Independent Bank Crecimiento futuro
Future controles de criterios 1/6
Se prevé un crecimiento anual de los beneficios y los ingresos de Independent Bank de 12% y 4.7% respectivamente, mientras que el BPA crecerá en un 7.4% al año.
Información clave
12.0%
Tasa de crecimiento de los beneficios
7.39%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 8.2% |
| Tasa de crecimiento de los ingresos | 4.7% |
| Rentabilidad financiera futura | n/a |
| Cobertura de analistas | Low |
| Última actualización | 27 Apr 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
IBCP: Future Upside Will Rely On Buybacks And Stable Earnings Profile
Analysts have raised their price target on Independent Bank, with recent Street research pointing to a combined increase of $5. They attribute this change to updated assumptions on valuation multiples rather than changes in fair value, discount rate, revenue growth, profit margin, or future P/E inputs.IBCP: Fairly Valued Outlook Will Depend On Buybacks And Long Term Profitability
Analysts have nudged their price target on Independent Bank slightly higher to $37.60, citing updated assumptions around long term profitability and a modestly higher future P/E multiple, following recent $3 and $2 target increases from the Street. Analyst Commentary Recent price target moves around Independent Bank give you a window into how the Street is thinking about the risk and reward here.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Modest Earnings Execution
Analysts have nudged their price target on Independent Bank slightly higher to about $37.50, citing updated assumptions for modestly positive revenue growth, a small adjustment in the discount rate, and a similar forward P/E outlook that together support a refined view of fair value. Analyst Commentary Recent research updates reflect a slightly more constructive stance on Independent Bank, with modest increases in published price targets and fine tuning of valuation inputs, including discount rate assumptions and forward P/E expectations.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Earnings Consistency
Analysts recently raised their price target on Independent Bank by $2 to $37.40, citing updated assumptions on fair value, discount rate, revenue growth, margins, and forward P/E that they see reflected in recent Street research. Analyst Commentary Bullish Takeaways Bullish analysts view the new US$37.40 price target as better aligned with their updated fair value work, which incorporates recent changes in revenue growth assumptions and margin expectations.Independent Bank: A Solid Bank But Not Cheap Enough
Summary Independent Bank Corporation had a stellar 2024 with a 36% price return, but 2025 looks more challenging with moderate loan growth. Deposits increased to $4.70 billion, with a reduced cost of funds, while the loan portfolio is expected to grow by 5-6% in 2025. Despite strong fundamentals and low non-performing loans, IBCP stock's current price lacks a sufficient margin of safety, trading 25% above its 10-year average Price/TBV per share. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be Increased To $0.26
Independent Bank Corporation ( NASDAQ:IBCP ) will increase its dividend on the 14th of February to $0.26, which is 8.3...Independent Bank: Fairly Valued With A Stable Earnings Outlook
Summary Independent Bank’s efforts to boost loan growth will likely compensate for a sub-optimal operating environment in Michigan. The net interest margin could slip further because of interest rate cuts. I’ve slightly raised my earnings estimate for 2024, as most income statement line items have slightly outperformed my expectations. The December 2025 target price is close to the current market price. Further, IBCP is offering a moderate dividend yield. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
Independent Bank Corporation's ( NASDAQ:IBCP ) investors are due to receive a payment of $0.24 per share on 15th of...
