First Internet Bancorp Vergangene Ertragsentwicklung
Vergangenheit Kriterienprüfungen 0/6
Die Gewinne von First Internet Bancorp sind mit einer durchschnittlichen Jahresrate von -46.8% zurückgegangen, während die Gewinne der Branche Banks um 2.8% pro Jahr wuchsen. Die Umsätze sind zurückgegangen mit einer durchschnittlichen Jahresrate von 10.2%.
Wichtige Informationen
-46.78%
Wachstumsrate der Gewinne
-45.14%
EPS-Wachstumsrate
| Banks Wachstum der Industrie | 11.18% |
| Wachstumsrate der Einnahmen | -10.18% |
| Eigenkapitalrendite | -9.31% |
| Netto-Marge | -70.92% |
| Letzte Ertragsaktualisierung | 31 Mar 2026 |
Jüngste Aktualisierungen vergangener Leistungen
Recent updates
Narrativ-Update • May 14
INBK: Updated Discount Rate And Profitability Assumptions Will Support Further Re Rating Potential
Analysts have raised their price target for First Internet Bancorp by $0.50, citing updated views on discount rates, profitability, and future P/E assumptions reflected in recent research. Analyst Commentary Bullish analysts are using the updated research to frame the new price target as a reflection of refreshed thinking on discount rates, profitability, and future P/E assumptions, rather than a change driven by any single short term factor.Narrativ-Update • Apr 26
INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.Narrativ-Update • Apr 12
INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Narrativ-Update • Mar 29
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.Narrativ-Update • Mar 14
INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case
Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.Narrativ-Update • Feb 28
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.Seeking Alpha • Feb 20
First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive
Summary First Internet Bancorp shows improving financial performance in late 2025, but 2026 guidance remains below initial expectations. Net interest margins are expanding, with INBK guiding for 2.75%-2.8% by year-end 2026 and stronger results in H2. Loan loss provisions remain elevated, with $50-$53 million expected in 2026, mostly front-loaded in H1. INBK baby bonds offer an attractive 8%+ yield; I favor these over common shares, though I maintain a "Buy" rating on the stock. Read the full article on Seeking AlphaNarrativ-Update • Feb 14
INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case
Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.Narrativ-Update • Jan 31
INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case
Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.Analyseartikel • Dec 20
First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...
Narrativ-Update • Dec 12
INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside
Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.Analyseartikel • Sep 20
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Analyseartikel • Jun 21
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...Analyseartikel • Mar 22
First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06
First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...Seeking Alpha • Jan 03
First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield
Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
Neues Narrativ • Sep 26
Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability
Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.Seeking Alpha • Sep 22
Despite Rapid Growth, First Internet Bancorp Deserves A Pass
Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking AlphaSeeking Alpha • Jul 04
First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future
Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking AlphaAnalyseartikel • Jun 23
First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Seeking Alpha • Apr 28
First Internet Bancorp: The Recovery Begins
Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
First Internet Bancorp: There Is Light At The End Of The Tunnel
Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking AlphaAufschlüsselung der Einnahmen und Ausgaben
Aufschlüsselung der Einnahmen und Ausgaben
Wie First Internet Bancorp Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.
