PayPal Holdings (PYPL) Resumen de Acciones
PayPal Holdings, Inc. gestiona una plataforma tecnológica que permite realizar pagos digitales a vendedores y consumidores de todo el mundo. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 5/6 |
| Crecimiento futuro | 1/6 |
| Rendimiento pasado | 3/6 |
| Salud financiera | 5/6 |
| Dividendos | 2/6 |
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Análisis de riesgos
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Competidores de PayPal Holdings, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$62.30 |
| Máximo en las últimas 52 semanas | US$79.22 |
| Mínimo de 52 semanas | US$38.46 |
| Beta | 1.3 |
| Cambio en 1 mes | 11.55% |
| Variación en 3 meses | 40.85% |
| Cambio de 1 año | -7.77% |
| Variación en 3 años | 2.62% |
| Variación en 5 años | -77.23% |
| Variación desde la OPV | 69.71% |
Noticias y actualizaciones recientes
Seeking Alpha • Aug 17
PayPal Could Be Sold For $70-$80/Share (Rating Upgrade)
Summary PayPal (PYPL) shifts from a turnaround story to an M&A-driven arbitrage opportunity, with ongoing acquisition talks led by Stripe and Advent International. Recent $60.50/share bid was rejected; negotiations continue, with potential upside to $70–80/share if a higher offer materializes, but antitrust risk looms large. Q2 earnings beat expectations, but fundamentals remain shaky: user growth is stagnant, margins are pressured, and cost savings are lower than anticipated. Current valuation offers limited upside at $62/share; optimal entry may be sub-$50, given deal uncertainty and potential volatility ahead. Read the full article on Seeking Alpha
Actualización de narrativa • Aug 14
PYPL: Turnaround Execution And M&A Standoff Will Shape Future Repricing
Analysts have lifted the implied fair value for PayPal Holdings to $59.16 from $52.42, citing Q2 earnings that supported stronger Branded Checkout and payment volume trends, along with updated models that reflect slightly higher expected revenue growth and a modestly richer future P/E multiple, despite some offset from operating expenses. Analyst Commentary Recent research on PayPal Holdings points to a more divided view than the move in implied fair value alone might suggest.
Nueva narrativa • Aug 05
Ten Percent More Volume, One Percent More Transaction Margin
Read the two profit lines together. GAAP net income of $1,104 million was down 12% year over year.Actualización de narrativa • Aug 04
PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback
In my pre-earnings update I committed to reading three things. Here is the readout: 1.Recent updates
Seeking Alpha • Aug 17
PayPal Could Be Sold For $70-$80/Share (Rating Upgrade)
Summary PayPal (PYPL) shifts from a turnaround story to an M&A-driven arbitrage opportunity, with ongoing acquisition talks led by Stripe and Advent International. Recent $60.50/share bid was rejected; negotiations continue, with potential upside to $70–80/share if a higher offer materializes, but antitrust risk looms large. Q2 earnings beat expectations, but fundamentals remain shaky: user growth is stagnant, margins are pressured, and cost savings are lower than anticipated. Current valuation offers limited upside at $62/share; optimal entry may be sub-$50, given deal uncertainty and potential volatility ahead. Read the full article on Seeking AlphaActualización de narrativa • Aug 14
PYPL: Turnaround Execution And M&A Standoff Will Shape Future Repricing
Analysts have lifted the implied fair value for PayPal Holdings to $59.16 from $52.42, citing Q2 earnings that supported stronger Branded Checkout and payment volume trends, along with updated models that reflect slightly higher expected revenue growth and a modestly richer future P/E multiple, despite some offset from operating expenses. Analyst Commentary Recent research on PayPal Holdings points to a more divided view than the move in implied fair value alone might suggest.Nueva narrativa • Aug 05
Ten Percent More Volume, One Percent More Transaction Margin
Read the two profit lines together. GAAP net income of $1,104 million was down 12% year over year.Actualización de narrativa • Aug 04
PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback
In my pre-earnings update I committed to reading three things. Here is the readout: 1.
Actualización de narrativa • Jul 31
PYPL: Turnaround And AI Reorganization Will Drive Future Rerating Potential
Analysts have raised the average price target for PayPal Holdings as the updated fair value estimate moves from $89.38 to $94.54, supported by recent research that points to stabilizing branded checkout trends, a Q2 earnings beat, and ongoing turnaround efforts under new leadership. Analyst Commentary Recent research around PayPal Holdings points to a more constructive tone from a number of bullish analysts following the Q2 report.
