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America's Car-Mart, Inc.NasdaqGS:CRMT Aktienübersicht

Marktkapitalisierung US$93.4m
Aktienkurs
US$11.88
US$20
40.6% unterbewertet intrinsischer Abschlag
1Y-75.3%
7D-1.7%
Wert des Portfolios
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America's Car-Mart, Inc.

NasdaqGS:CRMT Lagerbericht

Marktkapitalisierung: US$93.4m

America's Car-Mart (CRMT) Aktienübersicht

America's Car-Mart, Inc. ist über seine Tochtergesellschaften als Kfz-Einzelhändler für den Gebrauchtwagenmarkt in den Vereinigten Staaten tätig. Mehr Details

CRMT grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung5/6
Künftiges Wachstum3/6
Vergangene Leistung0/6
Finanzielle Gesundheit2/6
Dividenden0/6

CRMT Community Fair Values

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America's Car-Mart, Inc. Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für America's Car-Mart
Historische Aktienkurse
Aktueller AktienkursUS$11.88
52-Wochen-HochUS$62.72
52-Wochen-TiefUS$10.58
Beta1.17
1 Monat Veränderung-14.90%
3 Monate Veränderung-47.32%
1 Jahr Veränderung-75.30%
3 Jahre Veränderung-85.63%
5 Jahre Veränderung-93.19%
Veränderung seit IPO3,973.10%

Aktuelle Nachrichten und Updates

Narrativ-Update May 12

CRMT: Funding Constraints And Weather Disruptions Will Set Up Future Rebound Potential

Analysts have cut America's Car-Mart fair value estimate from $39.50 to $20.00 after lowering their price targets, citing recent research that highlights funding constraints, weather disruptions, and a tough backdrop for subprime auto customers as key pressures on the stock. Analyst Commentary Recent Street research paints a mixed picture for America's Car-Mart, with analysts weighing operational disruptions against steady customer interest and tighter funding conditions.
Narrativ-Update Apr 22

CRMT: Funding Normalization After Weather And Facility Constraints Will Drive Future Upside

Narrative Update on America's Car-Mart Price Target Analysts have reduced America's Car-Mart price target by $15 to $14, citing recent funding constraints, the absence of a warehouse facility, and weather-related disruptions that affected quarterly results more than underlying demand or credit trends. Analyst Commentary Recent commentary points to a mixed but constructive tone around America's Car-Mart, with analysts separating one off headwinds from the core demand picture.
Seeking Alpha Apr 17

America's Car-Mart's Crash Doesn't Justify An Upgrade At This Time

Summary America's Car-Mart remains a 'sell' as ongoing revenue declines and weak cash flow overshadow recent cost-cutting efforts. CRMT faces deteriorating market conditions, with auto loan delinquencies rising and 30+ day past due accounts at 4.4%. Despite trading at a fraction of book value, liquidation risks are high due to asset composition and a $655.2 million net debt load. Management's store closures and consolidation may yield future benefits, but stabilization in sales and profitability remains elusive. Read the full article on Seeking Alpha
Narrativ-Update Apr 06

CRMT: Funding Normalization Will Support Upside Despite Tough Credit Conditions

Narrative Update on America's Car-Mart Analysts have cut America's Car-Mart price target from $29 to $14, citing funding constraints, the absence of a warehouse facility, weather-related disruption, and a challenging environment with persistent inflation, higher interest rates, and increased scrutiny of subprime lending. Analyst Commentary Bearish analysts are signaling a more cautious stance on America's Car-Mart after the latest quarter, cutting the price target to $14 from $29.
Narrativ-Update Mar 23

CRMT: Funding Normalization And Stable Credit Metrics Will Drive Future Upside

Analysts have trimmed America's Car-Mart fair value estimate to $26 from $37, linking the lower target to reduced expectations for revenue growth, profit margins, and future P/E. They cite ongoing funding constraints, weather related disruptions, and a tough macro backdrop for subprime auto customers.

Recent updates

Narrativ-Update May 12

CRMT: Funding Constraints And Weather Disruptions Will Set Up Future Rebound Potential

Analysts have cut America's Car-Mart fair value estimate from $39.50 to $20.00 after lowering their price targets, citing recent research that highlights funding constraints, weather disruptions, and a tough backdrop for subprime auto customers as key pressures on the stock. Analyst Commentary Recent Street research paints a mixed picture for America's Car-Mart, with analysts weighing operational disruptions against steady customer interest and tighter funding conditions.
Narrativ-Update Apr 22

CRMT: Funding Normalization After Weather And Facility Constraints Will Drive Future Upside

Narrative Update on America's Car-Mart Price Target Analysts have reduced America's Car-Mart price target by $15 to $14, citing recent funding constraints, the absence of a warehouse facility, and weather-related disruptions that affected quarterly results more than underlying demand or credit trends. Analyst Commentary Recent commentary points to a mixed but constructive tone around America's Car-Mart, with analysts separating one off headwinds from the core demand picture.
Seeking Alpha Apr 17

America's Car-Mart's Crash Doesn't Justify An Upgrade At This Time

Summary America's Car-Mart remains a 'sell' as ongoing revenue declines and weak cash flow overshadow recent cost-cutting efforts. CRMT faces deteriorating market conditions, with auto loan delinquencies rising and 30+ day past due accounts at 4.4%. Despite trading at a fraction of book value, liquidation risks are high due to asset composition and a $655.2 million net debt load. Management's store closures and consolidation may yield future benefits, but stabilization in sales and profitability remains elusive. Read the full article on Seeking Alpha
Narrativ-Update Apr 06

CRMT: Funding Normalization Will Support Upside Despite Tough Credit Conditions

Narrative Update on America's Car-Mart Analysts have cut America's Car-Mart price target from $29 to $14, citing funding constraints, the absence of a warehouse facility, weather-related disruption, and a challenging environment with persistent inflation, higher interest rates, and increased scrutiny of subprime lending. Analyst Commentary Bearish analysts are signaling a more cautious stance on America's Car-Mart after the latest quarter, cutting the price target to $14 from $29.
Narrativ-Update Mar 23

CRMT: Funding Normalization And Stable Credit Metrics Will Drive Future Upside

Analysts have trimmed America's Car-Mart fair value estimate to $26 from $37, linking the lower target to reduced expectations for revenue growth, profit margins, and future P/E. They cite ongoing funding constraints, weather related disruptions, and a tough macro backdrop for subprime auto customers.
Narrativ-Update Mar 08

CRMT: Lower Future P/E And Margin Assumptions Will Support Further Upside

Analysts have trimmed their fair value estimate for America's Car-Mart from $45.00 to $37.00, citing updated assumptions for revenue growth, profit margin, and a lower future P/E multiple. What's in the News America's Car-Mart, Inc.
Narrativ-Update Feb 22

CRMT: Higher Margins And Lower Discount Rate Will Support Future Upside

Analysts have kept America's Car-Mart's price target effectively unchanged at $45.00. They cited updated assumptions for slightly higher revenue growth, a modestly wider profit margin, a lower discount rate of 12.33%, and a small reduction in the future P/E estimate.
Analyseartikel Feb 12

Investor Optimism Abounds America's Car-Mart, Inc. (NASDAQ:CRMT) But Growth Is Lacking

There wouldn't be many who think America's Car-Mart, Inc.'s ( NASDAQ:CRMT ) price-to-sales (or "P/S") ratio of 0.1x is...
Narrativ-Update Feb 08

CRMT: Lower Discount Rate And Stable Fair Value Will Support Upside

Analysts have kept their price target for America's Car-Mart steady at US$29.00. They cite updated assumptions such as a 12.33% discount rate, 3.24% revenue growth, a 1.43% profit margin, and a future P/E of 15.10 as the basis for their view.
Narrativ-Update Jan 24

CRMT: Credit And Margin Pressures Will Set Up Balanced Future Returns

Analysts have revised their price target on America's Car-Mart from about US$34 to roughly US$29, citing updated assumptions that include slightly higher revenue growth, a lower profit margin and a higher future P/E multiple. What's in the News America's Car-Mart was removed as a constituent from the S&P Retail Select Industry Index, which may affect how some index-linked funds and benchmarks include the stock (Index Constituent Drops).
Narrativ-Update Jan 10

CRMT: Modest Margin Improvements Will Ultimately Outweigh Elevated Credit Losses

Analysts have modestly adjusted their outlook on America's Car-Mart, tying a refined price target to slightly updated assumptions for revenue growth, profit margin and future P/E. These now reflect expectations of around 4.05% top line expansion, 2.60% profitability and a 12.67x earnings multiple.
Narrativ-Update Dec 26

CRMT: Credit And Margin Headwinds Will Set Up Attractive Future Upside

Analysts have trimmed their average price target on America's Car-Mart by 11 dollars to 34 dollars. This reflects more cautious assumptions on revenue growth, profit margins, and valuation multiples, despite only a modest uptick in the discount rate.
Narrativ-Update Dec 12

CRMT: Rising Credit Losses Will Be Outweighed By Future Earnings Power

Analysts have trimmed their price target on America's Car-Mart from 58.00 dollars to 45.00 dollars, reflecting expectations for stronger top line growth but lower profit margins and a more conservative future earnings multiple. What's in the News Reported second quarter net charge offs of $106.3 million, up from $100.1 million in the first quarter, highlighting rising credit losses in the portfolio (Key Developments) Entered into an agreement for a $300 million senior secured term loan credit facility maturing October 30, 2030, bolstering liquidity and funding capacity (Key Developments) Valuation Changes The fair value estimate has fallen significantly from $58.00 to $45.00 per share.
Analyseartikel Oct 29

The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence

What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
Narrativ-Update Sep 21

Digital Payments And Data Analytics Will Expand Auto Finance

The consensus analyst price target for America’s Car-Mart has been cut notably, reflecting weaker outlooks for revenue growth and future earnings, with fair value falling from $51.50 to $39.50. What's in the News No shares were repurchased from February 1, 2025 to April 30, 2025, or from May 1, 2025 to July 31, 2025, under the existing buyback program.
Narrativ-Update Sep 06

Digital Payments And Data Analytics Will Expand Auto Finance

America’s Car-Mart’s fair value estimate has been lowered as both its consensus revenue growth and net profit margin forecasts have declined, leading analysts to reduce the price target from $62.50 to $51.50. What's in the News No shares were repurchased from February 1, 2025 to July 31, 2025 under the existing buyback program; to date, 7,264,285 shares (83.16%) have been repurchased for $295.69 million since the program began in 2005.
User avatar
Neues Narrativ May 30

Expanding Subprime Market Will Drive Auto Financing Success

Strong demand from underserved subprime borrowers and strategic focus on affordable used vehicles are expected to drive resilient sales and revenue growth.
Analyseartikel May 13

Here's What's Concerning About America's Car-Mart's (NASDAQ:CRMT) Returns On Capital

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Firstly, we'll want...
Seeking Alpha Apr 27

America's Car-Mart: Kudos Deserved For Investing Through Uncertainty But Elevated Risk Remains

Summary CRMT's long-term support breach and 33% stock decline since November 2023 highlight ongoing financial struggles despite recent capital infusion and market strength. Persistent debt and elevated receivables limit CRMT's ability to invest aggressively in its business, with cash flow issues exacerbating financial instability. Management's challenge: balancing underwriting levels to boost volumes without spiking delinquencies, while maintaining core profitability amidst uncertain used car market conditions. Encouraging near-term technical signs include a successful test of 2024 lows and a subsequent rally, but cautious optimism is advised due to economic uncertainties. Read the full article on Seeking Alpha
Analyseartikel Mar 09

America's Car-Mart, Inc. Just Beat EPS By 140%: Here's What Analysts Think Will Happen Next

