WaFd, Inc.

NasdaqGS:WAFD Stock Report

Market Cap: US$2.8b

WaFd Future Growth

Future criteria checks 0/6

WaFd is forecast to grow earnings and revenue by 0.5% and 5.1% per annum respectively while EPS is expected to grow by 6.8% per annum.

Key information

0.5%

Earnings growth rate

6.78%

EPS growth rate

Banks earnings growth8.2%
Revenue growth rate5.1%
Future return on equityn/a
Analyst coverage

Low

Last updated23 Jun 2026

Recent future growth updates

Recent updates

Narrative Update • Jun 26

WAFD: Higher Multiple And Buybacks Will Shape Balanced Return Profile

The analyst price target for WaFd has been revised from $31.00 to $37.25, with analysts citing updated assumptions on the discount rate, revenue growth, profit margin, and future P/E to support the higher valuation. Analyst Commentary Recent Street research on WaFd highlights a mix of optimism and caution around the stock's updated valuation framework, with analysts updating their models to reflect changes in discount rate assumptions, revenue expectations, profit margins, and future P/E levels.
Seeking Alpha • Jun 08

WaFd: Regional Bank Preferred Share Offering 7.5% Dividend Yield

Summary WaFd preferred shares now offer a 7.5% yield, trading at a 35% discount to par, presenting an attractive entry for income investors. WAFD’s net interest income has risen for five consecutive quarters, supported by consistent declines in interest expense and stabilization of the loan-to-deposit ratio at 93%. Loan growth remains sluggish post-merger, but Q1 saw a modest 0.6% uptick; deposits are stable, with minimal quarterly fluctuations. Nonperforming assets have improved, reducing risk to both common and preferred dividends, which remain well-covered by current operating performance. Read the full article on Seeking Alpha
Seeking Alpha • Mar 26

WaFd: Regional Bank With A 7.3% Yielding Preferred Share

Summary WaFd's preferred shares offer a 7.35% dividend yield, making them attractive for income investors despite recent value drops. The bank's net interest income has declined due to rising borrowing yields and falling asset yields, impacting profitability. The Luther Burbank merger improved WaFd's loan to deposit ratio, reducing dependence on costly external financing. Multifamily mortgage risks and low loan loss allowances are concerns, but preferred dividends remain secure with potential for capital appreciation. Read the full article on Seeking Alpha
Seeking Alpha • Nov 05

WaFd: Preferred Shares Still Offering Attractive Income At 6.7% Yield

Summary WaFd's merger with Luther Burbank Corporation has improved its loan-to-deposit ratio and reduced external borrowing, enhancing future net interest income and earnings potential. Despite the positive merger impact, WaFd faces risks from high loan-to-deposit ratios and lower-than-average allowance for credit losses, which could pressure earnings. WaFd's preferred shares offer an attractive 6.7% yield and trade at 73% of their call price, providing income and potential capital appreciation. I recommend WaFd's preferred shares for income investors, given their seniority to common shares and insulation from the bank's loan performance challenges. Read the full article on Seeking Alpha
Seeking Alpha • Jul 24

WaFd: Regional Bank Offering 7.6% Yielding Preferred Dividend

Summary WaFd, a regional bank, experienced a significant increase in share price after recent earnings. Financial performance showed growth in net interest income but volatility in some metrics, with risks related to loan losses. Stability in loan and deposit growth, but risks include inadequate credit loss allowance and concentration in certain loan types. Read the full article on Seeking Alpha
Analysis Article • Jan 17

Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of Investors

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article • Sep 25

Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article • Jun 20

Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention Today

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...

Earnings and Revenue Growth Forecasts

NasdaqGS:WAFD - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
9/30/2027815241N/AN/A4
9/30/2026788243N/AN/A4
3/31/2026751238217255N/A
12/31/2025734228215248N/A
9/30/2025718211208237N/A
6/30/2025721212252276N/A
3/31/2025730215257281N/A
12/31/2024709174355378N/A
9/30/2024704185415439N/A
6/30/2024667174404425N/A
3/31/2024647172360382N/A
12/31/2023673222237258N/A
9/30/2023701243199214N/A
6/30/2023736266214228N/A
3/31/2023730268285296N/A
12/31/2022700251296308N/A
9/30/2022658222257268N/A
6/30/2022623201223236N/A
3/31/2022599185178193N/A
12/31/2021600181223247N/A
9/30/2021579174285314N/A
6/30/2021547159271305N/A
3/31/2021523150279320N/A
12/31/2020510145152187N/A
9/30/2020549173135167N/A
6/30/2020568191150177N/A
3/31/2020584210156176N/A
12/31/2019576225N/A247N/A
9/30/2019545210N/A234N/A
6/30/2019543209N/A219N/A
3/31/2019539207N/A179N/A
12/31/2018538205N/A193N/A
9/30/2018522204N/A191N/A
6/30/2018514198N/A198N/A
3/31/2018505191N/A216N/A
12/31/2017494184N/A196N/A
9/30/2017486174N/A180N/A
6/30/2017478172N/A175N/A
3/31/2017472171N/A170N/A
12/31/2016471170N/A196N/A
9/30/2016474164N/A222N/A
6/30/2016471162N/A240N/A
3/31/2016477158N/A219N/A
12/31/2015475157N/A193N/A
9/30/2015476160N/A143N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: WAFD's forecast earnings growth (0.5% per year) is below the savings rate (3.5%).

Earnings vs Market: WAFD's earnings (0.5% per year) are forecast to grow slower than the US market (18.4% per year).

High Growth Earnings: WAFD's earnings are forecast to grow, but not significantly.

Revenue vs Market: WAFD's revenue (5.1% per year) is forecast to grow slower than the US market (12.7% per year).

High Growth Revenue: WAFD's revenue (5.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if WAFD's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/05 03:04
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

WaFd, Inc. is covered by 16 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bruce HartingBarclays
Michael DianaCantor Fitzgerald & Co.
Jeffrey RulisD.A. Davidson & Co.