Banca Transilvania Future Growth

Future criteria checks 1/6

Banca Transilvania's earnings are forecast to decline at 2.3% per annum while its annual revenue is expected to grow at 5.1% per year. EPS is expected to decline by 3.1% per annum. Return on equity is forecast to be 18.8% in 3 years.

Key information

-2.3%

Earnings growth rate

-3.1%

EPS growth rate

Banks earnings growth	0.3%
Revenue growth rate	5.1%
Future return on equity	18.8%
Analyst coverage	Low
Last updated	15 Nov 2024

Recent future growth updates

Recent updates

With EPS Growth And More, Banca Transilvania (BVB:TLV) Makes An Interesting Case

Jul 05

Analysts Just Published A Bright New Outlook For Banca Transilvania S.A.'s (BVB:TLV)

Mar 10

Banca Transilvania S.A. (BVB:TLV) Is An Attractive Dividend Stock - Here's Why

Jan 07

What You Need To Know About Banca Transilvania S.A.'s (BVB:TLV) Investor Composition

Nov 27

Earnings and Revenue Growth Forecasts

BVB:TLV - Analysts future estimates and past financials data (RON Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	10,592	3,756	N/A	N/A	4
12/31/2025	10,130	3,521	N/A	N/A	4
12/31/2024	9,577	4,686	N/A	N/A	2
9/30/2024	9,007	4,430	-23,240	-22,675	N/A
6/30/2024	8,290	3,407	-18,769	-18,145	N/A
3/31/2024	7,800	3,137	-14,847	-14,329	N/A
12/31/2023	7,398	2,890	-11,867	-11,369	N/A
9/30/2023	7,172	3,007	-3,215	-2,786	N/A
6/30/2023	6,816	2,920	-2,996	-2,622	N/A
3/31/2023	6,456	2,825	-8,448	-8,105	N/A
12/31/2022	5,880	2,404	-15,772	-15,385	N/A
9/30/2022	5,146	1,958	-20,370	-20,009	N/A
6/30/2022	5,064	1,990	-18,485	-18,153	N/A
3/31/2022	4,563	1,716	-13,606	-13,218	N/A
12/31/2021	4,638	1,983	-5,815	-5,453	N/A
9/30/2021	4,663	1,993	-1,023	-648	N/A
6/30/2021	4,219	1,711	-4,077	-3,692	N/A
3/31/2021	4,161	1,736	-3,607	-3,195	N/A
12/31/2020	3,740	1,380	-871	-465	N/A
9/30/2020	3,762	1,282	-3,709	-3,337	N/A
6/30/2020	4,055	1,545	-338	21	N/A
3/31/2020	4,176	1,569	N/A	N/A	N/A
12/31/2019	4,425	1,781	-4,252	-3,924	N/A
9/30/2019	3,862	1,529	N/A	N/A	N/A
6/30/2019	3,611	1,302	840	1,082	N/A
3/31/2019	3,936	1,368	N/A	N/A	N/A
12/31/2018	3,618	1,250	1,811	2,001	N/A
9/30/2018	4,026	1,651	N/A	N/A	N/A
6/30/2018	3,825	1,582	N/A	-1,695	N/A
3/31/2018	3,130	1,362	N/A	N/A	N/A
12/31/2017	2,911	1,239	N/A	-2,574	N/A
9/30/2017	2,672	1,404	N/A	N/A	N/A
6/30/2017	2,486	1,304	N/A	-363	N/A
3/31/2017	2,460	1,308	N/A	N/A	N/A
12/31/2016	2,387	1,272	N/A	-173	N/A
9/30/2016	2,140	863	N/A	N/A	N/A
6/30/2016	2,152	855	N/A	1,212	N/A
3/31/2016	2,230	2,518	N/A	N/A	N/A
12/31/2015	2,057	2,446	N/A	-1,643	N/A
9/30/2015	2,063	2,384	N/A	N/A	N/A
6/30/2015	1,891	2,326	N/A	-4,950	N/A
3/31/2015	1,557	507	N/A	N/A	N/A
12/31/2014	1,467	441	N/A	-2,282	N/A
12/31/2013	1,401	397	N/A	-3,196	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: TLV's earnings are forecast to decline over the next 3 years (-2.3% per year).

Earnings vs Market: TLV's earnings are forecast to decline over the next 3 years (-2.3% per year).

High Growth Earnings: TLV's earnings are forecast to decline over the next 3 years.

Revenue vs Market: TLV's revenue (5.1% per year) is forecast to grow faster than the RO market (1.2% per year).

High Growth Revenue: TLV's revenue (5.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: TLV's Return on Equity is forecast to be low in 3 years time (18.8%).

Banca Transilvania Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Consensus EPS estimates increase by 35%

Price target increased by 9.2% to RON27.16

Consensus EPS estimates increase by 17%

Price target increased by 7.1% to RON27.98

Price target increased by 7.3% to RON28.02

Consensus EPS estimates increase by 19%

Recent updates

Consensus EPS estimates increase by 35%

New major risk - Revenue and earnings growth

Third quarter 2024 earnings released: EPS: RON1.87 (vs RON0.75 in 3Q 2023)

Price target increased by 9.2% to RON27.16

Second quarter 2024 earnings released

Consensus EPS estimates increase by 17%

Banca Transilvania S.A. (BVB:TLV) completed the acquisition of OTP Bank Romania S.A. from OTP Bank Nyrt. (BUSE:OTP).

With EPS Growth And More, Banca Transilvania (BVB:TLV) Makes An Interesting Case

Upcoming dividend of RON1.25 per share

Banca Transilvania S.A. (BVB:TLV) reached an agreement to acquire BRD Societate De Administrare A Fondurilor De Pensii Private SA from BRD - Groupe Société Générale S.A. (BVB:BRD) and Sogécap S.A.

Price target increased by 7.1% to RON27.98

First quarter 2024 earnings released: EPS: RON1.15 (vs RON1.01 in 1Q 2023)

Price target increased by 7.3% to RON28.02

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Consensus EPS estimates increase by 19%

Full year 2023 earnings released

Banca Transilvania S.A. to Report Q3, 2024 Results on Nov 08, 2024

Third quarter 2023 earnings released

Price target increased by 8.3% to RON25.16

Upcoming dividend of RON1.13 per share at 4.4% yield

Now 21% undervalued

New major risk - Revenue and earnings growth

Now 22% undervalued

Second quarter 2023 earnings released: EPS: RON0.90 (vs RON0.79 in 2Q 2022)

Should You Be Adding Banca Transilvania (BVB:TLV) To Your Watchlist Today?

An unknown buyer acquired Altex Impex SRL from Banca Transilvania S.A. (BVB:TLV) for €4.6.

Do Banca Transilvania's (BVB:TLV) Earnings Warrant Your Attention?

Full year 2022 earnings released

Banca Transilvania S.A. to Report Fiscal Year 2022 Final Results on Apr 27, 2023

Banca Transilvania S.A. to Report Fiscal Year 2022 Results on Apr 27, 2023

Insufficient new directors

Second quarter 2022 earnings released: EPS: RON0.089 (vs RON0.50 in 2Q 2021)

Upcoming dividend of RON0.13 per share

First quarter 2022 earnings: EPS misses analyst expectations

Consensus forecasts updated

Insufficient new directors

Consensus EPS estimates increase by 11%

Investor sentiment deteriorated over the past week

Full year 2021 earnings: EPS and revenues exceed analyst expectations

Banca Transilvania S.A. to Report Fiscal Year 2021 Results on Feb 25, 2022

Price target increased to RON3.11

Here's Why We Think Banca Transilvania (BVB:TLV) Is Well Worth Watching

Banca Transilvania S.A. (BVB:TLV) agreed to acquire Tiriac Leasing SA from Hyundai Auto Romania Srl, Tiriac Holdings Ltd. and Molesey Holdings Limited.

Consensus EPS estimates increase by 26%

Third quarter 2021 earnings released: EPS RON0.10 (vs RON0.056 in 3Q 2020)

Upcoming dividend of RON0.079 per share

Price target increased to RON2.81

BT Investments S.R.L. and Banca Transilvania S.A. (BVB:TLV) signed agreement to acquire Idea Bank S.A./Idea Investment S.A. from Getin Holding S.A. (WSE:GTN) and GETIN International SA for approximately RON 210 million.

Price target increased to RON2.85

Price target increased to RON2.71

Full year 2020 earnings released: EPS RON0.24 (vs RON0.31 in FY 2019)

Price target increased to RON2.48

Analysts Just Published A Bright New Outlook For Banca Transilvania S.A.'s (BVB:TLV)

Price target raised to RON2.43

New 90-day low: RON2.17

Banca Transilvania S.A. to Report First Half, 2021 Results on Aug 23, 2021

New 90-day high: RON2.35

New 90-day high: RON2.32

Banca Transilvania S.A. (BVB:TLV) Is An Attractive Dividend Stock - Here's Why

New 90-day high: RON2.28

What You Need To Know About Banca Transilvania S.A.'s (BVB:TLV) Investor Composition

Third quarter 2020 earnings released: EPS RON0.061

Upcoming Dividend of RON0.12 Per Share

New 90-day high - RON2.29

Earnings released

New 90-day high - RON2.25

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts