Independent Bank (IBCP) Resumen de Acciones
Independent Bank Corporation opera como holding bancario de Independent Bank, que presta servicios bancarios en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 5/6 |
| Crecimiento futuro | 1/6 |
| Rendimiento pasado | 4/6 |
| Salud financiera | 6/6 |
| Dividendos | 4/6 |
Recompensas
Análisis de riesgos
No se han detectado riesgos en IBCP a partir de nuestros controles de riesgos.
IBCP Community Fair Values
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Analyst Price Targets
Competidores de Independent Bank Corporation
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$36.76 |
| Máximo en las últimas 52 semanas | US$39.24 |
| Mínimo de 52 semanas | US$29.83 |
| Beta | 0.69 |
| Cambio en 1 mes | -3.01% |
| Variación en 3 meses | 4.08% |
| Cambio de 1 año | 15.09% |
| Variación en 3 años | 95.43% |
| Variación en 5 años | 81.98% |
| Variación desde la OPV | 201.42% |
Noticias y actualizaciones recientes
Recent updates
IBCP: Future Returns Will Reflect Upgrade Tailwind And Stable Earnings Profile
Analysts have lifted their price target fair value estimate for Independent Bank from $37.30 to $40.40. This change reflects updated expectations around revenue growth, profit margins and a recent upgrade to Outperform by Street research firms.IBCP: Future Returns Will Depend On Mixed Sentiment And Stable Earnings Profile
Independent Bank's latest narrative update reflects a modest shift in analyst views, with the consolidated price target adjusted by a small amount in dollar terms as analysts weigh changes in projected revenue growth, profit margins, discount rate, and future P/E assumptions, informed by recent mixed target revisions from DA Davidson and Piper Sandler. Analyst Commentary Analysts covering Independent Bank are highlighting a mix of supportive and cautious signals as reflected in the recent, offsetting price target changes.IBCP: Future Upside Will Rely On Buybacks And Stable Earnings Profile
Analysts have raised their price target on Independent Bank, with recent Street research pointing to a combined increase of $5. They attribute this change to updated assumptions on valuation multiples rather than changes in fair value, discount rate, revenue growth, profit margin, or future P/E inputs.IBCP: Fairly Valued Outlook Will Depend On Buybacks And Long Term Profitability
Analysts have nudged their price target on Independent Bank slightly higher to $37.60, citing updated assumptions around long term profitability and a modestly higher future P/E multiple, following recent $3 and $2 target increases from the Street. Analyst Commentary Recent price target moves around Independent Bank give you a window into how the Street is thinking about the risk and reward here.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Modest Earnings Execution
Analysts have nudged their price target on Independent Bank slightly higher to about $37.50, citing updated assumptions for modestly positive revenue growth, a small adjustment in the discount rate, and a similar forward P/E outlook that together support a refined view of fair value. Analyst Commentary Recent research updates reflect a slightly more constructive stance on Independent Bank, with modest increases in published price targets and fine tuning of valuation inputs, including discount rate assumptions and forward P/E expectations.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Earnings Consistency
Analysts recently raised their price target on Independent Bank by $2 to $37.40, citing updated assumptions on fair value, discount rate, revenue growth, margins, and forward P/E that they see reflected in recent Street research. Analyst Commentary Bullish Takeaways Bullish analysts view the new US$37.40 price target as better aligned with their updated fair value work, which incorporates recent changes in revenue growth assumptions and margin expectations.Independent Bank: A Solid Bank But Not Cheap Enough
Summary Independent Bank Corporation had a stellar 2024 with a 36% price return, but 2025 looks more challenging with moderate loan growth. Deposits increased to $4.70 billion, with a reduced cost of funds, while the loan portfolio is expected to grow by 5-6% in 2025. Despite strong fundamentals and low non-performing loans, IBCP stock's current price lacks a sufficient margin of safety, trading 25% above its 10-year average Price/TBV per share. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be Increased To $0.26
Independent Bank Corporation ( NASDAQ:IBCP ) will increase its dividend on the 14th of February to $0.26, which is 8.3...Independent Bank: Fairly Valued With A Stable Earnings Outlook
Summary Independent Bank’s efforts to boost loan growth will likely compensate for a sub-optimal operating environment in Michigan. The net interest margin could slip further because of interest rate cuts. I’ve slightly raised my earnings estimate for 2024, as most income statement line items have slightly outperformed my expectations. The December 2025 target price is close to the current market price. Further, IBCP is offering a moderate dividend yield. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
Independent Bank Corporation's ( NASDAQ:IBCP ) investors are due to receive a payment of $0.24 per share on 15th of...
Volatile Loan Growth And Unsustainable Interest Margin Expansion Threaten Bank's Profitability
Reliance on net interest margin expansion in fluctuating interest rate situations may threaten future profitability and net interest income.Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will pay a dividend on the 13th of May...Independent Bank: Earnings Outlook Is Positive But I'm Downgrading To Hold
Summary Independent Bank Corporation management’s initiatives will likely continue to drive loan growth this year. The anticipated interest rate cuts will likely restrict the margin’s expansion in the year ahead. The December 2023 target price suggests a very small upside from the current market price. Independent Bank is offering a good dividend yield of 4.0%. Read the full article on Seeking AlphaRentabilidad de los accionistas
| IBCP | US Banks | Mercado US | |
|---|---|---|---|
| 7D | 0.03% | -0.3% | -0.2% |
| 1Y | 15.1% | 18.7% | 14.8% |
Rentabilidad vs. Industria: Los resultados de IBCP fueron inferiores a los de la industria US Banks, que obtuvo un rendimiento del 18.7% el año pasado.
Rentabilidad vs. Mercado: IBCP igualó el mercado US, que obtuvo un rendimiento del 14.8% el año pasado.
Volatilidad de los precios
| IBCP volatility | |
|---|---|
| IBCP Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.9% |
Precio estable de las acciones: IBCP no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de IBCP (3%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1864 | 781 | Brad Kessel | www.independentbank.com |
Independent Bank Corporation opera como holding bancario de Independent Bank, que presta servicios bancarios en Estados Unidos. La empresa ofrece depósitos a la vista, cuentas corrientes remuneradas, cuentas del mercado monetario, cuentas de ahorro y certificados de depósito a plazo, incluidas cuentas corrientes gratuitas. También proporciona préstamos al consumo que consisten en préstamos inmobiliarios que comprenden hipotecas residenciales y préstamos y líneas sobre el capital de la vivienda, todos ellos garantizados por propiedades residenciales de una a cuatro familias, así como otros préstamos al consumo; y servicios financieros y de inversión.
Resumen de fundamentos de Independent Bank Corporation
| Estadísticas fundamentales de IBCP | |
|---|---|
| Capitalización bursátil | US$821.15m |
| Beneficios(TTM) | US$71.75m |
| Ingresos (TTM) | US$230.76m |
¿Está IBCP sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de IBCP | |
|---|---|
| Ingresos | US$230.76m |
| Coste de los ingresos | US$0 |
| Beneficio bruto | US$230.76m |
| Otros gastos | US$159.00m |
| Beneficios | US$71.75m |
Últimos beneficios comunicados
Jun 30, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 3.23 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 31.10% |
| Ratio deuda/patrimonio | 34.1% |
¿Cómo se ha desempeñado IBCP a largo plazo?
Ver rendimiento histórico y comparativaDividendos
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/09/09 13:07 |
| Precio de las acciones al final del día | 2026/09/09 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
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| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
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| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Independent Bank Corporation está cubierta por 6 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| null null | D.A. Davidson & Co. |
| Peter Winter | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |