Erste Group Bank (EBS) Aperçu de l'action
Erste Group Bank AG fournit une gamme de services bancaires et d'autres services financiers aux particuliers, aux entreprises et aux clients du secteur public. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 4/6 |
| Croissance future | 3/6 |
| Performances passées | 5/6 |
| Santé financière | 4/6 |
| Dividendes | 0/6 |
Récompenses
Analyse des risques
Aucun risque n'a été détecté pour EBS à partir de nos contrôles de risques.
EBS Community Fair Values
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Analyst Price Targets
Top Community Narratives
€144.9
FV
15.9% sous-évalué décote intrinsèque11.50%
Revenue growth p.a.
39
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Erste Group Bank AG Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | €121.80 |
| Plus haut sur 52 semaines | €124.40 |
| Plus bas sur 52 semaines | €80.60 |
| Bêta | 0.79 |
| Variation sur 1 mois | 4.91% |
| Variation sur 3 mois | 23.91% |
| Variation sur 1 an | 45.00% |
| Variation sur 3 ans | 270.66% |
| Variation sur 5 ans | 263.58% |
| Évolution depuis l'introduction en bourse | 923.28% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Aug 18
EBS: Higher Margins And Poland Expansion Will Support Stronger Future Returns
The analyst fair value estimate for Erste Group Bank has moved from €132.00 to €155.00, with analysts pointing to a series of higher price targets and upgraded views across major firms that highlight updated expectations for margins, returns and valuation multiples. Analyst Commentary Recent research on Erste Group Bank points to increasingly upbeat views on the stock, with a series of higher price targets and one fresh upgrade helping to frame a more constructive stance on execution, capital deployment and regional growth potential.
Mise à jour du récit • Aug 04
EBS: Future Returns Will Reflect Poland Expansion And Measured Repricing Potential
Analysts have lifted the fair value estimate for Erste Group Bank from €117.95 to €122.16, reflecting a series of higher Street price targets up to €150. These targets are supported by expectations for the Santander Bank Polska acquisition and updated assumptions on growth, profitability and future P/E levels.Mise à jour du récit • Jul 21
EBS: Future Returns Will Balance Poland Expansion Risks With Dividend Support
Erste Group Bank's analyst price target has been raised by about €3.84, with analysts citing updated assumptions for slightly higher revenue growth, profit margins, and a modestly higher future P/E multiple following recent research that highlights the enlarged presence in Poland and ongoing support from several large banks. Analyst Commentary Recent research on Erste Group Bank highlights a mix of enthusiasm around its expanded footprint in Poland and differing views on how much of this opportunity is already reflected in the current valuation.
Nouveau récit • Jul 15
An Austrian industry leader with attractive CEE exposure
To those familiar with the central European banking landscape, Erste Group's name and particular its logo seem a bit sleepy, just like the run-of-the-mill loan & savings bank with a reliable, yet somewhat boring business and mediocre performance. Not so.Recent updates
Mise à jour du récit • Aug 18
EBS: Higher Margins And Poland Expansion Will Support Stronger Future Returns
The analyst fair value estimate for Erste Group Bank has moved from €132.00 to €155.00, with analysts pointing to a series of higher price targets and upgraded views across major firms that highlight updated expectations for margins, returns and valuation multiples. Analyst Commentary Recent research on Erste Group Bank points to increasingly upbeat views on the stock, with a series of higher price targets and one fresh upgrade helping to frame a more constructive stance on execution, capital deployment and regional growth potential.Mise à jour du récit • Aug 04
EBS: Future Returns Will Reflect Poland Expansion And Measured Repricing Potential
Analysts have lifted the fair value estimate for Erste Group Bank from €117.95 to €122.16, reflecting a series of higher Street price targets up to €150. These targets are supported by expectations for the Santander Bank Polska acquisition and updated assumptions on growth, profitability and future P/E levels.Mise à jour du récit • Jul 21
EBS: Future Returns Will Balance Poland Expansion Risks With Dividend Support
Erste Group Bank's analyst price target has been raised by about €3.84, with analysts citing updated assumptions for slightly higher revenue growth, profit margins, and a modestly higher future P/E multiple following recent research that highlights the enlarged presence in Poland and ongoing support from several large banks. Analyst Commentary Recent research on Erste Group Bank highlights a mix of enthusiasm around its expanded footprint in Poland and differing views on how much of this opportunity is already reflected in the current valuation.Nouveau récit • Jul 15
An Austrian industry leader with attractive CEE exposure
To those familiar with the central European banking landscape, Erste Group's name and particular its logo seem a bit sleepy, just like the run-of-the-mill loan & savings bank with a reliable, yet somewhat boring business and mediocre performance. Not so.
