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Root, Inc.NasdaqGS:ROOT Aktienübersicht

Marktkapitalisierung US$871.0m
Aktienkurs
US$55.05
US$90
38.8% unterbewertet intrinsischer Abschlag
1Y-61.5%
7D-4.6%
Wert des Portfolios
​
Siehe

Root, Inc.

NasdaqGS:ROOT Lagerbericht

Marktkapitalisierung: US$871.0m

Root (ROOT) Aktienübersicht

Root, Inc. bietet Versicherungsprodukte und -dienstleistungen in den Vereinigten Staaten an. Mehr Details

ROOT grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung0/6
Künftiges Wachstum1/6
Vergangene Leistung3/6
Finanzielle Gesundheit4/6
Dividenden0/6

Belohnungen

Prognostiziertes Gewinnwachstum 6.8% pro Jahr

Die Erträge sind in den letzten 5 Jahren um 52.7% pro Jahr gestiegen.

Risikoanalyse

Bei unseren Risikoprüfungen wurden keine Risiken für ROOT festgestellt.

ROOT Community Fair Values

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Analyst Price Targets

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Root, Inc. Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für Root
Historische Aktienkurse
Aktueller AktienkursUS$55.05
52-Wochen-HochUS$162.99
52-Wochen-TiefUS$40.91
Beta2.9
1 Monat Veränderung27.40%
3 Monate Veränderung-13.77%
1 Jahr Veränderung-61.53%
3 Jahre Veränderung934.77%
5 Jahre Veränderung-70.56%
Veränderung seit IPO-88.67%

Aktuelle Nachrichten und Updates

ROOT: Fair Outlook Balances Partnership Progress With Questions On Margin Durability

Analysts have reduced their average price target on Root from about $105 to $52. This change reflects updated views on fair value after recent target cuts, including adjustments related to operating trends and margin assumptions.

ROOT: Lower Loss Ratio And PIF Momentum Will Support Future Upside

Analysts have reduced Root's average price target to reflect recent target cuts from $150 to $104, from $96 to $75, from $75 to $70, and from $90 to $52, citing updated views on growth, margins, pricing, and loss trends after the latest quarterly results. Analyst Commentary Recent research updates show that even as price targets have been reduced, some bullish analysts remain constructive on Root's execution and earnings profile, especially around the latest quarterly print.

Recent updates

ROOT: Fair Outlook Balances Partnership Progress With Questions On Margin Durability

Analysts have reduced their average price target on Root from about $105 to $52. This change reflects updated views on fair value after recent target cuts, including adjustments related to operating trends and margin assumptions.

ROOT: Lower Loss Ratio And PIF Momentum Will Support Future Upside

Analysts have reduced Root's average price target to reflect recent target cuts from $150 to $104, from $96 to $75, from $75 to $70, and from $90 to $52, citing updated views on growth, margins, pricing, and loss trends after the latest quarterly results. Analyst Commentary Recent research updates show that even as price targets have been reduced, some bullish analysts remain constructive on Root's execution and earnings profile, especially around the latest quarterly print.

ROOT: Future Pricing And Loss Trends Will Drive Upside Potential

Analysts have trimmed the price target on Root to $90.00 from $111.60, citing lower fair value assumptions and more moderate expectations for revenue growth and profit margins, partly offset by a slightly higher future P/E multiple. Analyst Commentary Street research around Root reflects a mix of optimism on execution and caution on valuation risk, with several firms trimming price targets while maintaining neutral to positive ratings.

ROOT: Loss Ratio Discipline And Policy Momentum Will Support Future Upside

Analysts have reduced their price target on Root to $125 from $150, reflecting updated assumptions that include slightly lower revenue growth, a modestly higher profit margin profile, and a lower forward P/E multiple informed by recent research that trimmed targets following Q4 results. Analyst Commentary Recent Street research on Root has centered on how the latest quarterly results feed into updated valuation work, especially around earnings power, growth in policies in force, and the balance between revenue growth and operating efficiency.

ROOT: Pricing And Loss Trends Will Drive Upside Potential Ahead

Narrative Update on Root Analysts have trimmed their price target on Root from $96 to $75 as they now reflect updated views on pricing, loss trends, and reserves in the insurance sector, along with slightly higher discount rates and more cautious profit margin assumptions in their valuation work. Analyst Commentary Analysts are reworking their models on Root around the upcoming insurance sector earnings season, with attention centering on how pricing, loss trends, and reserves could influence the path for margins and valuation.

Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 26%

Feb 12
Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 26%

ROOT: Pricing Discipline And Loss Management Will Support Future Upside Potential

Narrative update on Root Analysts have trimmed their price target on Root from US$96 to US$75, pointing to a sharper focus on pricing, loss trends, and reserves across the insurance group, with modest tweaks to long term revenue growth, profit margin, discount rate, and forward P/E assumptions. Analyst Commentary Bullish analysts looking at Root around upcoming insurance sector results are paying close attention to how the company manages pricing, loss trends, and reserves relative to peers in the P&C space.

ROOT: Pricing Discipline And Loss Trends Will Support Long-Term Upside Potential

Analysts trimmed their price target on Root to US$75 from US$96, citing a sharper focus on pricing, loss trends, and reserves heading into upcoming insurance sector earnings. Analyst Commentary Bullish analysts are treating the revised US$75 price target as a recalibration rather than a reversal in their broader view on Root.

ROOT: Cautious Assumptions Will Support Long-Term Upside Potential

Analysts now see Root’s fair value holding at $150.00 per share while applying slightly lower revenue growth and profit margin assumptions, along with a higher forward P/E, reflecting a more cautious outlook on the company’s medium term earnings power. Valuation Changes Fair Value: Fair value per share is unchanged at $150.00.

Root: Becoming Carvana's Auto Insurance Business

Jan 04

ROOT: West Coast Expansion Will Drive Long-Term Upside In Coming Years

Analysts have modestly raised their price target on Root, now implying intrinsic value of approximately $150.00 per share, as slightly stronger projected revenue growth more than offsets a marginally lower expected profit margin and a minimally higher forward earnings multiple. Valuation Changes Fair Value: Unchanged at an implied intrinsic value of approximately $150.00 per share, indicating a stable central valuation view.

ROOT: West Coast Expansion Will Drive Long-Term Upside Despite Tempered Outlook

Analysts lowered their price target on Root from 165 dollars to 150 dollars, citing a tempered outlook for revenue growth and profit margins that more than offset a slightly higher assumed future earnings multiple. What's in the News Root Insurance expands into Washington, completing its West Coast footprint and now serving drivers in Washington, Oregon, and California (company announcement) The company’s data-driven, smartphone-based pricing model now reaches more than 78% of the U.S. population, significantly broadening its addressable market (company announcement) Washington drivers can enroll via the Root app or joinroot.com, complete a telematics-based test drive, and potentially save up to 1,200 dollars annually based on safe driving behavior (company announcement) Root is deepening distribution by partnering with tech-forward companies and independent insurance agents to offer multiple access points for its digital-first auto policies in Washington (company announcement) Valuation Changes Fair Value Estimate lowered moderately from 165 dollars to 150 dollars, reflecting a more cautious outlook on the company’s fundamentals.

Premium Expansion Will Face Headwinds While Profitability Sees Continued Progress

The analyst consensus price target for Root has shifted downward, dropping from $140 to $105 according to recent updates. Analysts cite mixed performance in premium growth and profitability, despite better-than-expected earnings.

Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles

Analysts have lowered their average price target for Root from $130.60 to $124.40. They cite mixed trends in premium growth and company profitability despite recent earnings performance.

Next-generation AI Models Will Advance Insurance Yet Face Regulatory Hurdles

Despite strong operating income beats, improved earnings forecasts, and higher premium growth, ongoing concerns about weaker policy-in-force growth tempered analyst enthusiasm, resulting in the consensus analyst price target for Root remaining unchanged at $137.60. Analyst Commentary Bullish analysts cited higher earned premium growth and improved loss ratios contributing to a significant operating income beat versus expectations.

Market Cool On Root, Inc.'s (NASDAQ:ROOT) Revenues Pushing Shares 25% Lower

Jul 12
Market Cool On Root, Inc.'s (NASDAQ:ROOT) Revenues Pushing Shares 25% Lower

Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable

May 04
Root, Inc. (NASDAQ:ROOT) Stocks Shoot Up 27% But Its P/S Still Looks Reasonable
User avatar

Expansive Costs Will Undermine Future Profitability In US Insurance

Strategic investments in marketing and data science might boost future growth but will likely increase short-term expenses and pressure net margins.

Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump

Mar 15
Root, Inc. (NASDAQ:ROOT) Looks Just Right With A 28% Price Jump

Root: Loving The Profits, But It's Fair Value Territory

Feb 28

Root Inc. Q4 2024 Earnings Preview

Feb 18

Root, Inc.: A Risky Play In The Insurtech Sector

Jan 06

Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny

Dec 20
Root, Inc. (NASDAQ:ROOT) Stock's 30% Dive Might Signal An Opportunity But It Requires Some Scrutiny

Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company

Nov 01
Root, Inc. (NASDAQ:ROOT) Stock Rockets 74% But Many Are Still Ignoring The Company

Root, Inc. Has Entered The World Of Profits (Rating Upgrade)

Nov 01

Root Inc. Q3 Earnings Preview: Loss Ratio Not Sustainable

Oct 24

Take Care Before Jumping Onto Root, Inc. (NASDAQ:ROOT) Even Though It's 36% Cheaper

Aug 19
Take Care Before Jumping Onto Root, Inc. (NASDAQ:ROOT) Even Though It's 36% Cheaper

Root Inc: Rising Insurer In A Competitive Space

Aug 11

Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 33%

Jun 19
Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 33%

Root, Inc.: Promising Embedded Strategy With Potential Nationwide Expansion

May 06

Not Many Are Piling Into Root, Inc. (NASDAQ:ROOT) Stock Yet As It Plummets 32%

May 05
Not Many Are Piling Into Root, Inc. (NASDAQ:ROOT) Stock Yet As It Plummets 32%

Root, Inc. (NASDAQ:ROOT) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

May 03
Root, Inc. (NASDAQ:ROOT) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates

Aktionärsrenditen

ROOTUS InsuranceUS Markt
7D-4.6%-1.0%0.8%
1Y-61.5%-8.2%27.8%

Rendite im Vergleich zur Industrie: ROOT unter dem Niveau der Branche US Insurance , die im vergangenen Jahr eine Rendite von -8.2% erzielte.

Rendite vs. Markt: ROOT hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 27.8 erzielte.

Preisvolatilität

Is ROOT's price volatile compared to industry and market?
ROOT volatility
ROOT Average Weekly Movement9.6%
Insurance Industry Average Movement4.4%
Market Average Movement7.1%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Stabiler Aktienkurs: ROOT hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.

Volatilität im Zeitverlauf: ROOTDie wöchentliche Volatilität (10%) ist im vergangenen Jahr stabil geblieben.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
20151,256Alex Timmwww.joinroot.com

Root, Inc. bietet Versicherungsprodukte und -dienstleistungen in den Vereinigten Staaten an. Das Unternehmen bietet Kfz- und Mietversicherungsprodukte hauptsächlich über Websites, mobile Anwendungen und Partnerschaftskanäle an. Root, Inc. wurde im Jahr 2015 gegründet und hat seinen Hauptsitz in Columbus, Ohio.

Root, Inc.'s Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von Root im Vergleich zum Marktanteil des Unternehmens?
ROOT grundlegende Statistiken
MarktanteilUS$871.01m
Gewinn(TTM)US$38.30m
Umsatz(TTM)US$1.52b
22.7x
Kurs-Gewinn-Verhältnis
0.6x
Kurs-Umsatz-Verhältnis

Ist ROOT zu teuer?

Siehe Fair Value und Bewertungsanalyse

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
ROOT Gewinn- und Verlustrechnung (TTM)
EinnahmenUS$1.52b
Kosten der EinnahmenUS$924.20m
BruttogewinnUS$592.90m
Sonstige AusgabenUS$554.60m
GewinnUS$38.30m

Zuletzt gemeldete Gewinne

Dec 31, 2025

Datum des nächsten Gewinnberichts

May 06, 2026

Gewinn per Aktie (EPS)2.42
Bruttomarge39.08%
Nettogewinnspanne2.52%
Schulden/Eigenkapital-Verhältnis50.5%

Wie hat sich ROOT auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/03 02:35
Aktienkurs zum Tagesende2026/05/01 00:00
Gewinne2025/12/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Root, Inc. wird von 17 Analysten beobachtet. 6 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Tracy Dolin-BenguiguiBarclays
Tracy Dolin-BenguiguiBarclays
Ross SandlerBarclays