First Internet Bancorp (INBK) Aktienübersicht
First Internet Bancorp ist die Holdinggesellschaft der First Internet Bank of Indiana, die verschiedene Bankprodukte und -dienstleistungen für Privat- und Geschäftskunden in den Vereinigten Staaten anbietet, darunter für kleine Unternehmen, Verbraucher und Kommunen. Mehr Details
| Schneeflocken-Punktzahl | |
|---|---|
| Bewertung | 4/6 |
| Künftiges Wachstum | 5/6 |
| Vergangene Leistung | 0/6 |
| Finanzielle Gesundheit | 5/6 |
| Dividenden | 1/6 |
Belohnungen
Risikoanalyse
Bei unseren Risikoprüfungen wurden keine Risiken für INBK festgestellt.
INBK Community Fair Values
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Analyst Price Targets
First Internet Bancorp Wettbewerber
Preisentwicklung & Leistung
| Historische Aktienkurse | |
|---|---|
| Aktueller Aktienkurs | US$29.34 |
| 52-Wochen-Hoch | US$31.09 |
| 52-Wochen-Tief | US$17.05 |
| Beta | 0.84 |
| 1 Monat Veränderung | 5.09% |
| 3 Monate Veränderung | 14.97% |
| 1 Jahr Veränderung | 34.28% |
| 3 Jahre Veränderung | 27.34% |
| 5 Jahre Veränderung | -7.06% |
| Veränderung seit IPO | 203.52% |
Aktuelle Nachrichten und Updates
Narrative-Update • Jul 31
INBK: Higher Profit Margin Assumptions Will Support Future Re Rating Potential
Analysts recently lifted their price target on First Internet Bancorp to $34 from $30, citing updated expectations for fair value, discount rate, revenue growth, profit margin, and future P/E assumptions aligned with fresh Street research, including new targets and coverage initiations in the Midwest bank group. Analyst Commentary Recent Street research on First Internet Bancorp gives you a clearer sense of how professionals are thinking about valuation, execution, and growth potential as of late July 2026.
Narrative-Update • Jul 09
INBK: Raised Earnings Views And Sector Support Will Likely Offset Credit Risks
Analysts have raised their price expectations for First Internet Bancorp, with updated models indicating a higher fair value of $25.00. This revision is supported by recent price target increases on the stock and research that highlights constructive views on profitability, revenue growth drivers, and a generally supportive sector backdrop.Seeking Alpha • Jul 05
First Internet Bancorp: The 8% Yielding Baby Bonds Are Attractive On A 3-Year Basis
Summary First Internet Bancorp is restoring net interest margins, with management guiding for sequential quarterly improvement through year-end. Loan loss provisions are expected to decrease in H2, supporting a projected EPS increase of over 100% versus H1 and targeting $4+ EPS from next year. I maintain a "Buy" rating on INBK common shares due to the improving margin and earnings outlook, despite having sold my position for liquidity reasons. I continue to hold INBK's baby bonds, which yield ~8.1% and mature in 2029, viewing them as attractive risk/reward for capital parking. Read the full article on Seeking AlphaRecent updates
Narrative-Update • Jul 31
INBK: Higher Profit Margin Assumptions Will Support Future Re Rating Potential
Analysts recently lifted their price target on First Internet Bancorp to $34 from $30, citing updated expectations for fair value, discount rate, revenue growth, profit margin, and future P/E assumptions aligned with fresh Street research, including new targets and coverage initiations in the Midwest bank group. Analyst Commentary Recent Street research on First Internet Bancorp gives you a clearer sense of how professionals are thinking about valuation, execution, and growth potential as of late July 2026.Narrative-Update • Jul 09
INBK: Raised Earnings Views And Sector Support Will Likely Offset Credit Risks
Analysts have raised their price expectations for First Internet Bancorp, with updated models indicating a higher fair value of $25.00. This revision is supported by recent price target increases on the stock and research that highlights constructive views on profitability, revenue growth drivers, and a generally supportive sector backdrop.Seeking Alpha • Jul 05
First Internet Bancorp: The 8% Yielding Baby Bonds Are Attractive On A 3-Year Basis
Summary First Internet Bancorp is restoring net interest margins, with management guiding for sequential quarterly improvement through year-end. Loan loss provisions are expected to decrease in H2, supporting a projected EPS increase of over 100% versus H1 and targeting $4+ EPS from next year. I maintain a "Buy" rating on INBK common shares due to the improving margin and earnings outlook, despite having sold my position for liquidity reasons. I continue to hold INBK's baby bonds, which yield ~8.1% and mature in 2029, viewing them as attractive risk/reward for capital parking. Read the full article on Seeking AlphaNarrative-Update • Jun 22
