Horace Mann Educators Corporation

Informe acción NYSE:HMN

Capitalización de mercado: US$1.9b

Horace Mann Educators Resultados de beneficios anteriores

Pasado controles de criterios 5/6

Horace Mann Educators ha aumentado sus beneficios a una tasa media anual de 2.5%, mientras que los beneficios de la industria de Insurance han experimentado un crecimiento de 14.6% anual. Los ingresos han ido creciendo a una tasa media de 5.7% al año. La rentabilidad financiera de Horace Mann Educators es de 11.2%, y sus márgenes netos son de 9.6%.

Información clave

2.54%

Tasa de crecimiento de los beneficios

3.18%

Tasa de crecimiento del BPA

Crecimiento de la industria Insurance 8.02%
Tasa de crecimiento de los ingresos5.75%
Rentabilidad financiera11.23%
Margen neto9.63%
Última actualización de beneficios31 Mar 2026

Actualizaciones de resultados anteriores recientes

Recent updates

Actualización de narrativa May 23

HMN: Dividend Growth And Completed Buybacks Will Support Balanced Future Returns

Narrative Update: Horace Mann Educators Analysts now cite slightly higher fair value assumptions and modestly stronger long term profitability, lifting the price target for Horace Mann Educators from $51.50 to $52.00. What's in the News The board approved a 3% increase in the quarterly cash dividend to $0.36 per share, implying an indicated annual dividend of $1.44 per share, payable on March 31, 2026, to shareholders of record on March 17, 2026 (Key Developments).
Actualización de narrativa May 08

HMN: Dividend And Buybacks Will Support Strong Future Shareholder Returns

Analysts now hold their price target for Horace Mann Educators at $51.50, reflecting only minor adjustments to assumptions such as the discount rate and future P/E that do not materially change their overall valuation view. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, with an indicated annual dividend of $1.44 per share.
Actualización de narrativa Apr 19

HMN: Steady Dividend And Buybacks Will Support Long Term Returns

Analysts have kept their $51.50 price target for Horace Mann Educators essentially unchanged, reflecting only very slight adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share.
Actualización de narrativa Apr 04

HMN: Higher Future P E And Dividend Policy Will Support Long Term Returns

Analysts have raised their price target for Horace Mann Educators to $51.50 from $49.67, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026 (Key Developments).
Actualización de narrativa Feb 11

HMN: Higher Future P/E Assumptions Will Support Long Term Returns

Analysts have trimmed their price target for Horace Mann Educators by about $1, reflecting slightly lower fair value, revenue growth, and profit margin assumptions, alongside a modestly higher future P/E multiple and a small adjustment to the discount rate. Valuation Changes Fair Value: The updated estimate moved slightly from $50.67 to $49.67, indicating a small downward adjustment.
Actualización de narrativa Jan 27

HMN: Share Repurchases And Higher Core EPS Guidance Will Support Returns

Analysts have made a modest adjustment to their price target for Horace Mann Educators, citing small refinements in assumptions for the discount rate, revenue growth, profit margin, and forward P/E as the key drivers of the updated view. What's in the News From July 1, 2025 to September 30, 2025, Horace Mann Educators reported no share repurchases under the buyback program announced on May 13, 2025, with 0 shares and $0 million deployed under that authorization (Key Developments).
Actualización de narrativa Jan 11

HMN: Steady Buybacks And Higher Core EPS Guidance Will Support Returns

Analysts have kept their price target for Horace Mann Educators steady at about US$50.67, with only small tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E helping to support this unchanged view. What's in the News Horace Mann Educators reported that from July 1, 2025 to September 30, 2025, it repurchased 164,569 shares for US$6.79 million, representing 0.4% of shares, under its existing buyback program.
Seeking Alpha Dec 17

Horace Mann Educators Giving Lessons On Profitability

Summary Horace Mann Educators Corporation remains a Buy, supported by exceptional Q3 2025 results and raised full-year guidance. HMN projects FY 2025 EPS of $4.50–$4.70, an 84.7% YoY increase, with all business segments operating at or above target profitability. The company boasts a 17-year dividend growth streak, active buybacks, and trades at peer-low price-to-cash flow, book, and PEG ratios. Key risks include catastrophic loss exposure, reliance on investment income, and sensitivity to K-12 education funding and customer price sensitivity. Read the full article on Seeking Alpha
Actualización de narrativa Dec 14

HMN: Raised EPS Outlook And Margin Gains Will Support Future Returns

Analysts have modestly raised their price target on Horace Mann Educators to approximately $50.67 per share, citing slightly lower discount rate and revenue growth assumptions. These are offset by expectations for improved profit margins and a lower future P/E multiple, which together support a marginally stronger valuation profile.
Actualización de narrativa Nov 30

HMN: Full-Year EPS Guidance And Stable Margins Will Influence Future Shareholder Returns