Gewinn- und Umsatzhistorie
| Datum | Einnahmen | Gewinn | Allgemeine und Verwaltungskosten | F&E-Ausgaben |
|---|---|---|---|---|
| 31 Mar 26 | 47 | -34 | 75 | 0 |
| 31 Dec 25 | 44 | -35 | 74 | 0 |
| 30 Sep 25 | 47 | -33 | 75 | 0 |
| 30 Jun 25 | 106 | 15 | 73 | 0 |
| 31 Mar 25 | 115 | 21 | 74 | 0 |
| 31 Dec 24 | 118 | 25 | 72 | 0 |
| 30 Sep 24 | 109 | 22 | 69 | 0 |
| 30 Jun 24 | 101 | 19 | 66 | 0 |
| 31 Mar 24 | 95 | 17 | 66 | 0 |
| 31 Dec 23 | 84 | 8 | 64 | 0 |
| 30 Sep 23 | 86 | 11 | 65 | 0 |
| 30 Jun 23 | 91 | 16 | 64 | 0 |
| 31 Mar 23 | 97 | 21 | 63 | 0 |
| 31 Dec 22 | 113 | 36 | 63 | 0 |
| 30 Sep 22 | 119 | 42 | 61 | 0 |
| 30 Jun 22 | 121 | 45 | 58 | 0 |
| 31 Mar 22 | 123 | 49 | 56 | 0 |
| 31 Dec 21 | 118 | 48 | 54 | 0 |
| 30 Sep 21 | 116 | 47 | 52 | 0 |
| 30 Jun 21 | 113 | 43 | 51 | 0 |
| 31 Mar 21 | 99 | 34 | 49 | 0 |
| 31 Dec 20 | 92 | 29 | 47 | 0 |
| 30 Sep 20 | 83 | 25 | 46 | 0 |
| 30 Jun 20 | 75 | 23 | 43 | 0 |
| 31 Mar 20 | 76 | 26 | 42 | 0 |
| 31 Dec 19 | 74 | 25 | 40 | 0 |
| 30 Sep 19 | 69 | 22 | 38 | 0 |
| 30 Jun 19 | 69 | 22 | 37 | 0 |
| 31 Mar 19 | 67 | 22 | 35 | 0 |
| 31 Dec 18 | 67 | 22 | 35 | 0 |
| 30 Sep 18 | 68 | 22 | 34 | 0 |
| 30 Jun 18 | 67 | 20 | 34 | 0 |
| 31 Mar 18 | 64 | 18 | 33 | 0 |
| 31 Dec 17 | 60 | 15 | 32 | 0 |
| 30 Sep 17 | 56 | 15 | 31 | 0 |
| 30 Jun 17 | 54 | 14 | 30 | 0 |
| 31 Mar 17 | 51 | 12 | 29 | 0 |
| 31 Dec 16 | 49 | 12 | 27 | 0 |
| 30 Sep 16 | 46 | 11 | 26 | 0 |
| 30 Jun 16 | 43 | 10 | 24 | 0 |
| 31 Mar 16 | 40 | 9 | 23 | 0 |
| 31 Dec 15 | 39 | 9 | 22 | 0 |
| 30 Sep 15 | 37 | 8 | 22 | 0 |
| 30 Jun 15 | 35 | 7 | 21 | 0 |
Qualität der Erträge: INBK ist derzeit unrentabel.
Wachsende Gewinnspanne: INBK ist derzeit unrentabel.
Analyse von freiem Cashflow und Gewinn
Analyse des Gewinnwachstums in der Vergangenheit
Ergebnisentwicklung: INBK ist unrentabel, und die Verluste haben in den letzten 5 Jahren mit einer Rate von 46.8% pro Jahr zugenommen.
Beschleunigtes Wachstum: Das Gewinnwachstum des letzten Jahres kann nicht mit dem 5-Jahres-Durchschnitt von INBK verglichen werden, da das Unternehmen derzeit nicht profitabel ist.
Erträge im Vergleich zur Industrie: INBK ist unrentabel, was einen Vergleich des Gewinnwachstums des letzten Jahres mit der Branche Banks (22.8%) erschwert.
Eigenkapitalrendite
Hohe Eigenkapitalrendite: INBK hat eine negative Eigenkapitalrendite (-9.31%), da es derzeit unrentabel ist.
Kapitalrendite
Rendite auf das eingesetzte Kapital
Entdecken Sie starke Unternehmen, die in der Vergangenheit erfolgreich waren
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/20 03:12 |
| Aktienkurs zum Tagesende | 2026/05/20 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
First Internet Bancorp wird von 5 Analysten beobachtet. 3 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| George Sutton | Craig-Hallum Capital Group LLC |
| Brett Rabatin | Hovde Group, LLC |
| Christopher McGratty | Keefe, Bruyette, & Woods |