Independent Bank Management
Management Kriterienprüfungen 4/4
Independent Bank CEO ist Brad Kessel , ernannt in Apr 2011, hat eine Amtszeit von 15.42 Jahren. Die jährliche Gesamtvergütung beträgt $1.56M , bestehend aus 41.3% Gehalt und 58.7% Boni, einschließlich Aktien und Optionen des Unternehmens. besitzt direkt 0.76% der Aktien des Unternehmens, im Wert von $6.25M . Die durchschnittliche Betriebszugehörigkeit des Managementteams und des Verwaltungsrats beträgt 3.8 Jahre bzw. 9.3 Jahre.
Wichtige Informationen
Brad Kessel
Geschäftsführender
US$1.6m
Gesamtvergütung
| Prozentsatz des Geschäftsführergehalts | 41.34% |
| Amtszeit als Geschäftsführer | 15.4yrs |
| Eigentum des Geschäftsführers | 0.8% |
| Durchschnittliche Amtszeit des Managements | 3.8yrs |
| Durchschnittliche Amtszeit der Vorstandsmitglieder | 9.3yrs |
Jüngste Management Updates
Recent updates
IBCP: Future Returns Will Reflect Upgrade Tailwind And Stable Earnings Profile
Analysts have lifted their price target fair value estimate for Independent Bank from $37.30 to $40.40. This change reflects updated expectations around revenue growth, profit margins and a recent upgrade to Outperform by Street research firms.IBCP: Future Returns Will Depend On Mixed Sentiment And Stable Earnings Profile
Independent Bank's latest narrative update reflects a modest shift in analyst views, with the consolidated price target adjusted by a small amount in dollar terms as analysts weigh changes in projected revenue growth, profit margins, discount rate, and future P/E assumptions, informed by recent mixed target revisions from DA Davidson and Piper Sandler. Analyst Commentary Analysts covering Independent Bank are highlighting a mix of supportive and cautious signals as reflected in the recent, offsetting price target changes.IBCP: Future Upside Will Rely On Buybacks And Stable Earnings Profile
Analysts have raised their price target on Independent Bank, with recent Street research pointing to a combined increase of $5. They attribute this change to updated assumptions on valuation multiples rather than changes in fair value, discount rate, revenue growth, profit margin, or future P/E inputs.IBCP: Fairly Valued Outlook Will Depend On Buybacks And Long Term Profitability
Analysts have nudged their price target on Independent Bank slightly higher to $37.60, citing updated assumptions around long term profitability and a modestly higher future P/E multiple, following recent $3 and $2 target increases from the Street. Analyst Commentary Recent price target moves around Independent Bank give you a window into how the Street is thinking about the risk and reward here.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Modest Earnings Execution
Analysts have nudged their price target on Independent Bank slightly higher to about $37.50, citing updated assumptions for modestly positive revenue growth, a small adjustment in the discount rate, and a similar forward P/E outlook that together support a refined view of fair value. Analyst Commentary Recent research updates reflect a slightly more constructive stance on Independent Bank, with modest increases in published price targets and fine tuning of valuation inputs, including discount rate assumptions and forward P/E expectations.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Earnings Consistency
Analysts recently raised their price target on Independent Bank by $2 to $37.40, citing updated assumptions on fair value, discount rate, revenue growth, margins, and forward P/E that they see reflected in recent Street research. Analyst Commentary Bullish Takeaways Bullish analysts view the new US$37.40 price target as better aligned with their updated fair value work, which incorporates recent changes in revenue growth assumptions and margin expectations.Independent Bank: A Solid Bank But Not Cheap Enough
Summary Independent Bank Corporation had a stellar 2024 with a 36% price return, but 2025 looks more challenging with moderate loan growth. Deposits increased to $4.70 billion, with a reduced cost of funds, while the loan portfolio is expected to grow by 5-6% in 2025. Despite strong fundamentals and low non-performing loans, IBCP stock's current price lacks a sufficient margin of safety, trading 25% above its 10-year average Price/TBV per share. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be Increased To $0.26
Independent Bank Corporation ( NASDAQ:IBCP ) will increase its dividend on the 14th of February to $0.26, which is 8.3...Independent Bank: Fairly Valued With A Stable Earnings Outlook
Summary Independent Bank’s efforts to boost loan growth will likely compensate for a sub-optimal operating environment in Michigan. The net interest margin could slip further because of interest rate cuts. I’ve slightly raised my earnings estimate for 2024, as most income statement line items have slightly outperformed my expectations. The December 2025 target price is close to the current market price. Further, IBCP is offering a moderate dividend yield. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
Independent Bank Corporation's ( NASDAQ:IBCP ) investors are due to receive a payment of $0.24 per share on 15th of...