Nueva narrativa • Jul 27
The Underrated Transformation of a Digital Payments Giant
The Underrated Transformation of a Digital Payments Giant I have been invested in PayPal for several years and have consciously decided to increase my position further. The reason is not short-term speculation, but rather my conviction that the market is currently underestimating the company’s long-term development and potential.
Nueva narrativa • Jul 17
PayPal: Undervalued Cash Flow Machine or Value Trap?
Investment Summary PayPal remains one of the largest digital payments platforms globally, yet the market continues to value the company as a mature, low-growth payments processor rather than a business capable of generating durable free cash flow and high returns on invested capital. Based on my discounted cash flow (DCF) analysis, PayPal appears materially undervalued, with an intrinsic value of $106.44 per share , representing approximately 88% upside from the current share price of $56.56.Actualización de narrativa • Jul 17
PYPL: M&A Standoff And AI Restructuring Will Shape Future Repricing
Analysts have nudged the fair value estimate for PayPal Holdings higher from $51.35 to $52.42. This primarily reflects tighter discount rate assumptions, while core growth and margin views remain broadly intact amid ongoing M&A speculation and recent price target resets across the Street.Actualización de narrativa • Jul 15
An Offer Below Fair Value – Why $60.50 Is the Floor, Not the Ceiling
Reuters reported today that Stripe and Advent International (with Block as third equity partner) submitted an all-cash offer of $60.50 per share, valuing PayPal at more than $53 billion, backed by roughly $50 billion in committed bank financing. The board has not responded yet, a board meeting is expected around July 20.Actualización de narrativa • Jul 13
PayPal Holdings will keep their fair value of $65 consistent
Pre-earnings update (July 13) – checkpoint ahead, fair value unchanged Q2 results come July 28 (consensus: EPS $1.28, roughly -9% as guided; revenue ~$8.5B). The number itself matters less than three things I will read closely: 1.Nueva narrativa • Jul 02
PayPal: PayPal Doesn't Need to Grow – It Needs to Stop Falling – A Mispriced Cash Machine With a Cannibal Buyback
The market prices PayPal (~8x earnings) as a structurally dying payments company. The numbers show something else: ~$6.8B in annual free cash flow, a net-cash balance sheet (~$13.5B cash vs.Actualización de narrativa • Jun 17
PYPL: AI Commerce Restructuring And Buybacks Will Drive Future Rerating
Analysts have modestly lifted their fair value estimate for PayPal Holdings, moving the implied price target from about $79 to roughly $89. They cited slightly refined discount rate and revenue growth assumptions, along with a higher projected profit margin and a small upward adjustment in future P/E expectations.Artículo de análisis • Jun 16
PayPal (PYPL) Stock Could Be 48.2% Undervalued As New Partnerships Draw Attention
Recent attention on PayPal Holdings (PYPL) has centered on high profile investors publicly flagging the stock as discounted, at the same time that fresh partnerships and leadership changes are reshaping how the payments company talks about its future. See our latest analysis for PayPal Holdings. Despite partnerships like Shopware Payments and Hey Savi’s AI commerce launch putting PayPal Holdings at the center of new payment flows, the recent 1-day and 7-day share price returns of 2.31% and...Actualización de narrativa • Jun 03
PYPL: AI Restructuring And Breakup Watchlist Status Will Drive Future Repricing
Analysts now place PayPal's fair value price target at about $51.35, down from roughly $53.00. This reflects slightly softer modeled revenue growth, profit margins, and future P/E assumptions, along with a modestly higher discount rate.
Nueva narrativa • May 23
$PYPL Options Are Cheap
I’ve been reading up on some pretty decent research on PYPL, and initially I wasn’t planning to write “yet another PYPL article” about it. Yet something caught my eye — its long-term options are cheap given the risk:reward exposure.
