Fair Isaac Corporation

NYSE:FICO Lagerbericht

Marktkapitalisierung: US$26.4b

Fair Isaac Vergangene Ertragsentwicklung

Vergangenheit Kriterienprüfungen 5/6

Die Gewinne von Fair Isaac sind jährlich um durchschnittlich 15.4% gestiegen, während die Gewinne der Branche Software jährlich um gewachsen um 24.9% gestiegen sind. Die Umsätze sind jährlich um gewachsen 10.6% gestiegen.

Wichtige Informationen

15.40%

Wachstumsrate der Gewinne

18.99%

EPS-Wachstumsrate

Software Wachstum der Industrie17.33%
Wachstumsrate der Einnahmen10.63%
Eigenkapitalrenditen/a
Netto-Marge33.67%
Letzte Ertragsaktualisierung31 Mar 2026

Jüngste Aktualisierungen vergangener Leistungen

Recent updates

Seeking Alpha • Jun 25

Fair Isaac: Strong Earnings Growth Makes The Valuation Attractive Again

Summary Fair Isaac Corporation delivered outstanding Q2 2026 results, with revenue up 39% and Scores revenue surging 60%, driven by mortgage market strength. FICO’s core Scores business boasts a 91% operating margin and strong pricing power, while the FICO Platform adds a high-growth, AI-driven software layer. Despite regulatory risks and competition from VantageScore, FICO’s moat, buybacks, and forward EPS growth justify a Strong Buy rating at current valuation. At $1,100 per share, FICO trades at 25x FY2026 EPS, but only 20x 2027 and 17x 2028 if earnings targets are met, making the stock attractive. Read the full article on Seeking Alpha
Narrativ-Update • Jun 22

FICO: Capital Returns And Margin Strength Will Support Premium Multiples

Fair Isaac's updated analyst price target has been revised lower to about $2,172 from $2,500. This reflects a mix of reduced revenue growth assumptions, a slightly higher discount rate, and a lower future P/E multiple, partly offset by analyst expectations for higher profit margins and a series of recent Street price target changes across major firms.
Analyseartikel • Jun 17

Fair Isaac (FICO) Stock Could Be 23.6% Undervalued Despite This Year’s 27.8% Slide

Fair Isaac (FICO) stock has drawn fresh attention after recent trading left it with a year-to-date decline of 27.8%, in contrast with a gain of 7.98% over the past month. See our latest analysis for Fair Isaac. At a share price of $1,186.24, Fair Isaac stock is coming off a year-to-date share price decline of 27.8%, while its 1 year total shareholder return is down 33.2%. However, the 3 year and 5 year total shareholder returns of 49.1% and 134.4% indicate that long term holders have still...
Narrativ-Update • Jun 05

FICO: Cut-Rate Mortgage Scores Will Erode Future Pricing Power

Analysts have trimmed their price targets on Fair Isaac by around $100 to $350 per share in recent weeks, and the updated model reflects this shift with a slightly lower fair value estimate of $874.47 as higher discount rate assumptions offset modestly stronger revenue growth and profit margin inputs. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with several firms cutting price targets across the business and information services peer group after earnings updates and sector news.
Narrativ-Update • May 22

FICO: Mortgage Pricing Pressure Will Ultimately Support Future Upside Potential

Analysts have trimmed Fair Isaac's implied fair value from about $1,728 to roughly $1,553. This reflects a cluster of reduced Street price targets as they factor in slightly lower revenue growth assumptions, a modestly higher discount rate and a lower future P/E multiple, partly offset by a small uplift in projected profit margins.
Narrativ-Update • May 01

FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power

Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.
Analyseartikel • May 01

Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates

A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...
Narrativ-Update • Apr 15

FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity

Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.
Narrativ-Update • Apr 01

FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support

Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.
Narrativ-Update • Mar 18

FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time

Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.
Narrativ-Update • Mar 04

FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity

Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.
Narrativ-Update • Feb 17

FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise

Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.
Narrativ-Update • Feb 03

FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength

Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.
Narrativ-Update • Jan 20

FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition

Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.
Narrativ-Update • Jan 06

FICO: Mortgage Credit Score Changes Will Support Future Share Gains

Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.
Narrativ-Update • Dec 15

FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition

Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.
Narrativ-Update • Nov 30

FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup

Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.
Narrativ-Update • Nov 16

FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities

Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.
Narrativ-Update • Oct 31

FICO: New Mortgage Direct License Program Will Drive Market Leadership

Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.
Narrativ-Update • Oct 17

Global Cloud Migration And International Partnerships Will Transform Financial Services

Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.
Narrativ-Update • Oct 03

Global Cloud Migration And International Partnerships Will Transform Financial Services

Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.
Narrativ-Update • Sep 02

Global Cloud Migration And International Partnerships Will Transform Financial Services

The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.
Analyseartikel • Aug 02

Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump

To the annoyance of some shareholders, Fair Isaac Corporation ( NYSE:FICO ) shares are down a considerable 25% in the...
Analyseartikel • Aug 01

Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next

Fair Isaac Corporation ( NYSE:FICO ) just released its third-quarter report and things are looking bullish. It was...
Seeking Alpha • Apr 21

Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does

Summary Fair Isaac Corporation is a high-quality, global analytics firm with impressive revenue and profit growth, but its stock is currently overvalued. Despite strong financials and minimal debt, FICO's shares are expensive relative to similar companies and their historical valuations. Management's ongoing stock buybacks are suboptimal at current high valuations; capital should be allocated toward growth opportunities instead. Analysts expect continued revenue and profit growth, but I recommend a 'sell' rating due to the stock's lofty valuation. Read the full article on Seeking Alpha
Seeking Alpha • Feb 18

Fair Isaac: Score Prices Shall Keep Rising

Summary Fair Isaac keeps executing its price increase strategy and still has room for further increases in the scores segment. Volume growth in mortgage originations (110% YoY), on top of the increase in prices, should boost its free cash flow in FY2025. The growth rate has decreased in the software segment, but management expects it to accelerate in the coming quarters. A change in regulation is unlikely over the next years. Read the full article on Seeking Alpha

Aufschlüsselung der Einnahmen und Ausgaben

Wie Fair Isaac Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.

Gewinn- und Umsatzhistorie

NYSE:FICO Einnahmen, Ausgaben und Erträge (USD Millions)
DatumEinnahmenGewinnAllgemeine und VerwaltungskostenF&E-Ausgaben
31 Mar 262,256760549202
31 Dec 252,063658526193
30 Sep 251,991652513188
30 Jun 251,929633510182
31 Mar 251,840577496179
31 Dec 241,775544486174
30 Sep 241,718513463172
30 Jun 241,653479439169
31 Mar 241,604481423167
31 Dec 231,551453412166
30 Sep 231,514429401160
30 Jun 231,473419397154
31 Mar 231,423383383148
31 Dec 221,400386379144
30 Sep 221,377374384147
30 Jun 221,363369385152
31 Mar 221,352426400162
31 Dec 211,326391400170
30 Sep 211,317392396171
30 Jun 211,356365405177
31 Mar 211,332278397172
31 Dec 201,308268403168
30 Sep 201,295236421166
30 Jun 201,226232421159
31 Mar 201,226232424155
31 Dec 191,196207426153
30 Sep 191,160192414149
30 Jun 191,111170401144
31 Mar 191,052136396140
31 Dec 181,030134387135
30 Sep 181,000126377128
30 Jun 18997134368124
31 Mar 18973129355120
31 Dec 17945123345114
30 Sep 17935133337111
30 Jun 17915120341108
31 Mar 17923130344107
31 Dec 16901128335105
30 Sep 16881109329104
30 Jun 16878111322102
31 Mar 1684996310101
31 Dec 1584991306101
30 Sep 158398730099
30 Jun 158289029595

Qualität der Erträge: FICO hat hohe Qualitätseinkünfte.

Wachsende Gewinnspanne: FICODie aktuellen Gewinnspannen (33.7%) sind höher als im letzten Jahr (31.4%).

Analyse von freiem Cashflow und Gewinn

Analyse des Gewinnwachstums in der Vergangenheit

Ergebnisentwicklung: FICOIn den letzten 5 Jahren sind die Gewinne von 15.4% jährlich gestiegen.

Beschleunigtes Wachstum: FICODas Gewinnwachstum des Unternehmens im letzten Jahr (31.6%) übertrifft seinen 5-Jahres-Durchschnitt (15.4% pro Jahr).

Erträge im Vergleich zur Industrie: FICO Das Gewinnwachstum im vergangenen Jahr (31.6%) übertraf das der Branche Software 14.2% .

Eigenkapitalrendite

Hohe Eigenkapitalrendite: FICODie Verbindlichkeiten des Unternehmens übersteigen seine Vermögenswerte, so dass es schwierig ist, seine Eigenkapitalrendite zu berechnen.

Kapitalrendite

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Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/06/25 03:17
Aktienkurs zum Tagesende2026/06/25 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/09/30

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Details des Analysemodells, das zur Erstellung dieses Berichts verwendet wurde, sind auf unserer GitHub-Seite verfügbar. Außerdem haben wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf YouTube.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Fair Isaac Corporation wird von 34 Analysten beobachtet. 20 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Jeffrey MeulerBaird
Manav PatnaikBarclays
Jeffrey SilberBMO Capital Markets Equity Research