VersaBank Crecimiento futuro
Future controles de criterios 5/6
Se prevé un crecimiento anual de los beneficios y los ingresos de VersaBank de 55.9% y 26.9% por año respectivamente. Se prevé que el BPA crezca en un 55.5% al año. Se espera que la rentabilidad financiera sea de 15.5% en 3 años.
Información clave
55.9%
Tasa de crecimiento de los beneficios
55.47%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 6.2% |
| Tasa de crecimiento de los ingresos | 26.9% |
| Rentabilidad financiera futura | 15.55% |
| Cobertura de analistas | Low |
| Última actualización | 03 Sep 2026 |
Actualizaciones recientes sobre el crecimiento futuro
VersaBank Just Missed Earnings - But Analysts Have Updated Their Models
The analysts might have been a bit too bullish on VersaBank ( TSE:VBNK ), given that the company fell short of...VersaBank Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
As you might know, VersaBank ( TSE:VBNK ) last week released its latest first-quarter, and things did not turn out so...Recent updates
VersaBank Just Missed Earnings - But Analysts Have Updated Their Models
The analysts might have been a bit too bullish on VersaBank ( TSE:VBNK ), given that the company fell short of...
VBNK: Digital Asset Projects And Loan Program Changes Will Shape Share Outlook
Analysts have lifted their fair value estimate for VersaBank to CA$29 from CA$26, citing recent price target increases, solid Q2 results with stronger loan growth, an improved structured receivable program outlook, and emerging digital asset projects with turnkey solutions. Analyst Commentary Recent research on VersaBank highlights both enthusiasm around the bank's growth initiatives and some caution on how those plans translate into risk and valuation over time.VBNK: Stablecoin Custody Momentum Will Offset Pressure On Lending Margins
Analysts have lifted their CA$ price target on VersaBank from CA$23 to CA$26, citing Q1 revenue that topped estimates on healthy loan growth, a miss on net interest margins, and early traction from the bank's new stablecoin custody offering as key factors in the reassessment. What's in the News VersaBank has started a pilot of its new Real-Time Structured Receivable Program with FinanceIt Canada Inc., aiming to test functionality and operations on a limited scale before a broader rollout to partners in Canada and the US.VBNK: Weaker Lending Margins Will Limit Benefits Of New Custody Initiative
Analysts have raised their CA$13 price target on VersaBank to CA$14, citing Q1 revenue that exceeded estimates on healthy loan growth and early traction in the new stablecoin custody offering, even though net interest margins came in below expectations. Analyst Commentary Bullish Takeaways Bullish analysts see the price target increase to CA$14 as recognition that stronger than expected Q1 revenue supports a higher valuation, even with some mixed operating metrics.VBNK: Loan Expansion And Stablecoin Custody Will Shape Balanced Return Outlook
Analysts have raised their CA$13 price target on VersaBank to CA$14 after Q1 revenue topped estimates, citing healthy loan growth and early traction from the bank's stablecoin custody initiative, even though net interest margins came in below expectations. Analyst Commentary Analysts are updating their views on VersaBank after the latest Q1 release, focusing on how the bank balances loan growth, margins and new fee-based opportunities like stablecoin custody.VBNK: Stablecoin Custody Fees Will Drive Future Earnings Upside
Analysts have raised their VersaBank price target to CA$14 from CA$13, citing Q1 revenue that exceeded estimates on healthy loan growth and early traction in the bank's new stablecoin custody offering. Analyst Commentary Bullish Takeaways Bullish analysts point to Q1 revenue topping estimates as evidence that VersaBank is executing on loan growth in a way that supports the higher CA$14 price target.VBNK: Stablecoin Custody Traction Will Drive Future Earnings Upside
Analysts have lifted their VersaBank price target to CA$14 from CA$13, citing Q1 revenue that topped estimates on healthy loan growth, a smaller net interest margin, and early traction from the bank's new stablecoin custody offering. Analyst Commentary Bullish Takeaways Bullish analysts view the higher CA$14 price target as a reflection of Q1 revenue that topped estimates, which they see as supportive of the current valuation framework.VBNK: Stablecoin Custody Progress Will Support Future Earnings Power
Analysts have lifted their fair value estimate for VersaBank to CA$23.00 from CA$19.00, citing Street research that points to healthy loan growth, resilient revenue performance and early traction in the bank's stablecoin custody initiative as key supports for the higher price target. Analyst Commentary Bullish Takeaways Bullish analysts point to the higher fair value estimate as reflecting confidence that healthy loan growth can support VersaBank's earnings power over time, even with some pressure on net interest margins.VersaBank Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
As you might know, VersaBank ( TSE:VBNK ) last week released its latest first-quarter, and things did not turn out so...
US Expansion And Digital Initiatives Set To Boost Future Prospects
The U.S. acquisition and Receivable Purchase Program are expected to drive loan growth, higher net margins, and improved earnings.VersaBank Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next
Shareholders might have noticed that VersaBank ( TSE:VBNK ) filed its annual result this time last week. The early...Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 10/31/2028 | 258 | 113 | N/A | N/A | 1 |
| 10/31/2027 | 215 | 89 | N/A | N/A | 3 |
| 10/31/2026 | 156 | 42 | N/A | N/A | 3 |
| 7/31/2026 | 146 | 34 | -1,274 | -1,268 | N/A |
| 4/30/2026 | 138 | 30 | -1,071 | -1,065 | N/A |
| 1/31/2026 | 129 | 31 | -927 | -928 | N/A |
| 10/31/2025 | 120 | 28 | -680 | -679 | N/A |
| 7/31/2025 | 114 | 29 | -586 | -586 | N/A |
| 4/30/2025 | 110 | 31 | -385 | -382 | N/A |
| 1/31/2025 | 110 | 34 | -213 | -209 | N/A |
| 10/31/2024 | 112 | 39 | -269 | -251 | N/A |
| 7/31/2024 | 114 | 46 | -342 | -323 | N/A |
| 4/30/2024 | 114 | 46 | -501 | -484 | N/A |
| 1/31/2024 | 111 | 44 | -657 | -641 | N/A |
| 10/31/2023 | 108 | 41 | -746 | -746 | N/A |
| 7/31/2023 | 103 | 35 | -613 | -612 | N/A |
| 4/30/2023 | 97 | 31 | -861 | -860 | N/A |
| 1/31/2023 | 89 | 26 | -939 | -939 | N/A |
| 10/31/2022 | 82 | 22 | -824 | -823 | N/A |
| 7/31/2022 | 76 | 21 | -930 | -929 | N/A |
| 4/30/2022 | 71 | 21 | -588 | -588 | N/A |
| 1/31/2022 | 69 | 21 | -378 | -378 | N/A |
| 10/31/2021 | 66 | 21 | -395 | -395 | N/A |
| 7/31/2021 | 62 | 19 | -359 | -359 | N/A |
| 4/30/2021 | 58 | 18 | -207 | -207 | N/A |
| 1/31/2021 | 56 | 17 | -84 | -83 | N/A |
| 10/31/2020 | 55 | 17 | -27 | -27 | N/A |
| 7/31/2020 | 54 | 18 | 100 | 100 | N/A |
| 4/30/2020 | 55 | 18 | N/A | 72 | N/A |
| 1/31/2020 | 54 | 18 | N/A | -43 | N/A |
| 10/31/2019 | 54 | 18 | N/A | 58 | N/A |
| 7/31/2019 | 54 | 18 | N/A | 57 | N/A |
| 4/30/2019 | 53 | 17 | N/A | -31 | N/A |
| 1/31/2019 | 53 | 17 | N/A | 11 | N/A |
| 10/31/2018 | 51 | 16 | N/A | -75 | N/A |
| 7/31/2018 | 49 | 14 | N/A | -79 | N/A |
| 4/30/2018 | 47 | 12 | N/A | 9 | N/A |
| 1/31/2018 | 45 | 9 | N/A | 35 | N/A |
| 10/31/2017 | 44 | 17 | N/A | 70 | N/A |
| 7/31/2017 | 43 | 16 | N/A | -15 | N/A |
| 4/30/2017 | 42 | 16 | N/A | 2 | N/A |
| 1/31/2017 | 41 | 16 | N/A | -61 | N/A |
| 10/31/2016 | 39 | 6 | N/A | -91 | N/A |
| 7/31/2016 | 38 | 7 | N/A | -88 | N/A |
| 4/30/2016 | 37 | 6 | N/A | -143 | N/A |
| 1/31/2016 | 35 | 7 | N/A | -160 | N/A |
| 10/31/2015 | 34 | 6 | N/A | -189 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (55.9% al año) de VBNK es superior a la tasa de ahorro (3.1%).
Beneficios vs. Mercado: Se prevé que los beneficios (55.9% al año) de VBNK crezcan más rápidamente que el mercado Canadian (11.4% al año).
Beneficios de alto crecimiento: Se espera que los beneficios de VBNK crezcan significativamente en los próximos 3 años.
Ingresos vs. Mercado: Se prevé que los ingresos (26.9% al año) de VBNK crezcan más rápidamente que los del mercado Canadian (4.4% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos (26.9% al año) de VBNK crezcan más rápidamente que un 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Se prevé que la rentabilidad financiera de VBNK sea baja dentro de 3 años (15.5%).
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/09/13 08:26 |
| Precio de las acciones al final del día | 2026/09/11 00:00 |
| Beneficios | 2026/07/31 |
| Ingresos anuales | 2025/10/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
|
| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
VersaBank está cubierta por 4 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Timothy Switzer | Keefe, Bruyette, & Woods |
| Joseph Yanchunis | Raymond James & Associates |
| Craig Irwin | Roth Capital Partners |