Salud financiera de hoja de balance de VersaBank

Salud financiera controles de criterios 5/6

VersaBank tiene unos activos totales de CA$4.3B y un patrimonio total de CA$389.0M. El total de depósitos es de CA$3.6B, y el total de préstamos es de CA$4.0B, con lo que obtiene un margen de interés neto de 2.7%. No tiene suficientes provisiones para préstamos dudosos, que actualmente ascienden a 0.4% del total de préstamos. El efectivo y las inversiones a corto plazo ascienden a CA$128.1M.

Información clave

11.1x

Ratio activos-patrimonio

2.7%

Margen de interés neto

Depósitos totales	CA$3.64b
Ratio de créditos sobre depósitos	Adecuado
Préstamos dudosos	0.4%
Provisión para préstamos dudosos	Bajo
Ratio actual	Bajo
Efectivo y equivalentes	CA$128.10m

Actualizaciones recientes sobre salud financiera

Recent updates

VersaBank Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Mar 09

David Taylor Is The President of VersaBank (TSE:VB) And They Just Picked Up 2.7% More Shares

Feb 12

Análisis de la situación financiera

Historial y análisis de deuda-patrimonio

Hoja de balance

Análisis de instituciones financieras

Nivel de activos: El [ratio activos-patrimonio] de VBNK (11.1x) es moderado.

Provisión para préstamos dudosos: VBNK tiene una baja provisión para préstamos dudosos (16%).

Pasivos de bajo riesgo: 93% del pasivo de VBNK se compone principalmente de fuentes de financiación de bajo riesgo.

Nivel de préstamo: VBNK tiene un nivel adecuado de ratio de endeudamiento sobre activos (92%).

Depósitos de bajo riesgo: El ratio préstamos-depositos de VBNK (109%) es apropiado.

Nivel de préstamos dudosos: VBNK tiene un nivel adecuado de préstamos dudosos (0.4%).

Salud financiera de hoja de balance de VersaBank

Salud financiera controles de criterios 5/6

Información clave

Actualizaciones recientes sobre salud financiera

Versabank Ordinary Shares Deleted from Other OTC

Recent updates

Upcoming dividend of CA$0.025 per share

VersaBank Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Price target increased by 7.6% to CA$17.75

VersaBank to Report Q1, 2024 Results on Mar 06, 2024

Price target increased by 12% to CA$16.50

Insufficient new directors

VersaBank, Annual General Meeting, Apr 17, 2024

Executive Vice President recently bought CA$500k worth of stock

Executive Vice President recently bought CA$90k worth of stock

Upcoming dividend of CA$0.025 per share at 0.7% yield

President recently bought CA$395k worth of stock

Full year 2023 earnings: EPS misses analyst expectations

VersaBank Announces Chief Financial Officer Changes

VersaBank to Report Q4, 2023 Results on Dec 13, 2023

Now 21% undervalued after recent price drop

Upcoming dividend of CA$0.025 per share at 0.9% yield

President exercised options to buy CA$419k worth of stock.

VersaBank Declares Cash Dividends for the Quarter Ending October 31, 2023, Payable as of October 31, 2023

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

VersaBank to Report Q3, 2023 Results on Aug 30, 2023

Upcoming dividend of CA$0.025 per share at 1.0% yield

VersaBank (TSE:VBNK) Has Announced A Dividend Of CA$0.025

VersaBank Declares Cash Dividend for the Quarter Ending July 31, 2023, Payable as of July 31, 2023

Second quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

VersaBank to Report Q2, 2023 Results on Jun 07, 2023

Insider recently bought CA$66k worth of stock

Insider recently bought CA$100k worth of stock

Upcoming dividend of CA$0.025 per share at 1.0% yield

VersaBank's (TSE:VBNK) Dividend Will Be CA$0.025

President recently bought CA$57k worth of stock

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

President recently bought CA$152k worth of stock

VersaBank, Annual General Meeting, Apr 19, 2023

Upcoming dividend of CA$0.025 per share

Consensus forecasts updated

President recently bought CA$223k worth of stock

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Versabank Announces Cash Dividend for the Quarter Ending January 31, 2023, Payable as of January 31, 2023

Price target decreased to CA$13.75

VersaBank to Report Q4, 2022 Results on Dec 07, 2022

Price target decreased to CA$16.00

VersaBank Initiates Internal Pilot Program in Canada for New Digital Deposit Receipt with Internal E-Wallet Deposit Accounts

Upcoming dividend of CA$0.025 per share

Price target decreased to CA$16.00

Third quarter 2022 earnings released: EPS: CA$0.20 (vs CA$0.25 in 3Q 2021)

VersaBank Declares Cash Dividend on Common Share for the Quarter Ending October 31, 2022, Payable on October 31, 2022

VersaBank to Report Q3, 2022 Results on Aug 31, 2022

President recently bought CA$60k worth of stock

Upcoming dividend of CA$0.025 per share

VersaBank (TSX:VBNK) entered into an agreement to acquire Stearns Bank of Holdingford, National Association from Stearns Financial Services, Inc. for $13.5 million.

Consensus revenue estimates fall by 13%

VersaBank (TSE:VBNK) Will Pay A Dividend Of CA$0.025

Second quarter 2022 earnings: EPS and revenues miss analyst expectations

VersaBank Announces Common Share Dividend for the Quarter Ending July 31, 2022, Payable as of July 31, 2022

VersaBank to Report Q2, 2022 Results on Jun 01, 2022

VersaBank Announces Board Transitions

Versabank Announces Executive Changes

Price target increased to CA$19.50

Now 21% undervalued after recent price drop

Upcoming dividend of CA$0.025 per share

Now 20% undervalued after recent price drop

Now 21% undervalued after recent price drop

First quarter 2022 earnings: EPS and revenues miss analyst expectations

Versabank Announces Cash Dividends for the Common Share of the Bank for the Quarter Ending April 30, 2022, Payable as of April 30, 2022

Versabank Announces Cash Dividends for the Common Share of the Bank for the Quarter Ending April 30, 2022, Payable as of April 30, 2022

VersaBank to Report Q1, 2022 Results on Mar 02, 2022

VersaBank, Annual General Meeting, Apr 20, 2022

President recently bought CA$82k worth of stock

Upcoming dividend of CA$0.025 per share

President recently bought CA$182k worth of stock

President recently bought CA$150k worth of stock

Full year 2021 earnings: EPS in line with analyst expectations despite revenue beat

President recently bought CA$255k worth of stock