WaFd Balance Sheet Health
Financial Health criteria checks 6/6
WaFd has total assets of $28.1B and total equity of $3.0B. Total deposits are $21.4B, and total loans are $20.9B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.5B.
Key information
9.4x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$21.37b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.55b |
Recent financial health updates
No updates
Recent updates
WaFd: Preferred Shares Still Offering Attractive Income At 6.7% Yield
Nov 05WaFd: Regional Bank Offering 7.6% Yielding Preferred Dividend
Jul 24Here's Why WaFd (NASDAQ:WAFD) Has Caught The Eye Of Investors
Jan 17
Here's Why We Think Washington Federal (NASDAQ:WAFD) Is Well Worth Watching
Sep 25Here's Why We Think Washington Federal (NASDAQ:WAFD) Might Deserve Your Attention Today
Jun 20Washington Federal GAAP EPS of $1.07 beats by $0.16, revenue of $173.62M misses by $0.48M
Oct 13Washington Federal promotes chief risk officer to CFO
Aug 31Operational Execution And Strategic Risk-Taking Is Benefitting Washington Federal Meaningfully
Aug 19Washington Federal GAAP EPS of $0.91 beats by $0.13, revenue of $169.29M beats by $11.49M
Jul 13Washington Federal (NASDAQ:WAFD) Has Announced A Dividend Of US$0.24
May 12Washington Federal (NASDAQ:WAFD) Is Paying Out A Larger Dividend Than Last Year
Apr 21With Rates Set To Rise, Washington Federal Looks To Leverage Better Growth
Feb 09Washington Federal (NASDAQ:WAFD) Is Increasing Its Dividend To US$0.24
Jan 31Here's Why Washington Federal, Inc.'s (NASDAQ:WAFD) CEO May Have Their Pay Bumped Up
Jan 19Washington Federal Posts A Better Quarter, But Stock No Longer Cheap
Jul 25Does Washington Federal, Inc. (NASDAQ:WAFD) Have A Place In Your Dividend Portfolio?
Mar 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WAFD's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: WAFD has a sufficient allowance for bad loans (293%).
Low Risk Liabilities: 85% of WAFD's liabilities are made up of primarily low risk sources of funding.
Loan Level: WAFD has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: WAFD's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: WAFD has an appropriate level of bad loans (0.3%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/08 23:07 |
| End of Day Share Price | 2025/01/08 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
WaFd, Inc. is covered by 19 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bruce Harting | Barclays |
| Michael Diana | Cantor Fitzgerald & Co. |
| Jeffrey Rulis | D.A. Davidson & Co. |