INBK: Revised Discount Rate And Profit Margin Assumptions Will Support Re Rating Potential
The analyst price target for First Internet Bancorp has been raised by $0.50, with analysts citing updated assumptions regarding the discount rate, revenue growth, profit margin and future P/E as the main factors behind their revised view. What’s in the News for First Internet Bancorp No recent First Internet Bancorp news items were identified in the provided sources.Narrative-Update • Jun 06
INBK: Updated Profitability And P E Assumptions Will Support Further Re Rating Potential
Analysts recently raised their price target for First Internet Bancorp by $0.50, citing updated assumptions around revenue growth, profit margins, and forward P/E that support a modestly higher fair value estimate. What's in the News No major recent news stories, periodical coverage, or key corporate developments were identified for First Internet Bancorp based on the sources provided.Narrative-Update • May 14
INBK: Updated Discount Rate And Profitability Assumptions Will Support Further Re Rating Potential
Analysts have raised their price target for First Internet Bancorp by $0.50, citing updated views on discount rates, profitability, and future P/E assumptions reflected in recent research. Analyst Commentary Bullish analysts are using the updated research to frame the new price target as a reflection of refreshed thinking on discount rates, profitability, and future P/E assumptions, rather than a change driven by any single short term factor.Narrative-Update • Apr 26
INBK: 2026 Guidance And P/E Framework Will Support Further Re Rating Potential
Analysts report that the latest blended price target for First Internet Bancorp has been adjusted by a few dollars, reflecting offsetting moves that include a $2 cut from Keefe Bruyette and a $3 increase from Hovde Group, along with updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Bullish analysts are split on direction for the price target, but the recent mix of a $2 reduction and a $3 increase still reflects active interest in how First Internet Bancorp is priced on earnings, revenue potential, and profitability assumptions.Narrative-Update • Apr 12
INBK: 2026 Guidance And P/E Assumptions Will Support Further Upside Potential
Analysts have modestly adjusted their outlook on First Internet Bancorp, with the consensus price target shifting by a few dollars around $30. This reflects updated views on discount rate, revenue growth, profit margin, and future P/E assumptions.Narrative-Update • Mar 29
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts updated their views on First Internet Bancorp with a modest net price target change, as one firm lowered its target by $2 while another raised its target by $3. The moves reflect differing interpretations of the latest assumptions around growth, profitability and future P/E expectations.Narrative-Update • Mar 14
INBK: 2026 Guidance And Margin Assumptions Will Support Constructive Upside Case
Analysts report a net $1 increase in the average price target for First Internet Bancorp as opposing $3 upward and $2 downward revisions reflect updated views on its discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish analysts point to the recent $3 upward price target revision as a sign of growing confidence in how First Internet Bancorp is priced, particularly as they factor in updated discount rate, revenue growth, profit margin, and future P/E assumptions.Narrative-Update • Feb 28
INBK: 2026 Guidance And P/E Assumptions Will Support Constructive Upside Case
Analysts have updated their views on First Internet Bancorp with a modest net change in the average price target, reflecting a $2 cut from one firm and a $3 increase from another, as they reassess the outlook for growth, profitability, and future P/E assumptions. Analyst Commentary Bullish analysts are reading the recent price target moves as a sign that the market is actively recalibrating expectations for First Internet Bancorp rather than ignoring the story.Narrative-Update • Feb 14
INBK: 2026 Guidance And Modeling Updates Will Support Constructive Upside Case
Analyst price targets on First Internet Bancorp have been adjusted in a narrow band, with one firm raising its target by $3 and another lowering it by $2, as analysts reassess the shares using updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates on First Internet Bancorp reflect a mix of optimism and caution, with price targets adjusted in a relatively tight range.Narrative-Update • Jan 31
INBK: 2026 Earnings Guidance Will Support Recalibrated Upside Case