Actualización de narrativa • May 20
PYPL: Takeover Interest Will Likely Fail To Offset Competitive Erosion
Analysts have trimmed their blended PayPal price target by about $1 to reflect slightly softer revenue growth and margin assumptions, even as some recent research highlights potential breakup scenarios and takeover interest that could support valuation over time. Analyst Commentary Recent research on PayPal has been mixed, with some firms lifting price targets and highlighting potential corporate activity, while others are taking a more cautious stance on growth, execution, and competitive pressures.Actualización de narrativa • Apr 30
PYPL: Takeover And Breakup Chatter Will Likely Fail To Offset Competitive Pressures
Analyst price targets for PayPal Holdings have moved higher by several dollars to the mid to upper $40s and $50s, as analysts weigh fresh breakup and takeover chatter against a series of recent target cuts and new Neutral ratings. This leaves the fair value estimate broadly unchanged, but the narrative is now more focused on potential corporate actions than on core operating shifts.Actualización de narrativa • Apr 16
PYPL: Takeover Chatter And Mixed Ratings Will Shape Future Repricing Debate
The analyst price target for PayPal has been nudged higher to align with a fair value estimate of about $53, as analysts balance mixed rating changes and takeover chatter with slightly adjusted assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on PayPal reflects a split tape, with some firms flagging valuation support and takeover optionality, while others focus on competitive pressure, execution risk, and trimmed price targets across the coverage universe.Actualización de narrativa • Apr 02
PYPL: Reported Takeover Interest Will Drive Future Repricing Debate
Analysts have nudged the fair value estimate for PayPal Holdings slightly higher to about $52.74, citing modestly stronger assumptions for revenue growth and profit margins, along with a still restrained future P/E multiple and a cluster of recent Neutral ratings that balance ongoing competitive and execution questions with interest from potential acquirers. Analyst Commentary Recent research coverage on PayPal has tilted toward more neutral stances, with several firms reiterating or initiating ratings that sit between outright bullish and bearish.Actualización de narrativa • Mar 19
PYPL: Rising Checkout Competition Will Likely Keep Takeover Hopes From Repricing Shares
Analysts have reset PayPal Holdings' fair value estimate from $51.00 to $32.00, as they factor in more muted revenue growth, softer profit margins, a lower future P/E multiple, and a wave of reduced price targets and Neutral ratings driven by rising competitive pressures and questions around the durability of branded checkout share. Analyst Commentary Recent Street research on PayPal reflects a split view.Actualización de narrativa • Mar 05
PYPL: Reported Takeover Interest Will Support Future Upside Repricing
The analyst price target for PayPal increases slightly to $52 from $51.88 as analysts weigh a long list of recent target cuts and downgrades against ongoing views that the shares are undervalued and could draw buyer interest at a higher valuation multiple. Analyst Commentary Recent research on PayPal highlights a split view, with some firms trimming price targets or moving to Neutral ratings while others argue that the stock screens as undervalued, especially in the context of reported takeover interest.Actualización de narrativa • Feb 19
PYPL: AI Commerce Partnerships And Share Buybacks Will Support Future Upside
The Analyst Price Target for PayPal Holdings has been reset lower from $73.33 to $51.88, reflecting analysts' updated views on softer revenue growth, slightly weaker profit margins, and a more conservative future P/E following a wave of price target cuts and rating changes across the Street. Analyst Commentary Recent research on PayPal Holdings reflects a mixed but more cautious tone, with many firms cutting price targets and adjusting ratings, while a smaller group highlights reasons to stay constructive on the story.Artículo de análisis • Feb 05
Why Investors Shouldn't Be Surprised By PayPal Holdings, Inc.'s (NASDAQ:PYPL) 31% Share Price Plunge
To the annoyance of some shareholders, PayPal Holdings, Inc. ( NASDAQ:PYPL ) shares are down a considerable 31% in the...Actualización de narrativa • Feb 05
PYPL: AI Commerce Partnerships And Buybacks Will Drive Future Reassessment
The analyst price target for PayPal Holdings has been revised from $105.86 to $79.19. This reflects analysts' updates to fair value, growth, profitability and future P/E assumptions following a broad wave of target cuts and rating changes across the Street.