Volatile Loan Growth And Unsustainable Interest Margin Expansion Threaten Bank's Profitability
Reliance on net interest margin expansion in fluctuating interest rate situations may threaten future profitability and net interest income.Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will pay a dividend on the 13th of May...Independent Bank: Earnings Outlook Is Positive But I'm Downgrading To Hold
Summary Independent Bank Corporation management’s initiatives will likely continue to drive loan growth this year. The anticipated interest rate cuts will likely restrict the margin’s expansion in the year ahead. The December 2023 target price suggests a very small upside from the current market price. Independent Bank is offering a good dividend yield of 4.0%. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will be paying its dividend of $0.23 on...Independent Bank (NASDAQ:IBCP) Is Increasing Its Dividend To $0.23
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will be increasing its dividend by 4.5...Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2027 | 242 | 86 | N/A | N/A | 3 |
| 12/31/2026 | 220 | 74 | N/A | N/A | 3 |
| 3/31/2026 | 225 | 70 | 38 | 48 | N/A |
| 12/31/2025 | 220 | 69 | 70 | 77 | N/A |
| 9/30/2025 | 223 | 68 | 64 | 73 | N/A |
| 6/30/2025 | 217 | 65 | 63 | 72 | N/A |
| 3/31/2025 | 220 | 66 | 53 | 62 | N/A |
| 12/31/2024 | 218 | 67 | 55 | 63 | N/A |
| 9/30/2024 | 208 | 62 | 58 | 64 | N/A |
| 6/30/2024 | 212 | 66 | 67 | 72 | N/A |
| 3/31/2024 | 206 | 62 | 68 | 73 | N/A |
| 12/31/2023 | 201 | 59 | 70 | 76 | N/A |
| 9/30/2023 | 202 | 60 | 53 | 60 | N/A |
| 6/30/2023 | 202 | 60 | 61 | 67 | N/A |
| 3/31/2023 | 199 | 58 | 75 | 79 | N/A |
| 12/31/2022 | 206 | 63 | 89 | 95 | N/A |
| 9/30/2022 | 205 | 61 | 143 | 148 | N/A |
| 6/30/2022 | 205 | 59 | 99 | 105 | N/A |
| 3/31/2022 | 205 | 59 | 107 | 114 | N/A |
| 12/31/2021 | 208 | 63 | 104 | 110 | N/A |
| 9/30/2021 | 213 | 67 | 70 | 76 | N/A |
| 6/30/2021 | 217 | 71 | 76 | 81 | N/A |
| 3/31/2021 | 215 | 73 | 66 | 71 | N/A |
| 12/31/2020 | 192 | 56 | 54 | 59 | N/A |
| 9/30/2020 | 185 | 53 | 61 | 66 | N/A |
| 6/30/2020 | 170 | 46 | 59 | 64 | N/A |
| 3/31/2020 | 164 | 42 | 41 | 46 | N/A |
| 12/31/2019 | 169 | 46 | N/A | 34 | N/A |
| 9/30/2019 | 162 | 42 | N/A | 30 | N/A |
| 6/30/2019 | 160 | 42 | N/A | 46 | N/A |
| 3/31/2019 | 161 | 40 | N/A | 48 | N/A |
| 12/31/2018 | 157 | 40 | N/A | 45 | N/A |
| 9/30/2018 | 152 | 32 | N/A | 53 | N/A |
| 6/30/2018 | 143 | 27 | N/A | 39 | N/A |
| 3/31/2018 | 134 | 24 | N/A | 42 | N/A |
| 12/31/2017 | 131 | 20 | N/A | 39 | N/A |
| 9/30/2017 | 127 | 25 | N/A | 17 | N/A |
| 6/30/2017 | 126 | 24 | N/A | 22 | N/A |
| 3/31/2017 | 125 | 25 | N/A | 22 | N/A |
| 12/31/2016 | 122 | 23 | N/A | 24 | N/A |
| 9/30/2016 | 121 | 22 | N/A | 17 | N/A |
| 6/30/2016 | 119 | 21 | N/A | 31 | N/A |
| 3/31/2016 | 117 | 20 | N/A | 32 | N/A |
| 12/31/2015 | 116 | 20 | N/A | 23 | N/A |
| 9/30/2015 | 115 | 18 | N/A | 26 | N/A |
| 6/30/2015 | 115 | 18 | N/A | 13 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (12% al año) de IBCP es superior a la tasa de ahorro (3.5%).
Beneficios vs. Mercado: Se prevé que los beneficios (12% al año) de IBCP crezcan menos que el mercado US (18.5% al año).
Beneficios de alto crecimiento: Se prevé que los beneficios de IBCP crezcan, pero no significativamente.
Ingresos vs. Mercado: Se prevé que los ingresos (4.7% al año) de IBCP crezcan más despacio que el mercado de US (12.7% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos 4.7% al año) de IBCP crezcan más despacio que 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de IBCP se prevé que sea elevada dentro de 3 años.
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/06/16 02:07 |
| Precio de las acciones al final del día | 2026/06/15 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Independent Bank Corporation está cubierta por 6 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| null null | D.A. Davidson & Co. |
| Peter Winter | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |