Usio (USIO) Aktienübersicht
Usio, Inc. bietet zusammen mit seinen Tochtergesellschaften integrierte elektronische Zahlungsverarbeitungsdienste für Händler und Unternehmen in den Vereinigten Staaten an. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 4/6 |
| Künftiges Wachstum | 3/6 |
| Vergangene Leistung | 0/6 |
| Finanzielle Gesundheit | 4/6 |
| Dividenden | 0/6 |
USIO Community Fair Values
Create NarrativeSee what 11 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Usio, Inc. Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$1.52 |
| 52-Wochen-Hoch | US$2.02 |
| 52-Wochen-Tief | US$1.03 |
| Beta | 1.29 |
| 1 Monat Veränderung | 24.59% |
| 3 Monate Veränderung | 15.15% |
| 1 Jahr Veränderung | 4.11% |
| 3 Jahre Veränderung | -29.63% |
| 5 Jahre Veränderung | -72.61% |
| Veränderung seit IPO | -96.62% |
Aktuelle Nachrichten und Updates
Recent updates
USIO: New Gift Card Platform Will Reshape Merchant Payment Controls
Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).Slammed 25% Usio, Inc. (NASDAQ:USIO) Screens Well Here But There Might Be A Catch
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 25% over the previous 30 days, handing back much...
Electronic Payments Will Expand Market Opportunities Amid Uncertainty
The drop in Usio’s consensus price target reflects a substantial decline in net profit margin alongside a sharply higher future P/E, indicating weaker expected profitability and increasing valuation risk, with fair value now revised down to $5.12. What's in the News Usio and Mortgage Automator formed a strategic partnership to integrate Usio's advanced payment solutions into Mortgage Automator's platform, offering users automated payment options and streamlined loan servicing.Further Upside For Usio, Inc. (NASDAQ:USIO) Shares Could Introduce Price Risks After 30% Bounce
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 30% share price jump in the last month...I Like Usio's Direction, But Not Enough To Buy Right Now
Summary Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy. Usio's shift to a platform model shows potential, but its ability to consistently generate high-margin revenue and free cash flow is still unproven. Read the full article on Seeking AlphaUsio, Inc. (NASDAQ:USIO) Might Not Be As Mispriced As It Looks After Plunging 32%
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 32% over the previous 30 days, handing back much...
Improving Margins In ACH Segment And Strong Deal Pipeline Will Drive Future Profitability
Usio's expansion in ACH and PayFac segments is enhancing profitability and margins, positioning it for future earnings growth.Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 31% share price jump in the last month...Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Summary Usio, Inc. has maintained a strong balance sheet by being net cash as of Q1 2024. The company forecasts that revenue YoY growth, adj. EBITDA YoY growth, positive operating cash flow and positive free cash flow will continue in 2024. On top of this, Usio, Inc. expects that it will be profitable in 2024. Based on absolute and relative valuation, Usio, Inc. at $1.50 per share is very cheap. Read the full article on Seeking AlphaUsio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.6x might make it look like a strong buy right now...Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
With a price-to-sales (or "P/S") ratio of 0.5x Usio, Inc. ( NASDAQ:USIO ) may be sending bullish signals at the moment...Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right now compared...Usio co-founder passes away
Electronic payment solutions provider Usio (NASDAQ:USIO) said its chairman and co-founder, Michael Long, passed away on Sep. 7. The board voted to name President and CEO Louis Hoch to the additional role of chairman in a special board meeting on Sep. 12. Source: Press ReleaseUsio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Usio (NASDAQ:USIO) reported Tuesday a 2% sequential growth in total dollar processed to $2.4B during Q2 2022; however, down 12% compared to last year’s record second quarter. The fintech electronic payment company said total payment transactions processed in the second quarter of 2022 were 10.35M and included following processing results: Credit Card Dollars Processed (Including PayFac) was +2% sequentially, +9% year-over-year. Credit Card Transactions Processed +5%, +35%. Prepaid Card Load Volume -16%, +81%. Prepaid Card Transactions Processed -28%, +190%. Prepaid Card Purchase Dollars Processed -27%, +76%. Electronic Check Transaction Volume +10%, -8%. "Both card and ACH volumes set records in the final month of the quarter, June 2022, with monthly card volumes setting an all-time high and ACH volumes nearly matching our all-time high for a month. Consequently, we are maintaining our outlook of 16% - 20% revenue growth for the year, conditioned on favorable economic conditions," said Usio's President and CEO Louis Hoch. Further, the company told it expects over $15M of potential card spoilage to start recognizing in September. Earlier: Usio stock drops as Voyager Digital halts tradingUsio Buffeted By Voyager
