nib holdings (NHF) Stock Overview
Engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
NHF Community Fair Values
Create NarrativeSee what 44 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
nib holdings limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$6.93 |
| 52 Week High | AU$8.26 |
| 52 Week Low | AU$5.79 |
| Beta | 0.073 |
| 1 Month Change | 1.76% |
| 3 Month Change | 10.17% |
| 1 Year Change | 7.44% |
| 3 Year Change | -18.47% |
| 5 Year Change | 8.79% |
| Change since IPO | 487.29% |
Recent News & Updates
Narrative Update • Jun 16
NHF: Travel Portfolio Sale And Firm P/E Profile Will Shape Future Upside
Analysts have slightly increased their price target for nib holdings to A$7.65 from A$7.61, reflecting small model adjustments to fair value, revenue growth assumptions, profit margins and expected future P/E multiples. What's in the News for nib holdings Allianz Partners has agreed to acquire a large portion of nib holdings' Australian and New Zealand travel insurance portfolio for up to A$50 million, subject to regulatory approval.Analysis Article • Jun 12
Does nib holdings (ASX:NHF) Deserve A Spot On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Narrative Update • Jun 02
NHF: Higher Required Return And Firm P/E Profile Will Support Upside
Analysts have nudged their price target for nib holdings slightly higher to A$7.61 from A$7.59, reflecting updated views on revenue growth, profit margins and the stock’s future P/E profile. What's in the News No recent company specific news, periodical coverage or key developments were provided for nib holdings in the supplied sources.Narrative Update • May 03
NHF: Stable Assumptions And Future P/E Will Support Further Upside
Analysts have kept their A$7.59 price target for nib holdings unchanged. They point to stable assumptions around discount rate, revenue growth, profit margin and future P/E as the basis for maintaining their view.Narrative Update • Apr 19
NHF: Refined Profitability And Lower Future P/E Will Support Upside
Analysts have made a small adjustment to their price target for nib holdings, trimming fair value from A$7.61 to A$7.59 as they fine tune assumptions around long term profitability and valuation multiples. Valuation Changes Fair Value decreased from A$7.61 to A$7.59, a small downward adjustment reflecting refined long term assumptions.Recent updates
Narrative Update • Jun 16
NHF: Travel Portfolio Sale And Firm P/E Profile Will Shape Future Upside
Analysts have slightly increased their price target for nib holdings to A$7.65 from A$7.61, reflecting small model adjustments to fair value, revenue growth assumptions, profit margins and expected future P/E multiples. What's in the News for nib holdings Allianz Partners has agreed to acquire a large portion of nib holdings' Australian and New Zealand travel insurance portfolio for up to A$50 million, subject to regulatory approval.Analysis Article • Jun 12
Does nib holdings (ASX:NHF) Deserve A Spot On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Narrative Update • Jun 02
NHF: Higher Required Return And Firm P/E Profile Will Support Upside
Analysts have nudged their price target for nib holdings slightly higher to A$7.61 from A$7.59, reflecting updated views on revenue growth, profit margins and the stock’s future P/E profile. What's in the News No recent company specific news, periodical coverage or key developments were provided for nib holdings in the supplied sources.Narrative Update • May 03
NHF: Stable Assumptions And Future P/E Will Support Further Upside
Analysts have kept their A$7.59 price target for nib holdings unchanged. They point to stable assumptions around discount rate, revenue growth, profit margin and future P/E as the basis for maintaining their view.Narrative Update • Apr 19
NHF: Refined Profitability And Lower Future P/E Will Support Upside
Analysts have made a small adjustment to their price target for nib holdings, trimming fair value from A$7.61 to A$7.59 as they fine tune assumptions around long term profitability and valuation multiples. Valuation Changes Fair Value decreased from A$7.61 to A$7.59, a small downward adjustment reflecting refined long term assumptions.Narrative Update • Apr 03
NHF: Steady Assumptions And Slightly Lower Future P/E Will Support Upside
Analysts have kept their fair value and key assumptions for nib holdings essentially unchanged, with only a small tweak to the implied future P/E multiple that feeds into their A$ price target. This reflects fine tuning rather than a major shift in view.Narrative Update • Mar 20
NHF: Stable Assumptions And P/E Outlook Will Support Future Upside
Analysts have maintained their A$7.61 price target for nib holdings, reflecting only very small adjustments to long-run revenue growth, profit margin and future P/E assumptions rather than any change in their overall view of the stock. Valuation Changes Fair Value: A$7.61 remains unchanged, indicating no revision to the central valuation anchor.Narrative Update • Mar 05
NHF: Steady Discount Rate And Adjusted Assumptions Will Support Future Upside
Analysts have trimmed their price target on nib holdings by A$0.10, reflecting small tweaks to fair value assumptions, revenue growth forecasts, profit margin expectations and the future P/E multiple used in their models. Valuation Changes Fair Value: Trimmed slightly from A$7.71 to A$7.61.Narrative Update • Feb 18
NHF: Stable Assumptions And Slightly Higher Discount Rate Will Support Upside
Analysts have trimmed their price target for nib holdings to A$7.71, reflecting small adjustments to the discount rate and long term assumptions for revenue growth, profit margins and future P/E multiples, while keeping their overall fair value view unchanged. Valuation Changes Fair Value: Modelled fair value remains effectively unchanged at A$7.71, indicating no material shift in the overall valuation output.Narrative Update • Feb 03
NHF: Higher Discount Rate Will Still Support Attractive Future Upside Potential
Analysts have trimmed their price target for nib holdings to about A$7.71 from roughly A$8.08, reflecting updated assumptions for discount rates, revenue growth, profit margins and future P/E multiples. Valuation Changes Fair value was revised slightly lower from A$8.08 to about A$7.71 per share.Analysis Article • Oct 15
nib holdings limited (ASX:NHF) Looks Inexpensive But Perhaps Not Attractive Enough
When close to half the companies in Australia have price-to-earnings ratios (or "P/E's") above 22x, you may consider...Analysis Article • Aug 29
nib holdings (ASX:NHF) Is Paying Out A Larger Dividend Than Last Year
nib holdings limited's ( ASX:NHF ) dividend will be increasing from last year's payment of the same period to A$0.16 on...Narrative Update • Aug 26
Telehealth Expansion And AI Automation Will Transform Future Member Experiences
The increase in nib holdings’ analyst price target reflects improved revenue growth forecasts and a modestly higher future P/E multiple, lifting fair value from A$7.49 to A$7.96. What's in the News nib holdings limited announced an increased ordinary cash dividend of AUD 0.16 per share for the six-month period ended June 30, 2025, fully franked.Analysis Article • May 29
Subdued Growth No Barrier To nib holdings limited's (ASX:NHF) Price
With a price-to-earnings (or "P/E") ratio of 19.9x nib holdings limited ( ASX:NHF ) may be sending bearish signals at...
