €8.34b |
| Bénéfices(TTM) | €628.51m |
| Recettes(TTM) | €1.98b |
Le site UNI est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| UNI compte de résultat (TTM) | |
|---|---|
| Recettes | €1.98b |
| Coût des recettes | €0 |
| Marge brute | €1.98b |
| Autres dépenses | €1.35b |
| Les revenus | €628.51m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
Jul 31, 2026
| Résultat par action (EPS) | 0.24 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 31.70% |
| Ratio dettes/capitaux propres | 69.4% |
Quelles ont été les performances à long terme de UNI?
Voir les performances historiques et les comparaisonsDividendes
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/07/10 19:27 |
| Cours de l'action en fin de journée | 2026/07/10 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Unicaja Banco, S.A. est couverte par 25 analystes. 14 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |