OppFi Inc.

Informe acción NYSE:OPFI

Capitalización de mercado: US$802.7m

OppFi Dividendos y recompras

Dividendo controles de criterios 0/6

OppFi no paga actualmente dividendo.

Información clave

0%

Rentabilidad por dividendo

3.7%

Rendimiento de la recompra

Rendimiento total para el accionista3.7%
Rendimiento futuro de los dividendosn/a
Crecimiento de los dividendosn/a
Próxima fecha de pago de dividendosn/a
Fecha ex dividendon/a
Dividendo por acciónn/a
Ratio de pago0%

Últimas actualizaciones de dividendos y recompras

Recent updates

Seeking Alpha Aug 05

OppFi: Look Beyond Q2, As Greenlighting Of The BNC Deal Is Not Certain

Summary OppFi, a digital consumer finance company that is looking to get a national bank charter by Q4 (via an acquisition) has not fared as badly as other fintech peers YTD. Q2-26 earnings which is due on 6th August is ljkely to see a topline beat, but OPFI's ability to arrest origination declines and higher charge-off rates will be scrutinized. The transformative BNCC acquisition could drive significant EPS accretion and operational synergies, but regulatory approval remains highly uncertain amid recent strong opposition. At 5.5x earnings the stock is one of the cheapest (50% discount to peerset) amongst other consumer finance alternatives focused on the subprime or non-prime segment. I rate the stock a hold, as sustained upside is unlikely until regulatory clarity emerges on the BNCC deal despite OPFI’s compelling valuation. Read the full article on Seeking Alpha
Actualización de narrativa Apr 21

OPFI: Share Repurchases And Tightened Assumptions Will Support Future Upside

The analyst price target on OppFi has been reduced by $1 to $13.33, as analysts factor in updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E following recent Street research. Analyst Commentary Bullish Takeaways Bullish analysts view the updated price target of $13.33 as still allowing room for potential upside if OppFi executes well on revenue growth and maintains disciplined cost control.
Nueva narrativa Mar 27

Faster Underwriting Models May Strain Credit Quality Yet Ultimately Support Long Term Stability

Catalysts About OppFi OppFi operates a technology enabled platform that facilitates short duration credit access for everyday consumers through bank partners. What are the underlying business or industry changes driving this perspective?
Nueva narrativa Mar 12

AI Models And New Credit Platform Will Transform Long-Term Earnings Power

Catalysts About OppFi OppFi is a technology enabled platform that facilitates access to short duration credit products for everyday consumers through bank partners. What are the underlying business or industry changes driving this perspective?
Actualización de narrativa Mar 05

OPFI: Lower Discount Rate And Stable Margins Will Support Future Upside

Narrative Update on OppFi Analysts have raised their price target on OppFi by $2, citing updated views on the company’s discount rate, revenue, profit margin, and forward P/E assumptions. Analyst Commentary Analysts lifting their price target on OppFi by $2 are reacting to updated assumptions around the company’s discount rate, revenue outlook, profit margins, and forward P/E.
Actualización de narrativa Feb 19

OPFI: Lower Discount Rate And Stable Assumptions Will Support Future Upside

Analysts have adjusted their outlook on OppFi with a modest rise in the consensus price target. This is supported by updated assumptions on the discount rate and future P/E that align with recent Street research, including a $2 price target increase highlighted by Citizens.
Actualización de narrativa Feb 04

OPFI: Future Margin Stability And Revenue Assumptions Will Support Upside Potential

Analysts have lifted their price target on OppFi by $2, citing updated views on the discount rate, profit margin, revenue growth, and future P/E assumptions. These changes leave their fair value estimate broadly unchanged at $15.17.
Actualización de narrativa Jan 21

OPFI: Higher Earnings Guidance Will Support Stronger Margin Outlook

Narrative Update on OppFi Analysts lifted their price target on OppFi by about $1 to $15.17, citing updated assumptions, including a slightly higher fair value estimate, modestly revised revenue growth expectations, a higher projected profit margin, and a lower future P/E multiple. Analyst Commentary Bullish Takeaways Bullish analysts point to the raised price target as a sign that updated modeling supports a higher implied equity value, even after using a lower future P/E multiple in their work.
Seeking Alpha Mar 06

OppFi: Q4 Delivers An Inflection Point

Summary I maintain a "Strong Buy" rating on OppFi Inc. due to its strategic investment in Bitty Holdings and potential for significant margin expansion. Q4 2024 results exceeded expectations, with revenue and adjusted EPS beating consensus, and notable improvements in net income margins and credit quality. OppFi's FY2025 guidance suggests continued growth, with projected revenue of $563-594 million and adjusted EPS of $1.06-1.07, aligning with consensus. Despite macro risks, OPFI's undervaluation and strong operational metrics indicate a potential upside of at least 40% from the current price. Read the full article on Seeking Alpha
Seeking Alpha Feb 24

OppFi: This Dip Caught My Attention... But Beware Of The Devil In The Details

Summary OppFi's technology has allowed it to grow remarkably in the difficult niche of small, high yield loans. The recent dip in the stock price created an interesting opportunity both from a fundamental and a technical perspective. However, the company has an extremely complicated capital structure, which makes it difficult for the common shareholder to fully grasp it. Read the full article on Seeking Alpha
Seeking Alpha Feb 18

OppFi Stock Deserves A Strong Buy On Its Dip

Summary OppFi is a specialty finance firm with a $1.12 billion market cap, focusing on underserved American populations, with a market of more than 60 million consumers. Despite minimal net sales growth, OppFi's adjusted net income surged 116.2% YoY in Q3, driven by expansive margin growth and better unit economics metrics. The firm's better cost control and ongoing strategies to attract and onboard new customers will likely remain the fundamental driver of its future revenue growth and margin stability. Based on my valuation calculations, the OPFI stock might have a 20-100% appreciation potential after the dip we saw over the past 5 days. I rate OPFI as a "Strong Buy" stock today. Read the full article on Seeking Alpha
Seeking Alpha Jan 15