Analysts have lowered their fair value estimate for First Internet Bancorp from $35.00 to $30.00, reflecting updated views on revenue growth potential, profit margins and future P/E assumptions following recent mixed price target revisions on the stock. Analyst Commentary Recent Street research on First Internet Bancorp has been mixed, with one firm lifting its price target by US$3 and another trimming its target by US$2.Analyseartikel • Dec 20
First Internet Bancorp (NASDAQ:INBK) Will Pay A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of January...Narrative-Update • Dec 12
INBK: Credit Pressures And Asset Quality Concerns Will Likely Cap Near-Term Upside
Analysts have trimmed their price target on First Internet Bancorp from $25.00 to $22.00, citing ongoing credit issues and asset quality concerns. These factors are expected to keep the bank's valuation below peers despite management's efforts to improve profitability.Analyseartikel • Sep 20
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Analyseartikel • Jun 21
First Internet Bancorp (NASDAQ:INBK) Is Paying Out A Dividend Of $0.06
The board of First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend on the 15th of July, with...Analyseartikel • Mar 22
First Internet Bancorp (NASDAQ:INBK) Has Announced A Dividend Of $0.06
First Internet Bancorp's ( NASDAQ:INBK ) investors are due to receive a payment of $0.06 per share on 15th of April...Seeking Alpha • Jan 03
First Internet Bancorp: Floating Debt Securities Offer High Single-Digit Yield
Summary First Internet Bancorp's Q3 results show strong net interest income growth and significant profits from loan sales, despite higher loan loss provisions. The bank's baby bond, now offering a floating rate yield of 3M SOFR +437 bps in total, provides attractive interest payments, surpassing the previous fixed rate. I remain satisfied with my position in the baby bond, expecting the three-month SOFR rate to decrease, reducing the bank's interest expenses. I plan to hold and potentially add to my position in INBKZ, especially if it trades below par value. Read the full article on Seeking Alpha
Neues Narrative • Sep 26
Calculated Fintech Partnerships And SBA Lending Propel Growth And Profitability
Shift towards higher yielding variable rate loans and reduction in higher cost broker deposits are expected to enhance the company's net margins.Seeking Alpha • Sep 22
Despite Rapid Growth, First Internet Bancorp Deserves A Pass
Summary First Internet Bancorp has seen significant balance sheet growth but faces profitability challenges due to a declining net interest margin and increased credit loss provisions. The bank operates digitally, focusing on SBA loans and financial technology, with rapid deposit and loan growth and limited exposure to office loans. Despite recent improvements in net interest income and reduced credit losses, the bank's valuation remains high compared to peers, making it a risky investment. Given the mixed asset quality and volatility in revenue and profits, I rate First Internet Bancorp a 'hold' until it resolves its issues. Read the full article on Seeking AlphaSeeking Alpha • Jul 04
First Internet Bancorp: Bottoming Net Interest Margin Bodes Well For The Future
Summary First Internet Bancorp's net interest margin is improving, hopefully leading to increased net interest income and profitability. The bank's loan book shows decent diversification with minimal exposure to past due loans, particularly in commercial real estate - a pleasant surprise. I maintain a long position in the bank's fix-to-float debt securities due to attractive yield and potential for increasing profitability. Read the full article on Seeking AlphaAnalyseartikel • Jun 23
First Internet Bancorp's (NASDAQ:INBK) Dividend Will Be $0.06
First Internet Bancorp ( NASDAQ:INBK ) has announced that it will pay a dividend of $0.06 per share on the 15th of...Seeking Alpha • Apr 28
First Internet Bancorp: The Recovery Begins
Summary First Internet Bancorp's Q1 2024 report beat expectations with higher GAAP EPS and revenue. The bank's deposits grew higher than expected, improving liquidity and Loan to Deposits ratio. The bank expects total loans to grow between 5% and 10% in 2024 and predicts a recovery of NIM by the end of the year. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
First Internet Bancorp: There Is Light At The End Of The Tunnel
Summary First Internet Bancorp beat Q4 earnings estimates with GAAP EPS of $0.48 and revenue of $27.21M. The loan portfolio grew by 2.80% to $3.84 billion, with expected growth of 5-6% in 2024. NIM shows improvement, reaching 1.68% in Q4 2023, with potential to exceed 2% if there are more than expected rate cuts. Read the full article on Seeking AlphaAktionärsrenditen
| INBK | US Banks | US Markt | |
|---|---|---|---|
| 7D | 9.8% | 3.7% | 5.5% |
| 1Y | 34.3% | 29.4% | 20.8% |
Rendite im Vergleich zur Industrie: INBK übertraf die Branche US Banks , die im vergangenen Jahr eine Rendite von 29.4 erzielte.
Rendite vs. Markt: INBK übertraf den Markt US, der im vergangenen Jahr eine Rendite von 20.8 erzielte.
Preisvolatilität
| INBK volatility | |
|---|---|
| INBK Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiler Aktienkurs: INBK hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.
Volatilität im Zeitverlauf: INBKDie wöchentliche Volatilität (6%) ist im vergangenen Jahr stabil geblieben.
Über das Unternehmen
| Gegründet | Mitarbeiter | CEO | Website |
|---|---|---|---|
| 1998 | 355 | David Becker | www.firstinternetbancorp.com |
First Internet Bancorp ist die Holdinggesellschaft der First Internet Bank of Indiana, die verschiedene Bankprodukte und -dienstleistungen für Privat- und Geschäftskunden in den Vereinigten Staaten in den Bereichen Handel, Kleinunternehmen, Verbraucher und Kommunen anbietet. Das Unternehmen bietet zinslose und zinstragende Sichteinlagen, Sparkonten und Geldmarktkonten sowie Einlagenzertifikate und vermittelte Einlagen an. Darüber hinaus bietet das Unternehmen gewerbliche und industrielle, eigengenutzte gewerbliche Immobilien, gewerbliche Immobilien für Investoren, Baufinanzierungen, Finanzierungen für Einzelmieter, öffentliche, spezielle, Gesundheits- und Finanzdienstleistungen, Kredite für kleine Unternehmen, gewerbliche Einlagen und Treasury-Management, Franchise-Finanzierungen, Hypotheken für Wohngebäude, Eigenheimkredite und andere Verbraucherkredite.
First Internet Bancorp's Grundlagenzusammenfassung
| INBK grundlegende Statistiken | |
|---|---|
| Marktanteil | US$252.40m |
| Gewinn(TTM) | -US$31.43m |
| Umsatz(TTM) | US$55.15m |
0.7x
Kurs-Buchwert-Verhältnis4.6x
Kurs-Umsatz-VerhältnisIst INBK zu teuer?
Siehe Fair Value und BewertungsanalyseErträge & Einnahmen
| INBK Gewinn- und Verlustrechnung (TTM) | |
|---|---|
| Einnahmen | US$55.15m |
| Kosten der Einnahmen | US$0 |
| Bruttogewinn | US$55.15m |
| Sonstige Ausgaben | US$86.58m |
| Gewinn | -US$31.43m |
Zuletzt gemeldete Gewinne
Jun 30, 2026
Datum des nächsten Gewinnberichts
k.A.
| Gewinn per Aktie (EPS) | -3.60 |
| Bruttomarge | 100.00% |
| Nettogewinnspanne | -56.99% |
| Schulden/Eigenkapital-Verhältnis | 94.9% |
Wie hat sich INBK auf lange Sicht entwickelt?
Historische Performance und VergleicheDividenden
0.8%
Aktuelle Dividendenrendite-7%
AusschüttungsquoteUnternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/08/05 20:12 |
| Aktienkurs zum Tagesende | 2026/08/05 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
|
| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
|
* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
First Internet Bancorp wird von 4 Analysten beobachtet. 4 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Brett Rabatin | Benchmark Company |
| George Sutton | Craig-Hallum Capital Group LLC |
| Timothy Switzer | Keefe, Bruyette, & Woods |