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National Australia Bank LimitedASX:NAB Stock Report

Market Cap AU$126.0b
Share Price
AU$41.18
n/a
1Y4.9%
7D-1.7%
Portfolio Value
View

National Australia Bank Limited

ASX:NAB Stock Report

Market Cap: AU$126.0b

National Australia Bank (NAB) Stock Overview

Provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. More details

NAB fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends3/6

NAB Community Fair Values

Create Narrative

See what 111 others think this stock is worth. Follow their fair value or set your own to get alerts.

AU$38.75
FV
6.3% overvalued intrinsic discount
5.15%
Revenue growth p.a.
571
users have viewed this narrative
1users have liked this narrative
0users have commented on this narrative
59users have followed this narrative
AU$29
FV
42.0% overvalued intrinsic discount
3.90%
Revenue growth p.a.
35
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative

National Australia Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for National Australia Bank
Historical stock prices
Current Share PriceAU$41.18
52 Week HighAU$45.25
52 Week LowAU$31.13
Beta0.67
1 Month Change-2.25%
3 Month Change-5.07%
1 Year Change4.89%
3 Year Change30.81%
5 Year Change70.02%
Change since IPO417.34%

Recent News & Updates

Recent updates

Digital Payments And Urban Expansion Will Unlock Opportunities

Key Takeaways Investments in digital banking and payments position NAB to grow revenue and attract customers as cashless adoption rises. Urban growth and business banking leadership create long-term opportunities in housing finance, SME lending, and diversified fee income.
User avatar

Banking Transformation Faces Margin Squeeze But Tech Modernization Offers A Glimpse Of Growth

Increased investment in customer advocacy and technology could strain net margins short term, delaying benefit realization.

Shareholder Returns

NABAU BanksAU Market
7D-1.7%-2.0%-0.4%
1Y4.9%3.7%4.7%

Return vs Industry: NAB underperformed the Australian Banks industry which returned 6.5% over the past year.

Return vs Market: NAB matched the Australian Market which returned 5.5% over the past year.

Price Volatility

Is NAB's price volatile compared to industry and market?
NAB volatility
NAB Average Weekly Movement2.5%
Banks Industry Average Movement2.8%
Market Average Movement9.4%
10% most volatile stocks in AU Market17.5%
10% least volatile stocks in AU Market3.4%

Stable Share Price: NAB has not had significant price volatility in the past 3 months compared to the Australian market.

Volatility Over Time: NAB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
183441,880Andrew Irvinewww.nab.com.au

National Australia Bank Limited provides financial services to individuals and businesses in Australia, New Zealand, Europe, Asia, the United States, and internationally. The company operates through Business and Private Banking; Personal Banking; Corporate and Institutional Banking; New Zealand Banking; and Corporate Functions and Other segments. It accepts transaction accounts, savings accounts, debit cards, and term deposits; and specialized accounts, such as foreign currency, business interest, cash maximiser, farm management, community free saver, statutory trust, and project bank accounts, as well as farm management deposits.

National Australia Bank Limited Fundamentals Summary

How do National Australia Bank's earnings and revenue compare to its market cap?
NAB fundamental statistics
Market capAU$126.01b
Earnings (TTM)AU$6.79b
Revenue (TTM)AU$20.04b
18.6x
P/E Ratio
2.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NAB income statement (TTM)
RevenueAU$20.04b
Cost of RevenueAU$0
Gross ProfitAU$20.04b
Other ExpensesAU$13.25b
EarningsAU$6.79b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

May 04, 2026

Earnings per share (EPS)2.22
Gross Margin100.00%
Net Profit Margin33.87%
Debt/Equity Ratio478.8%

How did NAB perform over the long term?

See historical performance and comparison

Dividends

4.1%
Current Dividend Yield
77%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/01/21 08:02
End of Day Share Price 2026/01/21 00:00
Earnings2025/09/30
Annual Earnings2025/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

National Australia Bank Limited is covered by 23 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Craig StaffordBarrenjoey Markets Pty Limited
Jonathan MottBarrenjoey Markets Pty Limited
Nicholas McGarrigleBarrenjoey Markets Pty Limited