PRA Group Vergangene Ertragsentwicklung
Vergangenheit Kriterienprüfungen 0/6
Die Gewinne von PRA Group sind mit einer durchschnittlichen Jahresrate von -63.2% zurückgegangen, während die Gewinne der Branche Consumer Finance um 0.9% pro Jahr zurückgingen. Die Umsätze sind gewachsen mit einer durchschnittlichen Jahresrate von 2%.
Wichtige Informationen
-63.20%
Wachstumsrate der Gewinne
-62.19%
EPS-Wachstumsrate
| Consumer Finance Wachstum der Industrie | 7.20% |
| Wachstumsrate der Einnahmen | 2.03% |
| Eigenkapitalrendite | -25.01% |
| Netto-Marge | -22.51% |
| Letzte Ertragsaktualisierung | 31 Mar 2026 |
Jüngste Aktualisierungen vergangener Leistungen
Recent updates
Seeking Alpha • Apr 08
PRA Group: Not Cheap Enough Yet
Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
Narrativ-Update • Jan 26
PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.
Narrativ-Update • Jan 11
PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential
Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.Narrativ-Update • Dec 26
PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum
Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.Narrativ-Update • Dec 12
PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift
Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.Narrativ-Update • Nov 28
PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead
Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.Narrativ-Update • Nov 04
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.Seeking Alpha • Jan 03
PRA Group: Rebuilding Credibility And Still Undervalued
Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
Neues Narrativ • Sep 16
Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins
Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.Seeking Alpha • Aug 13
PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking AlphaAnalyseartikel • Apr 24
With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Seeking Alpha • Mar 04
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.Analyseartikel • Jan 18
Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analyseartikel • Oct 20
Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analyseartikel • Jul 09
Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analyseartikel • Jun 03
It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...Aufschlüsselung der Einnahmen und Ausgaben
Aufschlüsselung der Einnahmen und Ausgaben
Wie PRA Group Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.
Gewinn- und Umsatzhistorie
| Datum | Einnahmen | Gewinn | Allgemeine und Verwaltungskosten | F&E-Ausgaben |
|---|---|---|---|---|
| 31 Mar 26 | 1,247 | -281 | 766 | 0 |
| 31 Dec 25 | 1,202 | -305 | 751 | 0 |
| 30 Sep 25 | 1,162 | -343 | 740 | 0 |
| 30 Jun 25 | 1,132 | 92 | 719 | 0 |
| 31 Mar 25 | 1,129 | 71 | 712 | 0 |
| 31 Dec 24 | 1,115 | 71 | 707 | 0 |
| 30 Sep 24 | 1,043 | 43 | 686 | 0 |
| 30 Jun 24 | 978 | 4 | 663 | 0 |
| 31 Mar 24 | 903 | -21 | 632 | 0 |
| 31 Dec 23 | 803 | -83 | 631 | 0 |
| 30 Sep 23 | 804 | -59 | 619 | 0 |
| 30 Jun 23 | 832 | -22 | 624 | 0 |
| 31 Mar 23 | 881 | 19 | 634 | 0 |
| 31 Dec 22 | 967 | 117 | 615 | 0 |
| 30 Sep 22 | 1,001 | 135 | 622 | 0 |
| 30 Jun 22 | 1,020 | 145 | 631 | 0 |
| 31 Mar 22 | 1,047 | 165 | 636 | 0 |
| 31 Dec 21 | 1,096 | 183 | 644 | 0 |
| 30 Sep 21 | 1,113 | 179 | 656 | 0 |
| 30 Jun 21 | 1,117 | 187 | 653 | 0 |
| 31 Mar 21 | 1,103 | 189 | 637 | 0 |
| 31 Dec 20 | 1,065 | 149 | 650 | 0 |
| 30 Sep 20 | 1,061 | 147 | 654 | 0 |
| 30 Jun 20 | 1,043 | 129 | 655 | 0 |
| 31 Mar 20 | 1,023 | 90 | 681 | 0 |
| 31 Dec 19 | 1,017 | 86 | 681 | 0 |
| 30 Sep 19 | 985 | 74 | 677 | 0 |
| 30 Jun 19 | 961 | 59 | 670 | 0 |
| 31 Mar 19 | 930 | 60 | 645 | 0 |
| 31 Dec 18 | 908 | 66 | 623 | 0 |
| 30 Sep 18 | 882 | 140 | 592 | 0 |
| 30 Jun 18 | 861 | 145 | 604 | 0 |
| 31 Mar 18 | 843 | 137 | 593 | 0 |
| 31 Dec 17 | 828 | 164 | 539 | 0 |
| 30 Sep 17 | 773 | 58 | 460 | 0 |
| 30 Jun 17 | 790 | 76 | 460 | 0 |
| 31 Mar 17 | 815 | 101 | 430 | 0 |
| 31 Dec 16 | 931 | 86 | 549 | 0 |
| 30 Sep 16 | 906 | 144 | 486 | 0 |
| 30 Jun 16 | 913 | 127 | 447 | 0 |
| 31 Mar 16 | 922 | 142 | 475 | 0 |
| 31 Dec 15 | 942 | 168 | 472 | 0 |
| 30 Sep 15 | 963 | 174 | 513 | 0 |
| 30 Jun 15 | 972 | 208 | 517 | 0 |
Qualität der Erträge: PRAA ist derzeit unrentabel.
Wachsende Gewinnspanne: PRAA ist derzeit unrentabel.
Analyse von freiem Cashflow und Gewinn
Analyse des Gewinnwachstums in der Vergangenheit
Ergebnisentwicklung: PRAA ist unrentabel, und die Verluste haben in den letzten 5 Jahren mit einer Rate von 63.2% pro Jahr zugenommen.
Beschleunigtes Wachstum: Das Gewinnwachstum des letzten Jahres kann nicht mit dem 5-Jahres-Durchschnitt von PRAA verglichen werden, da das Unternehmen derzeit nicht profitabel ist.
Erträge im Vergleich zur Industrie: PRAA ist unrentabel, was einen Vergleich des Gewinnwachstums des letzten Jahres mit der Branche Consumer Finance (24.1%) erschwert.
Eigenkapitalrendite
Hohe Eigenkapitalrendite: PRAA hat eine negative Eigenkapitalrendite (-25.01%), da es derzeit unrentabel ist.
Kapitalrendite
Rendite auf das eingesetzte Kapital
Entdecken Sie starke Unternehmen, die in der Vergangenheit erfolgreich waren
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/06/08 12:05 |
| Aktienkurs zum Tagesende | 2026/06/08 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
PRA Group, Inc. wird von 9 Analysten beobachtet. 3 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |
| Hugh Miller | Macquarie Research |