Volatile Loan Growth And Unsustainable Interest Margin Expansion Threaten Bank's Profitability
Reliance on net interest margin expansion in fluctuating interest rate situations may threaten future profitability and net interest income.Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will pay a dividend on the 13th of May...Independent Bank: Earnings Outlook Is Positive But I'm Downgrading To Hold
Summary Independent Bank Corporation management’s initiatives will likely continue to drive loan growth this year. The anticipated interest rate cuts will likely restrict the margin’s expansion in the year ahead. The December 2023 target price suggests a very small upside from the current market price. Independent Bank is offering a good dividend yield of 4.0%. Read the full article on Seeking AlphaAnalyse der Geschäftsführervergütung
| Datum | Gesamtvergütung | Gehalt | Unternehmensgewinne |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$72m |
| Mar 31 2026 | n/a | n/a | US$70m |
| Dec 31 2025 | US$2m | US$644k | US$69m |
| Sep 30 2025 | n/a | n/a | US$68m |
| Jun 30 2025 | n/a | n/a | US$65m |
| Mar 31 2025 | n/a | n/a | US$66m |
| Dec 31 2024 | US$1m | US$602k | US$67m |
| Sep 30 2024 | n/a | n/a | US$62m |
| Jun 30 2024 | n/a | n/a | US$66m |
| Mar 31 2024 | n/a | n/a | US$62m |
| Dec 31 2023 | US$1m | US$568k | US$59m |
| Sep 30 2023 | n/a | n/a | US$60m |
| Jun 30 2023 | n/a | n/a | US$60m |
| Mar 31 2023 | n/a | n/a | US$58m |
| Dec 31 2022 | US$1m | US$536k | US$63m |
| Sep 30 2022 | n/a | n/a | US$61m |
| Jun 30 2022 | n/a | n/a | US$59m |
| Mar 31 2022 | n/a | n/a | US$59m |
| Dec 31 2021 | US$1m | US$520k | US$63m |
| Sep 30 2021 | n/a | n/a | US$67m |
| Jun 30 2021 | n/a | n/a | US$71m |
| Mar 31 2021 | n/a | n/a | US$73m |
| Dec 31 2020 | US$1m | US$510k | US$56m |
| Sep 30 2020 | n/a | n/a | US$53m |
| Jun 30 2020 | n/a | n/a | US$46m |
| Mar 31 2020 | n/a | n/a | US$42m |
| Dec 31 2019 | US$1m | US$495k | US$46m |
Vergütung im Vergleich zum Markt: BradDie Gesamtvergütung ($USD1.56M) liegt unter dem Durchschnitt von Unternehmen ähnlicher Größe auf dem Markt US ($USD3.51M).
Entschädigung vs. Einkommen: BradDie Vergütung des Vorstandsvorsitzenden entsprach im vergangenen Jahr der Unternehmensleistung.
Geschäftsführer
Brad Kessel (62 yo)
Mr. William Bradford Kessel has been the Chief Executive Officer at Independent Bank Corporation and its subsidiary, Independent Bank Grand Rapids, Michigan since January 1, 2013. Mr. Kessel has been the P...
Führungsteam
| Name | Position | Amtszeit | Vergütung | Eigentümerschaft |
|---|---|---|---|---|
| President | 15.4yrs | US$1.56m | 0.76% $ 6.2m | |
| CFO, Executive VP | 6yrs | US$673.72k | 0.13% $ 1.0m | |
| Executive VP & Chief Risk Officer | 19.4yrs | US$625.63k | 0.32% $ 2.6m | |
| Executive Vice President of Mortgage Banking | 10.1yrs | US$606.05k | 0.17% $ 1.4m | |
| Executive VP of Commercial Lending & Chief Lending Officer | no data | US$639.84k | 0.14% $ 1.2m | |
| Executive VP & Chief Operating Officer | 1.7yrs | keine Daten | 0.061% $ 498.3k | |
| Senior VP | no data | keine Daten | 0.056% $ 462.1k | |
| Senior Vice President of Human Resources | no data | keine Daten | keine Daten | |
| Executive Vice President of Retail Banking | less than a year | keine Daten | 0.090% $ 743.0k | |
| Executive Vice President | less than a year | keine Daten | keine Daten | |
| Regional President of Commercial Lending | less than a year | keine Daten | keine Daten | |
| Accounting Officer | no data | keine Daten | keine Daten |
Erfahrenes Management: IBCPDas Führungsteam des Unternehmens gilt als erfahren (3.8 Jahre durchschnittliche Betriebszugehörigkeit).
Vorstandsmitglieder
| Name | Position | Amtszeit | Vergütung | Eigentümerschaft |
|---|---|---|---|---|
| President | 13.7yrs | US$1.56m | 0.76% $ 6.2m | |
| Independent Chairman | 21.8yrs | US$113.50k | keine Daten | |
| Lead Independent Director | 13.9yrs | US$83.25k | 0.20% $ 1.7m | |
| Independent Director | less than a year | US$6.67k | 0.12% $ 957.3k | |
| Independent Director | 11.2yrs | US$83.25k | 0.032% $ 263.3k | |
| Independent Director | 8.4yrs | US$77.00k | 0.18% $ 1.5m | |
| Independent Director | 9.8yrs | US$77.00k | 0.036% $ 298.3k | |
| Independent Director | 6.9yrs | US$77.00k | 0.0099% $ 81.4k | |
| Independent Director | 5.9yrs | US$77.00k | 0.052% $ 425.4k | |
| Independent Director | 9.3yrs | US$88.60k | keine Daten | |
| Director | less than a year | keine Daten | 0.13% $ 1.1m |
Erfahrener Vorstand: IBCPDie Vorstandsmitglieder gelten als erfahren (9.3 Jahre durchschnittliche Amtszeit).
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/09/09 09:34 |
| Aktienkurs zum Tagesende | 2026/09/09 00:00 |
| Gewinne | 2026/06/30 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.
Erfahren Sie mehr über das , das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Independent Bank Corporation wird von 6 Analysten beobachtet. 5 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| null null | D.A. Davidson & Co. |
| Peter Winter | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |