Guidewire Software Zukünftiges Wachstum
Future Kriterienprüfungen 5/6
Guidewire Software wird ein jährliches Gewinn- und Umsatzwachstum von 21.4% bzw. 14% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 22.2% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 26.2% betragen.
Wichtige Informationen
21.4%
Wachstumsrate der Gewinne
22.17%
EPS-Wachstumsrate
| Software Gewinnwachstum | 20.3% |
| Wachstumsrate der Einnahmen | 14.0% |
| Zukünftige Eigenkapitalrendite | 26.22% |
| Analystenabdeckung | Good |
| Zuletzt aktualisiert | 25 Jun 2026 |
Jüngste Aktualisierungen zum künftigen Wachstum
Recent updates
Narrativ-Update • Jun 23
GWRE: Cloud And AI Execution Will Drive Confidence In Subscription Transition
Analysts have trimmed the fair value estimate for Guidewire Software to $137.00 from $138.49, reflecting lower price targets across the Street as they balance solid recent results and product momentum with questions around annualized recurring revenue trends and recent share price performance. Analyst Commentary Recent research updates on Guidewire Software show a cluster of price target cuts following the latest earnings and guidance.Analyseartikel • Jun 17
Guidewire Software (GWRE) Stock Could Be 49.8% Undervalued After Earnings Beat And Higher Guidance
Guidewire Software (GWRE) is back in focus after third quarter revenue exceeded market expectations and management raised full year guidance, citing stronger demand for its cloud platform and AI driven insurance solutions. See our latest analysis for Guidewire Software. Despite the strong third quarter update and new wins like Peel Mutual Insurance adopting Guidewire Cloud and embedded AI, Guidewire Software’s 1 year total shareholder return is down 52.68%, while the 3 year total shareholder...Seeking Alpha • Jun 06
Guidewire Software: Good Earnings, But A Concern Arises
Summary Guidewire Software, Inc. reported another beat-and-raise quarter in Q3, showing continued growth momentum. The market took GWRE's report negatively. ARR growth decelerated, which caused more uncertain future growth expectations. I estimate GWRE stock to have 25% upside to $170 after the stock's post-earnings decline. Read the full article on Seeking Alpha
Narrativ-Update • Jun 05
GWRE: Cloud And AI Adoption Will Offset Deal Timing Volatility
Analysts have trimmed Guidewire Software's aggregate price target by about $40 to $225, reflecting recent quarters where annualized recurring revenue trends and lumpy deal timing raised near term questions. At the same time, they continue to cite solid cloud traction and a healthy long term model.Narrativ-Update • May 22
GWRE: AI And Cloud Migration Tailwinds Will Drive Long-Term Upside
Analysts have trimmed Guidewire Software's average price target by $41, reflecting sector wide software multiple compression. They also highlight solid execution, a clean beat and raise quarter, and what they view as strong positioning for AI driven demand.Narrativ-Update • Apr 28
GWRE: AI Overhang And Software Repricing Will Shape Cloud Transition Outlook
The analyst price target for Guidewire has been trimmed by about $4 to reflect a lower assumed future P/E multiple, even as analysts highlight solid results, resilient ARR trends and sector wide software multiple compression as the main drivers of recent target resets around $175 to $250. Analyst Commentary Recent research points to a split view on Guidewire Software, with several firms trimming price targets while still pointing to solid execution and resilient annual recurring revenue trends.Narrativ-Update • Apr 14
GWRE: AI Overhang And Software Repricing Will Set Up Cloud Upside
Guidewire Software's updated analyst price target moves from about $160 to roughly $142, as analysts cite sector wide software multiple compression and mixed price target revisions despite solid results and ongoing AI positioning. Analyst Commentary Recent research notes show a mix of support for Guidewire's business performance and more cautious views on the stock, as analysts adjust price targets to reflect sector wide software multiple compression and shifting sentiment around AI and vertical SaaS.Narrativ-Update • Mar 31
GWRE: AI Sentiment And Multiple Compression Will Shape Cloud And Buyback Upside
Analysts have adjusted their price targets on Guidewire Software across a wide range, roughly between $175 and $250. They are responding to software multiple compression and AI related sentiment, while still pointing to recent quarters as "clean beats" with solid results and raised estimates.
Narrativ-Update • Mar 17
GWRE: Cloud And AI Adoption Will Support Resilient ARR Story
Guidewire's updated analyst price target has moved lower by about $34 to reflect sector wide software multiple compression, even as analysts highlight solid recent results, resilient ARR trends, and the company's positioning around AI as ongoing supports for the story. Analyst Commentary Recent research updates on Guidewire cluster around the same core message, with analysts adjusting price targets to reflect broader software multiple compression while still pointing to solid execution and resilient annual recurring revenue, or ARR, trends.Narrativ-Update • Mar 03
GWRE: AI Disruption Fears Will Temper Cloud And Buyback Upside Potential
Analysts have trimmed their Guidewire price targets, with our fair value estimate moving from $172.15 to $160.00. This reflects sector wide caution around AI disruption and softer software sentiment, even as underlying growth and margin assumptions remain relatively stable.Narrativ-Update • Feb 16
GWRE: AI And Cloud Adoption Will Drive Upside Despite Near Term Seasonality
Narrative Update Analysts have trimmed their price targets on Guidewire, with recent cuts such as $275 to $250 and $267 to $242. These changes reflect a reset of expectations, while still highlighting ongoing AI potential and solid cloud traction with major insurers.Narrativ-Update • Feb 02
GWRE: Cloud Momentum And 2026 AI Themes Will Drive Long-Term Upside
Narrative update: Guidewire Software Analysts have trimmed their average price targets for Guidewire into the low to mid US$200s, citing valuation and limited near term catalysts. At the same time, they point to ongoing cloud momentum and longer term AI themes as key parts of the story.Analyseartikel • Jan 30
Guidewire Software, Inc. (NYSE:GWRE) Shares May Have Slumped 27% But Getting In Cheap Is Still Unlikely
To the annoyance of some shareholders, Guidewire Software, Inc. ( NYSE:GWRE ) shares are down a considerable 27% in the...Narrativ-Update • Jan 19
GWRE: Cloud Adoption And AI Agents Will Shape Long-Term Upside
Analysts have trimmed their fair value estimate for Guidewire Software from US$305 to US$300 as price targets across the Street move lower. They cite valuation, seasonality around the upcoming fiscal Q1 report, and a preference for broader AI themes, even as cloud momentum with large insurers remains a key part of the story.Narrativ-Update • Jan 05
GWRE: Cloud Momentum And Seasonality Will Shape A Balanced Near Term Outlook
Analysts have modestly lowered their price target on Guidewire Software, trimming fair value estimates by about $24 to approximately $242 per share. They cite solid cloud momentum but limited near term upside to consensus forecasts due to seasonality and valuation constraints.Analyseartikel • Jan 02
These 4 Measures Indicate That Guidewire Software (NYSE:GWRE) Is Using Debt Safely
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Narrativ-Update • Dec 14
GWRE: Cloud Adoption And AI Capabilities Will Drive Long-Term Upside
Analysts have modestly reduced their price target on Guidewire Software, trimming it by $25 to $242, as they balance evidence of solid cloud momentum with a more cautious stance on near term upside and valuation. Analyst Commentary Bullish analysts see the latest price target revision as a recalibration rather than a reversal of the long term thesis.Analyseartikel • Dec 09
Here's Why Shareholders Will Not Be Complaining About Guidewire Software, Inc.'s (NYSE:GWRE) CEO Pay Packet
Key Insights Guidewire Software to hold its Annual General Meeting on 15th of December Total pay for CEO Mike Rosenbaum...Narrativ-Update • Sep 21
Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry
Guidewire Software’s analyst price target was raised to $268.38 as strong Q4 results, accelerating cloud deals, landmark client wins, and above-consensus long-term guidance reinforce market leadership and visibility. Analyst Commentary Multiple bullish analysts highlight Guidewire's strong Q4 results, with broad-based beats driven by a record number of cloud deals (19), accelerating bookings, and subscription revenue up 33% year-over-year.Analyseartikel • Sep 08
Results: Guidewire Software, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts
The investors in Guidewire Software, Inc. 's ( NYSE:GWRE ) will be rubbing their hands together with glee today, after...Narrativ-Update • Sep 06
Accelerating Cloud Adoption And AI Will Transform Future Of Insurance Industry
Guidewire Software’s robust Q4 results—including accelerating subscription growth, margin expansion, and a major cloud migration deal—have driven analysts to raise conviction in its growth trajectory, resulting in a consensus price target increase from $249.79 to $264.31. Analyst Commentary Significant Q4 outperformance with broad-based beats, highlighted by accelerating bookings, strong subscription revenue growth (up 33% YoY), and expanding subscription gross margins (reaching 70%).Analyseartikel • Jul 25
Does This Valuation Of Guidewire Software, Inc. (NYSE:GWRE) Imply Investors Are Overpaying?
Key Insights Using the 2 Stage Free Cash Flow to Equity, Guidewire Software fair value estimate is US$177 Guidewire...Analyseartikel • Jul 02
Guidewire Software, Inc.'s (NYSE:GWRE) Share Price Could Signal Some Risk
Guidewire Software, Inc.'s ( NYSE:GWRE ) price-to-sales (or "P/S") ratio of 17.1x might make it look like a strong sell...Seeking Alpha • Apr 27
Guidewire: Can Outperform In A Bear Market
Summary Guidewire Software is crisis resilient, growing steadily with strong financials, but its high valuation and cautious gen AI strategy make it a hold for now. The company provides on-prem and cloud solutions for insurance operations, with sticky services and low churn rates, even during crises. Despite high R&D spending, Guidewire's slow gen AI adoption risks losing market share to faster-moving competitors like ServiceNow. Current valuation is high; while it's a good short-term buy due to market volatility, long-term prospects are less attractive. Read the full article on Seeking AlphaSeeking Alpha • Mar 17
Guidewire: The Shift To Profitability
Summary Guidewire Software's profitability is improving, with a net margin nearing positive, driven by its dominance in the P&C insurance software market. The company's shift to subscription-based models is enhancing gross margins, projected to reach 82% by 2028 due to economies of scale. SG&A and R&D expenses are expected to decline as a percentage of revenue, boosting operating efficiency and margins to 29.9% and 25.3% by 2028. Read the full article on Seeking Alpha
Neues Narrativ • Jan 24
Demand From Tier 1 Insurers And Generative AI Will Elevate Future Market Position
Strong cloud platform demand and AI integration are driving significant revenue growth and enhancing competitive positioning in the insurance sector.Seeking Alpha • Jan 14
Guidewire Software Low Valuation And Resilient Growth
Summary I rate Guidewire a Buy due to its strong position in the insurance industry, low competition, and significant growth opportunities. Guidewire’s products are highly sticky, covering the entire insurance lifecycle, leading to low churn and high client dependency. Despite lower margins compared to ServiceNow, Guidewire shows positive trends and potential for improved operating performance as it grows. Risks include lack of investment in Gen AI, which could lead to loss of market share to more technologically advanced competitors. Read the full article on Seeking AlphaGewinn- und Umsatzwachstumsprognosen
| Datum | Umsatz | Gewinne | Freier Cashflow | Bargeld aus operativen Tätigkeiten | Durchschn. Anz. Analysten |
|---|---|---|---|---|---|
| 7/31/2028 | 1,966 | 256 | 527 | 566 | 13 |
| 7/31/2027 | 1,707 | 182 | 422 | 451 | 15 |
| 7/31/2026 | 1,474 | 154 | 343 | 373 | 15 |
| 4/30/2026 | 1,421 | 160 | 320 | 351 | N/A |
| 1/31/2026 | 1,342 | 189 | 294 | 322 | N/A |
| 10/31/2025 | 1,272 | 92 | 270 | 296 | N/A |
| 7/31/2025 | 1,202 | 70 | 280 | 301 | N/A |
| 4/30/2025 | 1,137 | 35 | 232 | 250 | N/A |
| 1/31/2025 | 1,085 | -17 | 205 | 222 | N/A |
| 10/31/2024 | 1,036 | 30 | 187 | 206 | N/A |
| 7/31/2024 | 980 | -6 | 177 | 196 | N/A |
| 4/30/2024 | 959 | -11 | 155 | 175 | N/A |
| 1/31/2024 | 926 | -51 | 102 | 122 | N/A |
| 10/31/2023 | 917 | -70 | 36 | 54 | N/A |
| 7/31/2023 | 905 | -112 | 21 | 38 | N/A |
| 4/30/2023 | 880 | -155 | -67 | -51 | N/A |
| 1/31/2023 | 870 | -167 | -31 | -14 | N/A |
| 10/31/2022 | 842 | -198 | -37 | -18 | N/A |
| 7/31/2022 | 813 | -180 | -60 | -38 | N/A |
| 4/30/2022 | 797 | -150 | -39 | -13 | N/A |
| 1/31/2022 | 764 | -130 | -28 | 4 | N/A |
| 10/31/2021 | 739 | -98 | -11 | 20 | N/A |
| 7/31/2021 | 743 | -67 | 83 | 112 | N/A |
| 4/30/2021 | 758 | -27 | 87 | 110 | N/A |
| 1/31/2021 | 762 | -21 | 87 | 109 | N/A |
| 10/31/2020 | 755 | -32 | 96 | 115 | N/A |
| 7/31/2020 | 742 | -27 | 87 | 113 | N/A |
| 4/30/2020 | 706 | -43 | 69 | 109 | N/A |
| 1/31/2020 | 701 | -21 | N/A | 130 | N/A |
| 10/31/2019 | 696 | -1 | N/A | 125 | N/A |
| 7/31/2019 | 720 | 21 | N/A | 116 | N/A |
| 4/30/2019 | 752 | 57 | N/A | 117 | N/A |
| 1/31/2019 | 731 | 34 | N/A | 111 | N/A |
| 10/31/2018 | 725 | -12 | N/A | 144 | N/A |
| 7/31/2018 | 653 | -27 | N/A | 140 | N/A |
| 4/30/2018 | 589 | -62 | N/A | 124 | N/A |
| 1/31/2018 | 570 | -32 | N/A | 126 | N/A |
| 10/31/2017 | 528 | 20 | N/A | 119 | N/A |
| 7/31/2017 | 510 | 18 | N/A | 139 | N/A |
| 4/30/2017 | 474 | 10 | N/A | 101 | N/A |
| 1/31/2017 | 450 | 12 | N/A | 103 | N/A |
| 10/31/2016 | 436 | 9 | N/A | 98 | N/A |
| 7/31/2016 | 424 | 15 | N/A | 100 | N/A |
| 4/30/2016 | 409 | 11 | N/A | 84 | N/A |
| 1/31/2016 | 396 | 8 | N/A | 87 | N/A |
| 10/31/2015 | 383 | 11 | N/A | 58 | N/A |
| 7/31/2015 | 381 | 10 | N/A | 64 | N/A |
Analystenprognosen zum zukünftigen Wachstum
Einkommen vs. Sparrate: GWREDas prognostizierte Gewinnwachstum (21.4% pro Jahr) liegt über der Sparquote (3.5%).
Ertrag vs. Markt: GWREDie Erträge des Unternehmens (21.4% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (18.5% pro Jahr).
Hohe Wachstumserträge: GWREEs wird erwartet, dass die Erträge des Unternehmens in den nächsten 3 Jahren erheblich steigen werden.
Einnahmen vs. Markt: GWREDie Einnahmen des Unternehmens (14% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (12.7% pro Jahr).
Hohe Wachstumseinnahmen: GWREDie Einnahmen des Unternehmens (14% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.
Wachstumsprognosen für den Gewinn je Aktie
Künftige Eigenkapitalrendite
Künftige Eigenkapitalrendite: GWREDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich hoch sein (26.2%)
Wachstumsunternehmen entdecken
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/06/25 22:29 |
| Aktienkurs zum Tagesende | 2026/06/25 00:00 |
| Gewinne | 2026/04/30 |
| Jährliche Einnahmen | 2025/07/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details des Analysemodells, das zur Erstellung dieses Berichts verwendet wurde, sind auf unserer GitHub-Seite verfügbar. Außerdem haben wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf YouTube.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Guidewire Software, Inc. wird von 23 Analysten beobachtet. 15 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Joseph Vruwink | Baird |
| Michael Funk | BofA Global Research |
| Madeline Brooks | BofA Global Research |