Nueva narrativa • Jan 23
PayPal’s Acquisition of Cymbio: Deepening Agentic Commerce Capabilities, Expanding AI Distribution, and Reinforcing Merchant-Centric Growth
Author: Qudus Adebara (Founder of Wane Investment House) PayPal Holdings, Inc. (NASDAQ: PYPL) has announced an agreement to acquire Cymbio , a multi-channel orchestration and commerce enablement platform, marking a strategically significant step in PayPal’s evolution from a payments company into a full-stack, AI-native commerce partner.Actualización de narrativa • Jan 21
PYPL: AI Commerce And ChatGPT Wallet Integration Will Support Future Upside
Analysts have trimmed their blended price target on PayPal Holdings to about $73 from roughly $77. This reflects slightly lower assumptions for revenue growth, profit margins, and future P/E, as recent research has emphasized tempered expectations for branded checkout momentum and market share.Actualización de narrativa • Jan 07
PYPL: AI Commerce And ChatGPT Integration Will Drive Future Upside Potential
Analysts have trimmed their blended fair value estimate for PayPal Holdings to about $76.75 from roughly $82.00, reflecting slightly lower modeled revenue growth, profit margins, and future P/E assumptions, even as several firms recently raised price targets on the back of steady operating progress and new partnerships. Analyst Commentary Recent research on PayPal shows a split between analysts who see the Q3 update and product shifts as a reason to lean more constructive, and those who remain cautious on execution, competitive pressure, and margin risk.Actualización de narrativa • Dec 30
PayPal Stock: The Shift From Growth at Any Cost to Payments With Discipline
PayPal (NASDAQ: PYPL) has spent the past two years doing something the market often demands but rarely rewards in real time: resetting expectations. After a long stretch defined by rapid user expansion and sprawling product initiatives, the company is refocusing on fundamentals—transaction margins, operating leverage, and capital returns.Actualización de narrativa • Dec 20
PYPL: Future OpenAI Partnership Upside Will Likely Fail To Justify Current Pricing
Analysts modestly raise their price expectations for PayPal, with our updated fair value estimate moving from $62.00 to $71.00 per share. This reflects improving revenue growth and profit margin assumptions alongside a lower future P E multiple, as recent Street research highlights steady operational progress, expanding BNPL and Venmo contributions, and incremental upside from the new OpenAI partnership despite ongoing macro and competitive headwinds.Actualización de narrativa • Dec 05
PYPL: AI Commerce Partnerships Will Drive Future Upside Potential
Analysts have modestly raised their price target on PayPal Holdings to a range of about $80 to $100 per share, reflecting greater confidence in accelerating revenue growth, improving contributions from unbranded processing and Buy Now, Pay Later, and new AI driven partnerships, even as they temper expectations for near term profitability and valuation multiples. Analyst Commentary Recent research commentary reflects a more constructive stance on PayPal, with several bullish analysts raising price targets into the high $70s to low $100s as execution improves across core and newer initiatives.Actualización de narrativa • Nov 04
Why PayPal’s Growth Story Isn’t Over
PayPal Stock: Growth Is Back, Dividend Introduced PayPal (NASDAQ: PYPL) delivered a stronger-than-expected Q3 2025 and, for the first time in its history, announced a quarterly dividend — signaling confidence in its ability to generate consistent free cash flow. Revenue climbed 7% year-over-year to $8.4 billion , while transaction margin dollars rose 6% to $3.9 billion.Actualización de narrativa • Oct 21
Analyst Commentary Highlights Mixed Outlook and Modest Valuation Changes for PayPal Holdings
Analysts have reduced their fair value estimate for PayPal Holdings slightly from $82.52 to $82.22. They cite ongoing transaction margin headwinds and near-term uncertainty in branded checkout growth as the main drivers for the modest adjustment.Artículo de análisis • Sep 05
Weekly Picks: 💸 A fintech heavyweight with even more upside potential and 2 more picks
This week’s picks cover: Why Venmo and merchant solutions are driving PayPal’s upside potential, how IREN’s pivot from Bitcoin mining to AI infrastructure is adding value, and how Cadeler’s fleet expansion rides offshore wind growth.
Nueva narrativa • Jul 24
PayPal's Future Growth Through Venmo and Merchant Solutions
PayPal at it's surface might not seem like fanciest option available; but as you take a deeper dive into the company it has a lot more to offer than just the app we use for transactions and sending money to others. Most of their revenue comes from transactions while they also source some revenue from other added value services like: Payment Gateway Subscriptions Interest and fees from consumer loans and merchant loans Other credit products referrals partnerships One other source that recently has begun to catch traction for them is Venmo; which is quite similar to the normal services of PayPal but has been very popular with younger populations.Seeking Alpha • Apr 29
PayPal: Strong Results And A Massive Shareholder Yield
Summary PayPal Holdings, Inc. reported better-than-expected Q1 earnings, with a significant EPS beat, despite a slight revenue miss, and shares are currently trading at an attractive valuation. The company demonstrated strong cost controls, reducing operating expenses by 2%, which contributed to a 16% increase in operating profits and a 23% EPS growth. PayPal continues to execute substantial share buybacks, reducing its share count by 1.5% in Q1 alone, with plans for $6 billion in buybacks this year. Trading at just 13x net earnings and delivering over 20% EPS growth, PYPL stock presents a compelling investment opportunity, despite some business growth challenges. Read the full article on Seeking AlphaRentabilidad de los accionistas
| PYPL | US Diversified Financial | Mercado US | |
|---|---|---|---|
| 7D | 2.8% | 0.2% | -0.8% |
| 1Y | -7.8% | -0.5% | 20.5% |
Rentabilidad vs. Industria: Los resultados de PYPL fueron inferiores a los de la industria US Diversified Financial, que obtuvo un rendimiento del -0.5% el año pasado.
Rentabilidad vs. Mercado: PYPL obtuvo unos resultados inferiores a los del mercado US, que fueron del 20.5% el año pasado.
Volatilidad de los precios
| PYPL volatility | |
|---|---|
| PYPL Average Weekly Movement | 6.3% |
| Diversified Financial Industry Average Movement | 6.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Precio estable de las acciones: PYPL no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de PYPL (6%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1998 | 23,800 | Enrique Lores | www.paypal.com |
PayPal Holdings, Inc. gestiona una plataforma tecnológica que permite realizar pagos digitales a comerciantes y consumidores de todo el mundo. La empresa opera una red de dos lados a escala que conecta a comerciantes y consumidores que permite a sus clientes conectarse, realizar transacciones y enviar y recibir pagos a través de Internet y en persona, así como transferir y retirar fondos utilizando diversas fuentes de financiación, como cuentas bancarias, saldo de cuentas PayPal o Venmo, productos de crédito y débito al consumo, tarjetas de crédito y débito y criptomonedas, así como otros productos de valor almacenado, incluidas tarjetas regalo y recompensas elegibles. Proporciona soluciones de pago bajo los nombres de PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey y Paidy.
Resumen de fundamentos de PayPal Holdings, Inc.
| Estadísticas fundamentales de PYPL | |
|---|---|
| Capitalización bursátil | US$52.40b |
| Beneficios(TTM) | US$4.90b |
| Ingresos (TTM) | US$34.13b |
10.9x
Ratio precio-beneficio (PE)1.6x
Ratio precio-ventas (PS)¿Está PYPL sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de PYPL | |
|---|---|
| Ingresos | US$34.13b |
| Coste de los ingresos | US$20.31b |
| Beneficio bruto | US$13.81b |
| Otros gastos | US$8.91b |
| Beneficios | US$4.90b |
Últimos beneficios comunicados
Jun 30, 2026
Próxima fecha de beneficios
Oct 27, 2026
| Beneficios por acción (BPA) | 5.73 |
| Margen bruto | 40.48% |
| Margen de beneficio neto | 14.36% |
| Ratio deuda/patrimonio | 67.6% |
¿Cómo se ha desempeñado PYPL a largo plazo?
Ver rendimiento histórico y comparativaDividendos
0.9%
Rentabilidad actual por dividendo10%
Ratio de pagos¿Paga PYPL dividendos fiables?
Ver historial de dividendos e índices de referencia de PYPL| fechas de dividendos de PayPal Holdings | |
|---|---|
| Fecha ex dividendo | Sep 04 2026 |
| Fecha de pago de dividendos | Sep 25 2026 |
| Días hasta ex dividendo | 14 days |
| Días hasta la fecha de pago de dividendos | 35 days |
¿Paga PYPL dividendos fiables?
Ver historial de dividendos e índices de referencia de PYPLAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/08/20 21:52 |
| Precio de las acciones al final del día | 2026/08/20 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
|
| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
PayPal Holdings, Inc. está cubierta por 73 analistas. 42 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Richard Kramer | Arete Research Services LLP |
| Oliver Lester | Arete Research Services LLP |
| Stephen Biggar | Argus Research Company |