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PRA Group, Inc.NasdaqGS:PRAA Aktienübersicht

Marktkapitalisierung US$561.1m
Aktienkurs
US$14.54
US$22.67
35.9% unterbewertet intrinsischer Abschlag
1Y7.2%
7D-1.1%
Wert des Portfolios
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PRA Group, Inc.

NasdaqGS:PRAA Lagerbericht

Marktkapitalisierung: US$561.1m

PRA Group (PRAA) Aktienübersicht

PRA Group, Inc. ist ein Finanzdienstleistungsunternehmen, das in den Vereinigten Staaten, Europa, dem Vereinigten Königreich, Südamerika, Kanada und Australien notleidende Kreditportfolios kauft, einzieht und verwaltet. Mehr Details

PRAA grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung3/6
Künftiges Wachstum3/6
Vergangene Leistung0/6
Finanzielle Gesundheit2/6
Dividenden0/6

PRAA Community Fair Values

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PRA Group, Inc. Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für PRA Group
Historische Aktienkurse
Aktueller AktienkursUS$14.54
52-Wochen-HochUS$22.55
52-Wochen-TiefUS$10.25
Beta1.26
1 Monat Veränderung-31.90%
3 Monate Veränderung26.88%
1 Jahr Veränderung7.23%
3 Jahre Veränderung-27.81%
5 Jahre Veränderung-62.29%
Veränderung seit IPO182.33%

Aktuelle Nachrichten und Updates

Seeking Alpha Apr 08

PRA Group: Not Cheap Enough Yet

Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
Narrativ-Update Jan 26

PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential

Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.

Recent updates

Seeking Alpha Apr 08

PRA Group: Not Cheap Enough Yet

Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
Narrativ-Update Jan 26

PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential

Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.
Narrativ-Update Jan 11

PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential

Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.
Narrativ-Update Dec 26

PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum

Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.
Narrativ-Update Dec 12

PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift

Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.
Narrativ-Update Nov 28

PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead

Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.
Narrativ-Update Nov 04

PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties

Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.
Seeking Alpha Jan 03

PRA Group: Rebuilding Credibility And Still Undervalued

Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
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Neues Narrativ Sep 16

Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins

Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.
Seeking Alpha Aug 13

PRA Group: A Turnaround And A Hedge For An Economic Slowdown

Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking Alpha
Seeking Alpha Jul 14

PRA Group On A Long Road Back, But At Least It's Out Of The Ditch

Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking Alpha
Analyseartikel Apr 24

With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Seeking Alpha Mar 04

PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency

PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.
Analyseartikel Jan 18

Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Analyseartikel Oct 20

Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analyseartikel Jul 09

Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock

It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Analyseartikel Jun 03

It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year

As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...

Aktionärsrenditen

PRAAUS Consumer FinanceUS Markt
7D-1.1%-1.6%-1.0%
1Y7.2%1.7%23.3%

Rendite im Vergleich zur Industrie: PRAA übertraf die Branche US Consumer Finance , die im vergangenen Jahr eine Rendite von 1.7 erzielte.

Rendite vs. Markt: PRAA hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 23.3 erzielte.

Preisvolatilität

Is PRAA's price volatile compared to industry and market?
PRAA volatility
PRAA Average Weekly Movement11.0%
Consumer Finance Industry Average Movement6.7%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stabiler Aktienkurs: PRAA hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.

Volatilität im Zeitverlauf: PRAADie wöchentliche Volatilität (11%) ist im vergangenen Jahr stabil geblieben.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
19962,541Martin Sjolundwww.pragroup.com

PRA Group, Inc. ist ein Finanzdienstleistungsunternehmen, das in den Vereinigten Staaten, Europa, dem Vereinigten Königreich, Südamerika, Kanada und Australien notleidende Kreditportfolios kauft, einzieht und verwaltet. Das Unternehmen erwirbt Darlehen von Kreditgebern, die sich entschieden haben, den geschuldeten Betrag nicht weiter zu verfolgen, oder die bei der Eintreibung erfolglos waren. Es kauft auch Kredite in Situationen, in denen der Kunde in ein Konkurs- oder ähnliches Verfahren verwickelt ist, und kauft und erbringt kostenpflichtige Dienstleistungen für die Beitreibung von Sammelklagen.

PRA Group, Inc.'s Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von PRA Group im Vergleich zum Marktanteil des Unternehmens?
PRAA grundlegende Statistiken
MarktanteilUS$561.05m
Gewinn(TTM)-US$280.59m
Umsatz(TTM)US$1.25b
0.4x
Kurs-Umsatz-Verhältnis
-2.0x
Kurs-Gewinn-Verhältnis

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
PRAA Gewinn- und Verlustrechnung (TTM)
EinnahmenUS$1.25b
Kosten der EinnahmenUS$0
BruttogewinnUS$1.25b
Sonstige AusgabenUS$1.53b
Gewinn-US$280.59m

Zuletzt gemeldete Gewinne

Mar 31, 2026

Datum des nächsten Gewinnberichts

k.A.

Gewinn per Aktie (EPS)-7.36
Bruttomarge100.00%
Nettogewinnspanne-22.51%
Schulden/Eigenkapital-Verhältnis354.0%

Wie hat sich PRAA auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/20 03:36
Aktienkurs zum Tagesende2026/05/20 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

PRA Group, Inc. wird von 9 Analysten beobachtet. 3 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
David ScharfCitizens JMP Securities, LLC
Richard ShaneJefferies LLC
Hugh MillerMacquarie Research