The company's shares have sold off strongly on economic and crypto risk and the latter turned out to be real with their crypto partner Voyager entering into serious problems. Q1 margins showed some decline mostly on one-off investments, paving the way for recovery in subsequent quarters, and the company still gained cash. Guidance will likely be lowered considerably, and we think the shares will be dead money for a while, although we think most of the problems are priced in already. Longer term, PayFac and prepaid will likely to keep growing strongly, so there is still some lure for the patient investor.Usio Is Getting Flushed With The Market
The shares are sold off in sympathy with FinTech companies trading on much higher multiples. Their crypto and ACH businesses do produce some exposure to a weakening economy. However, the company is largely a secular growth story on the back of fast-growing PayFac and prepaid segments.Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
PayFac business is high-quality and growing >60%, worth $6/share today and $24/share in 2027. Prepaid business is another quality business that is growing 20%, worth $2.40/share today and $4.60/share in 2027. Remaining business units are free cash flow generators that will grow 2% organically over the next 5-7 years, providing free cash flow to invest in PayFac, Prepaid, and other growth. Blended organic growth 26% annually over next six years. Business worth $34 in 2027 based on 4x EV/sales and 30x EV/FCF, giving 35% CAGR potential.Usio Is Close To Turning Profitable
Usio is firing on all cylinders and the company had its third consecutive quarter with positive adjusted EBITDA. The company is close to profitability. Management increased guidance again although the surprising thing is that it seems to indicate a flat H2 versus H1, which is likely to be too conservative, given the growth momentum.Aktionärsrenditen
| USIO | US Diversified Financial | US Markt | |
|---|---|---|---|
| 7D | 21.6% | -0.3% | -0.3% |
| 1Y | 4.1% | -12.1% | 24.1% |
Rendite im Vergleich zur Industrie: USIO übertraf die Branche US Diversified Financial , die im vergangenen Jahr eine Rendite von -12.1 erzielte.
Rendite vs. Markt: USIO hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 24.1 erzielte.
Preisvolatilität
| USIO volatility | |
|---|---|
| USIO Average Weekly Movement | 9.4% |
| Diversified Financial Industry Average Movement | 6.6% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiler Aktienkurs: USIO hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: USIODie wöchentliche Volatilität (9%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1998 | 109 | Louis Hoch | usio.com |
Usio, Inc. bietet zusammen mit seinen Tochtergesellschaften integrierte elektronische Zahlungsverarbeitungsdienste für Händler und Unternehmen in den Vereinigten Staaten an. Das Unternehmen bietet verschiedene Arten der ACH-Verarbeitung (Automated Clearing House) für Überweisungen sowie kredit-, prepaid- und debitkartenbasierte Verarbeitungsdienste an. Zu den ACH-Transaktionsverarbeitungsdiensten gehören Schecks und Scheckkonvertierung zur Erleichterung elektronischer Zahlungen.
Usio, Inc.'s Grundlagenzusammenfassung
| USIO grundlegende Statistiken | |
|---|---|
| Marktanteil | US$41.98m |
| Gewinn(TTM) | -US$2.15m |
| Umsatz(TTM) | US$88.85m |
Ist USIO zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| USIO Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$88.85m |
| Kosten der Einnahmen | US$68.83m |
| Bruttogewinn | US$20.02m |
| Sonstige Ausgaben | US$22.18m |
| Gewinn | -US$2.15m |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
k.A.
| Gewinn per Aktie (EPS) | -0.078 |
| Bruttomarge | 22.53% |
| Nettogewinnspanne | -2.43% |
| Schulden/Eigenkapital-Verhältnis | 7.3% |
Wie hat sich USIO auf lange Sicht entwickelt?
Historische Performance und VergleicheUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/18 22:10 |
| Aktienkurs zum Tagesende | 2026/05/15 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Usio, Inc. wird von 5 Analysten beobachtet. 4 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Scott Buck | H.C. Wainwright & Co. |
| Jon Hickman | Ladenburg Thalmann & Company |