New Narrative • Mar 15
Telehealth Expansion And AI Automation Will Transform Future Member Experiences
Strategic investments in digital health services and provider networks are expected to boost revenue growth, customer satisfaction, and improve margins.Analysis Article • Feb 26
nib holdings' (ASX:NHF) Dividend Will Be Reduced To A$0.13
nib holdings limited ( ASX:NHF ) is reducing its dividend from last year's comparable payment to A$0.13 on the 9th of...Analysis Article • Apr 06
nib holdings limited's (ASX:NHF) Price Is Right But Growth Is Lacking
nib holdings limited's ( ASX:NHF ) price-to-earnings (or "P/E") ratio of 17.3x might make it look like a buy right now...Analysis Article • Feb 29
With EPS Growth And More, nib holdings (ASX:NHF) Makes An Interesting Case
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Jan 05
nib holdings limited (ASX:NHF) Investors Are Less Pessimistic Than Expected
With a median price-to-earnings (or "P/E") ratio of close to 19x in Australia, you could be forgiven for feeling...Analysis Article • Oct 07
Do nib holdings' (ASX:NHF) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Aug 28
nib holdings' (ASX:NHF) Dividend Will Be Increased To A$0.15
nib holdings limited ( ASX:NHF ) has announced that it will be increasing its dividend from last year's comparable...Analysis Article • May 25
Here's Why I Think nib holdings (ASX:NHF) Is An Interesting Stock
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...Analysis Article • Feb 23
Is Now The Time To Put nib holdings (ASX:NHF) On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Feb 23
nib holdings (ASX:NHF) Is Paying Out A Larger Dividend Than Last Year
nib holdings limited ( ASX:NHF ) will increase its dividend on the 4th of April to AU$0.11, which is 10.0% higher than...Analysis Article • Oct 28
This Is Why nib holdings limited's (ASX:NHF) CEO Compensation Looks Appropriate
CEO Mark Fitzgibbon has done a decent job of delivering relatively good performance at nib holdings limited ( ASX:NHF...Shareholder Returns
| NHF | AU Insurance | AU Market | |
|---|---|---|---|
| 7D | 0.1% | -0.5% | 0.6% |
| 1Y | 7.4% | -6.2% | 3.3% |
Return vs Industry: NHF exceeded the Australian Insurance industry which returned -6.2% over the past year.
Return vs Market: NHF exceeded the Australian Market which returned 3.3% over the past year.
Price Volatility
| NHF volatility | |
|---|---|
| NHF Average Weekly Movement | 2.6% |
| Insurance Industry Average Movement | 3.1% |
| Market Average Movement | 10.2% |
| 10% most volatile stocks in AU Market | 17.4% |
| 10% least volatile stocks in AU Market | 4.0% |
Stable Share Price: NHF has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: NHF's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1952 | n/a | Ed Close | www.nib.com.au |
nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib Health Services. It is also involved in the sale and distribution of travel and disability insurance products; and provision of health management programs.
nib holdings limited Fundamentals Summary
| NHF fundamental statistics | |
|---|---|
| Market cap | AU$3.38b |
| Earnings (TTM) | AU$195.40m |
| Revenue (TTM) | AU$3.73b |
17.3x
P/E Ratio0.9x
P/S RatioIs NHF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| NHF income statement (TTM) | |
|---|---|
| Revenue | AU$3.73b |
| Cost of Revenue | AU$3.34b |
| Gross Profit | AU$388.30m |
| Other Expenses | AU$192.90m |
| Earnings | AU$195.40m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Aug 24, 2026
| Earnings per share (EPS) | 0.40 |
| Gross Margin | 10.41% |
| Net Profit Margin | 5.24% |
| Debt/Equity Ratio | 22.7% |
How did NHF perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield72%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/22 07:36 |
| End of Day Share Price | 2026/06/19 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
nib holdings limited is covered by 17 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Adams | Barrenjoey Markets Pty Limited |
| T.S. Lim | Bell Potter |
| Freya Kong | BofA Global Research |