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Mastercard IncorporatedInforme acción NYSE:MA

Capitalización bursátil US$436.7b
Precio de las acciones
US$505.79
US$653.28
22.6% infravalorado descuento intrínseco
1Y-15.7%
7D-0.7%
Valor de la cartera
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Mastercard Incorporated

Informe acción NYSE:MA

Capitalización de mercado: US$436.7b

Mastercard (MA) Resumen de Acciones

Mastercard Incorporated, empresa tecnológica, ofrece procesamiento de transacciones y otros productos y servicios relacionados con los pagos en Estados Unidos y a escala internacional. Saber más

Análisis fundamental de MA
Puntuación del snowflake
Valoración3/6
Crecimiento futuro2/6
Rendimiento pasado5/6
Salud financiera2/6
Dividendos0/6

MA Community Fair Values

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Competidores de Mastercard Incorporated

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del Mastercard
Precios históricos de las acciones
Precio actual de la acciónUS$494.20
Máximo en las últimas 52 semanasUS$601.77
Mínimo de 52 semanasUS$480.50
Beta0.76
Cambio en 1 mes-5.20%
Variación en 3 meses-5.31%
Cambio de 1 año-15.72%
Variación en 3 años28.52%
Variación en 5 años32.71%
Variación desde la OPV10,643.48%

Noticias y actualizaciones recientes

Seeking Alpha May 14

Mastercard: The Dip Below $500 Is A Gift For Long-Term Investors (Rating Upgrade)

Summary Mastercard remains a premier business, recently impacted by macro headwinds and geopolitical tensions, leading to a 13% stock decline over the past year. MA delivered double-digit top- and bottom-line growth in Q1, with revenue of $8.4B and EPS of $4.60, despite sequential declines and slower card/transaction growth. Management anticipates headwinds to persist in Q2 but expects a recovery in the back half of 2026, maintaining guidance for low double-digit topline growth. Accelerated buybacks and expanded strategic partnerships reinforce MA’s long-term upside, making the current dip a compelling opportunity for dividend growth investors. Read the full article on Seeking Alpha
Actualización de narrativa Apr 24

MA: Crypto Efforts And BVNK Acquisition Will Support Future Network Relevance

Mastercard's analyst fair value estimate has edged down by about $4 to $653. Analysts are generally maintaining constructive views on long term payments trends while adjusting price targets to reflect modestly higher discount rates and updated P/E assumptions.

Recent updates

Seeking Alpha May 14

Mastercard: The Dip Below $500 Is A Gift For Long-Term Investors (Rating Upgrade)

Summary Mastercard remains a premier business, recently impacted by macro headwinds and geopolitical tensions, leading to a 13% stock decline over the past year. MA delivered double-digit top- and bottom-line growth in Q1, with revenue of $8.4B and EPS of $4.60, despite sequential declines and slower card/transaction growth. Management anticipates headwinds to persist in Q2 but expects a recovery in the back half of 2026, maintaining guidance for low double-digit topline growth. Accelerated buybacks and expanded strategic partnerships reinforce MA’s long-term upside, making the current dip a compelling opportunity for dividend growth investors. Read the full article on Seeking Alpha
Actualización de narrativa Apr 24

MA: Crypto Efforts And BVNK Acquisition Will Support Future Network Relevance

Mastercard's analyst fair value estimate has edged down by about $4 to $653. Analysts are generally maintaining constructive views on long term payments trends while adjusting price targets to reflect modestly higher discount rates and updated P/E assumptions.
Nueva narrativa Apr 11

Mastercard Inc. (MA): The "Agentic Rails" and the 2026 Shift to Autonomous Commerce

Mastercard Inc. (MA) closed the April 10, 2026, session at $498.66 USD on the NYSE, experiencing a minor pullback of 0.98% as investors balanced record cross-border travel data against the "higher-for-longer" inflationary pressures in the U.S. market.
Actualización de narrativa Apr 07

MA: Crypto Partnerships And BVNK Deal Will Support Future Payment Upside

The analyst price target for Mastercard edges slightly lower to reflect a modest trim in fair value to about $657. This is largely tied to a more cautious sector tone and a mix of recent target cuts and raises, even as analysts highlight ongoing benefits from payment volume trends, cross border activity, and product initiatives like the BVNK and stablecoin partnerships.
Actualización de narrativa Mar 24