Why OppFi May See Strong Upside From Here

Summary OppFi Inc. is a small-cap digital financial services platform with strong fundamentals, poised for significant growth and margin expansion in 2025. The company's strategic investment in Bitty Holdings aims to diversify offerings and capture new customer segments, enhancing revenue and profitability. OPFI's recent financial performance shows impressive cost control, revenue growth, and improved free cash flow. Based on my valuation analysis, the OPFI stock may double from its current price level to be called "fairly valued", if it proves that the current consensus is off. OppFi is a great small-cap pick to consider for GARP investors, in my opinion. I rate the stock as a "Strong Buy". Read the full article on Seeking Alpha
Artículo de análisis Jan 11

Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 36% Higher

Despite an already strong run, OppFi Inc. ( NYSE:OPFI ) shares have been powering on, with a gain of 36% in the last...
Seeking Alpha Dec 20

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

Summary I am bullish on OppFi due to its strong financial performance and optimistic market outlook driven by declining interest rates and rising consumer finance indices. OPFI's robust balance sheet, savvy debt usage, and focus on underserved markets position it for sustainable growth, with a 73% stock gain over the last year. The company's consistent revenue growth, improved profitability, and advanced credit management initiatives underscore its resilient business model and potential for future profitability. Trading at a significant discount with a NAV/share of $10.38, OPFI presents a compelling investment opportunity, despite risks associated with its niche market focus. Read the full article on Seeking Alpha
Artículo de análisis Oct 23

Market Participants Recognise OppFi Inc.'s (NYSE:OPFI) Earnings Pushing Shares 27% Higher

OppFi Inc. ( NYSE:OPFI ) shares have continued their recent momentum with a 27% gain in the last month alone. The last...
Seeking Alpha Oct 07

OppFi: This Fintech Could Have More To Rally

Summary OppFi's 90% rally over the past year may continue, driven by Fed rate cuts and a strong financial performance, including rising revenue and net income. The company's valuation is attractive with a price-to-sales multiple of 0.77x, supported by free cash flow and a healthy cash position. Despite high net charge-off rates, OPFI's financials show improvement, with reduced expenses and increased adjusted net income. While macroeconomic risks like a recession pose threats, the current market sentiment and potential Fed rate cuts could sustain OPFI's stock momentum. Read the full article on Seeking Alpha
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Nueva narrativa Sep 24

Operational Efficiency And Tactical Investments Propel Strong Revenue And Profit Growth

Expansion into the small and medium business financing market via equity investment in Bitty Advance shows potential for new revenue streams and market growth.
Artículo de análisis Aug 04

OppFi Inc.'s (NYSE:OPFI) Subdued P/E Might Signal An Opportunity

It's not a stretch to say that OppFi Inc.'s ( NYSE:OPFI ) price-to-earnings (or "P/E") ratio of 15.8x right now seems...
Seeking Alpha Jul 19

OppFi: 83% Of Earnings Go To Non-Controlling Interest

Summary OPFI's management is yet to become confident in the company's underwriting algorithms. Loan defaults seem to have plateaued at pretty high levels. The company's failure to expand into new verticals beyond amortized loan offerings highlights challenges in scaling their underwriting algorithms, limiting revenue growth potential. 83% of earnings are attributable to non-controlling interest, distorting forward PE multiples. Read the full article on Seeking Alpha
Seeking Alpha Jun 15

OppFi: Cheaply Valued But Persistent Risks Remain

Summary Shares are down more than 30% this year, despite solid business performance in recent quarters. The stock is cheaply valued, and management is returning capital to shareholders through buybacks and dividends. However I find multiple risks that could potentially lead to more downside. Read the full article on Seeking Alpha

Estabilidad y crecimiento de los pagos

Obteniendo datos sobre dividendos

Dividendo estable: No hay datos suficientes para determinar si los dividendos por acción de OPFI han sido estables en el pasado.

Dividendo creciente: Datos insuficientes para determinar si los pagos de dividendos de OPFI han aumentado.


Rentabilidad por dividendo vs. Mercado

Rentabilidad por dividendo de OppFi vs. Mercado
¿Cómo se compara la rentabilidad por dividendo de OPFI con la del mercado?
SegmentoRentabilidad por dividendo
Empresa (OPFI)0%
Suelo de mercado 25% (US)1.3%
Techo de mercado 25% (US)4.0%
Media de la industria (Consumer Finance)1.7%
Analista de previsiones (OPFI) (hasta 3 años)n/a

Dividendo destacado: No es posible evaluar la rentabilidad por dividendo de OPFI en comparación con el 25% inferior de los pagadores de dividendos, ya que la empresa no ha comunicado ningún pago reciente.

Alto dividendo: No es posible evaluar la rentabilidad por dividendo de OPFI en comparación con el 25% de los principales pagadores de dividendos, ya que la empresa no ha comunicado ningún pago reciente.


Pago de beneficios a los accionistas

Cobertura de los beneficios: OPFI no paga un dividendo notable para el mercado US.


Pago en efectivo a los accionistas

Cobertura de flujo de caja: No es posible calcular la sostenibilidad de los dividendos, ya que OPFI no ha comunicado ningún pago.


Descubre empresas que pagan buenos dividendos

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/08/09 03:45
Precio de las acciones al final del día2026/08/07 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

OppFi Inc. está cubierta por 8 analistas. 4 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
David ScharfCitizens JMP Securities, LLC
null nullD.A. Davidson & Co.
Christopher BrendlerD.A. Davidson & Co.