mBank Crecimiento futuro
Future controles de criterios 3/6
Se prevé un crecimiento anual de los beneficios y los ingresos de mBank de 16.4% y 6.2% por año respectivamente. Se prevé que el BPA crezca en un 10.5% al año. Se espera que la rentabilidad financiera sea de 19.8% en 3 años.
Información clave
16.4%
Tasa de crecimiento de los beneficios
10.52%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 7.8% |
| Tasa de crecimiento de los ingresos | 6.2% |
| Rentabilidad financiera futura | 19.81% |
| Cobertura de analistas | Good |
| Última actualización | 30 Apr 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
Actualización de narrativa • May 14
MBK: Firmer Profitability And Slightly Lower Future P/E Will Support Fair Value
Analysts have nudged their fair value estimate for mBank slightly higher from PLN 1,222.70 to PLN 1,224.00, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: PLN 1,222.70 to PLN 1,224.00, a very small upward adjustment in the intrinsic value estimate.
Actualización de narrativa • Apr 21
MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns
Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.
Actualización de narrativa • Apr 07
MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation
Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.Actualización de narrativa • Mar 24
MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook
Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.Actualización de narrativa • Mar 09
MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind
Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.Actualización de narrativa • Feb 23
MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook
The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.Actualización de narrativa • Feb 08
MBK: Adjusted Profitability And Discount Rate Assumptions Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for mBank from €973.67 to €1,008.23, citing adjustments to discount rate assumptions, updated revenue growth expectations, a revised profit margin outlook, and a slightly lower future P/E multiple. Valuation Changes Fair Value Estimate increased modestly from €973.67 to €1,008.23.Actualización de narrativa • Jan 24
MBK: Higher Margin And P/E Assumptions Will Ultimately Prove Too Optimistic
Analysts have lifted their fair value estimate for mBank from €626.00 to about €841.34, citing updated assumptions around revenue growth, profit margins, and the future P/E multiple that together point to a higher central valuation range. Valuation Changes Fair Value Estimate was lifted from €626.00 to about €841.34, marking a sizeable upward shift in the central value range used in the model.Actualización de narrativa • Jan 10
MBK: Higher Revenue Outlook And Richer Future P/E Will Support Upside
Analysts have lifted their price target on mBank from €961 to about €1,223, reflecting updated assumptions that combine higher revenue growth with a lower discount rate, a lower profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate: raised from €961.00 to about €1,222.70, indicating a higher assessed equity value for mBank in the model.Actualización de narrativa • Dec 26
MBK: Modestly Higher Required Returns Will Guide Balanced Future Expectations
Narrative Update on mBank The analyst price target for mBank has been revised slightly lower to approximately $974 from about $993, as analysts modestly trim assumptions on revenue growth, profit margin, and future valuation multiples while applying a slightly higher discount rate. Valuation Changes The fair value estimate was reduced slightly from approximately PLN 993 to around PLN 974, reflecting modestly more conservative assumptions.Actualización de narrativa • Dec 11
MBK: Lower Discount Rate And Margin Pressure Will Shape Future Expectations
Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.Actualización de narrativa • Nov 27
MBK: Lower Discount Rate And Net Margin Will Offset Future Optimism
Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update. Valuation Changes Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43.Actualización de narrativa • Nov 09
MBK: Falling P E Ratio Will Expose Downside Risk In Share Price
Analysts have raised their price target for mBank from PLN 857.50 to PLN 869.83, citing improved profit margin and revenue growth expectations as key drivers of the higher valuation. What's in the News mBank S.A. will hold a Special/Extraordinary Shareholders Meeting on September 18, 2025, at 12:00 Central European Standard Time (Key Developments).Artículo de análisis • Nov 02
zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results
Last week saw the newest third-quarter earnings release from mBank S.A. ( WSE:MBK ), an important milestone in the...Actualización de narrativa • Oct 26
Revenue Outlook And Lending Trends Will Drive Strong Performance Ahead