MA: Crypto Partnerships And BVNK Deal Will Support Future Upside

The analyst price target for Mastercard is now effectively unchanged at about $663. Analysts point to recent upgrades, higher targets clustered around $668 to $735, and support for the BVNK acquisition and stablecoin partnerships as key reasons for maintaining a constructive view.
Actualización de narrativa Mar 09

MA: New Digital Partnerships And Crypto Rails Will Support Future Upside

The analyst price target for Mastercard edges up by about $1 to reflect slightly higher fair value and margin assumptions, as analysts point to broadly constructive payment sector views, recent Buy initiations and upgrades, and new partnerships such as SoFi's stablecoin tie up as support for the updated outlook. Analyst Commentary Recent research on Mastercard reflects an active debate on valuation, but with a clear tilt toward constructive views on the business model and its role in global payments.
Actualización de narrativa Feb 23

MA: Partnerships And Crypto Capabilities Will Drive Future Upside

Our updated fair value estimate for Mastercard edges higher by about $1 to $662 per share, reflecting analysts' slightly adjusted assumptions for revenue growth, profit margins, discount rate, and forward P/E following a mix of recent price target raises and cuts across the Street. Analyst Commentary Recent Street research on Mastercard reflects a mixed but engaged view, with several firms adjusting price targets and ratings in both directions.
Artículo de análisis Feb 15

The Mastercard Incorporated (NYSE:MA) Yearly Results Are Out And Analysts Have Published New Forecasts

Shareholders might have noticed that Mastercard Incorporated ( NYSE:MA ) filed its annual result this time last week...
Actualización de narrativa Feb 08

MA: Crypto And Stablecoin Expansion Will Drive Future Upside

Analysts trimmed their fair value estimate for Mastercard by about US$4, to roughly US$661, reflecting slightly lower assumed future P/E multiples, even as they highlight resilient revenue growth, strong profit margins, and a series of recent rating upgrades that see the shares as relatively inexpensive. Analyst Commentary Recent research on Mastercard has been active, with a mix of price target trims and increases alongside several rating upgrades.
Actualización de narrativa Jan 24

MA: Digital And Crypto Payment Expansion Will Drive Future Upside

Analysts have inched their fair value estimate for Mastercard higher to about $665 per share, reflecting slightly stronger assumptions on revenue growth, profit margins and future P/E. This view is supported by a series of recent price target raises that highlight steady fundamentals, benefits from digital payment trends and an improved view of the card networks heading into 2026.
Actualización de narrativa Jan 10

MA: Digital And Cross-Border Payment Shifts Will Drive Future Upside

Analysts have nudged their fair value estimate for Mastercard higher to about $661, reflecting modest tweaks to discount rate, revenue growth, and future P/E assumptions as they respond to a series of higher Street price targets grounded in solid results and ongoing benefits from the shift toward digital payments. Analyst Commentary Recent research updates on Mastercard point to a generally constructive tone, with several firms lifting price targets and initiating coverage at favorable ratings.
Actualización de narrativa Dec 19

MA: Expanding Digital And Cross-Border Payments Will Drive Future Upside

Analysts have nudged our fair value estimate for Mastercard modestly higher to approximately $657 from about $656, citing a wave of rising Street price targets grounded in solid quarterly results, resilient spending trends, and the companys expanding role in high growth digital and cross border payments. Analyst Commentary Bullish analysts have highlighted Mastercard's strong execution and durable growth profile as key reasons for revising price targets higher, reinforcing the view that the company can sustain premium valuation multiples.
Actualización de narrativa Dec 05

MA: Digital And Cross-Border Payment Momentum Will Drive Future Upside

Analysts have nudged their price targets on Mastercard higher, with recent increases of roughly $45 to $70 per share into the high $600s and low $700s. They cite strong quarterly results, Mastercard's role in accelerating digital and cross border payments, and a clean execution backdrop that supports only minor tweaks to key valuation inputs.
Actualización de narrativa Nov 21

MA: Digital Payment Momentum Will Drive Gains As Blockchain Expansion Accelerates

Mastercard's analyst price target has increased modestly to approximately $656.51. This reflects analysts' optimism following strong recent results, consistent digital payment growth, and ongoing positive trends highlighted in recent research updates.
Actualización de narrativa Nov 20

What Exactly Is Mastercard’s VAS Business?