Mise à jour du récit • Jul 07
EBS: Rising Street Optimism Will Likely Exacerbate Execution Risk
Erste Group Bank’s analyst price target has been revised higher, with fair value moving from about €79.90 to roughly €87.17 as analysts factor in recent target increases from banks such as Morgan Stanley, JPMorgan and Deutsche Bank, partly offset by a trim from Citi. Analyst Commentary Recent Street research on Erste Group Bank shows a mix of optimism and caution, with some institutions lifting their targets while others scale back.Mise à jour du récit • Jun 23
EBS: Future Returns Will Balance Execution Risks With Dividend Support
Erste Group Bank's analyst price target has been nudged higher to about €114 from roughly €109, as analysts cite updated fair value estimates, modestly adjusted growth and profitability assumptions, and a series of recent target revisions from major banks as support for the change. Analyst Commentary Recent research on Erste Group Bank shows a cluster of price target changes around a relatively tight range.Mise à jour du récit • Jun 05
EBS: Updated Discount Rate And P/E Assumptions Will Support Higher Future Returns
Erste Group Bank’s analyst fair value has been updated from €129.99 to €132.00, as analysts factor in recent price target revisions from JPMorgan, Deutsche Bank, and Citi into slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on Erste Group Bank reflects a mix of higher and lower price targets, with bullish analysts focusing on the company’s ability to justify a slightly higher fair value through adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions.Mise à jour du récit • Apr 29
EBS: Future Returns Will Balance Guidance Outlook With Dividend Support
Erste Group Bank's updated analyst price target has edged higher to about €109.31 from €107.69, as analysts factor in recent target revisions from firms such as Citi, Deutsche Bank, JPMorgan and Barclays, along with small adjustments to growth, margin and P/E assumptions. Analyst Commentary Recent research updates on Erste Group Bank reflect a mix of optimism and caution, with several price target changes clustering in a relatively tight range and focused on valuation tweaks rather than major shifts in fundamental assumptions.Mise à jour du récit • Apr 14
EBS: Tighter Revenue And Margin Assumptions Will Likely Elevate Execution Risk
Erste Group Bank's analyst price targets have edged higher into a €119 to €122 range. Analysts point to updated assumptions for stronger revenue growth, firmer profit margins and a lower future P/E as key supports for the shift.Mise à jour du récit • Mar 31
EBS: Future Share Moves Will Reflect Raised Guidance And Dividend Support
Erste Group Bank's analyst price target has been revised slightly to €107.69, with analysts citing recent target increases to €119 and €122 as support for maintaining a constructive view on the shares. Analyst Commentary Recent commentary from major brokers points to a constructive tone on Erste Group Bank, with price targets now cited at €119 and €122.Mise à jour du récit • Mar 17
EBS: Future Share Moves Will Reflect Raised Earnings Guidance And Dividend Outlook
Erste Group Bank's analyst price target has edged higher to a range of about €119 to €122, as analysts factor in small adjustments to fair value inputs along with recent upward target revisions from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts are nudging price targets higher into the €119 to €122 range, which signals a view that the current share price does not fully reflect their fair value assumptions.Mise à jour du récit • Mar 03
EBS: Future Share Moves Will Reflect Raised Price Views And Earnings Assumptions
The analyst price target for Erste Group Bank has moved from €98.44 to €107.88. Analysts point to updated fair value estimates, revised revenue growth and profit margin assumptions, a slightly adjusted discount rate, and future P/E expectations, as reflected in recent research such as the €13 price target increase reported by JPMorgan.Mise à jour du récit • Feb 17
EBS: Higher P/E Assumptions Will Likely Magnify Execution Risk
Analysts have lifted their price target on Erste Group Bank by €13 to €79.90, citing updated fair value estimates, a slightly revised discount rate, and refreshed assumptions for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Even with the higher price target of €79.90, some bearish analysts remain cautious and see more risk around execution, growth assumptions, and where the valuation now sits relative to their updated fair value work.Mise à jour du récit • Feb 02
EBS: Higher Profit Margins And P/E Assumptions Will Drive Shares Higher