As you might know, America's Car-Mart, Inc. ( NASDAQ:CRMT ) just kicked off its latest quarterly results with some very...
Analyseartikel Feb 22

Risks To Shareholder Returns Are Elevated At These Prices For America's Car-Mart, Inc. (NASDAQ:CRMT)

With a median price-to-sales (or "P/S") ratio of close to 0.4x in the Specialty Retail industry in the United States...
Seeking Alpha Jan 25

America's Car-Mart: A Get-Rich-Slow Compounder

Summary Car-Mart's operations are stronger, with improved loan metrics, a 36.5% gross margin, and a successful $300 million ABS transaction attracting $1.5 billion in demand. Management's candid approach to the $74 million equity raise shows genuine concern for shareholder dilution and a focus on improving liquidity. CRMT's selective M&A strategy, enhanced by a centralized LOS system and Cox Auto partnership, signals potential future growth in key markets like Texas and Iowa. CRMT is a cash-flow play, not a growth story; current price-to-book ratio of 0.813 suggests it's undervalued, presenting a solid investment opportunity. Read the full article on Seeking Alpha
Analyseartikel Dec 11

America's Car-Mart (NASDAQ:CRMT) Is Reinvesting At Lower Rates Of Return

There are a few key trends to look for if we want to identify the next multi-bagger. Typically, we'll want to notice a...
Seeking Alpha Nov 18

America's Car-Mart: Conservative Management Driving Success In Challenging Times

Summary Despite a 5.2% revenue decline, CRMT's gross profit margins expanded to 35%, showcasing effective cost control and pricing optimization. Loan portfolio quality has also improved. Strategic initiatives like a new ERP system, partnership with Cox Automotive, and cost reduction efforts could streamline operations and make cars more affordable in CRMT. Strong financial position, conservative debt management, and thoughtful inventory strategy position America's Car-Mart for long-term growth and market share gains. CRMT has stronger operations than before. It has strengthened its position in the used car market in rural areas. The business may seem dull, unappealing, and facing headwinds, but this offers an opportunity to buy given the historical low valuation. Read the full article on Seeking Alpha
Seeking Alpha Sep 18

America's Car-Mart Continues To Struggle

Summary America's Car-Mart, Inc. has seen a 20% stock decline since February, despite insider buying and anticipated Federal Reserve interest rate cuts. Lower interest rates could benefit consumer finance-dependent sectors, but America's Car-Mart's earnings estimates have dropped, reflecting ongoing challenges. It should be noted that used car sales overall have seen a marginal pickup in the past few months. An updated analysis of America's Car-Mart follows in the paragraphs below. Read the full article on Seeking Alpha
Analyseartikel Sep 05

America's Car-Mart (NASDAQ:CRMT) Will Be Hoping To Turn Its Returns On Capital Around

Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Amongst other things...
Seeking Alpha Aug 27

America's Car-Mart: Correcting 'Covid Sins'

Summary America's Car-Mart's new CEO, Doug Campbell, is centralizing and outsourcing tasks to let dealership managers focus on sales, improving overall efficiency. Doug has implemented a new loan operating system, enhancing underwriting standards and reducing net charge-offs, crucial for financial stability. The company is correcting 'Covid sins' by selling newer cars and shortening loan terms, addressing past underwriting issues. Despite current market challenges, America's Car-Mart is well-positioned for acquisitions, aiming to leverage its scale and low-cost advantage for growth. Read the full article on Seeking Alpha
Analyseartikel Jun 20

America's Car-Mart, Inc.'s (NASDAQ:CRMT) Price Is Out Of Tune With Revenues

With a median price-to-sales (or "P/S") ratio of close to 0.4x in the Specialty Retail industry in the United States...
Seeking Alpha Jun 18

America's Car-Mart Is A Clunker

Summary America's Car-Mart, Inc. shares dropped 8% after disappointing financial results for the final quarter of the 2024 fiscal year. Revenue exceeded forecasts, but earnings per share fell short due to rising interest expense and high provisions. America's Car-Mart saw a decline in vehicle sales, an increase in debt, and a rise in interest expense, impacting profitability and investor confidence. Read the full article on Seeking Alpha
Analyseartikel Feb 13