Mastercard’s VAS (sometimes called “Services & Solutions”) includes a broad set of products and services beyond its core payments network. According to its 2023 annual report, the main components are: Cyber & Intelligence : Fraud prevention, threat intelligence, security, identity services.
Actualización de narrativa Nov 07

MA: Digital Payment Expansion Will Drive Outperformance Amid Blockchain Developments

Mastercard's analyst price target has been revised upward by $4 to $654.98. Analysts cite strong quarterly results and the company's continued leadership in digital payments as key drivers behind the increased valuation.
Actualización de narrativa Oct 23

Analysts Boost Mastercard Valuation Amid Strong Results and New Strategic Partnerships

Analysts have slightly increased their fair value estimate for Mastercard by approximately $2.55 to $650.98, citing continued innovation, strong cross-border transaction trends, and positive revisions to earnings forecasts by the Street. Analyst Commentary Recent Street research reflects continued attention on Mastercard's operational performance, growth outlook, and valuation.
Actualización de narrativa Oct 08

Digital Payments And Mobile Commerce Will Expand Global Markets

Analysts have modestly raised their price target for Mastercard to approximately $648. They cite robust Q2 results, increased revenue growth estimates, and ongoing expectations for strong earnings compounding along with resilient consumer spending trends.
Seeking Alpha Apr 28

Mastercard Earnings Preview: Watch Out For Value-Added Services And Commercial Growth

Summary Mastercard benefits from the global shift to digital payments. With Q1 earnings upcoming, the author outlines some keys to look out for. VAS and Commercial payments are key growth drivers, outpacing consumer payments and strengthening Mastercard's competitive moat. Despite recent downward EPS revisions, Mastercard's long-term growth outlook remains robust, supported by strong revenue and free cash flow trends. Given macroeconomic uncertainties, I rate Mastercard a hold but consider it a strong candidate for dollar-cost averaging for long-term gains. Read the full article on Seeking Alpha
Seeking Alpha Apr 18

Mastercard: Another Wonderful Business With A Price Tag To Match

Summary Mastercard is definitely a wonderful business, both when assessed qualitatively and quantitatively. The future risks for the company are tolerable, and definitely preferrable in relation to most other businesses. The company’s future prospects are excellent. All of this good news seems to be currently priced into the stock. Read the full article on Seeking Alpha
Seeking Alpha Mar 05

Mastercard: A Core Holding For The Long Term

Summary Mastercard serves as a hedge against inflation without even raising prices, and keeps expanding its operating margins and returns on capital. The company generates recurring revenues by charging fees based on transaction volume, without taking on credit risk, ensuring stable income. Recent acquisitions enhance Mastercard's cybersecurity and fraud prevention capabilities, supporting long-term growth and innovation. Mastercard's international expansion, particularly in China, and increasing acceptance of card payments globally drive future growth opportunities. I expect a 10.5% investment rate of return from MA stock over the next 5 years if valuation decreases, but a 14.1% CAGR in a positive scenario. Read the full article on Seeking Alpha
Seeking Alpha Feb 27

Mastercard: After Visa's Investor Day, The Case For The Valuation Premium Is Weaker

Summary Mastercard is a long-term compounder with strong growth potential, wide moat, and high profitability. Mastercard's Q4 revenue grew 15% to $7.5 billion, outpacing Visa's 10% growth, consistent with recent reports and justifying a certain premium. Mastercard's faster growth comes at the expense of margins, with aggressive client incentives, and also due to its smaller scale, which might be a weakness compared to Visa. I maintain a 'Buy' rating for Mastercard due to its growth trajectory, but slightly prefer Visa for its lower valuation. Read the full article on Seeking Alpha
Seeking Alpha Feb 02

Mastercard: A Great Year Under The Regulator's Scrutiny

Summary Mastercard has shown robust growth, outperforming the S&P 500 with a 44% return, driven by strong business fundamentals and operational leverage. Despite accusations of forming a duopoly with Visa, the high barriers to entry and lack of viable alternatives solidify their market dominance. 2024 results highlight a reacceleration in Q4, with significant increases in gross dollar volume, cross-border transactions, and processed transactions, showcasing economic resilience. Current valuation suggests holding Mastercard shares, with a fair value around $500; market optimism has pushed prices higher, making it neither a buy nor sell moment. Read the full article on Seeking Alpha
Seeking Alpha Jan 25