Erste Group Bank's analyst price target has been lifted from about €97 to roughly €130, as analysts point to updated assumptions around profit margins and future P/E multiples, along with recent target increases from several major banks, even as opinions on the stock's rating differ. Analyst Commentary Recent research on Erste Group Bank highlights a split in views on the shares, with several bullish analysts lifting their price targets into a higher range.Mise à jour du récit • Jan 19
EBS: Future Share Moves Will Reflect Mixed Ratings And Earnings Outlook
Analysts have lifted their fair value estimate for Erste Group Bank from €92.24 to €98.44, reflecting recent Street price target revisions into the €96 to €102 range supported by updated assumptions for the discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Street research on Erste Group Bank has shifted into a tighter price target range of €96 to €102, with differing opinions on how much upside is left at current levels.Mise à jour du récit • Jan 05
EBS: Upgraded 2025 Guidance Will Likely Magnify Execution And Margin Risks
Erste Group Bank’s analyst price targets have moved higher into a €96 to €102 range, as analysts factor in updated assumptions on revenue growth, profit margins, and a slightly lower future P/E outlook. Analyst Commentary Recent Street research shows a split view on Erste Group Bank, with higher price targets clustered in a €96 to €102 range, but also some more cautious signals on execution and valuation risk.Mise à jour du récit • Dec 14
EBS: Rising Price Expectations Will Likely Expose Fragile Earnings Momentum
Analysts have lifted their fair value estimate for Erste Group Bank from EUR 62.0 to EUR 75.6, citing stronger expected revenue growth and higher long term valuation multiples, as reflected in a series of recent price target increases across the Street. Analyst Commentary Recent Street research on Erste Group Bank reflects a more mixed backdrop, with rising price targets at some major firms set against a clear shift toward caution from other quarters.Mise à jour du récit • Nov 30
EBS: Share Performance Will Reflect Earnings Outlook Amid Mixed Ratings
The analyst price target for Erste Group Bank has been modestly increased from EUR 92.09 to EUR 92.24. This reflects continued confidence from analysts amid recent upward revisions based on expectations of sustained revenue growth and profitability.Mise à jour du récit • Nov 16
EBS: Revenue Momentum And Improved Margins Will Drive Performance Amid Mixed Ratings
Erste Group Bank’s analyst price target has increased from approximately EUR 88.66 to EUR 92.09, as analysts cite improved revenue growth and profit margin expectations. This is supported by recent positive revisions from several major firms.Mise à jour du récit • Nov 02
EBS: Revenue And Margin Improvements Will Guide Balanced Performance Ahead
Erste Group Bank's analyst price target has been raised from EUR 86.76 to EUR 88.66, as analysts point to improved revenue growth estimates and a slight uptick in profit margin projections. Analyst Commentary Recent street research reflects a range of perspectives on Erste Group Bank, following several notable price target increases across major financial institutions.Mise à jour du récit • Oct 18
CEE Banking Markets Will Flourish With Digital And Polish Expansion
Erste Group Bank's analyst price target has increased from EUR 85.03 to EUR 86.76. This reflects analysts' confidence in the company's improving profit margins and sustained revenue growth.Mise à jour du récit • Oct 04
CEE Banking Markets Will Flourish With Digital And Polish Expansion
Erste Group Bank's analyst price target has been increased from approximately EUR 82.63 to EUR 85.03. Analysts cite improving revenue growth expectations and a slightly lower discount rate as key drivers of this upward revision.Mise à jour du récit • Sep 19
CEE Banking Markets Will Flourish With Digital And Polish Expansion
Given the lack of provided analyst reasoning, consensus upward adjustments to both Future P/E (from 8.82x to 8.96x) and the Discount Rate (from 6.90% to 7.01%) were marginal, resulting in an effectively unchanged fair value, with the Analyst Price Target moving slightly from €81.57 to €82.63. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €81.57 to €82.63.Mise à jour du récit • Sep 04
CEE Banking Markets Will Flourish With Digital And Polish Expansion
With both the future P/E ratio and net profit margin remaining steady, there were no significant fundamental changes, and as a result, the consensus analyst price target for Erste Group Bank was unchanged at €81.57. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, at €81.57.
Nouveau récit • Nov 07
Economic Struggles Signal Challenges For Financial Growth In Key Markets
Subdued economic performance in Austria and rate declines may compress margins and reduce net interest income.Rendement pour les actionnaires
| EBS | AT Banks | AT Marché | |
|---|---|---|---|
| 7D | -0.7% | -2.2% | -1.6% |
| 1Y | 45.0% | 46.6% | 27.0% |
Rendement vs Industrie: EBS a sous-performé le secteur Austrian Banks qui a rapporté 46.6 % au cours de l'année écoulée.
Rendement vs marché: EBS a dépassé le marché Austrian qui a rapporté 27 % au cours de l'année écoulée.
Volatilité des prix
| EBS volatility | |
|---|---|
| EBS Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 4.1% |
| 10% most volatile stocks in AT Market | 9.5% |
| 10% least volatile stocks in AT Market | 2.6% |
Cours de l'action stable: EBS n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché Austrian.
Volatilité au fil du temps: La volatilité hebdomadaire de EBS ( 4% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1819 | 55,231 | Peter Bosek | www.erstegroup.com |
Erste Group Bank AG fournit une gamme de services bancaires et d'autres services financiers aux particuliers, aux entreprises et aux clients du secteur public. La société opère par l'intermédiaire des segments Retail, Corporates, Group Markets, Asset/Liability Management & Local Corporate Center, Savings Banks, et Group Corporate Center. Elle propose des prêts hypothécaires et à la consommation, des produits d'investissement, des comptes courants, des produits d'épargne et des cartes de crédit, ainsi que des produits de vente croisée, tels que le crédit-bail, l'assurance et les produits de la société de construction.
Erste Group Bank AG Résumé des fondamentaux
| EBS statistiques fondamentales | |
|---|---|
| Capitalisation boursière | €46.61b |
| Bénéfices(TTM) | €3.66b |
| Recettes(TTM) | €13.11b |
12.9x
Ratio P/E1.7x
Rapport P/BLe site EBS est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| EBS compte de résultat (TTM) | |
|---|---|
| Recettes | €13.11b |
| Coût des recettes | €0 |
| Marge brute | €13.11b |
| Autres dépenses | €9.45b |
| Les revenus | €3.66b |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
Oct 30, 2026
| Résultat par action (EPS) | 9.43 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 27.93% |
| Ratio dettes/capitaux propres | 197.2% |
Quelles ont été les performances à long terme de EBS?
Voir les performances historiques et les comparaisonsDividendes
0.6%
Rendement actuel des dividendes8%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/08/21 02:11 |
| Cours de l'action en fin de journée | 2026/08/21 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Erste Group Bank AG est couverte par 32 analystes. 14 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Ivan Bokhmat | Barclays |
| Krishnendra Dubey | Barclays |
| Eoin Mullany | Berenberg |