Analysts have raised their price target for Horace Mann Educators slightly, increasing the fair value estimate from $50.33 to $50.67. They cite minor adjustments in discount rate and forward price-to-earnings assumptions.
Actualización de narrativa Nov 16

HMN: Future EPS Guidance And Revenue Outlook Will Shape Next Year’s Returns

Analysts have raised their price target for Horace Mann Educators from $49.00 to $50.33, citing improved revenue growth outlook. This comes despite a modest increase in the discount rate and a slight dip in projected profit margins.
Artículo de análisis Nov 07

Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts

As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...
Artículo de análisis Sep 08

Horace Mann Educators (NYSE:HMN) Has Announced A Dividend Of $0.35

Horace Mann Educators Corporation ( NYSE:HMN ) will pay a dividend of $0.35 on the 30th of September. This means the...
Artículo de análisis Jun 13

Horace Mann Educators' (NYSE:HMN) Dividend Will Be $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...
Artículo de análisis May 18

Horace Mann Educators (NYSE:HMN) Is Paying Out A Dividend Of $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...
Artículo de análisis May 09

Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...
Artículo de análisis May 07

Horace Mann Educators Corporation's (NYSE:HMN) CEO Compensation Is Looking A Bit Stretched At The Moment

Key Insights Horace Mann Educators will host its Annual General Meeting on 14th of May Salary of US$1.04m is part of...
Artículo de análisis Mar 07

Horace Mann Educators (NYSE:HMN) Will Pay A Larger Dividend Than Last Year At $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will be increasing its dividend by...
Artículo de análisis Jan 31

Horace Mann Educators Corporation's (NYSE:HMN) Shares Not Telling The Full Story

With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in the United States, you...
Artículo de análisis Nov 07

Horace Mann Educators Corporation (NYSE:HMN) Analysts Are Pretty Bullish On The Stock After Recent Results

Shareholders of Horace Mann Educators Corporation ( NYSE:HMN ) will be pleased this week, given that the stock price is...
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Nueva narrativa Sep 14

Reviving Profits And Expanding Sales Set To Propel Insurance Giant Into 2025 Success

Enhanced net margins expected from a profitability restoration strategy in Property & Casualty, coupled with operational efficiency improvements.
Artículo de análisis Sep 13

Market Still Lacking Some Conviction On Horace Mann Educators Corporation (NYSE:HMN)

It's not a stretch to say that Horace Mann Educators Corporation's ( NYSE:HMN ) price-to-sales (or "P/S") ratio of 0.9x...

Desglose de ingresos y gastos

Cómo gana y gasta dinero Horace Mann Educators. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NYSE:HMN Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Mar 261,7141654090
31 Dec 251,7011623970
30 Sep 251,6761643790
30 Jun 251,6491403660
31 Mar 251,6261153520
31 Dec 241,5951033460
30 Sep 241,5891043330
30 Jun 241,556823260
31 Mar 241,524653230
31 Dec 231,492453180
30 Sep 231,435-113220
30 Jun 231,399-23220
31 Mar 231,38963190
31 Dec 221,382203160
30 Sep 221,367772980
30 Jun 221,354732870
31 Mar 221,3551242700
31 Dec 211,3291702510
30 Sep 211,3511502480
30 Jun 211,3591702410
31 Mar 211,3251542350
31 Dec 201,3101332380
30 Sep 201,2831192260
30 Jun 201,2831072320
31 Mar 201,4221712340
31 Dec 191,4311842350
30 Sep 191,3841312320
30 Jun 191,3591182190
31 Mar 191,212302130
31 Dec 181,192182050
30 Sep 181,2161641980
30 Jun 181,1951781910
31 Mar 181,1801741870
31 Dec 171,1721691880
30 Sep 171,151641820
30 Jun 171,153641820
31 Mar 171,145741790
31 Dec 161,129841730
30 Sep 161,122851720
30 Jun 161,097801680
31 Mar 161,082841640
31 Dec 151,080931570
30 Sep 151,0731031590
30 Jun 151,0731061590

Ingresos de calidad: HMN tiene ganancias de alta calidad.

Margen de beneficios creciente: Los actuales márgenes de beneficio (9.6%) de HMN son superiores a los del año pasado (7%).


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de HMN han crecido un 2.5% al año en los últimos 5 años.

Acelerando crecimiento: El crecimiento de los beneficios de HMN en el último año (44.2%) supera su media de 5 años (2.5% al año).

Beneficios vs. Industria: El crecimiento de los beneficios de HMN en el último año (44.2%) superó al de la industria Insurance 36.5%.


Rentabilidad financiera

Alta ROE: La rentabilidad financiera de HMN (11.2%) se considera baja.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/26 07:27
Precio de las acciones al final del día2026/05/26 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Horace Mann Educators Corporation está cubierta por 9 analistas. 2 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Michael ZaremskiBMO Capital Markets Equity Research
Robert GlasspiegelBrean Capital Historical (Janney Montgomery)
Matthew CarlettiCitizens JMP Securities, LLC