WAFD Stock Overview
Operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for WAFD from our risk checks.
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WaFd, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.72 |
| 52 Week High | US$38.62 |
| 52 Week Low | US$25.79 |
| Beta | 0.81 |
| 1 Month Change | -7.41% |
| 3 Month Change | -21.61% |
| 1 Year Change | 1.43% |
| 3 Year Change | -21.29% |
| 5 Year Change | -3.98% |
| Change since IPO | 2,782.97% |
Recent News & Updates
Recent updates
WaFd: Preferred Shares Still Offering Attractive Income At 6.7% Yield
Nov 05WaFd: Regional Bank Offering 7.6% Yielding Preferred Dividend
Jul 24Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of Investors
Jan 17
Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth Watching
Sep 25Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention Today
Jun 20Washington Federal GAAP EPS of $1.07 beats by $0.16, revenue of $173.62M misses by $0.48M
Oct 13Washington Federal promotes chief risk officer to CFO
Aug 31Operational Execution And Strategic Risk-Taking Is Benefitting Washington Federal Meaningfully
Aug 19Washington Federal GAAP EPS of $0.91 beats by $0.13, revenue of $169.29M beats by $11.49M
Jul 13Washington Federal (NASDAQ:WAFD) Has Announced A Dividend Of US$0.24
May 12Washington Federal (NASDAQ:WAFD) Is Paying Out A Larger Dividend Than Last Year
Apr 21With Rates Set To Rise, Washington Federal Looks To Leverage Better Growth
Feb 09Washington Federal (NASDAQ:WAFD) Is Increasing Its Dividend To US$0.24
Jan 31Here's Why Washington Federal, Inc.'s (NASDAQ:WAFD) CEO May Have Their Pay Bumped Up
Jan 19Washington Federal Posts A Better Quarter, But Stock No Longer Cheap
Jul 25Shareholder Returns
| WAFD | US Banks | US Market | |
|---|---|---|---|
| 7D | -4.1% | -6.6% | -4.4% |
| 1Y | 1.4% | 14.0% | 7.5% |
Return vs Industry: WAFD underperformed the US Banks industry which returned 13.7% over the past year.
Return vs Market: WAFD underperformed the US Market which returned 6.9% over the past year.
Price Volatility
| WAFD volatility | |
|---|---|
| WAFD Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: WAFD has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: WAFD's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1917 | 2,208 | Brent Beardall | www.wafdbank.com |
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans.
WaFd, Inc. Fundamentals Summary
| WAFD fundamental statistics | |
|---|---|
| Market cap | US$2.23b |
| Earnings (TTM) | US$174.23m |
| Revenue (TTM) | US$708.75m |
13.0x
P/E Ratio0.8x
P/B RatioIs WAFD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| WAFD income statement (TTM) | |
|---|---|
| Revenue | US$708.75m |
| Cost of Revenue | US$0 |
| Gross Profit | US$708.75m |
| Other Expenses | US$534.52m |
| Earnings | US$174.23m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.14 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.58% |
| Debt/Equity Ratio | 98.4% |
How did WAFD perform over the long term?
See historical performance and comparisonDividends
3.8%
Current Dividend Yield47%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/12 23:51 |
| End of Day Share Price | 2025/03/12 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
WaFd, Inc. is covered by 19 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Michael Diana | Cantor Fitzgerald & Co. |
| Jeffrey Rulis | D.A. Davidson & Co. |