Analysts have raised their price target for mBank from PLN 836 to PLN 857.50, citing improved revenue growth forecasts, which more than offset a slightly lower profit margin projection. What's in the News Special/Extraordinary Shareholders Meeting scheduled for September 18, 2025, at 12:00 Central European Standard Time (Key Developments) Upcoming Analyst/Investor Day to discuss the Group’s key directions and priorities for 2026 to 2030 (Key Developments) mBank S.A. provided earnings guidance for the full year 2025, projecting revenues to exceed PLN 12 billion and surpass 2024 results (Key Developments) Valuation Changes Consensus Analyst Price Target has risen from PLN 836 to PLN 857.50.Actualización de narrativa • Sep 06
Digital Banking And Polish Lending Will Create Future Momentum
With both the discount rate and future P/E ratio remaining virtually flat, analysts have left their fair value estimate for mBank unchanged at PLN836.00. What's in the News Special/Extraordinary Shareholders Meeting scheduled to be held on Sep 18, 2025.Artículo de análisis • Jul 19
Is Now The Time To Put mBank (WSE:MBK) On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Nueva narrativa • Dec 06
Enhanced PFM Services And Innovative Capital Strategies Will Significantly Boost Revenue And Net Margins
Expansion in client reach and PFM functionalities aims to boost revenue and improve customer retention, enhancing net margins.Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2028 | 14,274 | 5,712 | N/A | N/A | 5 |
| 12/31/2027 | 13,689 | 5,221 | N/A | N/A | 6 |
| 12/31/2026 | 12,597 | 3,754 | N/A | N/A | 4 |
| 3/31/2026 | 12,120 | 3,791 | -32,417 | -31,462 | N/A |
| 12/31/2025 | 12,000 | 3,544 | -25,302 | -24,433 | N/A |
| 9/30/2025 | 12,054 | 3,488 | -22,963 | -22,062 | N/A |
| 6/30/2025 | 12,024 | 3,224 | -21,941 | -21,046 | N/A |
| 3/31/2025 | 11,821 | 2,687 | -25,943 | -25,045 | N/A |
| 12/31/2024 | 11,634 | 2,243 | -17,841 | -16,938 | N/A |
| 9/30/2024 | 11,151 | 1,237 | -2,786 | -1,982 | N/A |
| 6/30/2024 | 10,727 | 581 | -8,452 | -7,696 | N/A |
| 3/31/2024 | 10,369 | 144 | 2,028 | 2,790 | N/A |
| 12/31/2023 | 9,995 | 24 | 7,369 | 8,087 | N/A |
| 9/30/2023 | 9,822 | 879 | -18,365 | -17,660 | N/A |
| 6/30/2023 | 8,373 | -1,317 | -9,368 | -8,746 | N/A |
| 3/31/2023 | 7,824 | -1,072 | -14,340 | -13,792 | N/A |
| 12/31/2022 | 7,383 | -703 | -9,247 | -8,684 | N/A |
| 9/30/2022 | 6,551 | -3,168 | -7,067 | -6,553 | N/A |
| 6/30/2022 | 6,799 | -863 | -12,143 | -11,614 | N/A |
| 3/31/2022 | 5,972 | -984 | -12,528 | -11,963 | N/A |
| 12/31/2021 | 5,462 | -1,179 | -13,191 | -12,602 | N/A |
| 9/30/2021 | 5,320 | 278 | -8,830 | -8,159 | N/A |
| 6/30/2021 | 5,144 | 352 | -6,090 | -5,416 | N/A |
| 3/31/2021 | 5,095 | 330 | -10,337 | -9,696 | N/A |
| 12/31/2020 | 4,710 | 104 | -20,009 | -19,457 | N/A |
| 9/30/2020 | 4,645 | 395 | -23,724 | -23,214 | N/A |
| 6/30/2020 | 4,841 | 653 | -24,877 | -24,311 | N/A |
| 3/31/2020 | 4,791 | 938 | -19,949 | -19,410 | N/A |
| 12/31/2019 | 4,917 | 1,010 | N/A | -14,328 | N/A |
| 9/30/2019 | 4,750 | 1,200 | N/A | -11,717 | N/A |
| 6/30/2019 | 4,429 | 1,132 | N/A | -10,361 | N/A |
| 3/31/2019 | 4,367 | 1,053 | N/A | -15,972 | N/A |
| 12/31/2018 | 4,513 | 1,303 | N/A | -10,332 | N/A |
| 9/30/2018 | 4,448 | 1,309 | N/A | -6,210 | N/A |
| 6/30/2018 | 4,394 | 1,309 | N/A | -7,924 | N/A |
| 3/31/2018 | 4,405 | 1,285 | N/A | -1,561 | N/A |
| 12/31/2017 | 4,059 | 1,092 | N/A | -2,843 | N/A |
| 9/30/2017 | 4,040 | 1,072 | N/A | -3,510 | N/A |
| 6/30/2017 | 3,963 | 1,011 | N/A | -944 | N/A |
| 3/31/2017 | 4,046 | 1,130 | N/A | -1,219 | N/A |
| 12/31/2016 | 4,016 | 1,219 | N/A | -1,348 | N/A |
| 9/30/2016 | 4,023 | 1,236 | N/A | -1,940 | N/A |
| 6/30/2016 | 4,001 | 1,325 | N/A | -2,497 | N/A |
| 3/31/2016 | 3,665 | 1,158 | N/A | -48 | N/A |
| 12/31/2015 | 3,751 | 1,301 | N/A | -1,440 | N/A |
| 9/30/2015 | 3,585 | 1,300 | N/A | -8,719 | N/A |
| 6/30/2015 | 3,574 | 1,296 | N/A | -11,301 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (16.4% al año) de MBK es superior a la tasa de ahorro (5.3%).
Beneficios vs. Mercado: Se prevé que los beneficios (16.4% al año) de MBK crezcan más rápidamente que el mercado Polish (12.4% al año).
Beneficios de alto crecimiento: Se prevé que los beneficios de MBK crezcan, pero no significativamente.
Ingresos vs. Mercado: Se prevé que los ingresos (6.2% al año) de MBK crezcan más rápidamente que los del mercado Polish (4.5% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos 6.2% al año) de MBK crezcan más despacio que 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Se prevé que la rentabilidad financiera de MBK sea baja dentro de 3 años (19.8%).
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/21 15:22 |
| Precio de las acciones al final del día | 2026/05/21 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
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| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
mBank S.A. está cubierta por 20 analistas. 6 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Andrzej Powierza | Citigroup Inc |
| Gabor Kemeny | ConCorde Securities Ltd. |
| Kazim Andaç | Deutsche Bank |