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Banca Transilvania S.A.BVB:TLV Stock Report

Market Cap RON 30.4b
Share Price
RON 27.92
My Fair Value
RON 30.19
7.5% undervalued intrinsic discount
1Y21.2%
7D-0.6%
Portfolio Value
View

Banca Transilvania S.A.

BVB:TLV Stock Report

Market Cap: RON 30.4b

Banca Transilvania (TLV) Stock Overview

Provides various banking products and services in Romania, Italy, and the Republic of Moldova. More details

TLV fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance6/6
Financial Health5/6
Dividends4/6

TLV Community Fair Values

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See what 82 others think this stock is worth. Follow their fair value or set your own to get alerts.

Banca Transilvania S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Banca Transilvania
Historical stock prices
Current Share PriceRON 27.92
52 Week HighRON 28.78
52 Week LowRON 21.02
Beta0.71
1 Month Change-0.71%
3 Month Change6.42%
1 Year Change21.17%
3 Year Change156.98%
5 Year Change158.81%
Change since IPO23,099.39%

Recent News & Updates

Here's Why Banca Transilvania (BVB:TLV) Has Caught The Eye Of Investors

Jul 08
Here's Why Banca Transilvania (BVB:TLV) Has Caught The Eye Of Investors

Recent updates

Here's Why Banca Transilvania (BVB:TLV) Has Caught The Eye Of Investors

Jul 08
Here's Why Banca Transilvania (BVB:TLV) Has Caught The Eye Of Investors

Banca Transilvania (BVB:TLV) Has Announced That It Will Be Increasing Its Dividend To RON1.73

May 08
Banca Transilvania (BVB:TLV) Has Announced That It Will Be Increasing Its Dividend To RON1.73

Do Banca Transilvania's (BVB:TLV) Earnings Warrant Your Attention?

Jan 04
Do Banca Transilvania's (BVB:TLV) Earnings Warrant Your Attention?
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Integration Of OTP And Rising Expenses Threaten Profitability Amid Economic Uncertainty

Integration costs and increased operating expenses, coupled with new taxes, may impact net margins and affect earnings if efficiencies are not achieved quickly.

Shareholder Returns

TLVRO BanksRO Market
7D-0.6%-0.7%0.5%
1Y21.2%48.5%16.4%

Return vs Industry: TLV underperformed the RO Banks industry which returned 50.7% over the past year.

Return vs Market: TLV exceeded the RO Market which returned 16.2% over the past year.

Price Volatility

Is TLV's price volatile compared to industry and market?
TLV volatility
TLV Average Weekly Movement2.3%
Banks Industry Average Movement3.2%
Market Average Movement4.3%
10% most volatile stocks in RO Market11.4%
10% least volatile stocks in RO Market2.5%

Stable Share Price: TLV has not had significant price volatility in the past 3 months compared to the RO market.

Volatility Over Time: TLV's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19932,996Omer Tetikwww.bancatransilvania.ro

Banca Transilvania S.A. provides various banking products and services in Romania, Italy, and the Republic of Moldova. The company operates through Large Corporate Clients, Medium Corporate Customers, SME clients, Micro Business clients, Retail customers, Treasury, Leasing and consumer finance granted by non-banking financial institutions, and Other segments. It offers transactional banking products, current account subscriptions, bancassurance products, debit and credit cards, deposits and savings accounts, consumer loans and mortgages, and ATM services to children, students, and employees.

Banca Transilvania S.A. Fundamentals Summary

How do Banca Transilvania's earnings and revenue compare to its market cap?
TLV fundamental statistics
Market capRON 30.44b
Earnings (TTM)RON 4.46b
Revenue (TTM)RON 9.93b
6.8x
P/E Ratio
1.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TLV income statement (TTM)
RevenueRON 9.93b
Cost of RevenueRON 512.08m
Gross ProfitRON 9.42b
Other ExpensesRON 4.96b
EarningsRON 4.46b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 10, 2025

Earnings per share (EPS)4.09
Gross Margin94.85%
Net Profit Margin44.88%
Debt/Equity Ratio93.7%

How did TLV perform over the long term?

See historical performance and comparison

Dividends

5.2%
Current Dividend Yield
36%
Payout Ratio

Does TLV pay a reliable dividends?

See TLV dividend history and benchmarks
When do you need to buy TLV by to receive an upcoming dividend?
Banca Transilvania dividend dates
Ex Dividend DateNov 24 2025
Dividend Pay DateDec 11 2025
Days until Ex dividend45 days
Days until Dividend pay date62 days

Does TLV pay a reliable dividends?

See TLV dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/09 05:05
End of Day Share Price 2025/10/09 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banca Transilvania S.A. is covered by 21 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mihai AnghelescuAlpha Finance Romania
Andreas MarkouBerenberg
Simon NellisCitigroup Inc