The Returns On Capital At America's Car-Mart (NASDAQ:CRMT) Don't Inspire Confidence

To find a multi-bagger stock, what are the underlying trends we should look for in a business? Firstly, we'd want to...
Analyseartikel Jan 03

America's Car-Mart, Inc.'s (NASDAQ:CRMT) P/S Is On The Mark

It's not a stretch to say that America's Car-Mart, Inc.'s ( NASDAQ:CRMT ) price-to-sales (or "P/S") ratio of 0.3x right...
Analyseartikel Oct 18

America's Car-Mart (NASDAQ:CRMT) Will Want To Turn Around Its Return Trends

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Analyseartikel Aug 23

What Is America's Car-Mart, Inc.'s (NASDAQ:CRMT) Share Price Doing?

While America's Car-Mart, Inc. ( NASDAQ:CRMT ) might not be the most widely known stock at the moment, it led the...
Analyseartikel Jun 02

America's Car-Mart's (NASDAQ:CRMT) Returns On Capital Not Reflecting Well On The Business

If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...

Aktionärsrenditen

CRMTUS Specialty RetailUS Markt
7D-1.7%2.6%-0.3%
1Y-75.3%-1.4%26.7%

Rendite im Vergleich zur Industrie: CRMT unter dem Niveau der Branche US Specialty Retail , die im vergangenen Jahr eine Rendite von -1.4% erzielte.

Rendite vs. Markt: CRMT hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 26.7 erzielte.

Preisvolatilität

Is CRMT's price volatile compared to industry and market?
CRMT volatility
CRMT Average Weekly Movement12.1%
Specialty Retail Industry Average Movement7.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stabiler Aktienkurs: Der Aktienkurs von CRMT war in den letzten 3 Monaten im Vergleich zum US -Markt volatil.

Volatilität im Zeitverlauf: CRMTDie wöchentliche Volatilität (12%) war im vergangenen Jahr stabil, liegt aber immer noch höher als bei 75 % der US Aktien.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
19812,300Doug Campbellwww.car-mart.com

America's Car-Mart, Inc. ist über seine Tochtergesellschaften als Kfz-Einzelhändler für den Gebrauchtwagenmarkt in den Vereinigten Staaten tätig. Das Unternehmen verkauft ältere Gebrauchtwagenmodelle und bietet seinen Kunden Finanzierungen an. Das Unternehmen wurde 1981 gegründet und hat seinen Hauptsitz in Rogers, Arkansas.

America's Car-Mart, Inc.'s Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von America's Car-Mart im Vergleich zum Marktanteil des Unternehmens?
CRMT grundlegende Statistiken
MarktanteilUS$93.40m
Gewinn(TTM)-US$94.32m
Umsatz(TTM)US$1.34b
0.1x
Kurs-Umsatz-Verhältnis
-1.0x
Kurs-Gewinn-Verhältnis

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
CRMT Gewinn- und Verlustrechnung (TTM)
EinnahmenUS$1.34b
Kosten der EinnahmenUS$739.58m
BruttogewinnUS$603.47m
Sonstige AusgabenUS$697.79m
Gewinn-US$94.32m

Zuletzt gemeldete Gewinne

Jan 31, 2026

Datum des nächsten Gewinnberichts

k.A.

Gewinn per Aktie (EPS)-11.36
Bruttomarge44.93%
Nettogewinnspanne-7.02%
Schulden/Eigenkapital-Verhältnis185.9%

Wie hat sich CRMT auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/20 19:40
Aktienkurs zum Tagesende2026/05/20 00:00
Gewinne2026/01/31
Jährliche Einnahmen2025/04/30

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

America's Car-Mart, Inc. wird von 8 Analysten beobachtet. 3 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
John MurphyBofA Global Research
Vincent CainticBTIG
David ScharfCitizens JMP Securities, LLC