UMB Financial (UMBF) Aktienübersicht
Die UMB Financial Corporation ist eine Bankholdinggesellschaft, die in den Vereinigten Staaten und international Bankdienstleistungen und die Verwaltung von Vermögenswerten anbietet. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 4/6 |
| Künftiges Wachstum | 1/6 |
| Vergangene Leistung | 5/6 |
| Finanzielle Gesundheit | 6/6 |
| Dividenden | 4/6 |
UMBF Community Fair Values
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Analyst Price Targets
UMB Financial Corporation Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$143.80 |
| 52-Wochen-Hoch | US$146.60 |
| 52-Wochen-Tief | US$103.38 |
| Beta | 0.78 |
| 1 Monat Veränderung | 10.68% |
| 3 Monate Veränderung | 23.69% |
| 1 Jahr Veränderung | 31.98% |
| 3 Jahre Veränderung | 139.67% |
| 5 Jahre Veränderung | 57.35% |
| Veränderung seit IPO | 2,470.22% |
Aktuelle Nachrichten und Updates
Narrativ-Update • Jul 01
UMBF: Earnings Momentum And Balance Sheet Mix Will Guide Future Risk Reward Profile
Analysts have lifted the UMB Financial price target range, with the internal fair value estimate moving from about $147.08 to $151.58. This reflects recent Street target increases from firms citing building revenue momentum and updated earnings previews for regional banks.Seeking Alpha • Jun 20
UMB Financial: Still An Interesting Blend Of Defense And Offense
Summary UMB Financial continues to report solid growth and healthy credit quality, and trades at an attractive 10x forward earnings multiple. Core revenue growth remains strong. While UMB's liability-sensitive balance sheet isn't best positioned for "higher for longer" interest rates, volume growth is healthy. Credit quality remains a key differentiator, with net charge-offs below 0.2% and only minimal exposure to private credit lending. I reiterate my Buy rating, expecting potential 10–13% total returns as UMBF's valuation discount to peers appears unwarranted. Read the full article on Seeking AlphaNarrativ-Update • Jun 17
UMBF: Earnings Momentum And Buybacks Will Shape Future Risk Reward Profile
Analysts have lifted their average price targets on UMB Financial by several dollars per share, citing updated views reflected in recent research that includes both higher and lower revisions from firms such as BofA, Truist, TD Cowen, Piper Sandler, Keefe Bruyette, Barclays, Autonomous, RBC Capital, and Morgan Stanley. Analyst Commentary Recent research on UMB Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and one new initiation with a bullish stance.Analyseartikel • Jun 17
UMB Financial (UMBF) Stock Could Be 8% Undervalued After Earnings Surprises And Conference Focus
Conference appearance puts recent UMB Financial stock momentum in focus UMB Financial (UMBF) recently presented at the Morgan Stanley US Financials Conference in New York, an event that put fresh attention on a stock already trading near a new 52 week high. See our latest analysis for UMB Financial. At the current share price of $135.32, UMB Financial sits close to its recent 52 week high, with a 30 day share price return of 8.56% and a 1 year total shareholder return of 39.02%. This points...Recent updates
Narrativ-Update • Jul 01
UMBF: Earnings Momentum And Balance Sheet Mix Will Guide Future Risk Reward Profile
Analysts have lifted the UMB Financial price target range, with the internal fair value estimate moving from about $147.08 to $151.58. This reflects recent Street target increases from firms citing building revenue momentum and updated earnings previews for regional banks.Seeking Alpha • Jun 20
UMB Financial: Still An Interesting Blend Of Defense And Offense
Summary UMB Financial continues to report solid growth and healthy credit quality, and trades at an attractive 10x forward earnings multiple. Core revenue growth remains strong. While UMB's liability-sensitive balance sheet isn't best positioned for "higher for longer" interest rates, volume growth is healthy. Credit quality remains a key differentiator, with net charge-offs below 0.2% and only minimal exposure to private credit lending. I reiterate my Buy rating, expecting potential 10–13% total returns as UMBF's valuation discount to peers appears unwarranted. Read the full article on Seeking AlphaNarrativ-Update • Jun 17
UMBF: Earnings Momentum And Buybacks Will Shape Future Risk Reward Profile
Analysts have lifted their average price targets on UMB Financial by several dollars per share, citing updated views reflected in recent research that includes both higher and lower revisions from firms such as BofA, Truist, TD Cowen, Piper Sandler, Keefe Bruyette, Barclays, Autonomous, RBC Capital, and Morgan Stanley. Analyst Commentary Recent research on UMB Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and one new initiation with a bullish stance.Analyseartikel • Jun 17
UMB Financial (UMBF) Stock Could Be 8% Undervalued After Earnings Surprises And Conference Focus
Conference appearance puts recent UMB Financial stock momentum in focus UMB Financial (UMBF) recently presented at the Morgan Stanley US Financials Conference in New York, an event that put fresh attention on a stock already trading near a new 52 week high. See our latest analysis for UMB Financial. At the current share price of $135.32, UMB Financial sits close to its recent 52 week high, with a 30 day share price return of 8.56% and a 1 year total shareholder return of 39.02%. This points...Narrativ-Update • Jun 01
UMBF: Share Repurchases And Lower Credit Losses Are Expected To Drive Upside
Analysts have raised their average price target on UMB Financial by a mid single digit dollar amount to reflect updated views on the bank's earnings power and risk profile, with several recent target increases partly offset by a few reductions. Analyst Commentary Recent research updates on UMB Financial show a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower and one firm starting coverage with a bullish view.Narrativ-Update • May 12
UMBF: Loan Tailwinds And Capital Return Are Expected To Drive Future Upside
UMB Financial's updated analyst price target has shifted from $142.83 to $147.08, with analysts pointing to recent target revisions across major firms and modest tweaks to fair value, discount rate, revenue growth, profit margin and future P/E assumptions as key drivers of the change. Analyst Commentary Recent Street research shows a mix of optimism and caution around UMB Financial, with several firms adjusting price targets in both directions and one new bullish initiation.Narrativ-Update • Apr 23
UMBF: Loan Tailwinds And Capital Return Are Expected To Support Upside
The latest Narrative Update on UMB Financial reflects a revised Street price target, with recent changes ranging from cuts of up to $20 to increases of up to $18, as analysts weigh earlier optimism on midcap banks against fresh views on loan growth, net interest margin and capital return. Analyst Commentary Recent Street research on UMB Financial shows a split tape, with some firms lifting price targets and others cutting them, as views differ on how much upside remains after earlier optimism on midcap banks and on how execution around loan growth, net interest margin and capital return might translate into returns for shareholders.Narrativ-Update • Apr 09
UMBF: Loan Tailwinds And Stable Fundamentals Will Support Future Upside
Analysts have trimmed the UMB Financial price target slightly, with fair value moving from about $144.23 to $142.83 as they balance more optimistic revenue growth assumptions against lower profit margin expectations and a modestly higher future P/E. Analyst Commentary Recent research looks mixed, with several firms lifting price targets over the last few months while others have cut back more recently.Narrativ-Update • Mar 26
UMBF: Loan And Capital Return Tailwinds Will Support Future Upside
The analyst price target for UMB Financial is now $144, down from about $146, as analysts balance earlier target increases across regional bank peers with slightly adjusted fair value and discount rate assumptions for the stock. Analyst Commentary Recent Street research on UMB Financial shows a mix of optimism on fundamentals and valuation support, alongside some moderating views on upside as expectations reset.Narrativ-Update • Mar 10
UMBF: Loan Growth And Capital Return Will Support Future Upside
The updated analyst price target for UMB Financial edges higher, with our fair value estimate moving slightly to $145.77. Analysts point to constructive views on midcap banks, supported by expectations around loan growth, net interest margin and capital return.Narrativ-Update • Feb 24
UMBF: Stable Fundamentals And Dovish Fed Will Support 2026 Upside
Analysts have inched their blended price target for UMB Financial higher by about $0.20 to roughly $145.62, reflecting a series of recent target increases across Wall Street that are tied to updated views on fair value, discount rates, and expected P/E multiples. Analyst Commentary Street research on UMB Financial has centered on recalibrating price targets, with several firms updating their views around earnings expectations, discount rates, and assumed P/E multiples.Narrativ-Update • Feb 08
UMBF: Stable Fundamentals And Dovish Fed Expectations Will Shape 2026 Upside
Analysts lifted their price target on UMB Financial by about $7 to $145.42, citing updated views on fair value, profitability, and the future price-to-earnings ratio, supported by a recent series of target increases from multiple research firms. Analyst Commentary Recent research on UMB Financial shows a cluster of higher price targets, with most firms updating their views around the same time and focusing on fair value, earnings power, and how the shares are priced relative to expected profits.Narrativ-Update • Jan 24