Mastercard: Don't Miss Out On This Dividend Growth Machine

Summary Just a few weeks ago, Mastercard upped its dividend for the 13th consecutive year. Mastercard has the necessary catalysts to deliver mid-teens annual adjusted diluted EPS growth. The payment processor's interest coverage ratio through the first nine months of 2024 clocked in at above 50. Shares of Mastercard appear to be 2% undervalued. The stock could be set up for 40% cumulative total returns by the end of 2027. Read the full article on Seeking Alpha
Seeking Alpha Dec 25

Mastercard Is A Buy Here Only For Long Term Investors

Summary Mastercard has outperformed the SP500 since 2018, offering a 20% CAGR, making it ideal for long-term investors, despite its high PE ratio. The company's strong market position, global reach, and high-quality growth initiatives ensure sustained revenue and EPS growth with low margin volatility. Mastercard's management excels in leveraging its payment network for new business lines and expanding in developing regions, boosting long-term growth prospects. Despite potential risks like economic downturns or geopolitical events, Mastercard's robust financials and strategic execution make it a solid investment for a diversified portfolio. Read the full article on Seeking Alpha

Rentabilidad de los accionistas

MAUS Diversified FinancialMercado US
7D-0.7%-0.3%-0.3%
1Y-15.7%-12.1%24.1%

Rentabilidad vs. Industria: Los resultados de MA fueron inferiores a los de la industria US Diversified Financial, que obtuvo un rendimiento del -12.1% el año pasado.

Rentabilidad vs. Mercado: MA obtuvo unos resultados inferiores a los del mercado US, que fueron del 24.1% el año pasado.

Volatilidad de los precios

Is MA's price volatile compared to industry and market?
MA volatility
MA Average Weekly Movement3.6%
Diversified Financial Industry Average Movement6.6%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Precio estable de las acciones: MA no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.

Volatilidad a lo largo del tiempo: La volatilidad semanal de MA (4%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
196639,800Michael Miebachwww.mastercard.com

Mastercard Incorporated, empresa tecnológica, ofrece procesamiento de transacciones y otros productos y servicios relacionados con los pagos en Estados Unidos y a escala internacional. La empresa ofrece productos y servicios para titulares de cuentas, comerciantes, instituciones financieras, socios digitales, empresas, gobiernos y otras organizaciones, como programas que permiten a los emisores ofrecer a los consumidores créditos para aplazar pagos; productos y soluciones de pago que permiten a sus clientes acceder a fondos en cuentas de depósito y de otro tipo; servicios de programas de prepago; servicios de pago de facturas para consumidores; y productos y soluciones comerciales de crédito, débito y prepago. También ofrece soluciones que permiten a empresas o gobiernos realizar pagos a empresas, incluido el número de tarjeta virtual, que se genera dinámicamente a partir de una cuenta existente y aprovecha el límite de crédito de la cuenta de financiación; y una plataforma para optimizar las campañas de habilitación de pago a proveedores para instituciones financieras.

Resumen de fundamentos de Mastercard Incorporated

¿Cómo se comparan los beneficios e ingresos de Mastercard con su capitalización de mercado?
Estadísticas fundamentales de MA
Capitalización bursátilUS$436.67b
Beneficios(TTM)US$15.57b
Ingresos (TTM)US$33.94b
28.0x
Ratio precio-beneficio (PE)
12.9x
Ratio precio-ventas (PS)

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de MA
IngresosUS$33.94b
Coste de los ingresosUS$0
Beneficio brutoUS$33.94b
Otros gastosUS$18.37b
BeneficiosUS$15.57b

Últimos beneficios comunicados

Mar 31, 2026

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)17.62
Margen bruto100.00%
Margen de beneficio neto45.88%
Ratio deuda/patrimonio282.1%

¿Cómo se ha desempeñado MA a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

0.7%
Rentabilidad actual por dividendo
19%
Ratio de pagos

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/18 19:23
Precio de las acciones al final del día2026/05/15 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Mastercard Incorporated está cubierta por 61 analistas. 36 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Jim MarroneAccountability Research Corporation
Stephen BiggarArgus Research Company
David KoningBaird