UMBF: Stable Regional Conditions And Dovish Fed Outlook Will Support Upside
Analysts have nudged their price targets on UMB Financial higher, with one firm moving to $134 and another to $142, citing expectations for relatively stable regional bank conditions, strengthening loan and revenue trends, and supportive earnings drivers ahead. Analyst Commentary Recent research updates highlight a generally constructive view on UMB Financial, with price targets clustered in the low to mid $100s and comments centered on regional bank stability, loan trends, and upcoming earnings.Narrativ-Update • Jan 08
UMBF: Repricing Tailwinds And Dovish Fed Expectations Will Support Confidence Through 2026
Narrative Update: UMB Financial Analysts trimmed their UMB Financial price target by US$7 to US$142, pointing to updated Q4 bank expectations that factor in balance sheet growth, repricing tailwinds, and the potential for a more dovish Federal Reserve chair in 2026. Analyst Commentary Recent research reflects a mix of optimism about UMB Financial's setup for Q4 and 2026, alongside a bit more caution on valuation as seen in the lower price target.Narrativ-Update • Dec 14
UMBF: Stable Margins And Dividend Will Support Confidence Through 2026
Narrative Update on Analyst Price Target Analysts have modestly raised their price target on UMB Financial to approximately $138 per share, citing a slightly lower discount rate and steady expectations for double digit revenue growth and robust profit margins. What's in the News Board declares a cash dividend of $0.43 per share on UMB Financial common stock, payable January 2, 2026, to shareholders of record on December 10, 2025 (company announcement) Third quarter 2025 net charge offs rise to $18.4 million, more than double the $8.5 million reported a year earlier, signaling some credit quality pressure (company filing) Company reports no share repurchases from July 1, 2025 to September 30, 2025, leaving the April 29, 2025 buyback authorization effectively unused (company filing) Valuation Changes Fair Value Estimate remains essentially unchanged at approximately $138 per share, indicating no material revision to the intrinsic value assessment.Narrativ-Update • Nov 29
UMBF: Continued Momentum In Legacy Operations Will Build Confidence Through 2026
Analysts have raised their price target for UMB Financial by $14, citing stronger expected growth in key segments and continued momentum in legacy business operations. Analyst Commentary Analysts have provided nuanced commentary regarding UMB Financial’s prospects following the recent price target increase.Narrativ-Update • Nov 15
UMBF: Legacy Business Momentum Will Drive Renewed Confidence Ahead
Analysts have raised their price target for UMB Financial from $130 to $144, citing slightly improved profit and revenue growth projections as well as renewed momentum in legacy operations. Analyst Commentary Recent research notes on UMB Financial reflect both optimism and caution in light of the price target increase and updated growth projections.Narrativ-Update • Nov 01
UMBF: Heartland Turnaround Will Accelerate Profit Margin Gains Into 2026
Analysts have modestly lowered their price target for UMB Financial by about $2 to $137.54. They cite improved profit margins but reduced revenue growth expectations based on updated earnings outlooks and ongoing momentum in core business segments.Narrativ-Update • Oct 17
Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements
Analysts have raised their price target for UMB Financial by $1.63 to $139.38, citing a modest improvement in growth expectations and continued momentum in the company's core business. Analyst Commentary Bullish Takeaways Bullish analysts highlight the increase in the 2026 operating EPS estimate, now anticipated at $11.75.Narrativ-Update • Oct 03
Heartland Integration And Midwest Expansion Will Deliver Efficiency Improvements
Analysts have increased their price target for UMB Financial from $133 to $137.75, citing modest improvements in revenue growth, an improving operating environment, and ongoing positive momentum in core business segments. Analyst Commentary Recent research notes reveal a predominantly optimistic outlook for UMB Financial, with multiple price target increases and positive commentary surrounding the company’s growth trajectory, operating environment, and earnings estimates.Seeking Alpha • Dec 28
UMB Financial: Loan Quality And M&A Make Shares Attractive
Summary UMB Financial shares gained over 35% in 2024, driven by strong credit quality, deposit growth, and a pending acquisition of Heartland Financial. UMB's smaller size offers a lighter regulatory burden, aiding its community-centric approach and strong loan book, with substantial excess liquidity and robust credit quality. Fixed reinvestment and the Heartland acquisition are expected to boost earnings, with potential EPS over $10.50 in 2025, making shares attractive at 10.8x forward earnings. I remain a buyer, expecting UMBF to trade closer to 12x earnings, pushing shares towards $126-130, up about 12% next year. Read the full article on Seeking AlphaSeeking Alpha • Oct 01
UMB Financial: Good Value For The Conservative Investor
Summary Shares of Missouri-based UMB Financial have recovered most of their lost ground over the past 12 months. This bank has typically excelled on asset quality, meaningfully outperforming the industry in terms of net charge-offs. The deal to acquire Heartland Financial looks solid from UMB's perspective, pointing to strong EPS growth ahead. At less than 12x consensus 2024 EPS, these shares look like good value, especially for the more conservative investor. Read the full article on Seeking Alpha
Neues Narrativ • Aug 30
Heartland Merger And Diversified Services To Propel Growth Amidst Analysts' Mixed Projections
Merger with Heartland Financial is poised to boost UMB's service range, potentially escalating revenues through synergies and enlarged market footprint.Seeking Alpha • Aug 01
UMB Financial: Loan Quality Remains A Differentiator
Summary UMB Financial stock rallied 3% after strong Q2 results, up 47% for the year, as it has weathered the downturn in CRE loan quality exceptionally well. Deposit growth has been strong and despite higher deposit costs, its focus on institutional clients should generate further growth. Loan quality has been stellar, with low delinquencies and its conservative lending model blunting CRE risk, making UMB well-positioned for potential credit losses. With over $10 in pro forma 2025 earnings, shares continue to be attractive. Read the full article on Seeking AlphaAktionärsrenditen
| UMBF | US Banks | US Markt | |
|---|---|---|---|
| 7D | 1.3% | 1.0% | 1.6% |
| 1Y | 32.0% | 18.7% | 18.6% |
Rendite im Vergleich zur Industrie: UMBF übertraf die Branche US Banks , die im vergangenen Jahr eine Rendite von 18.7 erzielte.
Rendite vs. Markt: UMBF übertraf den Markt US, der im vergangenen Jahr eine Rendite von 18.6 erzielte.
Preisvolatilität
| UMBF volatility | |
|---|---|
| UMBF Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiler Aktienkurs: UMBF hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: UMBFDie wöchentliche Volatilität (3%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1913 | 5,222 | J. Kemper | www.umb.com |
Die UMB Financial Corporation ist eine Bankholdinggesellschaft, die Bankdienstleistungen und Vermögensverwaltung in den Vereinigten Staaten und international anbietet. Das Unternehmen ist in drei Segmenten tätig: Commercial Banking, Institutional Banking und Personal Banking. Das Segment Commercial Banking bietet gewerbliche Kredite und Kreditkarten, gewerbliche Immobilienfinanzierung, Akkreditive, Kreditsyndizierung und Beratungsdienste, verschiedene Geschäftslösungen, einschließlich Asset-Based Lending, Mezzanine-Kredite und Minderheitsbeteiligungen, sowie Treasury-Management-Dienstleistungen, wie z. B. Depositservice, Kontoabstimmung, Cash-Management-Tool, Kreditoren- und Debitorenbuchhaltung, elektronischer Geldtransfer und automatisierte Zahlung, kontrollierte Auszahlung, Lockbox-Service und Remote Deposit Capture Service.
UMB Financial Corporation's Grundlagenzusammenfassung
| UMBF grundlegende Statistiken | |
|---|---|
| Marktanteil | US$10.93b |
| Gewinn(TTM) | US$860.92m |
| Umsatz(TTM) | US$2.73b |
12.7x
Kurs-Gewinn-Verhältnis 1.5x
Kurs-Buchwert-VerhältnisIst UMBF zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| UMBF Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$2.73b |
| Kosten der Einnahmen | US$0 |
| Bruttogewinn | US$2.73b |
| Sonstige Ausgaben | US$1.87b |
| Gewinn | US$860.92m |
Zuletzt gemeldete Gewinne
Mar 31, 2026
Datum des nächsten Gewinnberichts
k.A.
| Gewinn per Aktie (EPS) | 11.33 |
| Bruttomarge | 100.00% |
| Nettogewinnspanne | 31.51% |
| Schulden/Eigenkapital-Verhältnis | 53.3% |
Wie hat sich UMBF auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
1.2%
Aktuelle Dividendenrendite15%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/07/06 07:30 |
| Aktienkurs zum Tagesende | 2026/07/02 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details des Analysemodells, das zur Erstellung dieses Berichts verwendet wurde, sind auf unserer GitHub-Seite verfügbar. Außerdem haben wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf YouTube.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
UMB Financial Corporation wird von 17 Analysten beobachtet. 10 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| Benjamin Gerlinger | Citigroup Inc |